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Cost of Living in Nalchik - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $529 (excluding rent), and $932 including rent.
Family of 3: Estimated monthly costs are $1,420 (excluding rent), and $2,255 including rent.
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🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$5.69 ₽444
$5.69 ₽444
$18.58 ₽1,450
Three-Course Dinner for Two, Mid-Range
$34.60 ₽2,699
$31.40 ₽2,449
$62.8 ₽4,898
Fast Food Meal (McDonalds, etc)
$8.14 ₽635
$5.06 ₽395
$8.14 ₽635
Cappuccino
$3.49 ₽272
$1.27 ₽98.8
$3.80 ₽296
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.07 ₽83.9
$0.82 ₽64.0
$1.86 ₽145
Water (0.33 liter bottle)
$0.44 ₽33.94
$0.31 ₽24.13
$0.56 ₽43.74
Local Beer (0.5 liter draught)
$3.42 ₽267
$1.00 ₽77.7
$3.72 ₽290
Imported Beer (0.33 liter bottle)
$3.46 ₽270
$1.88 ₽147
$4.39 ₽343
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$1.79 ₽140
$0.99 ₽77.4
$1.79 ₽140
White Bread (500g)
$0.97 ₽75.8
$0.53 ₽41.58
$1.07 ₽83.2
Rice (white) (1kg)
$2.35 ₽183
$0.90 ₽69.9
$2.35 ₽183
Eggs
$2.49 ₽195
$1.29 ₽100
$2.49 ₽195
Local Cheese (1kg)
$5.86 ₽457
$5.86 ₽457
$16.58 ₽1,293
Chicken Fillets (1kg)
$7.08 ₽553
$3.83 ₽299
$7.08 ₽553
Beef Round Steak (1kg)
$10.52 ₽820
$6.36 ₽496
$11.45 ₽893
Apples (1kg)
$1.72 ₽134
$1.06 ₽82.6
$2.49 ₽194
Banana (1kg)
$1.81 ₽141
$1.49 ₽116
$2.41 ₽188
Oranges (1kg)
$3.43 ₽268
$1.25 ₽97.2
$3.43 ₽268
Tomato (1kg)
$3.57 ₽278
$1.68 ₽131
$4.52 ₽353
Potato (1kg)
$1.20 ₽93.6
$0.52 ₽40.82
$1.30 ₽102
Onion (1kg)
$0.57 ₽44.15
$0.37 ₽28.92
$1.00 ₽77.6
Lettuce (1 head)
$0.48 ₽37.66
$0.48 ₽37.66
$1.95 ₽152
Water (1.5 liter bottle)
$1.18 ₽92.1
$0.51 ₽40.13
$1.18 ₽92.1
Cigarettes 20 Pack (Marlboro, Camel)
$3.40 ₽265
$2.47 ₽192
$3.40 ₽265
Wine (Bottle)
$7.83 ₽611
$7.59 ₽592
$8.09 ₽631
Local Beer (0.5 liter bottle)
$1.01 ₽78.8
$0.78 ₽61.1
$1.31 ₽102
Imported Beer (0.33 liter bottle)
$1.95 ₽152
$1.31 ₽102
$3.26 ₽254
🚌 Getting Around
Cost
Range
One-way Ticket (Public Transport)
$0.42 ₽32.91
$0.33 ₽25.69
$0.52 ₽40.94
Taxi Start (Normal Tariff)
$2.52 ₽197
$1.26 ₽98.5
$3.15 ₽246
Taxi (Normal Tariff) (1km)
$0.30 ₽23.65
$0.24 ₽18.76
$0.36 ₽27.73
Taxi 1hour Waiting (Normal Tariff)
$3.90 ₽304
$3.90 ₽304
$7.79 ₽608
Gasoline (1 liter)
$0.91 ₽71.3
$0.73 ₽57.0
$1.10 ₽85.5
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$38.0K ₽3.0M
$25.9K ₽2.0M
$44.4K ₽3.5M
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$62.6K ₽4.9M
$27.5K ₽2.1M
$62.6K ₽4.9M
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$37.60 ₽2,933
$37.60 ₽2,933
$174 ₽13.6K
SIM Card Monthly Plan (Calls and 10GB+ Data)
$7.65 ₽597
$3.82 ₽298
$8.73 ₽681
Internet (50+ Mbps, Unlimited Data)
$5.16 ₽403
$5.16 ₽403
$12.10 ₽944
🎉 Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$37.53 ₽2,928
$12.51 ₽976
$37.53 ₽2,928
Tennis Court (1 Hour on Weekend)
$6.32 ₽493
-
Cinema Ticket
$3.77 ₽294
$3.77 ₽294
$6.28 ₽490
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$329 ₽25.7K
$258 ₽20.2K
$388 ₽30.2K
International Primary School, 1 Child (Yearly)
$6,920 ₽539.8K
$4,403 ₽343.5K
$6,920 ₽539.8K
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$70.1 ₽5,471
$36.67 ₽2,861
$121 ₽9,450
Summer Dress (H&M, Zara, etc)
$44.63 ₽3,481
$25.51 ₽1,990
$63.8 ₽4,974
Sport Shoes (Adidas, Nike)
$114 ₽8,860
$63.1 ₽4,922
$189 ₽14.8K
Men's Leather Business Shoes
$106 ₽8,270
$63.0 ₽4,913
$157 ₽12.3K
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$443 ₽34.6K
$317 ₽24.7K
$507 ₽39.5K
1-bedroom Apartment, Outside City Center (Monthly)
$323 ₽25.2K
$232 ₽18.1K
$342 ₽26.7K
3-bedroom Apartment, City Center (Monthly)
$1,018 ₽79.5K
$446 ₽34.8K
$1,018 ₽79.5K
3-bedroom Apartment, Outside City Center (Monthly)
$773 ₽60.3K
$322 ₽25.1K
$773 ₽60.3K
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary (After Tax)
$370 ₽28.9K
-
20-Year Fixed Mortgage Interest Rate (Annual %)
20
15
24

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: January 13, 2026

Nalchik Median Internet Speeds (Updated December 2025)

Mobile

Download
193
Mbps
Upload
19
Mbps
Latency
20
ms

Fixed Broadband

Download
87
Mbps
Upload
85
Mbps
Latency
18
ms
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
City tags:
Cost of Living in Nalchik - Frequently Asked Questions
How affordable is Nalchik overall for travelers, expats, and digital nomads, and who tends to get good value there?
Nalchik often feels more approachable than larger Russian cities, with a slower pace and simpler daily routines that help your budget stretch. You’ll notice a balance between modest housing options, affordable local produce, and reasonable service costs, especially outside peak tourist seasons. The Cost of Living in Nalchik, Russia tends to reward longer stays and local living preferences, rather than city-center luxury, making it a practical base for remote work or short-term exploration. Transportation options and utility usage align with seasonal needs, so planning ahead pays off. Tip: Start with a neighborhood that fits your work style, then compare rent, groceries, and transit across a few blocks to gauge true value.
What does daily life look like for housing, food, transport, and errands in Nalchik, and how should you approach a living-cost-conscious routine?
Daily life in Nalchik centers on practical choices and accessible options. Housing options range from compact apartments near the center to quiet units in outlying districts, with long-term leases common. Local markets and casual eateries offer fresh produce and regional specialties, keeping food costs predictable if you shop weekly. Transit tends to be affordable with buses and shared taxis; walking and cycling can be easy in compact areas. When budgeting, consider the Nalchik living cost as you weigh neighborhood proximity to services, coworking spaces, and healthcare access. Tip: Test ride routes, scout nearby groceries, and use one reliable courier app to simplify errands.
What factors influence quality of life, budgeting, and neighborhood fit in Nalchik, and how can you plan for seasonality and daily rhythms?
Nalchik rewards a sensible budgeting approach: set a monthly framework that covers housing, groceries, utilities, transport, and occasional leisure. Seasonality matters: winters bring heating needs, summers may reduce energy use, so adjust habits like wardrobe and thermostat practices to stay comfortable without overspending. For neighborhood fit, prioritize areas with easy access to groceries, clinics, and green spaces, plus reliable internet if you work remotely. Compare neighborhoods by walkability, noise, and access to cafes or coworking rooms rather than price alone. Tip: Keep a simple monthly budget and adjust for winter heating and summer cooling, choosing neighborhoods that match your daily rhythms.

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