Cost of Living in Swat - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $262 (excluding rent), and $432 including rent.
Family of 3: Estimated monthly costs are $628 (excluding rent), and $830 including rent.
Currency
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🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$2.87 PKR 810
$1.26 PKR 355
$4.83 PKR 1,365
Three-Course Dinner for Two, Mid-Range
$14.04 PKR 3,965
$10.53 PKR 2,973
$52.6 PKR 14.9K
Fast Food Meal (McDonalds, etc)
$5.23 PKR 1,477
$4.18 PKR 1,181
$6.28 PKR 1,775
Local Non-Alcoholic Beer (0.5 liter draught)
$1.75 PKR 495
$1.05 PKR 296
$3.51 PKR 990
Imported Non-Alcoholic Beer (0.33 liter bottle)
$3.95 PKR 1,116
$2.15 PKR 608
$7.18 PKR 2,028
Cappuccino
$2.01 PKR 569
$0.7 PKR 199
$4.21 PKR 1,188
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.4 PKR 113
$0.27 PKR 76.8
$0.69 PKR 195
Water (0.33 liter bottle)
$0.24 PKR 68.1
$0.19 PKR 53.3
$0.41 PKR 115
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$0.73 PKR 205
$0.73 PKR 205
$1.3 PKR 367
White Bread (500g)
$0.61 PKR 173
$0.37 PKR 106
$0.84 PKR 238
Rice (white) (1kg)
$1.28 PKR 362
$0.9 PKR 255
$1.81 PKR 513
Eggs
$1.27 PKR 358
$0.91 PKR 257
$1.81 PKR 511
Local Cheese (1kg)
$6.07 PKR 1,714
$1.8 PKR 509
$13.85 PKR 3,912
Chicken Fillets (1kg)
$1.31 PKR 370
$1.31 PKR 370
$5.19 PKR 1,465
Beef Round Steak (1kg)
$1.43 PKR 404
$1.43 PKR 404
$5.38 PKR 1,519
Apples (1kg)
$0.89 PKR 253
$0.65 PKR 184
$1.43 PKR 405
Banana (1kg)
$0.34 PKR 95.3
$0.34 PKR 95.3
$1.2 PKR 338
Oranges (1kg)
$0.52 PKR 146
$0.34 PKR 96.6
$1.73 PKR 488
Tomato (1kg)
$0.4 PKR 114
$0.27 PKR 75.8
$1.02 PKR 287
Potato (1kg)
$0.38 PKR 108
$0.13 PKR 37.92
$0.68 PKR 192
Onion (1kg)
$0.54 PKR 153
$0.29 PKR 80.6
$0.72 PKR 204
Lettuce (1 head)
$0.31 PKR 86.6
$0.17 PKR 48.68
$0.54 PKR 151
Water (1.5 liter bottle)
$0.38 PKR 107
$0.27 PKR 76.5
$0.51 PKR 145
Bottle of Non-Alcoholic Wine (Mid-Range)
$1.79 PKR 505
$0.53 PKR 151
$5.35 PKR 1,511
Local Non-Alcoholic Beer (0.5 liter bottle)
$0.86 PKR 242
$0.49 PKR 139
$2.21 PKR 625
Imported Non-Alcoholic Beer (0.33 liter bottle)
$2.05 PKR 579
$0.86 PKR 243
$2.17 PKR 613
Cigarettes 20 Pack (Marlboro, Camel)
$2.11 PKR 595
$1.76 PKR 497
$2.63 PKR 744
🚌 Getting Around
Cost
Range
One-way Ticket (Public Transport)
$0.18 PKR 49.81
$0.11 PKR 30.44
$0.18 PKR 49.81
Public Transport Monthly Pass (Regular Price)
$6.91 PKR 1,953
$2.6 PKR 735
$6.92 PKR 1,956
Taxi Start (Normal Tariff)
$0.36 PKR 102
$0.36 PKR 102
$1.64 PKR 465
Taxi (Normal Tariff) (1km)
$0.4 PKR 114
$0.17 PKR 48.98
$0.86 PKR 242
Taxi 1hour Waiting (Normal Tariff)
$2.9 PKR 819
$1.81 PKR 512
$4.34 PKR 1,227
Gasoline (1 liter)
$0.96 PKR 272
$0.9 PKR 255
$1.06 PKR 298
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.5K PKR 6.1M
$17.9K PKR 5M
$28.6K PKR 8.1M
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.8K PKR 7.3M
$24.3K PKR 6.9M
$27.8K PKR 7.9M
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$112 PKR 31.6K
$70.6 PKR 19.9K
$176 PKR 49.8K
SIM Card Monthly Plan (Calls and 10GB+ Data)
$5.37 PKR 1,517
$3.59 PKR 1,013
$10.75 PKR 3,037
Internet (50+ Mbps, Unlimited Data)
$12.28 PKR 3,468
$12.28 PKR 3,468
$28.06 PKR 7,925
🎉 Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$6.25 PKR 1,765
$5.35 PKR 1,511
$7.14 PKR 2,016
Tennis Court (1 Hour on Weekend)
$5.07 PKR 1,431
$1.51 PKR 427
$7.55 PKR 2,133
Cinema Ticket
$4.18 PKR 1,181
$3.49 PKR 986
$6.97 PKR 1,969
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$19.15 PKR 5,409
$19.15 PKR 5,409
$125 PKR 35.4K
International Primary School, 1 Child (Yearly)
$1,097 PKR 309.7K
$700 PKR 197.7K
$2,100 PKR 593.1K
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$21.68 PKR 6,122
$7.14 PKR 2,018
$39.31 PKR 11.1K
Summer Dress (H&M, Zara, etc)
$28.35 PKR 8,006
$10.74 PKR 3,033
$42.95 PKR 12.1K
Sport Shoes (Adidas, Nike)
$87.2 PKR 24.6K
$27.89 PKR 7,878
$139 PKR 39.4K
Men's Leather Business Shoes
$40.52 PKR 11.4K
$17.85 PKR 5,040
$89.2 PKR 25.2K
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$73.9 PKR 20.9K
$46.98 PKR 13.3K
$87 PKR 24.6K
1-bedroom Apartment, Outside City Center (Monthly)
$51.1 PKR 14.4K
$27.86 PKR 7,868
$69.7 PKR 19.7K
3-bedroom Apartment, City Center (Monthly)
$167 PKR 47K
$132 PKR 37.4K
$212 PKR 59.8K
3-bedroom Apartment, Outside City Center (Monthly)
$105 PKR 29.7K
$87.6 PKR 24.7K
$140 PKR 39.6K
Buy Apartment in City Center (m2)
$600 PKR 169.5K
$168 PKR 47.6K
$600 PKR 169.5K
Buy Apartment Outside City Center (m2)
$404 PKR 114K
$117 PKR 32.9K
$404 PKR 114K
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary (After Tax)
$122 PKR 34.4K
-
20-Year Fixed Mortgage Interest Rate (Annual %)
20.2
15
25
Citycost data is based on AI and user input – minor inaccuracies may occur.
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Cost of Living in Swat - Frequently Asked Questions
Is Swat, Pakistan generally affordable for travelers, expats, and digital nomads, and who tends to find it good value?
Swat presents a friendly balance of natural beauty and everyday value. For travelers, expats, and digital nomads who value scenery and a slower pace, affordability tends to be better than in big cities and near tourist cores. Local guesthouses, simple apartments, and homestays offer flexible terms that suit short stays or longer assignments. Meals from markets or casual eateries remain budget-friendly, while imported conveniences can cost more. Seasonal demand influences availability, so plan ahead during trekking peaks. Understanding Cost of Living in Swat, Pakistan helps you compare lodging, food, and transit options. Tip: locate communities with easy access to markets and public transport.
What does daily life in Swat look like in terms of housing search, food options, transport, coworking spaces, and errands?
Daily life centers on simple routines and outdoor beauty. In towns like Mingora or Saidu Sharif, you will find a mix of guesthouses, small rental rooms, and modest apartments; start with local listings and ask in markets to verify terms. Meals are versatile: you can eat well on a lean budget with street foods or enjoy cafe lunches in quieter lanes. Transport is practical: ride-sharing options, motorbikes, or short bus hops connect key spots. If you work remotely, look for cafes with Wi‑Fi or modest co-working spaces in main hubs. Swat living cost varies by season and location. Tip: map neighborhoods by transit routes and morning markets to save time and money.
How can you frame budgeting and seasonal planning to maximize quality of life in Swat, and how to choose neighborhoods that fit your lifestyle?
Quality of life in Swat blends outdoor beauty, community warmth, and practical budgeting. Use a simple framework: housing, food, transport, and activities, then compare options across towns like Mingora, Saidu Sharif, or Matta. Seasonal shifts affect schedules and access, so plan more flexible stays around winter closures or peak trekking periods. Prioritize neighborhoods with reliable markets, easy bus routes, and safe walking routes to minimize gaps in errands. Save by cooking at home when possible, sharing or renting a room with neighbors, and choosing activities that support local guides and communities. Tip: build your routine around local rhythms and trusted contact points.
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