📌Living costs for one person come to about $2,170 monthly including rent, or $967 excluding housing.
📌Estimated monthly costs for a couple: $3,298 with rent, or $1,542 without housing.
📌Monthly costs for a family of three come to about $4,425 including rent, or $2,117 for daily expenses alone.
📊Townsville sits 57–62% above the global median across household types. Within Oceania, costs are slightly above average (8%) – still relatively affordable for the region.
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$22.4KA$31.2K
$22.4KA$31.2K
$28.4KA$39.5K
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.2KA$26.8K
$19.2KA$26.8K
$28.9KA$40.2K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$152A$212
$65.1A$90.7
$360A$501
SIM Card Monthly Plan(Calls and 10GB+ Data)
$35.36A$49.27
$16.37A$22.81
$62.2A$86.7
Internet(50+ Mbps, Unlimited Data)
$58.4A$81.3
$47.97A$66.9
$83.2A$116
🎉 Sport & Entertainment
Cost
Range
Gym Membership(Monthly)
$42.34A$59.0
$32.41A$45.16
$49.26A$68.6
Tennis Court(1 Hour on Weekend)
$14.46A$20.15
$7.89A$11.00
$14.46A$20.15
Cinema Ticket
$15.56A$21.68
$9.94A$13.85
$16.56A$23.07
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$1,180A$1,644
$1,180A$1,644
$1,180A$1,644
International Primary School, 1 Child(Yearly)
$11.9KA$16.6K
$6,431A$8,962
$17.4KA$24.2K
👕👟 Clothing & Footwear
Cost
Range
Jeans(Levis 501 Or Similar)
$94.8A$132
$43.04A$60.0
$119A$166
Summer Dress(H&M, Zara, etc)
$61.5A$85.7
$52.7A$73.5
$65.9A$91.8
Sport Shoes(Adidas, Nike)
$98.6A$137
$32.23A$44.91
$161A$225
Men's Leather Business Shoes
$117A$163
$63.8A$88.9
$160A$222
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center(Monthly)
$1,216A$1,695
$1,042A$1,453
$1,303A$1,816
1-bedroom Apartment, Outside City Center(Monthly)
$1,098A$1,531
$989A$1,378
$1,153A$1,607
3-bedroom Apartment, City Center(Monthly)
$2,320A$3,233
$2,063A$2,874
$2,449A$3,413
3-bedroom Apartment, Outside City Center(Monthly)
$1,909A$2,660
$1,822A$2,539
$1,952A$2,721
Buy Apartment in City Center(m2)
$5,065A$7,058
$5,065A$7,058
$5,065A$7,058
Buy Apartment Outside City Center(m2)
$4,084A$5,691
$3,802A$5,298
$4,225A$5,887
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary(After Tax)
$4,185A$5,831
-
20-Year Fixed Mortgage Interest Rate(Annual %)
6.06
4.5
7.9
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update: June 1, 2026
Cost Breakdown
🏠Expect to pay about $1,216 for a central one-bedroom, or $1,098 outside the center. At 29% of the average salary ($4,185), housing is the biggest financial pressure.
💰Average take-home pay sits at $4,185, while typical expenses reach $2,170. This leaves solid room for saving and lifestyle spending.
🛒Expect to spend about $329 monthly on groceries. Dining out at a mid-range restaurant costs roughly $61.0 for two – broadly in line with the Oceanian average.
🚌Public transport is priced at around $72.5 per month – roughly in line with the Oceanian average of $58.0.
Cost Highlights
⭐Imported beer is among the 20 most expensive worldwide (out of 7,257 cities)
⭐Townsville has the 6th cheapest gasoline in Oceania
⭐Public transport monthly pass is more expensive than 92% of cities in Oceania
Townsville Median Internet Speeds (Updated April 2026)
Mobile
Download
Mbps
Upload
Mbps
Latency
ms
Fixed Broadband
Download
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Upload
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Latency
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The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Cost of Living in Townsville - Frequently Asked Questions
Is Townsville generally affordable for travelers, expats, and digital nomads, and who tends to find it good value?
Townsville offers a relaxed pace and a price-to-value balance that many travelers, expats, and digital nomads find appealing. Daily essentials, casual dining, and outdoor activities tend to be more approachable than in larger capitals, especially when you choose local options over tourist hubs. The crowd that tends to see the best value includes longer stays, remote workers, and people who value a sea breeze and outdoor life. You can stretch a budget by mixing free outdoor activities with affordable eateries and weekly markets. When you compare Cost of Living in Townsville, Australia to Sydney or Melbourne, the gap feels meaningful but carries its own perks. Tip: Scout neighborhoods with good transport links to maximize value.
What does daily life look like in Townsville for housing search, groceries, transport, coworking spaces, and errands?
Daily life centers on sun, sea breezes, and a practical pace. Housing options range from compact apartments near The Strand or The University, to family-sized homes in calmer suburbs, with a bias toward shorter leases or flexible terms in seasonal markets. Groceries are readily available at mainstream supermarkets and local markets offering fresh produce. Public transport covers buses, with rideshare and bikes as practical backups; many digital nomads prefer a bike-friendly route to coworking spaces. Co-working hubs cluster in the city core and near education campuses, with cafes offering reliable Wi‑Fi. For errands, you’ll find everything you need within sensible neighborhoods. Townsville, Australia living cost gives you a starting frame for planning. Tip: Map transit routes before you commit to a neighborhood.
How can you budget effectively for quality of life, seasonality, and neighborhood fit in Townsville?
Budgeting here is about balancing climate-driven needs with flexible choices. Favor neighborhoods that feel safe and accessible and use a simple framework: fix essential costs, plan for variable ones (seasonal activities, bills, transport), then leave a buffer for experiences and spontaneous meals. The tropical climate brings distinct seasons; the dry period often means easier planning for outdoor outings, while the wet season nudges you toward rain-ready gear and indoor options. For value, consider lease terms that include utilities, look for co-working deals, and sample a few different areas before settling. Neighborhood fit matters as much as price – closures, safety, and proximity to markets shape your daily rhythm. Tip: Build a simple monthly budget and track your actual spending.
How much of a salary does housing take in Townsville?
With 29% of the average paycheck going to rent, Townsville is on the expensive side for housing. Many locals cope by sharing apartments, moving to outer neighborhoods, or downsizing to keep things manageable.
How much does it cost to live in Townsville per month?
Plan for roughly $2,170 a month in Townsville if you're renting, or around $967 for non-housing expenses. That covers one person's basics: food, bills, getting around, and a modest social life. Couples and families will need more, especially for housing and childcare.
Is the average income in Townsville enough to cover living costs and save?
At $4,185 take-home, most residents in Townsville can cover the $2,170 monthly cost of living. Those earning $3,255 or more have room to save; below-average earners will find things noticeably tighter.
How much should I budget for housing in Townsville?
Where you live in Townsville makes all the difference. Central one-bedrooms cost about $1,216; commute-friendly outer districts come in around $1,098. Overall, the market runs from $1,098 to $1,216 depending on size, location, and apartment condition.
What does commuting cost in Townsville?
A monthly transit pass in Townsville goes for roughly $72.5, which is one of the lighter items on a monthly budget. Coverage across residential and business areas is solid, and most residents without a car rely on it daily.
What are kindergarten prices in Townsville?
Childcare averages $1,180 monthly at a private kindergarten in Townsville. For many families, this single cost rivals rent, so it's essential to factor in before making a move.
Is $2,500 a month enough for Townsville?
Living on $2,500 in Townsville means careful planning, since monthly costs average $2,170. It works with a cheap apartment and disciplined spending, but expect trade-offs on where you live, how often you eat out, and entertainment.
Is Townsville a good city to live in long-term?
Townsville offers genuinely appealing day-to-day living. Residents value fast internet, low crime rates, clean air, and at around $2,170 per month, it's accessible to a broad range of incomes. Most people find the cost-to-quality balance sustainable long-term.
Townsville vs other spots: cost of living compared