Cost of Living in Ponca City, OK - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $737 (excluding rent), and $2,419 including rent.

Family of 3: Estimated monthly costs are $2,262 (excluding rent), and $4,544 including rent.

Meal at Budget Restaurant

$8.75 $8.75

$43.76 $43.76

Three-Course Dinner for Two, Mid-Range

$54.6 $54.6

$47.22 $47.22

$119 $119

Fast Food Meal (McDonalds, etc)

$10.8 $10.8

$9.82 $9.82

$14.73 $14.73

Cappuccino

$2.05 $2.05

$1.74 $1.74

$7.94 $7.94

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.91 $1.91

$1.27 $1.27

$3.05 $3.05

Water (0.33 liter bottle)

$1.83 $1.83

$1.47 $1.47

$3.92 $3.92

Local Beer (0.5 liter draught)

$4.09 $4.09

$3.58 $3.58

$8.18 $8.18

Imported Beer (0.33 liter bottle)

$6.01 $6.01

$4.01 $4.01

$10.02 $10.02

Milk (1 liter)

$1.01 $1.01

$0.83 $0.83

$1.49 $1.49

White Bread (500g)

$2.16 $2.16

$1.51 $1.51

$4.58 $4.58

Rice (white) (1kg)

$3.95 $3.95

$2.15 $2.15

$7.73 $7.73

Eggs

$5.21 $5.21

$2.01 $2.01

$7.2 $7.2

Local Cheese (1kg)

$9.97 $9.97

$7.98 $7.98

$18.98 $18.98

Chicken Fillets (1kg)

$10.78 $10.78

$6.6 $6.6

$22.35 $22.35

Beef Round Steak (1kg)

$10.27 $10.27

$8.73 $8.73

$19.56 $19.56

Apples (1kg)

$4.42 $4.42

$3.55 $3.55

$6.45 $6.45

Banana (1kg)

$1.57 $1.57

$1.16 $1.16

$4.37 $4.37

Oranges (1kg)

$4.21 $4.21

$2.74 $2.74

$6.88 $6.88

Tomato (1kg)

$4.28 $4.28

$1.71 $1.71

$8.55 $8.55

Potato (1kg)

$4.03 $4.03

$1.4 $1.4

$8.65 $8.65

Onion (1kg)

$2.18 $2.18

$1.5 $1.5

$3.75 $3.75

Lettuce (1 head)

$2.11 $2.11

$1.28 $1.28

$4.99 $4.99

Water (1.5 liter bottle)

$1.02 $1.02

$2.96 $2.96

Cigarettes 20 Pack (Marlboro, Camel)

$7.8 $7.8

$6.1 $6.1

$13.23 $13.23

Wine (Bottle)

$7.64 $7.64

$7.39 $7.39

$39.43 $39.43

Local Beer (0.5 liter bottle)

$1.83 $1.83

$1.68 $1.68

$2.06 $2.06

Imported Beer (0.33 liter bottle)

$2.02 $2.02

$1.31 $1.31

$4.04 $4.04

One-way Ticket (Public Transport)

$2.04 $2.04

$1.28 $1.28

$2.04 $2.04

Taxi Start (Normal Tariff)

$2.82 $2.82

$5.12 $5.12

Taxi (Normal Tariff) (1km)

$1.24 $1.24

$1.53 $1.53

Taxi 1hour Waiting (Normal Tariff)

$29.94 $29.94

Gasoline (1 liter)

$0.75 $0.75

$0.6 $0.6

$1.18 $1.18

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$13.2K $13.2K

$35.8K $35.8K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$15.2K $15.2K

$27.4K $27.4K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$237 $237

$153 $153

$530 $530

SIM Card Monthly Plan (Calls and 10GB+ Data)

$71.8 $71.8

$42.49 $42.49

$163 $163

Internet (50+ Mbps, Unlimited Data)

$62.5 $62.5

$50.7 $50.7

$112 $112

Gym Membership (Monthly)

$43.71 $43.71

$17.79 $17.79

$50.8 $50.8

Cinema Ticket

$14.96 $14.96

$7.48 $7.48

$14.96 $14.96

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,595 $1,595

$2,009 $2,009

International Primary School, 1 Child (Yearly)

$23.7K $23.7K

$17.2K $17.2K

$25.4K $25.4K

Jeans (Levis 501 Or Similar)

$40.66 $40.66

$30.53 $30.53

$71.2 $71.2

Summer Dress (H&M, Zara, etc)

$38.36 $38.36

$19.8 $19.8

$49.5 $49.5

Sport Shoes (Adidas, Nike)

$79.9 $79.9

$69.9 $69.9

$150 $150

Men's Leather Business Shoes

$97.6 $97.6

$197 $197

1-bedroom Apartment, City Center (Monthly)

$567 $567

$493 $493

$641 $641

1-bedroom Apartment, Outside City Center (Monthly)

$1,364 $1,364

$1,008 $1,008

$1,512 $1,512

3-bedroom Apartment, City Center (Monthly)

$813 $813

$763 $763

$864 $864

3-bedroom Apartment, Outside City Center (Monthly)

$2,237 $2,237

$1,712 $1,712

$2,517 $2,517

Buy Apartment in City Center (m2)

$2,886 $2,886

$2,117 $2,117

$2,886 $2,886

Buy Apartment Outside City Center (m2)

$2,145 $2,145

$1,752 $1,752

$2,145 $2,145

Average Monthly Net Salary (After Tax)

$2,397 $2,397

20-Year Fixed Mortgage Interest Rate (Annual %)

6.52

6.19

6.8

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update: November 29, 2025

Digital Nomad Cost of Living Index

City tags:

🌎 North america

Cost of Living in Ponca City, OK - Frequently Asked Questions

Ponca City offers a solid balance for travelers, expats, and digital nomads, with housing and daily essentials feeling accessible relative to bigger cities. You’ll find a mix of cozy apartments and family homes in walkable neighborhoods, plus a range of local eateries and markets that keep meals affordable. Seasonal energy use and moderate transit needs influence monthly expenses, but the town’s services and healthcare access add convenience for longer stays. Cost of Living in Ponca City, OK, United States reflects a comfortable scale for remote workers and retirees alike, especially if you favor a quieter pace with approachable prices. Tip: Try a short test stay to gauge rhythms and costs.

Daily life here centers on practical routines: housing search strategies, groceries, transport, and coworking options. Start with mapping neighborhoods that balance quiet streets with quick access to downtown, schools, and parks. For food, a mix of local markets, diners, and grocery chains keeps meals flexible for different budgets. Getting around is typically car-dependent, though walking, biking, and a few shuttle routes help for short trips. If you work remotely, several cafes and small coworking spaces offer dependable wifi and comfortable seating. Ponca City, OK, United States living cost stays approachable for a town of this size. Tip: Test a few coworking spaces to find your best fit.

Quality of life here is defined by a slower pace, accessible services, and strong local communities. Build a simple budgeting framework: separate essentials, personal extras, and contingencies; track your weekly plan against lifestyle goals rather than chasing every discount. Seasonality influences energy use and outdoor activities – summer heat invites early mornings or shaded spots, winter hours favor libraries and cafes. For neighborhood fit, prioritize areas with walkability, proximity to parks, and community events. Practical tips include scouting long-term housing options early, using local marketplaces for furniture swaps, and testing coworking spaces before committing. Tip: Create a simple monthly budget that leaves room for spontaneous outings and local experiences.