Cost of Living in Ocotal - Updated Prices & Insights

Name: Ocotal
Address: Ocotal, NI

Solo nomad: Estimated monthly costs are $618 (excluding rent), and $698 including rent.

Family of 3: Estimated monthly costs are $1,491 (excluding rent), and $1,578 including rent.

Meal at Budget Restaurant

$4.87 NIO 178

$3.27 NIO 120

$9.92 NIO 363

Three-Course Dinner for Two, Mid-Range

$35.62 NIO 1,305

$25.44 NIO 932

$81.4 NIO 2,982

Fast Food Meal (McDonalds, etc)

$7.04 NIO 258

$5.49 NIO 201

$8.04 NIO 295

Cappuccino

$2.37 NIO 86.9

$1.09 NIO 39.81

$4.03 NIO 148

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.83 NIO 30.52

$0.49 NIO 17.86

$1.38 NIO 50.6

Water (0.33 liter bottle)

$0.71 NIO 25.95

$0.46 NIO 16.94

$0.98 NIO 36.04

Local Beer (0.5 liter draught)

$1.33 NIO 48.85

$1.11 NIO 40.65

$1.7 NIO 62.3

Imported Beer (0.33 liter bottle)

$2.02 NIO 73.9

$1.92 NIO 70.3

$3.13 NIO 115

Milk (1 liter)

$1.2 NIO 44.1

$0.87 NIO 32.01

$1.37 NIO 50.1

White Bread (500g)

$2.36 NIO 86.4

$1.9 NIO 69.5

$2.4 NIO 87.8

Rice (white) (1kg)

$1.87 NIO 68.6

$1.38 NIO 50.7

$1.93 NIO 70.9

Eggs

$2.34 NIO 85.9

$1.7 NIO 62.3

$2.55 NIO 93.4

Local Cheese (1kg)

$11.08 NIO 406

$4.74 NIO 174

$13.5 NIO 494

Chicken Fillets (1kg)

$6.56 NIO 240

$2.92 NIO 107

$6.56 NIO 240

Beef Round Steak (1kg)

$7.91 NIO 290

$7.09 NIO 260

$10.71 NIO 392

Apples (1kg)

$3.97 NIO 146

$3.44 NIO 126

$5.1 NIO 187

Banana (1kg)

$0.88 NIO 32.35

$0.61 NIO 22.31

$2.24 NIO 82.2

Oranges (1kg)

$1.75 NIO 64.3

$1.46 NIO 53.6

$5.29 NIO 194

Tomato (1kg)

$2.27 NIO 83.3

$2.01 NIO 73.6

$3.11 NIO 114

Potato (1kg)

$3.99 NIO 146

$3.03 NIO 111

$4.09 NIO 150

Onion (1kg)

$2.23 NIO 81.5

$2.1 NIO 77.1

$2.69 NIO 98.5

Lettuce (1 head)

$1.05 NIO 38.6

$0.72 NIO 26.35

$1.68 NIO 61.6

Water (1.5 liter bottle)

$1.05 NIO 38.42

$0.79 NIO 29.1

$1.53 NIO 56

Cigarettes 20 Pack (Marlboro, Camel)

$2.61 NIO 95.5

$2.42 NIO 88.7

$2.68 NIO 98

Wine (Bottle)

$14.94 NIO 547

$9.9 NIO 363

$14.94 NIO 547

Local Beer (0.5 liter bottle)

$1.45 NIO 53.3

$1.1 NIO 40.22

$1.72 NIO 62.9

Imported Beer (0.33 liter bottle)

$2.19 NIO 80.1

$1.7 NIO 62.4

$2.3 NIO 84.1

Taxi Start (Normal Tariff)

$1.48 NIO 54.1

$1.34 NIO 49.06

$1.61 NIO 58.8

Taxi 1hour Waiting (Normal Tariff)

$6.87 NIO 252

$5.52 NIO 202

$10.1 NIO 370

Gasoline (1 liter)

$1.34 NIO 49.22

$1.32 NIO 48.48

$1.35 NIO 49.59

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.1K NIO 845.6K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26K NIO 950.6K

$26.3K NIO 963.1K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$100 NIO 3,665

$91.3 NIO 3,345

$110 NIO 4,034

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.74 NIO 613

$14.76 NIO 541

$18.8 NIO 689

Internet (50+ Mbps, Unlimited Data)

$37.92 NIO 1,389

$30.51 NIO 1,118

$61 NIO 2,235

Cinema Ticket

$8.03 NIO 294

$6.17 NIO 226

$12.05 NIO 441

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$122 NIO 4,484

$65.7 NIO 2,408

$256 NIO 9,389

International Primary School, 1 Child (Yearly)

$5,902 NIO 216.2K

$4,131 NIO 151.3K

$8,853 NIO 324.2K

Jeans (Levis 501 Or Similar)

$75.9 NIO 2,781

$53.7 NIO 1,968

$88.3 NIO 3,233

Summer Dress (H&M, Zara, etc)

$73.5 NIO 2,690

$40.35 NIO 1,478

$122 NIO 4,453

Sport Shoes (Adidas, Nike)

$135 NIO 4,952

$81.6 NIO 2,987

$153 NIO 5,600

Men's Leather Business Shoes

$110 NIO 4,030

$56 NIO 2,049

$153 NIO 5,589

20-Year Fixed Mortgage Interest Rate (Annual %)

10.25

11.75

Citycost data is based on AI and user input – minor inaccuracies may occur.

City tags:

Cost of Living in Ocotal - Frequently Asked Questions

Cost of Living in Ocotal, Nicaragua tends to be mid-range for the region, offering straightforward value for a range of budgets. You’ll find affordable street food and farmers’ markets alongside budget-friendly apartments and basic, reliable services. It’s generally cheaper than Granada or the capital, Managua, but somewhat steadier year-round than coastal tourist hubs. For digital nomads, the town’s growing slow-living vibe can suit long stays if you favor simplicity over flashy amenities. Use local prices as a baseline, and look for neighborhoods with easy access to markets, cafes, and daylight safety. Tip: start with a short stay to gauge daily costs and adjust your plan accordingly.

As you settle in, housing options range from simple rentals to guesthouses; longer leases often bring better value and utilities included. Food comes fresh from mercados and family-run eateries, making healthy meals easy on a budget. Transport is practical: walking, local taxis, or small motos keep you moving without a car. Co-working spaces are growing, useful if you need reliable internet during the day. Erands are manageable in a small city with friendly vendors. Knowing the Ocotal living cost helps you set expectations for rent, utilities, and groceries. Tip: map out essential shops and a reliable transport plan before fully unpacking.

Quality of life here hinges on pace, community, and access to nature. A practical budgeting framework is to separate essential costs (housing, utilities, groceries) from discretionary spending (cafe visits, weekend trips). Save by cooking at home, buying local produce, and choosing accommodations with light, airy spaces. Seasons in Nicaragua influence rainfall and temperatures, so plan for humidity in the rainy months and cooler evenings in the dry season. Neighborhood fit comes from testing markets, safety, and proximity to parks and transport lines. Pick a district that matches your social vibe and daily routines. Tip: allocate a small buffer for surprises and seasonal changes.