Cost of Living in Yamba NSW - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $968 (excluding rent), and $2,148 including rent.
Family of 3: Estimated monthly costs are $2,302 (excluding rent), and $4,061 including rent.
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🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$16.5 A$25.28
$11.22 A$17.2
$20.3 A$31.1
Three-Course Dinner for Two, Mid-Range
$50.2 A$77
$49.01 A$75.1
$144 A$220
Fast Food Meal (McDonalds, etc)
$9.69 A$14.84
$9.04 A$13.85
$12.91 A$19.78
Cappuccino
$3.59 A$5.5
$2.87 A$4.39
$8.81 A$13.49
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.55 A$3.9
$1.99 A$3.04
$3.64 A$5.58
Water (0.33 liter bottle)
$1.95 A$2.98
$1.59 A$2.43
$3.16 A$4.84
Local Beer (0.5 liter draught)
$6.33 A$9.7
$4.43 A$6.79
$9.51 A$14.57
Imported Beer (0.33 liter bottle)
$7.13 A$10.92
$5.96 A$9.12
$9.94 A$15.22
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$1.61 A$2.47
$1.03 A$1.58
$2.65 A$4.06
White Bread (500g)
$2.28 A$3.49
$1.32 A$2.02
$3.63 A$5.56
Rice (white) (1kg)
$1.81 A$2.78
$1.15 A$1.76
$3.82 A$5.85
Eggs
$4.32 A$6.61
$3.05 A$4.67
$5.71 A$8.75
Local Cheese (1kg)
$8.08 A$12.39
$5.77 A$8.84
$15.39 A$23.58
Chicken Fillets (1kg)
$8.11 A$12.42
$6.01 A$9.2
$10.75 A$16.47
Beef Round Steak (1kg)
$13.41 A$20.55
$7.75 A$11.87
$19.38 A$29.7
Apples (1kg)
$3.23 A$4.95
$1.91 A$2.93
$4.46 A$6.83
Banana (1kg)
$2.87 A$4.39
$1.99 A$3.05
$4.64 A$7.11
Oranges (1kg)
$2.71 A$4.15
$1.42 A$2.17
$6.57 A$10.07
Tomato (1kg)
$4.32 A$6.62
$1.97 A$3.02
$5.91 A$9.05
Potato (1kg)
$2.44 A$3.74
$1.28 A$1.96
$3.2 A$4.9
Onion (1kg)
$2.35 A$3.59
$1.31 A$2.01
$3.29 A$5.03
Lettuce (1 head)
$2.23 A$3.41
$1.66 A$2.54
$3.11 A$4.77
Water (1.5 liter bottle)
$1.24 A$1.9
$0.51 A$0.78
$2.54 A$3.88
Cigarettes 20 Pack (Marlboro, Camel)
$33.03 A$50.6
$26.42 A$40.47
$39.63 A$60.7
Wine (Bottle)
$13.09 A$20.05
$6.54 A$10.02
$16.36 A$25.06
Local Beer (0.5 liter bottle)
$4.56 A$6.99
$2.58 A$3.95
$7.81 A$11.97
Imported Beer (0.33 liter bottle)
$4.03 A$6.17
$2.21 A$3.39
$7.57 A$11.59
🚌 Getting Around
Cost
Range
One-way Ticket (Public Transport)
$2.43 A$3.73
$1.77 A$2.71
$3.04 A$4.66
Public Transport Monthly Pass (Regular Price)
$68.1 A$104
$23.85 A$36.53
$68.1 A$104
Taxi Start (Normal Tariff)
$2.22 A$3.4
$1.97 A$3.01
$4.12 A$6.31
Taxi (Normal Tariff) (1km)
$1.56 A$2.4
$1.43 A$2.19
$1.88 A$2.87
Taxi 1hour Waiting (Normal Tariff)
$33.38 A$51.1
$32.34 A$49.55
$38.03 A$58.3
Gasoline (1 liter)
$1.18 A$1.8
$1.03 A$1.58
$1.33 A$2.04
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$29.5K A$45.1K
$26.5K A$40.6K
$29.8K A$45.7K
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$22.6K A$34.7K
$21.1K A$32.3K
$24.4K A$37.4K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$146 A$223
$81.4 A$125
$277 A$424
SIM Card Monthly Plan (Calls and 10GB+ Data)
$25.45 A$38.99
$12.96 A$19.85
$51.8 A$79.4
Internet (50+ Mbps, Unlimited Data)
$54.3 A$83.2
$43 A$65.9
$72.1 A$110
🎉 Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$44.97 A$68.9
$18 A$27.57
$54 A$82.7
Tennis Court (1 Hour on Weekend)
$15.43 A$23.64
$7.67 A$11.75
$15.43 A$23.64
Cinema Ticket
$12.86 A$19.7
$10.29 A$15.76
$16.07 A$24.62
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,595 A$2,443
$641 A$982
$2,454 A$3,759
International Primary School, 1 Child (Yearly)
$8,685 A$13.3K
$3,850 A$5,899
$16K A$24.6K
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$72.2 A$111
$45.94 A$70.4
$98.4 A$151
Summer Dress (H&M, Zara, etc)
$44.41 A$68
$19.86 A$30.42
$66.2 A$101
Sport Shoes (Adidas, Nike)
$94.2 A$144
$65.9 A$101
$119 A$182
Men's Leather Business Shoes
$102 A$156
$65.7 A$101
$164 A$252
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$1,385 A$2,122
$1,141 A$1,748
$1,462 A$2,239
1-bedroom Apartment, Outside City Center (Monthly)
$1,220 A$1,869
$759 A$1,163
$1,358 A$2,081
3-bedroom Apartment, City Center (Monthly)
$1,966 A$3,011
$1,585 A$2,429
$2,410 A$3,691
3-bedroom Apartment, Outside City Center (Monthly)
$1,671 A$2,560
$1,295 A$1,984
$1,942 A$2,975
Buy Apartment in City Center (m2)
$5,500 A$8,426
$4,412 A$6,759
$7,303 A$11.2K
Buy Apartment Outside City Center (m2)
$4,919 A$7,536
$3,336 A$5,111
$6,672 A$10.2K
💵 Salaries & Financials
Cost
Range
20-Year Fixed Mortgage Interest Rate (Annual %)
6.24
4.5
7
Citycost data is based on AI and user input – minor inaccuracies may occur.
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Cost of Living in Yamba NSW - Frequently Asked Questions
How affordable is Yamba for travelers, expats, and digital nomads, and who tends to get the best value?
Yamba offers a laid-back coastal lifestyle with a gentle rhythm, and many find it provides solid value relative to larger cities. You'll notice calmer streets, shorter commutes, and access to beaches without the price tag of metro hubs, though peak season can push up costs for short stays. Cost of Living in Yamba NSW, Australia tends to be more predictable outside tourist spikes, which helps travelers, expats, and digital nomads plan longer stays. The savviest moves are choosing longer-term rentals, sharing office space, and cooking at home rather than dining out for every meal. Tip: flexible timing and neighborhood scouting save you money.
What does daily life look like in Yamba in terms of housing search, food options, transport, and coworking?
Daily life in Yamba centers on a relaxed routine with enough amenities to support work and play. Housing search leans toward longer-term rentals in river or beach-adjacent streets, and you'll often find character homes, duplexes, or modest flats through local agents and online boards. Food options range from fresh seafood markets to neighborhood cafes and seasonal farmers markets, making good groceries affordable if you cook. Transport usually means a car or bike, with regular but limited public transit; many digital nomads borrow a car for weekend trips. Co-working spaces are modest but practical, and cafés with reliable Wi-Fi can double as work hubs. Knowing the Yamba NSW, Australia living cost helps shape your choices. Test a few neighborhoods during different seasons to feel how transport and amenities align with your schedule. Tip: base your search on access to both a calm home and a reliable internet hotspot.
What are practical tips for quality of life, budgeting, seasonality, and neighborhood fit in Yamba?
Quality of life in Yamba comes from balance: outdoor time on the water, friendly neighborhoods, and a slower pace that helps you focus on work and life. A practical budgeting framework works by tracking essentials, planning meals around markets, and reserving treats for off-season periods. Save by cooking at home, buying seasonal produce, and choosing accommodations with laundry and a kitchen. Seasonality shapes your schedule – summer crowds bring more events, while winter is quieter and cheaper for longer stays – so pick a neighborhood that matches your preferred vibe, whether you want a calm river edge or a surf-focused hub. Tip: build a simple monthly plan that leaves room for spontaneous coastal adventures.
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