Cost of Living in Banja Luka - Updated Prices & Insights

46.5

Solo nomad: Estimated monthly costs are $640 (excluding rent), and $1,122 including rent.

Family of 3: Estimated monthly costs are $1,613 (excluding rent), and $2,253 including rent.

Meal at Budget Restaurant

$8.61 BAM 14.53

$5.74 BAM 9.69

$17.21 BAM 29.05

Three-Course Dinner for Two, Mid-Range

$42.54 BAM 71.8

$41.47 BAM 70

$72.1 BAM 122

Fast Food Meal (McDonalds, etc)

$8.66 BAM 14.62

$5.77 BAM 9.75

$8.66 BAM 14.62

Cappuccino

$1.64 BAM 2.78

$1.2 BAM 2.02

$2.4 BAM 4.04

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2 BAM 3.37

$1.8 BAM 3.03

$2.39 BAM 4.04

Water (0.33 liter bottle)

$1.16 BAM 1.96

$1.45 BAM 2.44

Local Beer (0.5 liter draught)

$2.11 BAM 3.57

$1.82 BAM 3.06

$2.72 BAM 4.59

Imported Beer (0.33 liter bottle)

$2.87 BAM 4.84

$2.11 BAM 3.56

$3.63 BAM 6.12

Milk (1 liter)

$1.4 BAM 2.37

$1.2 BAM 2.02

$1.49 BAM 2.52

White Bread (500g)

$1.24 BAM 2.1

$1.07 BAM 1.81

$1.75 BAM 2.95

Rice (white) (1kg)

$1.64 BAM 2.77

$1.2 BAM 2.03

$2.31 BAM 3.9

Eggs

$2.99 BAM 5.05

$2.16 BAM 3.64

$3.23 BAM 5.46

Local Cheese (1kg)

$9.4 BAM 15.87

$3.8 BAM 6.41

$16.62 BAM 28.06

Chicken Fillets (1kg)

$8.84 BAM 14.93

$7.17 BAM 12.11

$10.76 BAM 18.16

Beef Round Steak (1kg)

$11.84 BAM 19.98

$8.1 BAM 13.67

$14.51 BAM 24.49

Apples (1kg)

$1.44 BAM 2.43

$1.2 BAM 2.02

$1.64 BAM 2.77

Banana (1kg)

$1.6 BAM 2.7

$1.38 BAM 2.33

$1.76 BAM 2.96

Oranges (1kg)

$1.93 BAM 3.26

$0.9 BAM 1.51

$2.58 BAM 4.36

Tomato (1kg)

$2 BAM 3.38

$1.19 BAM 2.01

$2.67 BAM 4.5

Potato (1kg)

$1.19 BAM 2

$0.92 BAM 1.54

$1.35 BAM 2.28

Onion (1kg)

$1.31 BAM 2.21

$1.02 BAM 1.73

$1.81 BAM 3.06

Lettuce (1 head)

$1.28 BAM 2.16

$1.21 BAM 2.04

$4.23 BAM 7.14

Water (1.5 liter bottle)

$0.76 BAM 1.29

$0.61 BAM 1.03

$1.09 BAM 1.85

Cigarettes 20 Pack (Marlboro, Camel)

$3.82 BAM 6.45

$3.62 BAM 6.1

$4.22 BAM 7.12

Wine (Bottle)

$6.38 BAM 10.77

$5.23 BAM 8.82

$8.71 BAM 14.7

Local Beer (0.5 liter bottle)

$0.72 BAM 1.21

$0.46 BAM 0.78

$0.98 BAM 1.66

Imported Beer (0.33 liter bottle)

$1.1 BAM 1.85

$0.93 BAM 1.57

$1.75 BAM 2.95

One-way Ticket (Public Transport)

$1.43 BAM 2.41

$1.4 BAM 2.36

$1.57 BAM 2.65

Public Transport Monthly Pass (Regular Price)

$36.3 BAM 61.3

$33.11 BAM 55.9

$40.65 BAM 68.6

Taxi Start (Normal Tariff)

$1.46 BAM 2.46

$1.17 BAM 1.98

$1.76 BAM 2.96

Taxi (Normal Tariff) (1km)

$1.11 BAM 1.87

$0.78 BAM 1.32

$1.58 BAM 2.66

Taxi 1hour Waiting (Normal Tariff)

$8.91 BAM 15.04

$14.84 BAM 25.05

Gasoline (1 liter)

$1.53 BAM 2.59

$1.46 BAM 2.47

$1.64 BAM 2.76

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.7K BAM 48.5K

$26.7K BAM 45K

$31K BAM 52.4K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.1K BAM 45.7K

$25.5K BAM 43K

$29.7K BAM 50.1K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$169 BAM 285

$116 BAM 196

$203 BAM 343

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.76 BAM 31.66

$17.4 BAM 29.37

$20.3 BAM 34.27

Internet (50+ Mbps, Unlimited Data)

$23.84 BAM 40.24

$17.88 BAM 30.18

$38.74 BAM 65.4

Gym Membership (Monthly)

$28.4 BAM 47.94

$23.67 BAM 39.95

$35.51 BAM 59.9

Tennis Court (1 Hour on Weekend)

$10.17 BAM 17.17

$8.98 BAM 15.15

$11.97 BAM 20.2

Cinema Ticket

$4.68 BAM 7.9

$2.92 BAM 4.94

$5.85 BAM 9.87

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$235 BAM 396

$173 BAM 293

$289 BAM 488

International Primary School, 1 Child (Yearly)

$3,754 BAM 6,337

$2,102 BAM 3,549

$7,208 BAM 12.2K

Jeans (Levis 501 Or Similar)

$75 BAM 127

$29.55 BAM 49.87

$118 BAM 199

Summer Dress (H&M, Zara, etc)

$36.77 BAM 62.1

$11.87 BAM 20.03

$59.3 BAM 100

Sport Shoes (Adidas, Nike)

$89 BAM 150

$58.7 BAM 99

$117 BAM 198

Men's Leather Business Shoes

$123 BAM 208

$87.8 BAM 148

$176 BAM 296

1-bedroom Apartment, City Center (Monthly)

$453 BAM 765

$410 BAM 691

$527 BAM 889

1-bedroom Apartment, Outside City Center (Monthly)

$329 BAM 555

$268 BAM 452

$386 BAM 652

3-bedroom Apartment, City Center (Monthly)

$657 BAM 1,110

$478 BAM 807

$896 BAM 1,513

3-bedroom Apartment, Outside City Center (Monthly)

$475 BAM 802

$356 BAM 601

$594 BAM 1,002

Buy Apartment in City Center (m2)

$3,028 BAM 5,112

$2,690 BAM 4,540

$4,782 BAM 8,071

Buy Apartment Outside City Center (m2)

$2,138 BAM 3,608

$1,912 BAM 3,227

$2,987 BAM 5,042

Average Monthly Net Salary (After Tax)

$823 BAM 1,390

20-Year Fixed Mortgage Interest Rate (Annual %)

5.02

Citycost data is based on AI and user input – minor inaccuracies may occur.

City tags:

🇪🇺 Europe

Cost of Living in Banja Luka - Frequently Asked Questions

Banja Luka offers a balanced mix of affordability and lifestyle for travelers, expats, and digital nomads. The city delivers a comfortable routine without the high price tag you encounter in larger markets, and you can tailor housing, dining, and local services to fit your budget. Compared with many Western spots, costs here tend to be steadier and more predictable, letting you stretch a day or two of exploration into longer stays. The experience is anchored by a walkable center, riverfront parks, and a growing set of coworking spaces and cafes that suit freelancers. The Cost of Living in Banja Luka, Bosnia And Herzegovina supports sensible budgeting for work and leisure. Tip: Try a two-week stay in one or two neighborhoods to gauge costs and vibe.

When you land, start with the housing search in central districts and outskirts depending on how close you want to be to services. Short-term rentals and longer leases are available through local listings and word of mouth. Food options range from crowded farmers markets to affordable eateries offering Bosnian staples, with plenty of seasonal produce at good value. Transport is practical and reliable via urban buses; many places are walkable, and biking is growing. Daily errands are convenient with pharmacies, bakeries, and banks nearby. Banja Luka, Bosnia And Herzegovina living cost scales with neighborhood and lifestyle. Tip: Use markets for fresh staples and explore cafés near coworking spaces to find your rhythm.

Quality of life hinges on how you budget and where you reside. Build a simple framework: housing costs, groceries, utilities, transport, and leisure, then set monthly targets and track your spends. In winter, heating will be a bigger share of utilities, while summer energy use is typically lower; planning around that helps you prevent surprises. Neighborhood fit matters: central districts offer services and nightlife; residential riverside zones provide calmer environments and quicker access to outdoors. Practical savings come from cooking at home, shopping at markets, and choosing transit over rideshares whenever feasible. Tip: start with a two-week trial in a couple of areas to compare vibes.