Cost of Living in Tarlac City - Updated Prices & Insights

Name: Tarlac City
Address: Tarlac City, PH

Solo nomad: Estimated monthly costs are $364 (excluding rent), and $616 including rent.

Family of 3: Estimated monthly costs are $1,086 (excluding rent), and $1,279 including rent.

Meal at Budget Restaurant

$2.74 ₱159

$1.82 ₱106

$5.47 ₱319

Three-Course Dinner for Two, Mid-Range

$15.23 ₱887

$8.95 ₱521

$89.6 ₱5,215

Fast Food Meal (McDonalds, etc)

$3.51 ₱204

$4.38 ₱255

Cappuccino

$1.59 ₱92.3

$1.23 ₱71.5

$4.39 ₱256

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.83 ₱48.06

$0.34 ₱20.02

$1.38 ₱80.1

Water (0.33 liter bottle)

$0.26 ₱15.03

$0.68 ₱39.53

Local Beer (0.5 liter draught)

$0.93 ₱54.1

$1.69 ₱98.7

Imported Beer (0.33 liter bottle)

$1.79 ₱104

$4.48 ₱261

Milk (1 liter)

$1.66 ₱96.4

$1.43 ₱83.3

$4.53 ₱264

White Bread (500g)

$1.53 ₱89.2

$0.73 ₱42.22

$2.72 ₱158

Rice (white) (1kg)

$0.93 ₱54.4

$0.86 ₱49.89

$1.19 ₱69.5

Eggs

$2.07 ₱120

$1.73 ₱101

$3.25 ₱189

Local Cheese (1kg)

$9.00 ₱524

Chicken Fillets (1kg)

$3.25 ₱189

$2.72 ₱158

$3.78 ₱220

Beef Round Steak (1kg)

$5.92 ₱345

$5.78 ₱337

$6.06 ₱353

Apples (1kg)

$2.85 ₱166

$2.08 ₱121

$3.61 ₱210

Banana (1kg)

$1.55 ₱90.4

$1.39 ₱80.7

$1.71 ₱99.5

Oranges (1kg)

$2.07 ₱121

$1.89 ₱110

$2.25 ₱131

Tomato (1kg)

$1.48 ₱86.4

$0.86 ₱50.1

$2.11 ₱123

Potato (1kg)

$1.42 ₱82.8

$1.06 ₱61.6

$1.78 ₱104

Onion (1kg)

$1.12 ₱65.3

$0.60 ₱35.19

$1.73 ₱100

Lettuce (1 head)

$0.92 ₱53.6

Water (1.5 liter bottle)

$0.90 ₱52.5

$0.56 ₱32.33

$1.39 ₱81.1

Cigarettes 20 Pack (Marlboro, Camel)

$2.82 ₱164

$1.76 ₱102

$3.87 ₱225

Wine (Bottle)

$3.92 ₱228

$3.34 ₱194

$11.68 ₱680

Local Beer (0.5 liter bottle)

$0.84 ₱48.66

$0.74 ₱43.19

$0.93 ₱54.1

Imported Beer (0.33 liter bottle)

$1.52 ₱88.7

$1.38 ₱80.6

$1.66 ₱96.7

One-way Ticket (Public Transport)

$0.28 ₱16.39

$0.22 ₱12.75

$0.28 ₱16.39

Public Transport Monthly Pass (Regular Price)

$7.78 ₱453

Taxi Start (Normal Tariff)

$0.84 ₱48.88

$0.74 ₱43.38

$0.84 ₱48.88

Taxi (Normal Tariff) (1km)

$0.22 ₱12.80

$0.13 ₱7.79

$0.69 ₱40.06

Taxi 1hour Waiting (Normal Tariff)

$2.07 ₱120

Gasoline (1 liter)

$1.13 ₱65.7

$1.10 ₱64.0

$1.25 ₱72.6

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.9K ₱1.6M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.4K ₱1.1M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$98.7 ₱5,748

$35.16 ₱2,047

$187 ₱10.9K

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.18 ₱942

$7.18 ₱418

$44.97 ₱2,619

Internet (50+ Mbps, Unlimited Data)

$26.91 ₱1,567

$17.95 ₱1,045

$80.7 ₱4,701

Gym Membership (Monthly)

$44.89 ₱2,614

$14.36 ₱836

$44.89 ₱2,614

Tennis Court (1 Hour on Weekend)

$17.45 ₱1,016

Cinema Ticket

$6.30 ₱367

$9.01 ₱524

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$171 ₱9,944

$70.7 ₱4,118

$271 ₱15.8K

International Primary School, 1 Child (Yearly)

$14.1K ₱818.8K

$2,653 ₱154.5K

$25.5K ₱1.5M

Jeans (Levis 501 Or Similar)

$45.85 ₱2,670

$8.87 ₱517

$71.0 ₱4,134

Summer Dress (H&M, Zara, etc)

$26.21 ₱1,526

$17.48 ₱1,018

$52.4 ₱3,052

Sport Shoes (Adidas, Nike)

$52.0 ₱3,028

$44.82 ₱2,610

$89.7 ₱5,221

Men's Leather Business Shoes

$36.63 ₱2,133

$20.93 ₱1,219

$174 ₱10.2K

1-bedroom Apartment, City Center (Monthly)

$126 ₱7,350

$122 ₱7,097

$131 ₱7,604

1-bedroom Apartment, Outside City Center (Monthly)

$99.9 ₱5,817

$86.9 ₱5,059

$113 ₱6,576

3-bedroom Apartment, City Center (Monthly)

$262 ₱15.3K

$175 ₱10.2K

$350 ₱20.4K

3-bedroom Apartment, Outside City Center (Monthly)

$180 ₱10.5K

$144 ₱8,384

$216 ₱12.6K

Buy Apartment in City Center (m2)

$402 ₱23.4K

Buy Apartment Outside City Center (m2)

$317 ₱18.4K

Average Monthly Net Salary (After Tax)

$229 ₱13.3K

20-Year Fixed Mortgage Interest Rate (Annual %)

6.17

7.5

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: March 2, 2026

Tarlac City Median Internet Speeds (Updated December 2025)

Mobile

Mbps

Fixed Broadband

Mbps

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

City tags:

⛩️ Asia

Cost of Living in Tarlac City - Frequently Asked Questions

Overall, Cost of Living in Tarlac City, Philippines sits in a comfortable middle for the region. For travelers on a lean budget, the city offers affordable meals and reliable transit options without the intensity of larger metros. Expats and digital nomads often value the slower pace, the mix of local markets with modern amenities, and the relative ease of finding short- or mid-term housing. You will notice that daily costs scale with lifestyle – opt for less touristy neighborhoods and off-peak times to keep things reasonable. Tip: Plan your week with a few predictable expense blocks to stay on budget.

Searching housing starts with evaluating your preferred pace and privacy: central areas offer quick access to amenities, while calmer neighborhoods give more space and a better bargain. Food options range from busy markets to modern cafés, with locally grown produce and reliable eats across many spots. Local transport runs via jeepneys and tricycles, supplemented by occasional taxis or ride-hailing apps during peak hours. For work, you will find a mix of coworking spaces and quiet cafés with reliable wifi, plus occasional pop-up work hubs near universities. Tarlac City, Philippines living cost varies with your housing choice and lifestyle, so pick a base that fits your day-to-day routine. Tip: Map a simple route plan to cut wasted time.

Quality of life in Tarlac City leans toward balance: you get a relaxed pace, friendly neighborhoods, and access to nature and regional events without the congestion of bigger cities. Build a simple budgeting framework by separating essentials (housing, utilities, food) from flexible categories (dining out, activities), then track monthly progress. For savings, prioritize housing with good light and ventilation, shop at local markets, and use public transport when feasible. Seasonality affects food variety and event calendars, so plan outdoor plans around the weather and crowds. Neighborhood fit matters – try a few blocks near plazas for accessibility or choose quiet residential lanes for calmer mornings. Tip: Keep a short list of go-to spots to reduce search fatigue.