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Cost of Living in Simcoe, ON - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $1,111 (excluding rent), and $2,336 including rent.
Family of 3: Estimated monthly costs are $2,604 (excluding rent), and $5,222 including rent.
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๐Ÿฝ Eating Out
Cost
Range
Meal at Budget Restaurant
$16.31 CA$22.67
$14.67 CA$20.39
$29.33 CA$40.77
Three-Course Dinner for Two, Mid-Range
$71.0 CA$98.7
$50.3 CA$69.9
$112 CA$156
Fast Food Meal (McDonalds, etc)
$11.91 CA$16.55
$10.80 CA$15.01
$14.89 CA$20.70
Cappuccino
$3.69 CA$5.13
$2.54 CA$3.53
$5.07 CA$7.05
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.86 CA$2.58
$1.32 CA$1.84
$3.78 CA$5.25
Water (0.33 liter bottle)
$1.79 CA$2.49
$1.48 CA$2.05
$2.22 CA$3.09
Local Beer (0.5 liter draught)
$5.24 CA$7.28
$5.24 CA$7.28
$6.74 CA$9.37
Imported Beer (0.33 liter bottle)
$6.06 CA$8.43
$6.06 CA$8.43
$7.57 CA$10.53
๐Ÿ›’ Groceries & Markets
Cost
Range
Milk (1 liter)
$2.07 CA$2.87
$1.08 CA$1.51
$5.97 CA$8.29
White Bread (500g)
$2.34 CA$3.26
$2.17 CA$3.01
$3.61 CA$5.01
Rice (white) (1kg)
$2.17 CA$3.01
$1.44 CA$2.01
$11.15 CA$15.50
Eggs
$3.01 CA$4.18
$2.15 CA$2.98
$4.28 CA$5.95
Local Cheese (1kg)
$9.07 CA$12.61
$4.54 CA$6.30
$13.60 CA$18.90
Chicken Fillets (1kg)
$8.69 CA$12.08
$6.40 CA$8.90
$25.51 CA$35.46
Beef Round Steak (1kg)
$22.26 CA$30.93
$5.19 CA$7.21
$55.6 CA$77.3
Apples (1kg)
$3.82 CA$5.31
$1.81 CA$2.51
$8.01 CA$11.14
Banana (1kg)
$0.92 CA$1.28
$0.51 CA$0.71
$3.85 CA$5.35
Oranges (1kg)
$3.21 CA$4.46
$1.38 CA$1.91
$5.81 CA$8.08
Tomato (1kg)
$2.27 CA$3.15
$1.40 CA$1.94
$3.29 CA$4.57
Potato (1kg)
$2.20 CA$3.06
$0.97 CA$1.34
$6.45 CA$8.97
Onion (1kg)
$1.43 CA$1.98
$1.43 CA$1.98
$2.86 CA$3.98
Lettuce (1 head)
$2.22 CA$3.09
$1.64 CA$2.28
$3.70 CA$5.14
Water (1.5 liter bottle)
$1.50 CA$2.09
$0.75 CA$1.05
$2.28 CA$3.16
Cigarettes 20 Pack (Marlboro, Camel)
$10.87 CA$15.11
$10.52 CA$14.62
$15.95 CA$22.17
Wine (Bottle)
$14.37 CA$19.98
$10.06 CA$13.99
$17.24 CA$23.97
Local Beer (0.5 liter bottle)
$2.74 CA$3.81
$2.26 CA$3.14
$3.23 CA$4.49
Imported Beer (0.33 liter bottle)
$2.75 CA$3.82
$2.38 CA$3.30
$4.40 CA$6.11
๐ŸšŒ Getting Around
Cost
Range
One-way Ticket (Public Transport)
$2.39 CA$3.32
$1.92 CA$2.66
$2.60 CA$3.62
Public Transport Monthly Pass (Regular Price)
$73.0 CA$101
$50.7 CA$70.5
$73.0 CA$101
Taxi Start (Normal Tariff)
$2.30 CA$3.20
$2.15 CA$2.99
$5.74 CA$7.98
Taxi (Normal Tariff) (1km)
$1.68 CA$2.34
$1.61 CA$2.24
$1.75 CA$2.43
Taxi 1hour Waiting (Normal Tariff)
$33.40 CA$46.43
$29.69 CA$41.27
$37.12 CA$51.6
Gasoline (1 liter)
$1.07 CA$1.49
$1.02 CA$1.41
$1.18 CA$1.64
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.3K CA$35.1K
$25.3K CA$35.1K
$25.3K CA$35.1K
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$21.4K CA$29.7K
$20.3K CA$28.3K
$22.7K CA$31.5K
๐Ÿงพ Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$130 CA$181
$109 CA$151
$205 CA$285
SIM Card Monthly Plan (Calls and 10GB+ Data)
$55.1 CA$76.6
$26.23 CA$36.46
$74.9 CA$104
Internet (50+ Mbps, Unlimited Data)
$61.9 CA$86.1
$47.77 CA$66.4
$83.1 CA$115
๐ŸŽ‰ Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$43.73 CA$60.8
$18.22 CA$25.33
$54.7 CA$76.0
Cinema Ticket
$8.96 CA$12.46
$8.96 CA$12.46
$11.19 CA$15.56
๐Ÿงธ Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$935 CA$1,300
$365 CA$508
$1,242 CA$1,727
International Primary School, 1 Child (Yearly)
$11.0K CA$15.3K
$11.0K CA$15.3K
$11.0K CA$15.3K
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$44.64 CA$62.1
$37.20 CA$51.7
$74.4 CA$103
Summer Dress (H&M, Zara, etc)
$38.77 CA$53.9
$29.53 CA$41.05
$47.99 CA$66.7
Sport Shoes (Adidas, Nike)
$67.1 CA$93.2
$59.6 CA$82.8
$123 CA$171
Men's Leather Business Shoes
$125 CA$174
$58.2 CA$80.8
$182 CA$253
๐Ÿ  Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$1,322 CA$1,838
$1,023 CA$1,422
$1,483 CA$2,061
1-bedroom Apartment, Outside City Center (Monthly)
$1,178 CA$1,637
$883 CA$1,228
$1,251 CA$1,739
3-bedroom Apartment, City Center (Monthly)
$2,200 CA$3,058
$1,613 CA$2,242
$2,200 CA$3,058
3-bedroom Apartment, Outside City Center (Monthly)
$2,605 CA$3,621
$1,447 CA$2,012
$2,605 CA$3,621
๐Ÿ’ต Salaries & Financials
Cost
Range
Average Monthly Net Salary (After Tax)
$3,122 CA$4,340
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.55
4.45
6.9

CityCost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update: January 11, 2026

Simcoe, ON Median Internet Speeds (Updated December 2025)

Mobile

Download
55
Mbps
Upload
15
Mbps
Latency
23
ms

Fixed Broadband

Download
186
Mbps
Upload
55
Mbps
Latency
9
ms
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
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Cost of Living in Simcoe, ON - Frequently Asked Questions
How affordable is Simcoe for travelers and long-stay residents compared with bigger cities?
Simcoe blends village charm with practical costs for visitors and longer stays. Cost of Living in Simcoe, ON, Canada remains moderate when you compare it with Ontarioโ€™s big cities, helping your budgeting for groceries, dining, and services. Youโ€™ll find a straightforward mix of housing options, from character homes to newer rentals, often with room to negotiate. Seasonal demand can swing prices for utilities and leisure, but youโ€™ll typically enjoy predictable, walkable neighborhoods and a slower rhythm that supports longer stays. Tip: Map out a simple monthly plan focusing on housing, transit, and groceries, then adjust for seasonal outings and short trips.
What does daily life in Simcoe look like for housing, food, transport, and errands?
Daily life in Simcoe centers on a relaxed pace with essential services within a short drive or walk. Housing search tends to reward longer leases in established neighborhoods, from walkable downtown pockets to family-friendly streets outside town core. Food options range from local markets and casual cafรฉs to larger groceries; youโ€™ll notice seasonal produce and seafood depending on the month. Local transport is workable with a car, some regional buses, and accessible bike routes for short trips. Simcoe, ON, Canada living cost sits in a comfortable middle ground that supports occasional dining out and weekend exploring. Tip: Prioritize a neighborhood that matches your work routine and weekly errands.
What budgeting strategies and neighborhood choices help maintain a high quality of life in Simcoe across the seasons?
Quality of life here hinges on smart budgeting and neighborhood fit. Start with a simple monthly framework: housing, groceries, transport, and leisure, then layer in seasonal costs like heating in winter or road maintenance in spring. Seek neighborhoods near the lake, parks, or good transit links for easy access to recreation and groceries. Save by shopping at local markets, cooking at home, and taking advantage of free community events. When exploring options, compare areas by commute times, safety, access to services, and green space rather than price alone. Tip: Build a buffer for seasonal trips and use public libraries, parks, and community centers to stretch your budget without sacrificing quality.
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