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Cost of Living in Swat - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $260 (excluding rent), and $418 including rent.
Family of 3: Estimated monthly costs are $570 (excluding rent), and $833 including rent.
Currency
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🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$2.76 PKR 779
$1.21 PKR 341
$4.66 PKR 1,313
Three-Course Dinner for Two, Mid-Range
$14.22 PKR 4,010
$10.66 PKR 3,007
$53.3 PKR 15.0K
Fast Food Meal (McDonalds, etc)
$5.32 PKR 1,501
$4.26 PKR 1,201
$6.40 PKR 1,804
Local Non-Alcoholic Beer (0.5 liter draught)
$1.81 PKR 510
$1.08 PKR 305
$3.62 PKR 1,020
Imported Non-Alcoholic Beer (0.33 liter bottle)
$3.94 PKR 1,110
$2.15 PKR 605
$7.16 PKR 2,018
Cappuccino
$2.09 PKR 588
$0.73 PKR 206
$4.36 PKR 1,228
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.43 PKR 120
$0.29 PKR 82.3
$0.74 PKR 209
Water (0.33 liter bottle)
$0.24 PKR 67.9
$0.19 PKR 53.1
$0.41 PKR 115
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$0.68 PKR 192
$0.68 PKR 192
$1.22 PKR 344
White Bread (500g)
$0.61 PKR 173
$0.37 PKR 105
$0.84 PKR 238
Rice (white) (1kg)
$1.23 PKR 347
$0.87 PKR 244
$1.74 PKR 491
Eggs
$1.26 PKR 357
$0.91 PKR 256
$1.81 PKR 509
Local Cheese (1kg)
$6.03 PKR 1,699
$1.79 PKR 504
$13.75 PKR 3,878
Chicken Fillets (1kg)
$1.36 PKR 384
$1.36 PKR 384
$5.39 PKR 1,519
Beef Round Steak (1kg)
$1.44 PKR 407
$1.44 PKR 407
$5.43 PKR 1,530
Apples (1kg)
$0.85 PKR 238
$0.61 PKR 173
$1.35 PKR 382
Banana (1kg)
$0.36 PKR 102
$0.36 PKR 102
$1.28 PKR 360
Oranges (1kg)
$0.54 PKR 154
$0.36 PKR 101
$1.82 PKR 513
Tomato (1kg)
$0.43 PKR 122
$0.29 PKR 81.3
$1.09 PKR 308
Potato (1kg)
$0.39 PKR 109
$0.14 PKR 38.19
$0.69 PKR 194
Onion (1kg)
$0.51 PKR 143
$0.27 PKR 75.8
$0.68 PKR 192
Lettuce (1 head)
$0.33 PKR 94.1
$0.19 PKR 53.0
$0.58 PKR 165
Water (1.5 liter bottle)
$0.38 PKR 107
$0.27 PKR 76.6
$0.51 PKR 145
Bottle of Non-Alcoholic Wine (Mid-Range)
$1.92 PKR 543
$1.77 PKR 498
$3.54 PKR 998
Local Non-Alcoholic Beer (0.5 liter bottle)
$0.86 PKR 241
$0.49 PKR 138
$2.21 PKR 623
Imported Non-Alcoholic Beer (0.33 liter bottle)
$2.02 PKR 568
$0.85 PKR 239
$2.14 PKR 602
Cigarettes 20 Pack (Marlboro, Camel)
$2.13 PKR 602
$1.78 PKR 502
$2.67 PKR 752
🚌 Getting Around
Cost
Range
One-way Ticket (Public Transport)
$0.17 PKR 46.63
$0.10 PKR 28.50
$0.17 PKR 46.63
Public Transport Monthly Pass (Regular Price)
$7.20 PKR 2,031
$2.71 PKR 764
$7.21 PKR 2,034
Taxi Start (Normal Tariff)
$0.34 PKR 95.1
$0.34 PKR 95.1
$1.53 PKR 432
Taxi (Normal Tariff) (1km)
$0.43 PKR 122
$0.19 PKR 52.5
$0.92 PKR 260
Taxi 1hour Waiting (Normal Tariff)
$2.77 PKR 782
$1.73 PKR 489
$4.15 PKR 1,171
Gasoline (1 liter)
$0.91 PKR 257
$0.85 PKR 241
$1.00 PKR 282
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.3K PKR 6.0M
$17.7K PKR 5.0M
$28.3K PKR 8.0M
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.9K PKR 7.3M
$24.4K PKR 6.9M
$27.9K PKR 7.9M
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$111 PKR 31.2K
$69.7 PKR 19.7K
$174 PKR 49.2K
SIM Card Monthly Plan (Calls and 10GB+ Data)
$5.44 PKR 1,533
$3.63 PKR 1,024
$10.88 PKR 3,069
Internet (50+ Mbps, Unlimited Data)
$12.50 PKR 3,525
$12.50 PKR 3,525
$28.57 PKR 8,056
🎉 Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$6.28 PKR 1,770
$5.38 PKR 1,516
$7.17 PKR 2,022
Tennis Court (1 Hour on Weekend)
$6.03 PKR 1,701
$1.80 PKR 508
$8.99 PKR 2,536
Cinema Ticket
$4.13 PKR 1,163
$3.44 PKR 971
$6.88 PKR 1,940
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$19.71 PKR 5,559
$19.71 PKR 5,559
$129 PKR 36.4K
International Primary School, 1 Child (Yearly)
$1,117 PKR 314.9K
$713 PKR 201.0K
$2,139 PKR 603.1K
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$21.67 PKR 6,109
$7.14 PKR 2,014
$39.29 PKR 11.1K
Summer Dress (H&M, Zara, etc)
$28.26 PKR 7,970
$10.71 PKR 3,019
$42.82 PKR 12.1K
Sport Shoes (Adidas, Nike)
$87.9 PKR 24.8K
$28.11 PKR 7,927
$141 PKR 39.6K
Men's Leather Business Shoes
$39.48 PKR 11.1K
$17.39 PKR 4,903
$87.0 PKR 24.5K
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$74.6 PKR 21.0K
$47.40 PKR 13.4K
$87.8 PKR 24.7K
1-bedroom Apartment, Outside City Center (Monthly)
$52.5 PKR 14.8K
$28.62 PKR 8,071
$71.6 PKR 20.2K
3-bedroom Apartment, City Center (Monthly)
$167 PKR 47.2K
$133 PKR 37.5K
$213 PKR 60.0K
3-bedroom Apartment, Outside City Center (Monthly)
$105 PKR 29.6K
$87.6 PKR 24.7K
$140 PKR 39.5K
Buy Apartment in City Center (m2)
$693 PKR 195.5K
$364 PKR 102.6K
$1,211 PKR 341.6K
Buy Apartment Outside City Center (m2)
$561 PKR 158.2K
$323 PKR 91.2K
$717 PKR 202.1K
💵 Salaries & Financials
Cost
Range
20-Year Fixed Mortgage Interest Rate (Annual %)
20.2
15
25

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: January 11, 2026

Swat Median Internet Speeds (Updated December 2025)

Mobile

Download
57
Mbps
Upload
18
Mbps
Latency
30
ms

Fixed Broadband

Download
9
Mbps
Upload
8
Mbps
Latency
18
ms
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
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Cost of Living in Swat - Frequently Asked Questions
Is Swat, Pakistan generally affordable for travelers, expats, and digital nomads, and who tends to find it good value?
Swat presents a friendly balance of natural beauty and everyday value. For travelers, expats, and digital nomads who value scenery and a slower pace, affordability tends to be better than in big cities and near tourist cores. Local guesthouses, simple apartments, and homestays offer flexible terms that suit short stays or longer assignments. Meals from markets or casual eateries remain budget-friendly, while imported conveniences can cost more. Seasonal demand influences availability, so plan ahead during trekking peaks. Understanding Cost of Living in Swat, Pakistan helps you compare lodging, food, and transit options. Tip: locate communities with easy access to markets and public transport.
What does daily life in Swat look like in terms of housing search, food options, transport, coworking spaces, and errands?
Daily life centers on simple routines and outdoor beauty. In towns like Mingora or Saidu Sharif, you will find a mix of guesthouses, small rental rooms, and modest apartments; start with local listings and ask in markets to verify terms. Meals are versatile: you can eat well on a lean budget with street foods or enjoy cafe lunches in quieter lanes. Transport is practical: ride-sharing options, motorbikes, or short bus hops connect key spots. If you work remotely, look for cafes with Wi‑Fi or modest co-working spaces in main hubs. Swat living cost varies by season and location. Tip: map neighborhoods by transit routes and morning markets to save time and money.
How can you frame budgeting and seasonal planning to maximize quality of life in Swat, and how to choose neighborhoods that fit your lifestyle?
Quality of life in Swat blends outdoor beauty, community warmth, and practical budgeting. Use a simple framework: housing, food, transport, and activities, then compare options across towns like Mingora, Saidu Sharif, or Matta. Seasonal shifts affect schedules and access, so plan more flexible stays around winter closures or peak trekking periods. Prioritize neighborhoods with reliable markets, easy bus routes, and safe walking routes to minimize gaps in errands. Save by cooking at home when possible, sharing or renting a room with neighbors, and choosing activities that support local guides and communities. Tip: build your routine around local rhythms and trusted contact points.

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