Last update: Oct 2026

Cost of Living Comparison Between Zephyrhills, FL and Austin, TX

For one person, living costs are similar in Zephyrhills, FL and in Austin, TX: $2,690 and $2,607 a month, rent and utilities included.

129

Cost of Living Index in Zephyrhills, FL
Learn more

Zephyrhills, FL Living Index
125

Cost of Living Index in Austin, TX
Learn more

Austin, TX Living Index

Jump to prices

Zephyrhills, FL

🇺🇸 United States

$2,690

/mo nomad

Austin, TX

🇺🇸 United States

$2,607

/mo nomad

Monthly Cost of Living

How much you'll spend in Zephyrhills, FL and in Austin, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Zephyrhills, FL and in Austin, TX actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,690 in Zephyrhills, FL versus $2,607 in Austin, TX.

Zephyrhills, FL $2,690
Austin, TX $2,607

Estimated couple costs with rent: $3,735 in Zephyrhills, FL versus $4,031 in Austin, TX.

Zephyrhills, FL $3,735
Austin, TX $4,031

Monthly costs for a family of three with rent: $4,781 in Zephyrhills, FL versus $5,454 in Austin, TX.

Zephyrhills, FL $4,781
Austin, TX $5,454

Living in Zephyrhills, FL is roughly 3% more expensive than in Austin, TX, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Zephyrhills, FL 98% above, Austin, TX 92% above.

Meal at Budget Restaurant

$19.87 $19.87

$20.35 $20.35

-2.36%

Three-Course Dinner for Two, Mid-Range

$75.4 $75.4

$84.7 $84.7

-10.96%

Fast Food Meal (McDonalds, etc)

$11.71 $11.71

$12.12 $12.12

-3.38%

Cappuccino

$5.39 $5.39

$5.65 $5.65

-4.60%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.72 $2.72

$3.68 $3.68

-26.09%

Water (0.33 liter bottle)

$2.03 $2.03

$2.36 $2.36

-13.98%

Local Beer (0.5 liter draught)

$5.98 $5.98

$7.87 $7.87

-24.02%

Imported Beer (0.33 liter bottle)

$7.40 $7.40

$8.82 $8.82

-16.10%

Milk (1 liter)

$1.19 $1.19

$1.14 $1.14

4.39%

White Bread (500g)

$2.24 $2.24

$3.69 $3.69

-39.30%

Rice (white) (1kg)

$2.54 $2.54

$3.31 $3.31

-23.26%

Eggs

$3.21 $3.21

$4.15 $4.15

-22.65%

Local Cheese (1kg)

$12.61 $12.61

$12.98 $12.98

-2.85%

Chicken Fillets (1kg)

$13.10 $13.10

$13.86 $13.86

-5.48%

Beef Round Steak (1kg)

$33.93 $33.93

$16.34 $16.34

107.65%

Apples (1kg)

$4.52 $4.52

$4.69 $4.69

-3.62%

Banana (1kg)

$1.47 $1.47

$1.45 $1.45

1.38%

Oranges (1kg)

$3.12 $3.12

$5.11 $5.11

-38.94%

Tomato (1kg)

$6.46 $6.46

$4.52 $4.52

42.92%

Potato (1kg)

$3.40 $3.40

$3.08 $3.08

10.39%

Onion (1kg)

$3.73 $3.73

$2.38 $2.38

56.72%

Lettuce (1 head)

$3.71 $3.71

$1.80 $1.80

106.11%

Water (1.5 liter bottle)

$2.19 $2.19

$2.22 $2.22

-1.35%

Cigarettes 20 Pack (Marlboro, Camel)

$10.19 $10.19

$9.97 $9.97

2.21%

Wine (Bottle)

$15.11 $15.11

$15.05 $15.05

0.40%

Local Beer (0.5 liter bottle)

$1.91 $1.91

$2.91 $2.91

-34.36%

Imported Beer (0.33 liter bottle)

$3.37 $3.37

$3.33 $3.33

1.20%

One-way Ticket (Public Transport)

$2.02 $2.02

$1.22 $1.22

65.57%

Public Transport Monthly Pass (Regular Price)

$53.0 $53.0

$40.53 $40.53

30.84%

Taxi Start (Normal Tariff)

$3.07 $3.07

$2.78 $2.78

10.43%

Taxi (Normal Tariff) (1km)

$1.76 $1.76

$1.65 $1.65

6.67%

Taxi 1hour Waiting (Normal Tariff)

$29.59 $29.59

$35.39 $35.39

-16.39%

Gasoline (1 liter)

$0.92 $0.92

$0.95 $0.95

-3.16%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.4K $28.4K

$34.2K $34.2K

-16.90%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.2K $26.2K

$26.8K $26.8K

-2.18%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$195 $195

$223 $223

-12.37%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$58.4 $58.4

$58.5 $58.5

-0.10%

Internet (50+ Mbps, Unlimited Data)

$70.1 $70.1

$71.2 $71.2

-1.49%

Gym Membership (Monthly)

$41.52 $41.52

$53.0 $53.0

-21.72%

Tennis Court (1 Hour on Weekend)

$16.75 $16.75

Cinema Ticket

$13.81 $13.81

$14.06 $14.06

-1.78%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,386 $1,386

$1,459 $1,459

-5.03%

International Primary School, 1 Child (Yearly)

$23.1K $23.1K

$21.3K $21.3K

8.02%

Jeans (Levis 501 Or Similar)

$54.2 $54.2

$52.5 $52.5

3.26%

Summer Dress (H&M, Zara, etc)

$41.98 $41.98

$42.75 $42.75

-1.80%

Sport Shoes (Adidas, Nike)

$88.9 $88.9

$86.4 $86.4

2.83%

Men's Leather Business Shoes

$115 $115

$104 $104

10.67%

1-bedroom Apartment, City Center (Monthly)

$1,611 $1,611

$2,112 $2,112

-23.72%

1-bedroom Apartment, Outside City Center (Monthly)

$1,322 $1,322

$1,230 $1,230

7.44%

3-bedroom Apartment, City Center (Monthly)

$1,781 $1,781

$3,863 $3,863

-53.88%

3-bedroom Apartment, Outside City Center (Monthly)

$1,744 $1,744

$2,407 $2,407

-27.56%

Buy Apartment in City Center (m2)

$2,757 $2,757

$7,426 $7,426

-62.87%

Buy Apartment Outside City Center (m2)

$2,355 $2,355

$3,060 $3,060

-23.05%

Average Monthly Net Salary (After Tax)

$3,536 $3,536

$5,179 $5,179

-31.74%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.57

6.82

-3.67%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Zephyrhills, FL: October 26, 2026

Last update for Austin, TX: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Zephyrhills, FL

$1.3K 49.2%

Austin, TX

$1.2K 47.2% 6.9% $92

Groceries & Markets

Zephyrhills, FL

$444 16.5%

Austin, TX

$410 15.7% 7.7% $34

Monthly Utilities & Internet

Zephyrhills, FL

$324 12%

Austin, TX

$353 13.5% 8.9% $29

Eating Out

Zephyrhills, FL

$322 12%

Austin, TX

$348 13.4% 8% $26

Clothing & Footwear

Zephyrhills, FL

$135 5%

Austin, TX

$128 4.9% 4.8% $6.5

Getting Around

Zephyrhills, FL

$73 2.7%

Austin, TX

$56 2.2% 22.7% $17

Sport & Entertainment

Zephyrhills, FL

$69 2.6%

Austin, TX

$81 3.1% 17.4% $12

Cost Breakdown

A one-bedroom apartment in the center runs $1,611 in Zephyrhills, FL and $2,112 in Austin, TX. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 46% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $75 in Zephyrhills, FL vs $85 in Austin, TX. Groceries flip the comparison at $444 vs $410, with Austin, TX cheaper for home cooking.

Good to know

🇺🇸 Zephyrhills, FL

🇺🇸 Austin, TX

🕒 Local time

14:01 2:01 PM

13:01 1:01 PM

1 h behind Zephyrhills, FL

🌤 Weather

👥 Population

18,154

974,447

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.898 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Zephyrhills, FL Austin, TX 1,530 km ≈ 2 h 30 min nonstop flight

From you

Zephyrhills, FL
Austin, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Zephyrhills, FL vs Austin, TX: Cost of Living - Frequently Asked Questions

Austin, TX wins on cost – living expenses run 3% lower than in Zephyrhills, FL. Housing and daily spending are where you’ll feel the difference most, making Austin, TX the obvious pick if budget is a priority.

On paper, salaries run 32% lower in Zephyrhills, FL. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,611 in Zephyrhills, FL versus $2,112 in Austin, TX. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $2,690 per month in Zephyrhills, FL versus $2,607 in Austin, TX – a 3% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Austin, TX runs roughly 24% less than in Zephyrhills, FL. Both cities have functional networks, but the price difference matters if you’re watching your budget.

Both cities are expensive relative to $2,000. Austin, TX is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.