Cost of Living in Banja Luka - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $658 (excluding rent), and $1,152 including rent.

Family of 3: Estimated monthly costs are $1,629 (excluding rent), and $2,259 including rent.

Meal at Budget Restaurant

$8.67 BAM 14.65

$5.78 BAM 9.77

$17.33 BAM 29.29

Three-Course Dinner for Two, Mid-Range

$42.02 BAM 71.0

$40.96 BAM 69.2

$71.3 BAM 120

Fast Food Meal (McDonalds, etc)

$8.61 BAM 14.55

$5.74 BAM 9.70

$8.61 BAM 14.55

Cappuccino

$1.64 BAM 2.77

$1.19 BAM 2.02

$2.39 BAM 4.04

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.00 BAM 3.38

$1.80 BAM 3.04

$2.40 BAM 4.05

Water (0.33 liter bottle)

$1.15 BAM 1.94

$1.43 BAM 2.42

Local Beer (0.5 liter draught)

$2.00 BAM 3.38

$1.72 BAM 2.90

$2.57 BAM 4.35

Imported Beer (0.33 liter bottle)

$2.81 BAM 4.75

$2.07 BAM 3.50

$3.55 BAM 6.01

Milk (1 liter)

$1.37 BAM 2.31

$1.17 BAM 1.98

$1.46 BAM 2.46

White Bread (500g)

$1.29 BAM 2.18

$1.11 BAM 1.88

$1.81 BAM 3.06

Rice (white) (1kg)

$1.65 BAM 2.78

$1.21 BAM 2.04

$2.32 BAM 3.92

Eggs

$2.86 BAM 4.83

$2.06 BAM 3.48

$3.09 BAM 5.23

Local Cheese (1kg)

$9.53 BAM 16.10

$3.85 BAM 6.50

$16.84 BAM 28.46

Chicken Fillets (1kg)

$8.95 BAM 15.12

$7.25 BAM 12.26

$10.88 BAM 18.39

Beef Round Steak (1kg)

$11.91 BAM 20.13

$8.15 BAM 13.77

$14.60 BAM 24.67

Apples (1kg)

$1.45 BAM 2.45

$1.20 BAM 2.04

$1.65 BAM 2.80

Banana (1kg)

$1.62 BAM 2.74

$1.40 BAM 2.37

$1.78 BAM 3.01

Oranges (1kg)

$1.85 BAM 3.13

$0.86 BAM 1.45

$2.48 BAM 4.18

Tomato (1kg)

$1.95 BAM 3.30

$1.16 BAM 1.96

$2.60 BAM 4.40

Potato (1kg)

$1.19 BAM 2.02

$0.92 BAM 1.55

$1.36 BAM 2.30

Onion (1kg)

$1.29 BAM 2.19

$1.01 BAM 1.71

$1.79 BAM 3.02

Lettuce (1 head)

$1.22 BAM 2.06

$1.15 BAM 1.94

$4.02 BAM 6.79

Water (1.5 liter bottle)

$0.78 BAM 1.31

$0.62 BAM 1.04

$1.11 BAM 1.88

Cigarettes 20 Pack (Marlboro, Camel)

$3.76 BAM 6.36

$3.56 BAM 6.02

$4.16 BAM 7.02

Wine (Bottle)

$8.01 BAM 13.54

$5.33 BAM 9.01

$14.80 BAM 25.01

Local Beer (0.5 liter bottle)

$0.69 BAM 1.17

$0.45 BAM 0.75

$0.95 BAM 1.61

Imported Beer (0.33 liter bottle)

$1.09 BAM 1.85

$0.93 BAM 1.56

$1.74 BAM 2.95

One-way Ticket (Public Transport)

$1.38 BAM 2.33

$1.35 BAM 2.28

$1.52 BAM 2.56

Public Transport Monthly Pass (Regular Price)

$36.64 BAM 61.9

$33.42 BAM 56.5

$41.03 BAM 69.3

Taxi Start (Normal Tariff)

$1.44 BAM 2.43

$1.15 BAM 1.95

$1.73 BAM 2.92

Taxi (Normal Tariff) (1km)

$1.16 BAM 1.95

$0.82 BAM 1.38

$1.65 BAM 2.78

Taxi 1hour Waiting (Normal Tariff)

$9.00 BAM 15.21

$14.99 BAM 25.33

Gasoline (1 liter)

$1.49 BAM 2.52

$1.42 BAM 2.40

$1.59 BAM 2.69

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.1K BAM 49.1K

$27.0K BAM 45.6K

$31.4K BAM 53.1K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.4K BAM 44.6K

$24.9K BAM 42.0K

$29.0K BAM 49.0K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$170 BAM 287

$117 BAM 197

$204 BAM 345

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.16 BAM 32.38

$17.77 BAM 30.04

$20.74 BAM 35.05

Internet (50+ Mbps, Unlimited Data)

$23.63 BAM 39.93

$17.72 BAM 29.94

$38.39 BAM 64.9

Gym Membership (Monthly)

$28.58 BAM 48.30

$23.82 BAM 40.25

$35.73 BAM 60.4

Tennis Court (1 Hour on Weekend)

$10.20 BAM 17.23

$9.00 BAM 15.20

$12.00 BAM 20.27

Cinema Ticket

$4.65 BAM 7.86

$2.91 BAM 4.91

$5.82 BAM 9.83

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$235 BAM 396

$173 BAM 293

$289 BAM 489

International Primary School, 1 Child (Yearly)

$3,723 BAM 6,292

$2,085 BAM 3,523

$7,148 BAM 12.1K

Jeans (Levis 501 Or Similar)

$73.8 BAM 125

$29.06 BAM 49.11

$116 BAM 196

Summer Dress (H&M, Zara, etc)

$36.92 BAM 62.4

$11.92 BAM 20.14

$59.6 BAM 101

Sport Shoes (Adidas, Nike)

$88.7 BAM 150

$58.5 BAM 98.9

$117 BAM 198

Men's Leather Business Shoes

$125 BAM 212

$89.6 BAM 151

$179 BAM 303

1-bedroom Apartment, City Center (Monthly)

$449 BAM 758

$405 BAM 685

$521 BAM 880

1-bedroom Apartment, Outside City Center (Monthly)

$326 BAM 552

$266 BAM 449

$384 BAM 649

3-bedroom Apartment, City Center (Monthly)

$653 BAM 1,104

$475 BAM 803

$891 BAM 1,506

3-bedroom Apartment, Outside City Center (Monthly)

$479 BAM 809

$359 BAM 607

$599 BAM 1,012

Buy Apartment in City Center (m2)

$3,090 BAM 5,222

$2,450 BAM 4,140

$3,904 BAM 6,597

Buy Apartment Outside City Center (m2)

$2,087 BAM 3,527

$1,910 BAM 3,228

$2,556 BAM 4,319

Average Monthly Net Salary (After Tax)

$874 BAM 1,476

20-Year Fixed Mortgage Interest Rate (Annual %)

5.02

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: January 13, 2026

Banja Luka Median Internet Speeds (Updated December 2025)

Mobile

146

Mbps

Fixed Broadband

Mbps

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

City tags:

🇪🇺 Europe

Cost of Living in Banja Luka - Frequently Asked Questions

Banja Luka offers a balanced mix of affordability and lifestyle for travelers, expats, and digital nomads. The city delivers a comfortable routine without the high price tag you encounter in larger markets, and you can tailor housing, dining, and local services to fit your budget. Compared with many Western spots, costs here tend to be steadier and more predictable, letting you stretch a day or two of exploration into longer stays. The experience is anchored by a walkable center, riverfront parks, and a growing set of coworking spaces and cafes that suit freelancers. The Cost of Living in Banja Luka, Bosnia And Herzegovina supports sensible budgeting for work and leisure. Tip: Try a two-week stay in one or two neighborhoods to gauge costs and vibe.

When you land, start with the housing search in central districts and outskirts depending on how close you want to be to services. Short-term rentals and longer leases are available through local listings and word of mouth. Food options range from crowded farmers markets to affordable eateries offering Bosnian staples, with plenty of seasonal produce at good value. Transport is practical and reliable via urban buses; many places are walkable, and biking is growing. Daily errands are convenient with pharmacies, bakeries, and banks nearby. Banja Luka, Bosnia And Herzegovina living cost scales with neighborhood and lifestyle. Tip: Use markets for fresh staples and explore cafés near coworking spaces to find your rhythm.

Quality of life hinges on how you budget and where you reside. Build a simple framework: housing costs, groceries, utilities, transport, and leisure, then set monthly targets and track your spends. In winter, heating will be a bigger share of utilities, while summer energy use is typically lower; planning around that helps you prevent surprises. Neighborhood fit matters: central districts offer services and nightlife; residential riverside zones provide calmer environments and quicker access to outdoors. Practical savings come from cooking at home, shopping at markets, and choosing transit over rideshares whenever feasible. Tip: start with a two-week trial in a couple of areas to compare vibes.