Cost of Living in Zambia - Updated Prices & Insights

39.14
Solo nomad: Estimated monthly costs are $638 (excluding rent), and $851 including rent.
Family of 3: Estimated monthly costs are $1,356 (excluding rent), and $2,186 including rent.
Currency
🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$6.97 ZK 171
$3.75 ZK 92.1
$11.16 ZK 274
Three-Course Dinner for Two, Mid-Range
$22.91 ZK 564
$20.25 ZK 498
$32.13 ZK 790
Fast Food Meal (McDonalds, etc)
$3.64 ZK 89.7
$3.56 ZK 87.5
$3.85 ZK 94.8
Cappuccino
$1.92 ZK 47.31
$0.95 ZK 23.29
$3.4 ZK 83.7
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.68 ZK 16.75
$0.47 ZK 11.59
$1.07 ZK 26.28
Water (0.33 liter bottle)
$0.35 ZK 8.62
$0.27 ZK 6.59
$0.46 ZK 11.4
Local Beer (0.5 liter draught)
$0.93 ZK 22.96
$0.59 ZK 14.54
$1.89 ZK 46.44
Imported Beer (0.33 liter bottle)
$1.51 ZK 37.08
$1.17 ZK 28.76
$2.38 ZK 58.5
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$1.29 ZK 31.66
$0.8 ZK 19.6
$1.76 ZK 43.22
White Bread (500g)
$0.81 ZK 19.81
$0.57 ZK 14.08
$1.04 ZK 25.54
Rice (white) (1kg)
$1.73 ZK 42.55
$1.11 ZK 27.25
$4.19 ZK 103
Eggs
$1.53 ZK 37.71
$1.02 ZK 25.14
$3.29 ZK 81
Local Cheese (1kg)
$7.83 ZK 193
$3.7 ZK 91
$16.25 ZK 400
Chicken Fillets (1kg)
$4.01 ZK 98.7
$2.31 ZK 56.9
$7.1 ZK 175
Beef Round Steak (1kg)
$4.77 ZK 117
$2.65 ZK 65.2
$6.88 ZK 169
Apples (1kg)
$2.4 ZK 59
$1.29 ZK 31.65
$3.52 ZK 86.7
Banana (1kg)
$1.56 ZK 38.43
$0.84 ZK 20.73
$2.97 ZK 73.1
Oranges (1kg)
$2.55 ZK 62.8
$1.17 ZK 28.81
$3.73 ZK 91.8
Tomato (1kg)
$1.13 ZK 27.79
$0.37 ZK 9.1
$1.95 ZK 47.91
Potato (1kg)
$2.03 ZK 49.86
$0.53 ZK 13.15
$5.21 ZK 128
Onion (1kg)
$1.42 ZK 35.02
$0.75 ZK 18.39
$2.77 ZK 68
Lettuce (1 head)
$0.9 ZK 22.09
$0.38 ZK 9.26
$1.27 ZK 31.35
Water (1.5 liter bottle)
$0.56 ZK 13.82
$0.32 ZK 7.79
$0.94 ZK 23.11
Cigarettes 20 Pack (Marlboro, Camel)
$2.32 ZK 57.1
$1.86 ZK 45.74
$3.94 ZK 97
Wine (Bottle)
$6.42 ZK 158
$4.54 ZK 112
$13.21 ZK 325
Local Beer (0.5 liter bottle)
$0.86 ZK 21.27
$0.56 ZK 13.78
$1.49 ZK 36.74
Imported Beer (0.33 liter bottle)
$1.24 ZK 30.38
$0.74 ZK 18.33
$2.54 ZK 62.5
🚌 Getting Around
Cost
Range
One-way Ticket (Public Transport)
$1.01 ZK 24.78
$0.57 ZK 14.02
$1.88 ZK 46.3
Public Transport Monthly Pass (Regular Price)
$40.05 ZK 985
$30.66 ZK 754
$53.5 ZK 1,317
Taxi Start (Normal Tariff)
$2.54 ZK 62.4
$1.83 ZK 45.01
$3.09 ZK 76.1
Taxi (Normal Tariff) (1km)
$1.04 ZK 25.53
$0.49 ZK 12.16
$1.67 ZK 41.09
Taxi 1hour Waiting (Normal Tariff)
$9.09 ZK 224
$9.08 ZK 223
$10.84 ZK 267
Gasoline (1 liter)
$1.25 ZK 30.65
$1.18 ZK 29.13
$1.4 ZK 34.45
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$8,055 ZK 198.2K
$6,866 ZK 168.9K
$9,244 ZK 227.4K
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$28.8K ZK 707.4K
$6,167 ZK 151.7K
$32.2K ZK 792.7K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities (Heating, Electricity, Gas, Water, Garbage) for 2 People in 2-bedroom Apartment (Monthly) (85m2)
$84.8 ZK 2,087
$37.98 ZK 934
$198 ZK 4,880
SIM Card Monthly Plan (Calls and 10GB+ Data)
$50 ZK 1,231
$5.57 ZK 137
$98.2 ZK 2,416
Internet (50+ Mbps, Unlimited Data)
$126 ZK 3,100
$43.82 ZK 1,078
$201 ZK 4,950
🎉 Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$41.81 ZK 1,029
$18.1 ZK 445
$57.3 ZK 1,409
Tennis Court (1 Hour on Weekend)
$13.94 ZK 343
$9.41 ZK 232
$19.08 ZK 469
Cinema Ticket
$4.13 ZK 102
$2.24 ZK 55.2
$4.94 ZK 122
🧸 Childcare & Education
Cost
Range
Preschool (or Kindergarten), Full Day, Private, 1 Child (Monthly)
$176 ZK 4,332
$59.8 ZK 1,470
$305 ZK 7,504
International Primary School, 1 Child (Yearly)
$9,738 ZK 239.5K
$4,064 ZK 100K
$20.3K ZK 499.8K
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$19.97 ZK 491
$13.81 ZK 340
$23.03 ZK 566
Summer Dress (H&M, Zara, etc)
$17.44 ZK 429
$7.96 ZK 196
$36.11 ZK 888
Sport Shoes (Adidas, Nike)
$78.4 ZK 1,929
$45.08 ZK 1,109
$110 ZK 2,698
Men's Leather Business Shoes
$73.3 ZK 1,802
$43.27 ZK 1,065
$92 ZK 2,263
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$212 ZK 5,215
$135 ZK 3,310
$301 ZK 7,409
1-bedroom Apartment, Outside City Center (Monthly)
$130 ZK 3,187
$92.1 ZK 2,267
$182 ZK 4,486
3-bedroom Apartment, City Center (Monthly)
$847 ZK 20.8K
$450 ZK 11.1K
$1,961 ZK 48.2K
3-bedroom Apartment, Outside City Center (Monthly)
$719 ZK 17.7K
$272 ZK 6,701
$1,523 ZK 37.5K
Buy Apartment in City Center (m2)
$3,518 ZK 86.6K
$2,033 ZK 50K
$10.9K ZK 269.2K
Buy Apartment Outside City Center (m2)
$6,372 ZK 156.7K
$2,012 ZK 49.5K
$16.3K ZK 401K
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary (After Tax)
$283 ZK 6,962
-
20-Year Fixed Mortgage Interest Rate (Annual %)
25
6.5
30
Citycost data is based on AI and user input — minor inaccuracies may occur.
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