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Cost of Living in Xiamen - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $501 (excluding rent), and $774 including rent.
Family of 3: Estimated monthly costs are $1,200 (excluding rent), and $1,759 including rent.
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🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$2.82 ¥19.69
$2.11 ¥14.75
$3.52 ¥24.56
Three-Course Dinner for Two, Mid-Range
$23.22 ¥162
$16.88 ¥118
$42.21 ¥295
Fast Food Meal (McDonalds, etc)
$5.73 ¥39.99
$5.15 ¥35.97
$6.45 ¥45.02
Cappuccino
$2.75 ¥19.22
$1.37 ¥9.58
$4.13 ¥28.80
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.51 ¥3.57
$0.37 ¥2.55
$1.16 ¥8.09
Water (0.33 liter bottle)
$0.31 ¥2.20
$0.26 ¥1.83
$0.73 ¥5.13
Local Beer (0.5 liter draught)
$1.42 ¥9.93
$0.86 ¥6.00
$3.56 ¥24.86
Imported Beer (0.33 liter bottle)
$3.54 ¥24.73
$2.13 ¥14.85
$7.09 ¥49.45
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$1.88 ¥13.15
$1.43 ¥9.99
$3.15 ¥21.99
White Bread (500g)
$2.16 ¥15.07
$0.71 ¥4.98
$2.84 ¥19.83
Rice (white) (1kg)
$0.77 ¥5.40
$0.41 ¥2.87
$1.09 ¥7.59
Eggs
$1.38 ¥9.63
$0.85 ¥5.95
$2.04 ¥14.23
Local Cheese (1kg)
$11.21 ¥78.2
$11.21 ¥78.2
$11.21 ¥78.2
Chicken Fillets (1kg)
$2.31 ¥16.09
$1.38 ¥9.64
$2.77 ¥19.35
Beef Round Steak (1kg)
$11.32 ¥79.0
$5.66 ¥39.52
$14.16 ¥98.8
Apples (1kg)
$2.44 ¥17.02
$1.56 ¥10.88
$2.82 ¥19.71
Banana (1kg)
$1.34 ¥9.35
$0.91 ¥6.33
$1.78 ¥12.45
Oranges (1kg)
$1.51 ¥10.52
$1.09 ¥7.63
$1.64 ¥11.48
Tomato (1kg)
$1.83 ¥12.77
$0.82 ¥5.71
$2.09 ¥14.61
Potato (1kg)
$0.98 ¥6.81
$0.73 ¥5.13
$1.16 ¥8.13
Onion (1kg)
$1.69 ¥11.83
$0.71 ¥4.96
$2.83 ¥19.76
Lettuce (1 head)
$0.81 ¥5.63
$0.67 ¥4.69
$1.07 ¥7.44
Water (1.5 liter bottle)
$0.51 ¥3.54
$0.27 ¥1.87
$1.06 ¥7.41
Cigarettes 20 Pack (Marlboro, Camel)
$2.76 ¥19.29
$2.07 ¥14.45
$4.82 ¥33.67
Wine (Bottle)
$10.96 ¥76.5
$7.30 ¥51.0
$14.60 ¥102
Local Beer (0.5 liter bottle)
$0.73 ¥5.12
$0.53 ¥3.72
$1.59 ¥11.10
Imported Beer (0.33 liter bottle)
$1.60 ¥11.15
$0.83 ¥5.78
$2.06 ¥14.39
🚌 Getting Around
Cost
Range
One-way Ticket (Public Transport)
$0.20 ¥1.39
$0.13 ¥0.93
$0.40 ¥2.79
Public Transport Monthly Pass (Regular Price)
$11.34 ¥79.2
$8.51 ¥59.4
$17.01 ¥119
Taxi Start (Normal Tariff)
$1.42 ¥9.92
$1.42 ¥9.92
$1.42 ¥9.92
Taxi (Normal Tariff) (1km)
$0.26 ¥1.81
$0.26 ¥1.81
$0.26 ¥1.81
Taxi 1hour Waiting (Normal Tariff)
$6.80 ¥47.46
$6.80 ¥47.46
$6.80 ¥47.46
Gasoline (1 liter)
$1.19 ¥8.31
$1.06 ¥7.38
$1.43 ¥9.96
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$16.2K ¥113.3K
$16.0K ¥111.8K
$16.5K ¥114.9K
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$17.8K ¥124.3K
$16.6K ¥115.6K
$25.5K ¥178.1K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$39.01 ¥272
$20.95 ¥146
$69.8 ¥487
SIM Card Monthly Plan (Calls and 10GB+ Data)
$9.70 ¥67.7
$4.82 ¥33.66
$17.64 ¥123
Internet (50+ Mbps, Unlimited Data)
$9.41 ¥65.7
$6.76 ¥47.18
$67.5 ¥471
🎉 Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$44.81 ¥313
$11.25 ¥78.5
$113 ¥785
Tennis Court (1 Hour on Weekend)
$9.60 ¥67.0
$6.85 ¥47.81
$13.71 ¥95.7
Cinema Ticket
$9.21 ¥64.3
$6.82 ¥47.58
$18.41 ¥129
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$454 ¥3,169
$414 ¥2,888
$690 ¥4,813
International Primary School, 1 Child (Yearly)
$22.2K ¥154.7K
$20.8K ¥145.0K
$24.9K ¥174.0K
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$42.63 ¥298
$20.64 ¥144
$110 ¥768
Summer Dress (H&M, Zara, etc)
$27.11 ¥189
$6.98 ¥48.75
$41.92 ¥293
Sport Shoes (Adidas, Nike)
$86.2 ¥602
$35.32 ¥247
$141 ¥986
Men's Leather Business Shoes
$78.8 ¥550
$41.11 ¥287
$95.9 ¥669
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$330 ¥2,306
$208 ¥1,455
$625 ¥4,365
1-bedroom Apartment, Outside City Center (Monthly)
$249 ¥1,739
$139 ¥972
$487 ¥3,402
3-bedroom Apartment, City Center (Monthly)
$868 ¥6,058
$633 ¥4,421
$1,098 ¥7,663
3-bedroom Apartment, Outside City Center (Monthly)
$504 ¥3,517
$346 ¥2,412
$691 ¥4,825
Buy Apartment in City Center (m2)
$8,908 ¥62.2K
$7,262 ¥50.7K
$11.6K ¥81.1K
Buy Apartment Outside City Center (m2)
$5,088 ¥35.5K
$3,566 ¥24.9K
$8,559 ¥59.7K
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary (After Tax)
$1,019 ¥7,113
-
20-Year Fixed Mortgage Interest Rate (Annual %)
3.56
3
5

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: January 13, 2026

Xiamen Median Internet Speeds (Updated December 2025)

Mobile

Download
39
Mbps
Upload
11
Mbps
Latency
67
ms

Fixed Broadband

Download
216
Mbps
Upload
23
Mbps
Latency
58
ms
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
City tags:
Cost of Living in Xiamen - Frequently Asked Questions
How does Xiamen compare in overall affordability for travelers, expats, and digital nomads?
Xiamen offers a comfortable balance of modern amenities and practical costs, especially when compared with larger coastal metropolises. You’ll find reliable services, safe neighborhoods, and a walkable coastline without the extreme rents you might expect in bigger cities. The mix of Chinese-standard housing and expat-friendly options helps you tailor stays from short trips to longer residencies. Many newcomers report that Cost of Living in Xiamen, China remains favorable for the region, with choices that range from compact apartments near the center to larger homes a short ride away. Seasonality and location can shift daily costs, but the overall vibe stays affordable for a well-planned itinerary. Tip: Reserve time to explore neighborhoods on weekends to gauge value and convenience.
What does daily life look like in Xiamen, including housing search, food, transport, and coworking or errands?
Daily life in Xiamen blends coastal charm with practical routines. When you map Xiamen, China living cost across housing, food, and transport, consider proximity to transit hubs and the vibe you want. For housing, search around Siming and Huli districts for proximity to transit and amenities, then widen to Jimei or coastal bays for quieter options. Food options are rich and accessible – street meals, seafood markets, and affordable daytime lunches help you stretch meals without sacrificing variety. Public transport is reliable, with a growing metro network and bike lanes that welcome a sedate, city-resident pace. Co-working spaces cluster in central neighborhoods, while errands can be streamlined with local markets and convenience stores. Tip: use weekend strolls to compare neighborhoods' speed, noise, and access when you shortlist places.
What strategies help you maintain a good quality of life in Xiamen while budgeting, considering seasonality and neighborhood fit?
Several options to sustain a balanced lifestyle in Xiamen include using a simple budgeting framework, like 50/30/20 for needs, wants, and savings. Align housing with your work rhythm: central areas offer faster wifi cafes but may cost more; quieter coastal or suburban pockets save a bit and reduce commute time. Cooking at home, visiting markets for seafood, and choosing eating-out days can keep meals affordable without sacrificing variety. Seasonal shifts influence rain and humidity, so prioritize breathable clothing and indoor-friendly routines during wetter months. Tip: build a neighborhood shortlist by timing walks and transit checks at different times of day to find fit.

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