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Cost of Living in Saint Ann's Bay - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $610 (excluding rent), and $1,352 including rent.
Family of 3: Estimated monthly costs are $1,667 (excluding rent), and $2,693 including rent.
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🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$7.64 JMD 1,203
$5.74 JMD 904
$15.92 JMD 2,508
Three-Course Dinner for Two, Mid-Range
$50.7 JMD 7,987
$44.43 JMD 7,001
$127 JMD 20.0K
Fast Food Meal (McDonalds, etc)
$8.64 JMD 1,361
$7.40 JMD 1,165
$9.87 JMD 1,555
Cappuccino
$4.47 JMD 704
$1.62 JMD 255
$7.09 JMD 1,117
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.36 JMD 214
$0.95 JMD 150
$1.91 JMD 301
Water (0.33 liter bottle)
$0.71 JMD 112
$0.49 JMD 76.4
$1.21 JMD 191
Local Beer (0.5 liter draught)
$2.54 JMD 401
$1.27 JMD 200
$3.18 JMD 501
Imported Beer (0.33 liter bottle)
$3.06 JMD 481
$1.59 JMD 251
$4.89 JMD 771
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$4.22 JMD 664
$3.06 JMD 483
$4.90 JMD 772
White Bread (500g)
$2.71 JMD 427
$2.71 JMD 427
$4.86 JMD 766
Rice (white) (1kg)
$1.63 JMD 258
$1.29 JMD 202
$2.49 JMD 392
Eggs
$3.50 JMD 551
$2.49 JMD 393
$3.75 JMD 590
Local Cheese (1kg)
$10.93 JMD 1,722
$4.33 JMD 683
$17.34 JMD 2,733
Chicken Fillets (1kg)
$6.21 JMD 979
$2.44 JMD 385
$9.44 JMD 1,487
Beef Round Steak (1kg)
$7.65 JMD 1,205
$5.33 JMD 840
$9.66 JMD 1,522
Apples (1kg)
$5.90 JMD 930
$1.85 JMD 291
$9.17 JMD 1,445
Banana (1kg)
$3.04 JMD 479
$1.55 JMD 245
$5.46 JMD 860
Oranges (1kg)
$4.12 JMD 650
$1.84 JMD 290
$13.50 JMD 2,127
Tomato (1kg)
$3.00 JMD 472
$1.14 JMD 179
$6.24 JMD 984
Potato (1kg)
$2.02 JMD 319
$1.11 JMD 175
$3.08 JMD 485
Onion (1kg)
$1.95 JMD 308
$1.12 JMD 177
$2.74 JMD 432
Lettuce (1 head)
$3.14 JMD 495
$1.29 JMD 203
$4.00 JMD 631
Water (1.5 liter bottle)
$1.14 JMD 180
$0.64 JMD 100
$2.22 JMD 349
Cigarettes 20 Pack (Marlboro, Camel)
$8.53 JMD 1,344
$8.53 JMD 1,344
$19.49 JMD 3,071
Wine (Bottle)
$11.12 JMD 1,752
$3.09 JMD 487
$21.62 JMD 3,406
Local Beer (0.5 liter bottle)
$2.77 JMD 437
$1.54 JMD 242
$3.25 JMD 513
Imported Beer (0.33 liter bottle)
$3.08 JMD 486
$1.23 JMD 194
$6.17 JMD 971
🚌 Getting Around
Cost
Range
Taxi Start (Normal Tariff)
$0.90 JMD 142
$0.90 JMD 142
$1.81 JMD 285
Taxi (Normal Tariff) (1km)
$3.23 JMD 508
$2.90 JMD 457
$3.88 JMD 611
Taxi 1hour Waiting (Normal Tariff)
$6.11 JMD 963
$4.42 JMD 697
$7.33 JMD 1,155
Gasoline (1 liter)
$1.29 JMD 202
$1.25 JMD 198
$1.64 JMD 259
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.2K JMD 3.8M
$24.2K JMD 3.8M
$44.5K JMD 7.0M
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$17.2K JMD 2.7M
$17.2K JMD 2.7M
$37.5K JMD 5.9M
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$165 JMD 26.0K
$126 JMD 19.9K
$209 JMD 32.9K
SIM Card Monthly Plan (Calls and 10GB+ Data)
$22.04 JMD 3,472
$18.11 JMD 2,853
$37.46 JMD 5,902
Internet (50+ Mbps, Unlimited Data)
$50.3 JMD 7,927
$43.25 JMD 6,814
$61.8 JMD 9,735
🎉 Sport & Entertainment
Cost
Range
Cinema Ticket
$13.37 JMD 2,107
$9.55 JMD 1,505
$15.92 JMD 2,508
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$230 JMD 36.2K
$159 JMD 25.0K
$286 JMD 45.1K
International Primary School, 1 Child (Yearly)
$2,518 JMD 396.8K
$952 JMD 150.0K
$3,809 JMD 600.1K
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$26.00 JMD 4,097
$12.48 JMD 1,966
$43.69 JMD 6,883
Summer Dress (H&M, Zara, etc)
$25.71 JMD 4,051
$15.74 JMD 2,479
$31.48 JMD 4,960
Sport Shoes (Adidas, Nike)
$69.6 JMD 11.0K
$63.2 JMD 9,964
$75.9 JMD 12.0K
Men's Leather Business Shoes
$76.3 JMD 12.0K
$43.91 JMD 6,918
$113 JMD 17.8K
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$497 JMD 78.4K
-
1-bedroom Apartment, Outside City Center (Monthly)
$466 JMD 73.5K
-
3-bedroom Apartment, City Center (Monthly)
$987 JMD 155.4K
-
3-bedroom Apartment, Outside City Center (Monthly)
$830 JMD 130.7K
-
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary (After Tax)
$438 JMD 69.0K
-
20-Year Fixed Mortgage Interest Rate (Annual %)
4
4
13

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: January 12, 2026

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Cost of Living in Saint Ann's Bay - Frequently Asked Questions
Is Saint Ann's Bay, Jamaica generally a good value for travelers, expats, and digital nomads, and how does it compare overall?
Saint Ann's Bay offers a balance of laid-back charm and practical value for travelers, expats, and digital nomads. The Cost of Living in Saint Ann's Bay, Jamaica tends to lean toward affordability when you favor local options over tourist spots, and you can adjust by choosing guesthouses or small apartments away from premium beaches. Seasonal fluctuations exist, but you’ll typically find calmer prices outside peak periods. The town pairs easy access to nature with a walkable core, making everyday life manageable without luxury-price expectations. Tip: opt for long-term rentals and ask about included utilities.
What does daily life look like in Saint Ann's Bay, including housing search strategies, food options, transport, coworking spaces, and errands?
Daily life in Saint Ann's Bay is straightforward for travelers and remote workers who value proximity to nature and a gentle pace. For housing, start with local listings, talk to landlords in person, and consider near the town center or along the coast for different vibes. Food options range from markets with tropical produce to casual eateries serving jerk chicken and seafood. Transport is often walking, buses, and shared taxis; car rental is optional. For coworking, look for cafes with reliable Wi-Fi or small shared spaces outside the peak season. Saint Ann's Bay, Jamaica living cost remains manageable if you prioritize local services and seasonal dining. Tip: map out a weekly routine to minimize back-and-forth.
What aspects of quality of life, budgeting, seasonality, and neighborhood fit should you consider when planning a stay in Saint Ann's Bay?
Quality of life in Saint Ann's Bay blends natural beauty with practical routines. Build a simple budgeting framework focused on essentials: housing, food, transport, and occasional activities. Save by cooking at home, shopping at markets, and choosing energy-efficient lodging. Seasonality affects crowds and availability more than prices, with quieter periods after peak tourist times. For neighborhood fit, areas near the coast tend to be livelier, while inland pockets offer more quiet. Use a neighborhood-by-neighborhood approach: visit at different times of day, note walk scores, and test internet in potential coworking spots. Tip: set a monthly cap on dining out and outings to keep momentum.

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