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Cost of Living in Summerland - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $925 (excluding rent), and $2,268 including rent.
Family of 3: Estimated monthly costs are $2,103 (excluding rent), and $4,302 including rent.
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🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$10.86 CA$15.09
$10.86 CA$15.09
$25.34 CA$35.22
Three-Course Dinner for Two, Mid-Range
$59.4 CA$82.6
$52.0 CA$72.2
$92.8 CA$129
Fast Food Meal (McDonalds, etc)
$9.80 CA$13.63
$9.06 CA$12.59
$11.31 CA$15.72
Cappuccino
$3.54 CA$4.92
$2.50 CA$3.47
$4.66 CA$6.47
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.94 CA$2.70
$1.08 CA$1.50
$2.30 CA$3.20
Water (0.33 liter bottle)
$1.46 CA$2.03
$0.75 CA$1.05
$2.43 CA$3.38
Local Beer (0.5 liter draught)
$6.09 CA$8.46
$5.01 CA$6.96
$7.16 CA$9.95
Imported Beer (0.33 liter bottle)
$5.94 CA$8.26
$5.20 CA$7.23
$6.69 CA$9.30
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$2.36 CA$3.27
$1.11 CA$1.54
$4.13 CA$5.74
White Bread (500g)
$2.74 CA$3.80
$1.85 CA$2.57
$3.71 CA$5.16
Rice (white) (1kg)
$4.60 CA$6.39
$1.98 CA$2.76
$7.49 CA$10.41
Eggs
$3.61 CA$5.01
$1.48 CA$2.05
$4.44 CA$6.17
Local Cheese (1kg)
$14.02 CA$19.49
$8.89 CA$12.36
$19.25 CA$26.76
Chicken Fillets (1kg)
$11.90 CA$16.54
$6.73 CA$9.35
$19.42 CA$26.99
Beef Round Steak (1kg)
$19.51 CA$27.12
$8.87 CA$12.33
$44.35 CA$61.6
Apples (1kg)
$4.81 CA$6.68
$3.13 CA$4.35
$9.60 CA$13.34
Banana (1kg)
$1.11 CA$1.55
$0.83 CA$1.15
$2.18 CA$3.03
Oranges (1kg)
$5.03 CA$6.99
$2.12 CA$2.94
$7.27 CA$10.11
Tomato (1kg)
$3.72 CA$5.18
$2.89 CA$4.02
$8.85 CA$12.30
Potato (1kg)
$1.64 CA$2.27
$0.53 CA$0.73
$8.20 CA$11.40
Onion (1kg)
$3.04 CA$4.22
$1.80 CA$2.50
$3.70 CA$5.14
Lettuce (1 head)
$2.66 CA$3.70
$1.45 CA$2.02
$4.36 CA$6.07
Water (1.5 liter bottle)
$2.22 CA$3.09
$1.13 CA$1.57
$4.27 CA$5.94
Cigarettes 20 Pack (Marlboro, Camel)
$16.29 CA$22.64
$14.48 CA$20.13
$18.10 CA$25.15
Wine (Bottle)
$13.66 CA$18.99
$10.79 CA$14.99
$16.54 CA$22.98
Local Beer (0.5 liter bottle)
$4.18 CA$5.81
$2.18 CA$3.03
$5.80 CA$8.07
Imported Beer (0.33 liter bottle)
$3.91 CA$5.44
$1.86 CA$2.58
$5.94 CA$8.25
🚌 Getting Around
Cost
Range
One-way Ticket (Public Transport)
$2.31 CA$3.21
$1.85 CA$2.57
$2.51 CA$3.49
Public Transport Monthly Pass (Regular Price)
$63.6 CA$88.4
$51.8 CA$72.0
$63.6 CA$88.4
Taxi Start (Normal Tariff)
$3.58 CA$4.98
$3.58 CA$4.98
$3.58 CA$4.98
Taxi (Normal Tariff) (1km)
$1.63 CA$2.27
$1.37 CA$1.91
$1.88 CA$2.61
Taxi 1hour Waiting (Normal Tariff)
$25.78 CA$35.84
$14.74 CA$20.48
$36.84 CA$51.2
Gasoline (1 liter)
$1.15 CA$1.60
$1.15 CA$1.60
$1.35 CA$1.87
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.7K CA$34.4K
$24.7K CA$34.4K
$26.9K CA$37.5K
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.2K CA$26.7K
$19.2K CA$26.7K
$20.3K CA$28.1K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$118 CA$163
$74.2 CA$103
$148 CA$206
SIM Card Monthly Plan (Calls and 10GB+ Data)
$36.64 CA$50.9
$28.58 CA$39.73
$73.3 CA$102
Internet (50+ Mbps, Unlimited Data)
$57.6 CA$80.1
$57.6 CA$80.1
$109 CA$152
🎉 Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$41.27 CA$57.4
$18.13 CA$25.20
$54.4 CA$75.6
Cinema Ticket
$7.49 CA$10.41
$7.49 CA$10.41
$14.99 CA$20.83
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$544 CA$756
$297 CA$412
$890 CA$1,236
International Primary School, 1 Child (Yearly)
$8,152 CA$11.3K
$7,411 CA$10.3K
$8,893 CA$12.4K
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$47.03 CA$65.4
$21.71 CA$30.18
$72.4 CA$101
Summer Dress (H&M, Zara, etc)
$36.44 CA$50.7
$18.69 CA$25.98
$52.3 CA$72.7
Sport Shoes (Adidas, Nike)
$81.8 CA$114
$57.9 CA$80.5
$109 CA$151
Men's Leather Business Shoes
$103 CA$144
$43.65 CA$60.7
$145 CA$202
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$1,309 CA$1,820
$1,013 CA$1,408
$1,468 CA$2,040
1-bedroom Apartment, Outside City Center (Monthly)
$1,186 CA$1,648
$889 CA$1,236
$1,260 CA$1,751
3-bedroom Apartment, City Center (Monthly)
$2,029 CA$2,820
$1,630 CA$2,266
$2,223 CA$3,090
3-bedroom Apartment, Outside City Center (Monthly)
$1,837 CA$2,553
$1,489 CA$2,069
$2,084 CA$2,897
Buy Apartment in City Center (m2)
$4,181 CA$5,812
$2,201 CA$3,059
$4,181 CA$5,812
Buy Apartment Outside City Center (m2)
$4,171 CA$5,798
$2,631 CA$3,657
$4,171 CA$5,798
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary (After Tax)
$3,448 CA$4,793
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.86
4.45
7.6

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: January 12, 2026

Summerland Median Internet Speeds (Updated December 2025)

Mobile

Download
87
Mbps
Upload
10
Mbps
Latency
19
ms

Fixed Broadband

Download
397
Mbps
Upload
176
Mbps
Latency
10
ms
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
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Cost of Living in Summerland - Frequently Asked Questions
Is Summerland, Canada a good value for travelers, expats, and digital nomads compared with larger Canadian cities?
Yes, for a slower-paced, nature-forward lifestyle it often offers good value versus big metro centers. The Cost of Living in Summerland, Canada is often balanced by space, walkable streets, and outdoor recreation at your doorstep. The trade-off is fewer large-scale amenities, and some services may require a drive to Kelowna. Seasonal tourism can alter crowds and availability, but the town remains approachable for remote work, short stays, or long winters with community programs. Tip: Start with a short stay to test neighborhoods and transport.
What will daily life look like when searching for housing, choosing where to shop, getting around, and running errands in Summerland?
Daily life centers on a compact town core and scenic surroundings. When searching housing, look for rental listings in familiar neighborhoods and be prepared for longer processes than in a larger city. Grocery options include local markets and seasonal produce, with restaurants that emphasize fresh ingredients. For getting around, a car is helpful, though local buses and bike routes exist, and walking is pleasant in the warm months. Co-working spaces, libraries, and cafes provide flexible options for work or study. Being mindful of the Summerland, Canada living cost helps you gauge rent, groceries, and transport as you plan your days. Tip: Build a three-tier plan – short-term stays, midterm rentals, and longer leases.
What budgeting approaches and neighborhood fit help balance quality of life with seasonality?
Quality of life in Summerland grows from steady routines and selective spending. Use a simple budgeting framework with fixed housing and utilities, flexible food and transport, and seasonal fun as separate lines. Neighborhoods near the town center offer quick access to groceries, cafes, and events, while quieter residential streets give space for outdoor work and trees. Seasonality shapes activities and costs; summers invite longer days and outdoor markets, winters favor indoor hobbies and heating awareness. Consider trying multiple areas with short visits to test noise, daylight, and commute times before choosing. Tip: note which amenities you value most and align them with your schedule.

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