Cost of Living in Banja Luka - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $642 (excluding rent), and $1,143 including rent.

Family of 3: Estimated monthly costs are $1,626 (excluding rent), and $2,261 including rent.

Meal at Budget Restaurant

$8.69 BAM 14.62

$5.79 BAM 9.75

$17.36 BAM 29.23

Three-Course Dinner for Two, Mid-Range

$41.2 BAM 69.4

$40.17 BAM 67.6

$69.9 BAM 118

Fast Food Meal (McDonalds, etc)

$8.71 BAM 14.66

$5.81 BAM 9.77

$8.71 BAM 14.66

Cappuccino

$1.66 BAM 2.79

$1.21 BAM 2.03

$2.42 BAM 4.07

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.95 BAM 3.29

$1.76 BAM 2.96

$2.34 BAM 3.94

Water (0.33 liter bottle)

$1.2 BAM 2.02

$1.49 BAM 2.52

Local Beer (0.5 liter draught)

$2.09 BAM 3.52

$1.79 BAM 3.02

$2.69 BAM 4.52

Imported Beer (0.33 liter bottle)

$2.74 BAM 4.62

$2.02 BAM 3.4

$3.47 BAM 5.84

Milk (1 liter)

$1.36 BAM 2.28

$1.16 BAM 1.95

$1.45 BAM 2.43

White Bread (500g)

$1.25 BAM 2.1

$1.08 BAM 1.82

$1.75 BAM 2.95

Rice (white) (1kg)

$1.57 BAM 2.65

$1.15 BAM 1.94

$2.22 BAM 3.73

Eggs

$3.03 BAM 5.1

$2.18 BAM 3.67

$3.27 BAM 5.51

Local Cheese (1kg)

$9.17 BAM 15.44

$3.7 BAM 6.23

$16.21 BAM 27.29

Chicken Fillets (1kg)

$8.77 BAM 14.76

$7.11 BAM 11.97

$10.66 BAM 17.95

Beef Round Steak (1kg)

$12.08 BAM 20.34

$8.26 BAM 13.91

$14.8 BAM 24.92

Apples (1kg)

$1.4 BAM 2.36

$1.16 BAM 1.96

$1.6 BAM 2.69

Banana (1kg)

$1.58 BAM 2.66

$1.36 BAM 2.3

$1.74 BAM 2.93

Oranges (1kg)

$1.87 BAM 3.14

$0.86 BAM 1.46

$2.5 BAM 4.2

Tomato (1kg)

$1.97 BAM 3.31

$1.17 BAM 1.96

$2.62 BAM 4.41

Potato (1kg)

$1.19 BAM 2

$0.92 BAM 1.54

$1.36 BAM 2.28

Onion (1kg)

$1.26 BAM 2.12

$0.98 BAM 1.66

$1.74 BAM 2.93

Lettuce (1 head)

$1.22 BAM 2.05

$1.15 BAM 1.94

$4.03 BAM 6.78

Water (1.5 liter bottle)

$0.76 BAM 1.29

$0.61 BAM 1.03

$1.09 BAM 1.84

Cigarettes 20 Pack (Marlboro, Camel)

$3.66 BAM 6.16

$3.46 BAM 5.83

$4.04 BAM 6.8

Wine (Bottle)

$7.9 BAM 13.3

$5.25 BAM 8.84

$14.6 BAM 24.57

Local Beer (0.5 liter bottle)

$0.75 BAM 1.26

$0.48 BAM 0.81

$1.02 BAM 1.72

Imported Beer (0.33 liter bottle)

$1.12 BAM 1.89

$0.95 BAM 1.6

$1.79 BAM 3.01

One-way Ticket (Public Transport)

$1.42 BAM 2.39

$1.39 BAM 2.34

$1.56 BAM 2.63

Public Transport Monthly Pass (Regular Price)

$36.68 BAM 61.8

$33.46 BAM 56.3

$41.08 BAM 69.2

Taxi Start (Normal Tariff)

$1.49 BAM 2.5

$1.19 BAM 2.01

$1.79 BAM 3.01

Taxi (Normal Tariff) (1km)

$1.14 BAM 1.92

$0.81 BAM 1.36

$1.63 BAM 2.74

Taxi 1hour Waiting (Normal Tariff)

$8.9 BAM 14.98

$14.82 BAM 24.95

Gasoline (1 liter)

$1.46 BAM 2.46

$1.39 BAM 2.34

$1.56 BAM 2.62

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29K BAM 48.9K

$26.9K BAM 45.3K

$31.4K BAM 52.8K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.5K BAM 44.7K

$25K BAM 42K

$29.1K BAM 49K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$173 BAM 292

$119 BAM 201

$209 BAM 352

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.89 BAM 31.81

$17.53 BAM 29.5

$20.45 BAM 34.42

Internet (50+ Mbps, Unlimited Data)

$23.48 BAM 39.53

$17.61 BAM 29.65

$38.16 BAM 64.2

Gym Membership (Monthly)

$28.59 BAM 48.13

$23.82 BAM 40.11

$35.74 BAM 60.2

Tennis Court (1 Hour on Weekend)

$9.94 BAM 16.73

$8.77 BAM 14.76

$11.69 BAM 19.68

Cinema Ticket

$4.63 BAM 7.79

$2.89 BAM 4.87

$5.78 BAM 9.73

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$238 BAM 401

$176 BAM 297

$294 BAM 494

International Primary School, 1 Child (Yearly)

$3,697 BAM 6,224

$2,070 BAM 3,485

$7,099 BAM 11.9K

Jeans (Levis 501 Or Similar)

$75.2 BAM 127

$29.62 BAM 49.86

$118 BAM 199

Summer Dress (H&M, Zara, etc)

$36.31 BAM 61.1

$11.72 BAM 19.73

$58.6 BAM 98.6

Sport Shoes (Adidas, Nike)

$89.8 BAM 151

$59.2 BAM 99.7

$118 BAM 199

Men's Leather Business Shoes

$126 BAM 212

$90.1 BAM 152

$180 BAM 304

1-bedroom Apartment, City Center (Monthly)

$466 BAM 785

$421 BAM 709

$541 BAM 911

1-bedroom Apartment, Outside City Center (Monthly)

$325 BAM 546

$264 BAM 445

$382 BAM 642

3-bedroom Apartment, City Center (Monthly)

$646 BAM 1,087

$470 BAM 790

$880 BAM 1,482

3-bedroom Apartment, Outside City Center (Monthly)

$463 BAM 780

$348 BAM 585

$579 BAM 975

Buy Apartment in City Center (m2)

$2,854 BAM 4,805

$2,415 BAM 4,065

$3,848 BAM 6,478

Buy Apartment Outside City Center (m2)

$2,061 BAM 3,469

$1,874 BAM 3,155

$2,508 BAM 4,222

Average Monthly Net Salary (After Tax)

$891 BAM 1,499

20-Year Fixed Mortgage Interest Rate (Annual %)

5.02

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update: November 29, 2025

Digital Nomad Cost of Living Index

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🇪🇺 Europe

Cost of Living in Banja Luka - Frequently Asked Questions

Banja Luka offers a balanced mix of affordability and lifestyle for travelers, expats, and digital nomads. The city delivers a comfortable routine without the high price tag you encounter in larger markets, and you can tailor housing, dining, and local services to fit your budget. Compared with many Western spots, costs here tend to be steadier and more predictable, letting you stretch a day or two of exploration into longer stays. The experience is anchored by a walkable center, riverfront parks, and a growing set of coworking spaces and cafes that suit freelancers. The Cost of Living in Banja Luka, Bosnia And Herzegovina supports sensible budgeting for work and leisure. Tip: Try a two-week stay in one or two neighborhoods to gauge costs and vibe.

When you land, start with the housing search in central districts and outskirts depending on how close you want to be to services. Short-term rentals and longer leases are available through local listings and word of mouth. Food options range from crowded farmers markets to affordable eateries offering Bosnian staples, with plenty of seasonal produce at good value. Transport is practical and reliable via urban buses; many places are walkable, and biking is growing. Daily errands are convenient with pharmacies, bakeries, and banks nearby. Banja Luka, Bosnia And Herzegovina living cost scales with neighborhood and lifestyle. Tip: Use markets for fresh staples and explore cafés near coworking spaces to find your rhythm.

Quality of life hinges on how you budget and where you reside. Build a simple framework: housing costs, groceries, utilities, transport, and leisure, then set monthly targets and track your spends. In winter, heating will be a bigger share of utilities, while summer energy use is typically lower; planning around that helps you prevent surprises. Neighborhood fit matters: central districts offer services and nightlife; residential riverside zones provide calmer environments and quicker access to outdoors. Practical savings come from cooking at home, shopping at markets, and choosing transit over rideshares whenever feasible. Tip: start with a two-week trial in a couple of areas to compare vibes.