Cost of Living in Zephyrhills, FL - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $1,091 (excluding rent), and $2,394 including rent.

Family of 3: Estimated monthly costs are $3,061 (excluding rent), and $4,581 including rent.

Meal at Budget Restaurant

$19.76 $19.76

$14.82 $14.82

$59.3 $59.3

Three-Course Dinner for Two, Mid-Range

$89.4 $89.4

$59.6 $59.6

$149 $149

Fast Food Meal (McDonalds, etc)

$9.85 $9.85

$8.86 $8.86

$11.82 $11.82

Cappuccino

$5.72 $5.72

$4.12 $4.12

$9.26 $9.26

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.15 $3.15

$2.05 $2.05

$4.1 $4.1

Water (0.33 liter bottle)

$2.55 $2.55

$1.93 $1.93

$3.89 $3.89

Local Beer (0.5 liter draught)

$6.11 $6.11

$4.07 $4.07

$8.14 $8.14

Imported Beer (0.33 liter bottle)

$8.05 $8.05

$7.04 $7.04

$10.06 $10.06

Milk (1 liter)

$1.17 $1.17

$0.8 $0.8

$1.62 $1.62

White Bread (500g)

$2.28 $2.28

$1.27 $1.27

$6.65 $6.65

Rice (white) (1kg)

$2.63 $2.63

$1.99 $1.99

$6.72 $6.72

Eggs

$1.5 $1.5

$6.79 $6.79

Local Cheese (1kg)

$12.78 $12.78

$10.84 $10.84

$30.33 $30.33

Chicken Fillets (1kg)

$12.15 $12.15

$5.92 $5.92

$31.04 $31.04

Beef Round Steak (1kg)

$22.82 $22.82

$15.21 $15.21

$52.6 $52.6

Apples (1kg)

$4.5 $4.5

$1.98 $1.98

$8.93 $8.93

Banana (1kg)

$1.46 $1.46

$1.07 $1.07

$4.36 $4.36

Oranges (1kg)

$3.13 $3.13

$1.47 $1.47

$12.95 $12.95

Tomato (1kg)

$5.63 $5.63

$2.18 $2.18

$8.55 $8.55

Potato (1kg)

$3.36 $3.36

$1.53 $1.53

$11.1 $11.1

Onion (1kg)

$3.38 $3.38

$1.54 $1.54

$5.58 $5.58

Lettuce (1 head)

$2.47 $2.47

$1.87 $1.87

$5.46 $5.46

Water (1.5 liter bottle)

$1.09 $1.09

$2.95 $2.95

Cigarettes 20 Pack (Marlboro, Camel)

$8.05 $8.05

$7.02 $7.02

$15.04 $15.04

Wine (Bottle)

$11.77 $11.77

$10.02 $10.02

$17.03 $17.03

Local Beer (0.5 liter bottle)

$2.14 $2.14

$1.75 $1.75

$3.61 $3.61

Imported Beer (0.33 liter bottle)

$4.4 $4.4

$1.73 $1.73

$7.9 $7.9

One-way Ticket (Public Transport)

$2.01 $2.01

$1.26 $1.26

$2.01 $2.01

Taxi Start (Normal Tariff)

$2.39 $2.39

Taxi (Normal Tariff) (1km)

$1.61 $1.61

$1.54 $1.54

$2.15 $2.15

Taxi 1hour Waiting (Normal Tariff)

$29.61 $29.61

$26.78 $26.78

$35.51 $35.51

Gasoline (1 liter)

$0.89 $0.89

$0.78 $0.78

$0.95 $0.95

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.7K $29.7K

$23.2K $23.2K

$35.7K $35.7K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.6K $21.6K

$25.1K $25.1K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$160 $160

$124 $124

$208 $208

SIM Card Monthly Plan (Calls and 10GB+ Data)

$47.59 $47.59

$34.81 $34.81

$59.7 $59.7

Internet (50+ Mbps, Unlimited Data)

$71 $71

$44.32 $44.32

$98.5 $98.5

Gym Membership (Monthly)

$43.51 $43.51

$17.71 $17.71

$50.6 $50.6

Cinema Ticket

$15.07 $15.07

$12.05 $12.05

$20.09 $20.09

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,067 $1,067

$837 $837

$1,182 $1,182

International Primary School, 1 Child (Yearly)

$18.2K $18.2K

$14.1K $14.1K

$22.2K $22.2K

Jeans (Levis 501 Or Similar)

$60 $60

$34.45 $34.45

$77.8 $77.8

Summer Dress (H&M, Zara, etc)

$45.45 $45.45

$25.37 $25.37

$76.1 $76.1

Sport Shoes (Adidas, Nike)

$98.5 $98.5

$83.7 $83.7

$167 $167

Men's Leather Business Shoes

$131 $131

$81.3 $81.3

$178 $178

1-bedroom Apartment, City Center (Monthly)

$1,411 $1,411

$1,210 $1,210

$1,872 $1,872

1-bedroom Apartment, Outside City Center (Monthly)

$1,205 $1,205

$1,004 $1,004

$1,506 $1,506

3-bedroom Apartment, City Center (Monthly)

$1,789 $1,789

$1,590 $1,590

$1,987 $1,987

3-bedroom Apartment, Outside City Center (Monthly)

$1,731 $1,731

$1,484 $1,484

$1,978 $1,978

Buy Apartment in City Center (m2)

$2,337 $2,337

$1,714 $1,714

$2,337 $2,337

Buy Apartment Outside City Center (m2)

$2,675 $2,675

$2,185 $2,185

$2,675 $2,675

Average Monthly Net Salary (After Tax)

$3,599 $3,599

20-Year Fixed Mortgage Interest Rate (Annual %)

6.63

6.19

7.1

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update: December 1, 2025

Digital Nomad Cost of Living Index

City tags:

🌎 North america

Cost of Living in Zephyrhills, FL - Frequently Asked Questions

When you compare Cost of Living in Zephyrhills, FL, United States to larger metro areas or coastal cities, you’ll notice a gentler rhythm on your wallet. Housing options range from well-kept rentals to single-family homes that often feel more affordable than in nearby urban hubs. Daily needs – groceries, dining, and services – tend to be practical and accessible, with a slower pace that matches a suburban vibe. Outdoor and community activities add value without demanding premium prices, especially if you’re flexible about location and lease terms. Tip: Build a simple monthly budget focusing on housing, groceries, transport, and essentials to suit Zephyrhills' pace.

Zephyrhills, FL living cost tends to favor smaller homes, rentals, and mobility-friendly setups, with a mix of quiet neighborhoods and single-story homes ideal for longer stays. Grocery options are practical, and you’ll find a few markets and meal-prep spots that suit quick, budget-conscious choices. Transport is mainly car-based; expect limited public transit and fewer bike lanes, so consider proximity when choosing a base. For errands, core towns offer grocery stores, clinics, and services within a short drive or a relaxed walk. Tip: Map a weekly route to minimize backtracking and stretch your time.

Quality of life in Zephyrhills hinges on pace, planning, and place. Use a simple budgeting framework that covers essential needs first, with a small cushion for utilities and occasional trips. Seasonality in Florida affects outdoor activities and energy use, so factor variable comforts rather than hard prices. For neighborhoods, test proximity to parks and shops, ease of access to major roads, and the vibe of quiet streets or family-friendly blocks. A flexible work setup can thrive in local cafes or libraries; verify dependable internet if you’re remote. Tip: Prioritize a base that minimizes daily travel to conserve time and energy.