Quality of life leans on access to nature, a tight-knit community, and steady, manageable costs. To budget effectively, use a simple framework: fixed essentials (home, utilities, groceries), flexible spending (eating out, leisure), and seasonal buffers (heating, clothing, travel). In winter, heating and indoor activities shape routines, while summer invites longer outdoor days and outdoor markets. Neighborhood fit often means proximity to amenities, quiet residential streets, or easy access to the city center; choose based on pace and privacy preferences. Tip: List your must-haves by season to prioritize housing and transit options.