Cost of Living in Tema - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $523 (excluding rent), and $618 including rent.
Family of 3: Estimated monthly costs are $1,188 (excluding rent), and $1,388 including rent.
Currency
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🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$7.37 GH₵75.3
$3.99 GH₵40.74
$8.15 GH₵83.3
Three-Course Dinner for Two, Mid-Range
$27.54 GH₵282
$24.14 GH₵247
$60.6 GH₵619
Fast Food Meal (McDonalds, etc)
$7.88 GH₵80.5
-
Cappuccino
$1.52 GH₵15.55
-
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.04 GH₵10.66
$0.84 GH₵8.57
$1.26 GH₵12.85
Water (0.33 liter bottle)
$0.33 GH₵3.42
$0.19 GH₵1.92
$0.43 GH₵4.38
Local Beer (0.5 liter draught)
$1.73 GH₵17.67
$1.45 GH₵14.86
$2 GH₵20.48
Imported Beer (0.33 liter bottle)
$2.69 GH₵27.45
-
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$3.07 GH₵31.38
$2.78 GH₵28.44
$3.36 GH₵34.31
White Bread (500g)
$1.61 GH₵16.42
$1.02 GH₵10.37
$2.19 GH₵22.36
Rice (white) (1kg)
$1.48 GH₵15.1
$1.2 GH₵12.22
$1.75 GH₵17.88
Eggs
$2.27 GH₵23.21
$2.01 GH₵20.59
$2.53 GH₵25.84
Local Cheese (1kg)
$3.64 GH₵37.19
-
Chicken Fillets (1kg)
$2.74 GH₵28
$2.09 GH₵21.32
$3.39 GH₵34.69
Beef Round Steak (1kg)
$2.48 GH₵25.39
-
Apples (1kg)
$2.76 GH₵28.16
$2.44 GH₵24.91
$3.06 GH₵31.31
Banana (1kg)
$2.1 GH₵21.49
$1.68 GH₵17.19
$2.52 GH₵25.78
Oranges (1kg)
$2.02 GH₵20.66
$1.62 GH₵16.53
$2.43 GH₵24.79
Tomato (1kg)
$2.79 GH₵28.54
$2.39 GH₵24.46
$3.18 GH₵32.51
Potato (1kg)
$1.89 GH₵19.27
-
Onion (1kg)
$1.94 GH₵19.8
$1.84 GH₵18.78
$2.03 GH₵20.71
Lettuce (1 head)
$0.6 GH₵6.18
-
Water (1.5 liter bottle)
$0.88 GH₵8.95
$0.85 GH₵8.73
$0.9 GH₵9.16
Wine (Bottle)
$8.03 GH₵82.1
-
Local Beer (0.5 liter bottle)
$0.87 GH₵8.92
-
🚌 Getting Around
Cost
Range
One-way Ticket (Public Transport)
$2.07 GH₵21.18
$1.66 GH₵16.94
$2.49 GH₵25.42
Public Transport Monthly Pass (Regular Price)
$38.89 GH₵397
-
Taxi Start (Normal Tariff)
$1.41 GH₵14.37
$0.75 GH₵7.65
$2.06 GH₵21.09
Taxi (Normal Tariff) (1km)
$0.7 GH₵7.19
-
Gasoline (1 liter)
$1.24 GH₵12.63
$0.94 GH₵9.6
$1.51 GH₵15.45
🧾 Monthly Utilities & Internet
Cost
Range
Utilities (Heating, Electricity, Gas, Water, Garbage) for 2 People in 2-bedroom Apartment (Monthly) (85m2)
$30.45 GH₵311
$24.31 GH₵248
$36.59 GH₵374
SIM Card Monthly Plan (Calls and 10GB+ Data)
$12.36 GH₵126
-
Internet (50+ Mbps, Unlimited Data)
$64 GH₵654
$48.93 GH₵500
$79 GH₵807
🎉 Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$19.61 GH₵200
$18.61 GH₵190
$20.61 GH₵211
🧸 Childcare & Education
Cost
Range
Preschool (or Kindergarten), Full Day, Private, 1 Child (Monthly)
$81.5 GH₵833
-
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$24.43 GH₵250
$12.19 GH₵125
$36.69 GH₵375
Summer Dress (H&M, Zara, etc)
$24.18 GH₵247
-
Sport Shoes (Adidas, Nike)
$45 GH₵460
$40.84 GH₵417
$49.18 GH₵503
Men's Leather Business Shoes
$60.9 GH₵622
$36.43 GH₵372
$85.3 GH₵872
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$119 GH₵1,213
-
1-bedroom Apartment, Outside City Center (Monthly)
$66 GH₵675
-
3-bedroom Apartment, Outside City Center (Monthly)
$136 GH₵1,392
-
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary (After Tax)
$405 GH₵4,138
-
20-Year Fixed Mortgage Interest Rate (Annual %)
32.5
25
40
Citycost data is based on AI and user input — minor inaccuracies may occur.
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