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Cost of Living in Saint Ann's Bay - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $697 (excluding rent), and $1,359 including rent.
Family of 3: Estimated monthly costs are $1,603 (excluding rent), and $2,749 including rent.
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🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$7.39 JMD 1,178
$5.55 JMD 884
$15.41 JMD 2,454
Three-Course Dinner for Two, Mid-Range
$49.41 JMD 7,870
$43.31 JMD 6,899
$124 JMD 19.7K
Fast Food Meal (McDonalds, etc)
$8.88 JMD 1,415
$7.61 JMD 1,211
$10.15 JMD 1,616
Cappuccino
$4.45 JMD 709
$1.61 JMD 256
$7.07 JMD 1,125
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.35 JMD 216
$0.95 JMD 151
$1.9 JMD 303
Water (0.33 liter bottle)
$0.7 JMD 111
$0.48 JMD 76.2
$1.2 JMD 191
Local Beer (0.5 liter draught)
$2.52 JMD 402
$1.26 JMD 201
$3.16 JMD 503
Imported Beer (0.33 liter bottle)
$3.2 JMD 510
$1.67 JMD 266
$5.13 JMD 817
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$4.34 JMD 691
$3.15 JMD 502
$5.04 JMD 804
White Bread (500g)
$2.74 JMD 437
$2.74 JMD 437
$4.93 JMD 785
Rice (white) (1kg)
$1.61 JMD 257
$1.27 JMD 202
$2.46 JMD 391
Eggs
$3.42 JMD 545
$2.44 JMD 388
$3.67 JMD 584
Local Cheese (1kg)
$10.85 JMD 1,729
$4.3 JMD 685
$17.22 JMD 2,742
Chicken Fillets (1kg)
$6.47 JMD 1,030
$2.54 JMD 405
$9.82 JMD 1,565
Beef Round Steak (1kg)
$7.8 JMD 1,242
$5.44 JMD 866
$9.85 JMD 1,570
Apples (1kg)
$6.14 JMD 979
$1.92 JMD 306
$9.55 JMD 1,521
Banana (1kg)
$3.15 JMD 502
$1.61 JMD 257
$5.67 JMD 903
Oranges (1kg)
$4.26 JMD 678
$1.9 JMD 302
$13.94 JMD 2,220
Tomato (1kg)
$2.93 JMD 466
$1.11 JMD 177
$6.1 JMD 972
Potato (1kg)
$2.12 JMD 337
$1.16 JMD 185
$3.22 JMD 512
Onion (1kg)
$1.93 JMD 308
$1.11 JMD 176
$2.7 JMD 431
Lettuce (1 head)
$3 JMD 479
$1.23 JMD 196
$3.83 JMD 610
Water (1.5 liter bottle)
$1.1 JMD 176
$0.62 JMD 98.1
$2.14 JMD 341
Cigarettes 20 Pack (Marlboro, Camel)
$8.9 JMD 1,417
$8.9 JMD 1,417
$20.33 JMD 3,239
Wine (Bottle)
$11.16 JMD 1,778
$3.1 JMD 494
$21.7 JMD 3,457
Local Beer (0.5 liter bottle)
$2.79 JMD 444
$1.55 JMD 246
$3.27 JMD 521
Imported Beer (0.33 liter bottle)
$3.09 JMD 493
$1.24 JMD 197
$6.18 JMD 985
🚌 Getting Around
Cost
Range
Taxi Start (Normal Tariff)
$0.98 JMD 156
$0.98 JMD 156
$1.96 JMD 313
Taxi (Normal Tariff) (1km)
$3.2 JMD 510
$2.88 JMD 459
$3.85 JMD 612
Taxi 1hour Waiting (Normal Tariff)
$6.32 JMD 1,007
$4.57 JMD 729
$7.58 JMD 1,208
Gasoline (1 liter)
$1.29 JMD 205
$1.25 JMD 200
$1.64 JMD 262
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$23.3K JMD 3.7M
$23.3K JMD 3.7M
$43K JMD 6.8M
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$17.2K JMD 2.7M
$17.2K JMD 2.7M
$37.6K JMD 6M
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$162 JMD 25.7K
$124 JMD 19.7K
$204 JMD 32.6K
SIM Card Monthly Plan (Calls and 10GB+ Data)
$22.52 JMD 3,588
$18.51 JMD 2,948
$38.29 JMD 6,099
Internet (50+ Mbps, Unlimited Data)
$51.7 JMD 8,229
$44.41 JMD 7,074
$63.5 JMD 10.1K
🎉 Sport & Entertainment
Cost
Range
Cinema Ticket
$13.3 JMD 2,118
$9.5 JMD 1,513
$15.83 JMD 2,521
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$223 JMD 35.5K
$154 JMD 24.6K
$277 JMD 44.2K
International Primary School, 1 Child (Yearly)
$2,482 JMD 395.3K
$939 JMD 149.5K
$3,754 JMD 598K
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$25.95 JMD 4,134
$12.45 JMD 1,984
$43.6 JMD 6,945
Summer Dress (H&M, Zara, etc)
$25.9 JMD 4,126
$15.85 JMD 2,525
$31.71 JMD 5,052
Sport Shoes (Adidas, Nike)
$69.9 JMD 11.1K
$63.6 JMD 10.1K
$76.3 JMD 12.1K
Men's Leather Business Shoes
$74.8 JMD 11.9K
$43.05 JMD 6,858
$111 JMD 17.6K
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$498 JMD 79.3K
-
1-bedroom Apartment, Outside City Center (Monthly)
$461 JMD 73.4K
-
3-bedroom Apartment, City Center (Monthly)
$994 JMD 158.4K
-
3-bedroom Apartment, Outside City Center (Monthly)
$825 JMD 131.4K
-
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary (After Tax)
$438 JMD 69.8K
-
20-Year Fixed Mortgage Interest Rate (Annual %)
4
4
13

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update: November 29, 2025

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Cost of Living in Saint Ann's Bay - Frequently Asked Questions
Is Saint Ann's Bay, Jamaica generally a good value for travelers, expats, and digital nomads, and how does it compare overall?
Saint Ann's Bay offers a balance of laid-back charm and practical value for travelers, expats, and digital nomads. The Cost of Living in Saint Ann's Bay, Jamaica tends to lean toward affordability when you favor local options over tourist spots, and you can adjust by choosing guesthouses or small apartments away from premium beaches. Seasonal fluctuations exist, but you’ll typically find calmer prices outside peak periods. The town pairs easy access to nature with a walkable core, making everyday life manageable without luxury-price expectations. Tip: opt for long-term rentals and ask about included utilities.
What does daily life look like in Saint Ann's Bay, including housing search strategies, food options, transport, coworking spaces, and errands?
Daily life in Saint Ann's Bay is straightforward for travelers and remote workers who value proximity to nature and a gentle pace. For housing, start with local listings, talk to landlords in person, and consider near the town center or along the coast for different vibes. Food options range from markets with tropical produce to casual eateries serving jerk chicken and seafood. Transport is often walking, buses, and shared taxis; car rental is optional. For coworking, look for cafes with reliable Wi-Fi or small shared spaces outside the peak season. Saint Ann's Bay, Jamaica living cost remains manageable if you prioritize local services and seasonal dining. Tip: map out a weekly routine to minimize back-and-forth.
What aspects of quality of life, budgeting, seasonality, and neighborhood fit should you consider when planning a stay in Saint Ann's Bay?
Quality of life in Saint Ann's Bay blends natural beauty with practical routines. Build a simple budgeting framework focused on essentials: housing, food, transport, and occasional activities. Save by cooking at home, shopping at markets, and choosing energy-efficient lodging. Seasonality affects crowds and availability more than prices, with quieter periods after peak tourist times. For neighborhood fit, areas near the coast tend to be livelier, while inland pockets offer more quiet. Use a neighborhood-by-neighborhood approach: visit at different times of day, note walk scores, and test internet in potential coworking spots. Tip: set a monthly cap on dining out and outings to keep momentum.

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