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Cost of Living in Swat - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $232 (excluding rent), and $429 including rent.
Family of 3: Estimated monthly costs are $587 (excluding rent), and $860 including rent.
Currency
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🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$2.8 PKR 784
$1.23 PKR 344
$4.71 PKR 1,321
Three-Course Dinner for Two, Mid-Range
$13.88 PKR 3,889
$10.4 PKR 2,916
$52 PKR 14.6K
Fast Food Meal (McDonalds, etc)
$5.18 PKR 1,452
$4.14 PKR 1,162
$6.23 PKR 1,745
Local Non-Alcoholic Beer (0.5 liter draught)
$1.78 PKR 500
$1.07 PKR 299
$3.57 PKR 999
Imported Non-Alcoholic Beer (0.33 liter bottle)
$3.87 PKR 1,083
$2.11 PKR 590
$7.03 PKR 1,969
Cappuccino
$1.97 PKR 553
$0.69 PKR 193
$4.12 PKR 1,154
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.42 PKR 119
$0.29 PKR 81.2
$0.73 PKR 206
Water (0.33 liter bottle)
$0.24 PKR 67.3
$0.19 PKR 52.7
$0.41 PKR 114
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$0.73 PKR 205
$0.73 PKR 205
$1.31 PKR 366
White Bread (500g)
$0.65 PKR 183
$0.4 PKR 112
$0.9 PKR 252
Rice (white) (1kg)
$1.29 PKR 361
$0.91 PKR 254
$1.82 PKR 511
Eggs
$1.27 PKR 355
$0.91 PKR 255
$1.81 PKR 507
Local Cheese (1kg)
$6.34 PKR 1,776
$1.88 PKR 527
$14.46 PKR 4,053
Chicken Fillets (1kg)
$1.32 PKR 370
$1.32 PKR 370
$5.23 PKR 1,464
Beef Round Steak (1kg)
$1.43 PKR 401
$1.43 PKR 401
$5.38 PKR 1,508
Apples (1kg)
$0.92 PKR 257
$0.67 PKR 187
$1.47 PKR 412
Banana (1kg)
$0.36 PKR 102
$0.36 PKR 102
$1.28 PKR 360
Oranges (1kg)
$0.55 PKR 155
$0.37 PKR 102
$1.85 PKR 517
Tomato (1kg)
$0.41 PKR 114
$0.27 PKR 75.8
$1.02 PKR 287
Potato (1kg)
$0.41 PKR 116
$0.14 PKR 40.57
$0.73 PKR 206
Onion (1kg)
$0.5 PKR 141
$0.27 PKR 74.8
$0.68 PKR 190
Lettuce (1 head)
$0.33 PKR 92.7
$0.19 PKR 52.2
$0.58 PKR 162
Water (1.5 liter bottle)
$0.4 PKR 113
$0.29 PKR 80.9
$0.55 PKR 153
Bottle of Non-Alcoholic Wine (Mid-Range)
$1.44 PKR 405
$0.54 PKR 151
$5.41 PKR 1,516
Local Non-Alcoholic Beer (0.5 liter bottle)
$0.92 PKR 257
$0.53 PKR 148
$2.37 PKR 665
Imported Non-Alcoholic Beer (0.33 liter bottle)
$2.04 PKR 572
$0.86 PKR 240
$2.16 PKR 607
Cigarettes 20 Pack (Marlboro, Camel)
$2.1 PKR 589
$1.75 PKR 492
$2.63 PKR 736
🚌 Getting Around
Cost
Range
One-way Ticket (Public Transport)
$0.16 PKR 44.63
$0.1 PKR 27.27
$0.16 PKR 44.63
Public Transport Monthly Pass (Regular Price)
$6.96 PKR 1,949
$2.62 PKR 733
$6.97 PKR 1,952
Taxi Start (Normal Tariff)
$0.37 PKR 103
$0.37 PKR 103
$1.66 PKR 466
Taxi (Normal Tariff) (1km)
$0.4 PKR 113
$0.17 PKR 48.5
$0.86 PKR 240
Taxi 1hour Waiting (Normal Tariff)
$2.89 PKR 810
$1.81 PKR 507
$4.33 PKR 1,214
Gasoline (1 liter)
$0.91 PKR 256
$0.86 PKR 240
$1 PKR 280
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.1K PKR 5.9M
$17.6K PKR 4.9M
$28.2K PKR 7.9M
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.5K PKR 7.4M
$24.9K PKR 7M
$28.5K PKR 8M
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$113 PKR 31.7K
$71.3 PKR 20K
$178 PKR 49.9K
SIM Card Monthly Plan (Calls and 10GB+ Data)
$5.45 PKR 1,528
$3.64 PKR 1,020
$10.91 PKR 3,058
Internet (50+ Mbps, Unlimited Data)
$12.46 PKR 3,493
$12.46 PKR 3,493
$28.48 PKR 7,982
🎉 Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$6.28 PKR 1,761
$5.38 PKR 1,508
$7.18 PKR 2,011
Tennis Court (1 Hour on Weekend)
$6.06 PKR 1,699
$1.81 PKR 507
$9.04 PKR 2,532
Cinema Ticket
$4.32 PKR 1,211
$3.61 PKR 1,011
$7.2 PKR 2,019
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$19.7 PKR 5,522
$19.7 PKR 5,522
$129 PKR 36.1K
International Primary School, 1 Child (Yearly)
$1,089 PKR 305.2K
$695 PKR 194.8K
$2,085 PKR 584.4K
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$21.27 PKR 5,962
$7.01 PKR 1,965
$38.58 PKR 10.8K
Summer Dress (H&M, Zara, etc)
$28.04 PKR 7,860
$10.62 PKR 2,977
$42.49 PKR 11.9K
Sport Shoes (Adidas, Nike)
$89.5 PKR 25.1K
$28.64 PKR 8,026
$143 PKR 40.1K
Men's Leather Business Shoes
$39.9 PKR 11.2K
$17.57 PKR 4,925
$87.9 PKR 24.6K
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$73.8 PKR 20.7K
$46.88 PKR 13.1K
$86.8 PKR 24.3K
1-bedroom Apartment, Outside City Center (Monthly)
$51.7 PKR 14.5K
$28.17 PKR 7,895
$70.4 PKR 19.7K
3-bedroom Apartment, City Center (Monthly)
$170 PKR 47.6K
$135 PKR 37.8K
$216 PKR 60.5K
3-bedroom Apartment, Outside City Center (Monthly)
$105 PKR 29.5K
$87.8 PKR 24.6K
$140 PKR 39.3K
Buy Apartment in City Center (m2)
$644 PKR 180.5K
$376 PKR 105.3K
$824 PKR 231K
Buy Apartment Outside City Center (m2)
$493 PKR 138.1K
$194 PKR 54.4K
$537 PKR 150.5K
💵 Salaries & Financials
Cost
Range
20-Year Fixed Mortgage Interest Rate (Annual %)
20.2
15
25

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update: December 2, 2025

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Cost of Living in Swat - Frequently Asked Questions
Is Swat, Pakistan generally affordable for travelers, expats, and digital nomads, and who tends to find it good value?
Swat presents a friendly balance of natural beauty and everyday value. For travelers, expats, and digital nomads who value scenery and a slower pace, affordability tends to be better than in big cities and near tourist cores. Local guesthouses, simple apartments, and homestays offer flexible terms that suit short stays or longer assignments. Meals from markets or casual eateries remain budget-friendly, while imported conveniences can cost more. Seasonal demand influences availability, so plan ahead during trekking peaks. Understanding Cost of Living in Swat, Pakistan helps you compare lodging, food, and transit options. Tip: locate communities with easy access to markets and public transport.
What does daily life in Swat look like in terms of housing search, food options, transport, coworking spaces, and errands?
Daily life centers on simple routines and outdoor beauty. In towns like Mingora or Saidu Sharif, you will find a mix of guesthouses, small rental rooms, and modest apartments; start with local listings and ask in markets to verify terms. Meals are versatile: you can eat well on a lean budget with street foods or enjoy cafe lunches in quieter lanes. Transport is practical: ride-sharing options, motorbikes, or short bus hops connect key spots. If you work remotely, look for cafes with Wi‑Fi or modest co-working spaces in main hubs. Swat living cost varies by season and location. Tip: map neighborhoods by transit routes and morning markets to save time and money.
How can you frame budgeting and seasonal planning to maximize quality of life in Swat, and how to choose neighborhoods that fit your lifestyle?
Quality of life in Swat blends outdoor beauty, community warmth, and practical budgeting. Use a simple framework: housing, food, transport, and activities, then compare options across towns like Mingora, Saidu Sharif, or Matta. Seasonal shifts affect schedules and access, so plan more flexible stays around winter closures or peak trekking periods. Prioritize neighborhoods with reliable markets, easy bus routes, and safe walking routes to minimize gaps in errands. Save by cooking at home when possible, sharing or renting a room with neighbors, and choosing activities that support local guides and communities. Tip: build your routine around local rhythms and trusted contact points.

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