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Cost of Living in Panaji - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $329 (excluding rent), and $485 including rent.
Family of 3: Estimated monthly costs are $654 (excluding rent), and $1,048 including rent.
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๐Ÿฝ Eating Out
Cost
Range
Meal at Budget Restaurant
$3.41 โ‚น310
$1.70 โ‚น154
$5.68 โ‚น515
Three-Course Dinner for Two, Mid-Range
$17.62 โ‚น1,599
$9.40 โ‚น853
$17.62 โ‚น1,599
Fast Food Meal (McDonalds, etc)
$3.86 โ‚น350
$3.16 โ‚น287
$3.95 โ‚น358
Cappuccino
$2.15 โ‚น195
$0.69 โ‚น62.6
$2.87 โ‚น260
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.49 โ‚น44.05
$0.36 โ‚น32.81
$1.20 โ‚น109
Water (0.33 liter bottle)
$0.20 โ‚น18.15
$0.13 โ‚น11.46
$0.24 โ‚น21.97
Local Beer (0.5 liter draught)
$1.19 โ‚น108
$0.72 โ‚น65.1
$1.78 โ‚น162
Imported Beer (0.33 liter bottle)
$1.98 โ‚น180
$1.69 โ‚น154
$2.27 โ‚น206
๐Ÿ›’ Groceries & Markets
Cost
Range
Milk (1 liter)
$0.78 โ‚น70.6
$0.64 โ‚น58.1
$0.86 โ‚น77.8
White Bread (500g)
$0.51 โ‚น46.28
$0.43 โ‚น38.73
$0.67 โ‚น60.5
Rice (white) (1kg)
$0.78 โ‚น71.0
$0.40 โ‚น36.36
$1.13 โ‚น103
Eggs
$0.99 โ‚น89.6
$0.55 โ‚น49.67
$1.03 โ‚น93.1
Local Cheese (1kg)
$5.73 โ‚น520
$3.47 โ‚น315
$11.55 โ‚น1,048
Chicken Fillets (1kg)
$3.88 โ‚น352
$2.35 โ‚น214
$5.29 โ‚น480
Apples (1kg)
$2.58 โ‚น234
$2.39 โ‚น217
$2.98 โ‚น271
Banana (1kg)
$0.92 โ‚น83.3
$0.69 โ‚น62.7
$1.15 โ‚น104
Oranges (1kg)
$1.33 โ‚น121
$0.94 โ‚น85.2
$1.41 โ‚น128
Tomato (1kg)
$0.62 โ‚น56.2
$0.28 โ‚น25.46
$1.02 โ‚น92.2
Potato (1kg)
$0.42 โ‚น38.19
$0.28 โ‚น25.17
$0.67 โ‚น60.8
Onion (1kg)
$0.45 โ‚น40.64
$0.28 โ‚น25.08
$0.55 โ‚น50.2
Lettuce (1 head)
$0.91 โ‚น82.4
$0.28 โ‚น25.71
$1.13 โ‚น103
Water (1.5 liter bottle)
$0.37 โ‚น33.96
$0.30 โ‚น27.36
$0.49 โ‚น44.34
Cigarettes 20 Pack (Marlboro, Camel)
$2.97 โ‚น269
$2.97 โ‚น269
$4.74 โ‚น430
Wine (Bottle)
$7.90 โ‚น717
$3.39 โ‚น308
$11.29 โ‚น1,024
Local Beer (0.5 liter bottle)
$1.02 โ‚น92.5
$0.57 โ‚น52.1
$1.72 โ‚น156
Imported Beer (0.33 liter bottle)
$3.57 โ‚น324
$2.38 โ‚น216
$4.75 โ‚น431
Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)
$4.73 โ‚น429
$4.11 โ‚น373
$10.58 โ‚น960
๐ŸšŒ Getting Around
Cost
Range
One-way Ticket (Public Transport)
$0.18 โ‚น16.15
$0.18 โ‚น16.15
$0.18 โ‚น16.15
Public Transport Monthly Pass (Regular Price)
$6.92 โ‚น628
$3.46 โ‚น314
$9.22 โ‚น837
Taxi Start (Normal Tariff)
$0.46 โ‚น41.82
$0.30 โ‚น27.57
$0.61 โ‚น55.1
Taxi 1hour Waiting (Normal Tariff)
$1.47 โ‚น134
$1.18 โ‚น107
$2.37 โ‚น215
Gasoline (1 liter)
$1.14 โ‚น103
$1.09 โ‚น99.0
$1.18 โ‚น107
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$10.8K โ‚น983.0K
$7,604 โ‚น690.1K
$14.1K โ‚น1.3M
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.4K โ‚น2.2M
$19.4K โ‚น1.8M
$29.4K โ‚น2.7M
๐Ÿงพ Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$23.19 โ‚น2,105
$23.19 โ‚น2,105
$23.19 โ‚น2,105
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.27 โ‚น387
$3.41 โ‚น309
$5.69 โ‚น516
Internet (50+ Mbps, Unlimited Data)
$9.84 โ‚น893
$7.16 โ‚น650
$11.93 โ‚น1,083
๐ŸŽ‰ Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$34.59 โ‚น3,139
$15.13 โ‚น1,373
$58.2 โ‚น5,280
Tennis Court (1 Hour on Weekend)
$3.47 โ‚น315
$2.89 โ‚น262
$9.24 โ‚น839
Cinema Ticket
$3.12 โ‚น283
$2.84 โ‚น257
$3.40 โ‚น309
๐Ÿงธ Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$60.1 โ‚น5,450
$17.15 โ‚น1,557
$103 โ‚น9,342
International Primary School, 1 Child (Yearly)
$1,631 โ‚น148.0K
$890 โ‚น80.7K
$2,372 โ‚น215.3K
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$41.35 โ‚น3,753
$11.82 โ‚น1,072
$41.35 โ‚น3,753
Summer Dress (H&M, Zara, etc)
$29.47 โ‚น2,674
$10.61 โ‚น963
$47.16 โ‚น4,279
Sport Shoes (Adidas, Nike)
$23.58 โ‚น2,140
$23.58 โ‚น2,140
$70.7 โ‚น6,419
Men's Leather Business Shoes
$17.36 โ‚น1,576
$17.36 โ‚น1,576
$57.9 โ‚น5,254
๐Ÿ  Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$197 โ‚น17.9K
$177 โ‚น16.1K
$236 โ‚น21.5K
1-bedroom Apartment, Outside City Center (Monthly)
$149 โ‚น13.5K
$117 โ‚น10.6K
$211 โ‚น19.2K
3-bedroom Apartment, City Center (Monthly)
$392 โ‚น35.6K
$294 โ‚น26.7K
$471 โ‚น42.7K
3-bedroom Apartment, Outside City Center (Monthly)
$289 โ‚น26.2K
$234 โ‚น21.3K
$340 โ‚น30.8K
Buy Apartment in City Center (m2)
$954 โ‚น86.6K
$881 โ‚น79.9K
$991 โ‚น89.9K
Buy Apartment Outside City Center (m2)
$710 โ‚น64.5K
$656 โ‚น59.5K
$765 โ‚น69.4K
๐Ÿ’ต Salaries & Financials
Cost
Range
Average Monthly Net Salary (After Tax)
$202 โ‚น18.3K
-
20-Year Fixed Mortgage Interest Rate (Annual %)
9.62
9
10

CityCost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update: January 10, 2026

Panaji Median Internet Speeds (Updated December 2025)

Mobile

Download
156
Mbps
Upload
24
Mbps
Latency
25
ms

Fixed Broadband

Download
65
Mbps
Upload
62
Mbps
Latency
15
ms
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
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Cost of Living in Panaji - Frequently Asked Questions
How does Panaji, India stack up in terms of overall affordability for travelers, expats, and digital nomads?
Panaji offers a balanced blend of value and quality. Relative to Indiaโ€™s mega cities, daily costs tend to be lower for housing and local meals, while some imported goods, nightlife, and premium comforts can push a bill upward. Local markets, street food, and affordable seafood create budget-friendly options without sacrificing taste. For longer stays, modest apartments near the river or in older neighborhoods often present good value, especially if you avoid peak tourist zones. Cost of Living in Panaji, India tends to be moderate compared with mega-cities, offering you a comfortable base to work and explore with less daily stress. Tip: Plan a month-long test stay to fine-tune your budget.
What does daily life look like for housing, food, transport, and coworking in Panaji, and how should you approach errands?
Daily life in Panaji mixes local flavor with easy access to amenities. For housing, search in Fontainhas, Panaji's old town, or near the riverfront for compact, affordable flats with room to work from home. Food options are diverse: street-side snacks, modest cafรฉs, and fresh markets keep costs reasonable if you favor local fare. Transport is flexible โ€“ scooters, bicycles, and short taxi hops cover most needs; buses connect coastal towns. Co-working spaces and cafรฉs offer reliable work zones with a dash of Goa charm. Panaji, India living cost varies by neighborhood and season. Tip: Start with a short-term rental to test daily rhythms before committing long term.
What quality-of-life perspective and budgeting framework would help you decide if Panaji is the right fit, including seasonality and neighborhood vibes?
Quality of life in Panaji leans on climate, pace, and access to services. Use a simple budgeting framework: categorize core needs (housing, utilities, groceries) vs. discretionary (dining out, nightlife, trips). In peak season, expect crowds around the waterfront and higher short-term rents, while the off-season tends to calm things and lower prices. Neighborhood fit matters: the old quarter offers charming ambiance and walking access; riverside areas feel serene but pricier; beaches nearby are convenient for weekend trips. For longer stays, build a flexible plan with a baseline for rent, groceries, transport, and occasional excursions. Tip: test different neighborhoods by staying a few weeks each.
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