Cost of Living in Umag - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $817 (excluding rent), and $1,477 including rent.
Family of 3: Estimated monthly costs are $2,088 (excluding rent), and $3,068 including rent.
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🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$11.58 €10
$10.43 €9.01
$20.85 €18
Three-Course Dinner for Two, Mid-Range
$70.8 €61.1
$53.1 €45.82
$118 €102
Fast Food Meal (McDonalds, etc)
$9.32 €8.04
$8.15 €7.04
$11.64 €10.05
Cappuccino
$2.33 €2.01
$1.99 €1.72
$3.5 €3.02
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.11 €2.68
$2.33 €2.01
$4.08 €3.53
Water (0.33 liter bottle)
$2.25 €1.95
$2.25 €1.95
$2.82 €2.44
Local Beer (0.5 liter draught)
$3.8 €3.28
$3.33 €2.87
$5.35 €4.62
Imported Beer (0.33 liter bottle)
$4.53 €3.91
$3.39 €2.93
$5.66 €4.89
πŸ›’ Groceries & Markets
Cost
Range
Milk (1 liter)
$1.35 €1.17
$0.93 €0.81
$2.26 €1.95
White Bread (500g)
$1.89 €1.63
$1.15 €0.99
$2.47 €2.13
Rice (white) (1kg)
$2.63 €2.27
$1.79 €1.55
$3.94 €3.4
Eggs
$3.81 €3.29
$2.27 €1.96
$4.44 €3.83
Local Cheese (1kg)
$10.94 €9.45
$7.45 €6.43
$28.69 €24.78
Chicken Fillets (1kg)
$9.41 €8.12
$6.74 €5.82
$13.37 €11.54
Beef Round Steak (1kg)
$12.73 €10.99
$9.29 €8.02
$17.41 €15.03
Apples (1kg)
$1.79 €1.54
$1.13 €0.97
$2.24 €1.94
Banana (1kg)
$1.75 €1.51
$1.54 €1.33
$2.8 €2.42
Oranges (1kg)
$1.95 €1.69
$1.13 €0.97
$2.25 €1.94
Tomato (1kg)
$3 €2.59
$1.48 €1.28
$4.6 €3.97
Potato (1kg)
$1.38 €1.2
$0.8 €0.69
$2.27 €1.96
Onion (1kg)
$1.39 €1.2
$0.88 €0.76
$2.24 €1.94
Lettuce (1 head)
$1.26 €1.08
$0.78 €0.67
$2.25 €1.94
Water (1.5 liter bottle)
$1.28 €1.11
$0.86 €0.74
$2.28 €1.96
Cigarettes 20 Pack (Marlboro, Camel)
$5.74 €4.96
$5.17 €4.46
$6.32 €5.45
Wine (Bottle)
$7.7 €6.65
$5.44 €4.7
$11.85 €10.23
Local Beer (0.5 liter bottle)
$1.86 €1.6
$1.37 €1.18
$2.37 €2.05
Imported Beer (0.33 liter bottle)
$2.2 €1.9
$1.46 €1.26
$3.4 €2.93
🚌 Getting Around
Cost
Range
One-way Ticket (Public Transport)
$1.52 €1.31
$1.01 €0.87
$2.02 €1.74
Public Transport Monthly Pass (Regular Price)
$47.63 €41.12
$38.62 €33.34
$54.7 €47.24
Taxi Start (Normal Tariff)
$2.33 €2.02
$2.22 €1.92
$3.51 €3.03
Taxi (Normal Tariff) (1km)
$1.06 €0.92
$0.7 €0.61
$1.28 €1.1
Taxi 1hour Waiting (Normal Tariff)
$10.32 €8.91
$8 €6.91
$12.75 €11.01
Gasoline (1 liter)
$1.76 €1.52
$1.64 €1.42
$1.86 €1.61
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$34.3K €29.6K
$30.3K €26.2K
$37.7K €32.5K
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.8K €23.2K
$26.5K €22.9K
$27.4K €23.7K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$209 €180
$152 €131
$292 €253
SIM Card Monthly Plan (Calls and 10GB+ Data)
$19.83 €17.12
$12.72 €10.98
$34.7 €29.96
Internet (50+ Mbps, Unlimited Data)
$32.1 €27.71
$22.88 €19.76
$45.76 €39.51
πŸŽ‰ Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$52 €44.92
$34.68 €29.94
$57.8 €49.91
Tennis Court (1 Hour on Weekend)
$11.6 €10.02
-
Cinema Ticket
$8.85 €7.64
$8.26 €7.13
$14.16 €12.23
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$517 €447
$354 €305
$708 €611
International Primary School, 1 Child (Yearly)
$13.1K €11.3K
$6,659 €5,750
$20.5K €17.7K
πŸ‘•πŸ‘Ÿ Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$101 €87.3
$58.5 €50.5
$140 €121
Summer Dress (H&M, Zara, etc)
$39.48 €34.09
$17.13 €14.79
$68.5 €59.2
Sport Shoes (Adidas, Nike)
$98.4 €84.9
$70.5 €60.8
$117 €101
Men's Leather Business Shoes
$118 €102
$81.6 €70.4
$175 €151
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$658 €568
$572 €494
$801 €692
1-bedroom Apartment, Outside City Center (Monthly)
$471 €407
$412 €356
$589 €508
3-bedroom Apartment, City Center (Monthly)
$1,040 €898
$809 €699
$1,387 €1,198
3-bedroom Apartment, Outside City Center (Monthly)
$785 €678
$587 €507
$1,057 €912
Buy Apartment in City Center (m2)
$3,970 €3,427
$3,334 €2,879
$4,525 €3,907
Buy Apartment Outside City Center (m2)
$2,936 €2,535
$2,280 €1,969
$3,420 €2,953
πŸ’΅ Salaries & Financials
Cost
Range
20-Year Fixed Mortgage Interest Rate (Annual %)
3.72
2.8
4.5
Citycost data is based on AI and user input – minor inaccuracies may occur.
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Cost of Living in Umag - Frequently Asked Questions
Is Umag, Croatia a good value for travelers and long-term visitors compared with other coastal destinations?
Umag offers a relaxed pace and a Mediterranean flavor that many travelers and remote workers value, especially if you compare it to larger tourist hubs nearby. The mix of affordable local markets, modest dining options, and walkable streets tends to add up to a friendly overall value, though prices can spike during peak season in service-heavy areas. What stands out is the balance between seasonal bustle and quiet neighborhoods, plus easy access to cycling routes and beaches. Cost of Living in Umag, Croatia gives you a framework to weigh accommodation, groceries, and everyday errands against your stay length and lifestyle. Tip: Start with a short-term rental near the old town to test the rhythm before committing long term.
What does daily life look like for housing, food, transport, and errands in Umag, Croatia?
Housing ranges from compact apartments near the marina to larger homes closer to the old town, with long-term rentals often found through local agents or classifieds. For daily needs, farmers markets, fisherman stalls, and affordable bistros make groceries and meals doable without breaking the budget. Getting around is easiest by bike or car, while occasional buses connect you to nearby towns. If you plan coworking or a temporary base, scout options in advance and visit during a weekday to gauge Wi‑Fi and noise. Umag, Croatia living cost is a useful touchstone as you compare options across seasons. Tip: Stay flexible with location to optimize value and lifestyle.
What lifestyle choices help you maintain a good quality of life and budget effectively over time?
Quality of life here hinges on balance, pace, and access to nature. You can design a practical budget by separating housing, groceries, and leisure, then adjusting with the seasons. In summer, expect more crowds near the waterfront; off-season, neighborhoods quiet down and rents or deals may appear. Choose a base that matches your daily routine – an easy walk to shops if you bike, or a short drive if you work with clients nearby. Tip: reserve a flexible plan that lets you swap neighborhoods as you refine what suits your daily rhythm.
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