Cost of Living in Micronesia - Updated Prices & Insights

Name: Micronesia
Address: FM

Solo nomad: Estimated monthly costs are $1,126 (excluding rent), and $1,991 including rent.

Family of 3: Estimated monthly costs are $2,471 (excluding rent), and $3,704 including rent.

Meal at Budget Restaurant

$30.24 $30.24

$11.59 $11.59

$30.24 $30.24

Three-Course Dinner for Two, Mid-Range

$44.63 $44.63

$59.5 $59.5

Fast Food Meal (McDonalds, etc)

$6.77 $6.77

$6.02 $6.02

$7.52 $7.52

Cappuccino

$3.87 $3.87

$2.02 $2.02

$4.55 $4.55

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.49 $1.49

$1.17 $1.17

$1.78 $1.78

Water (0.33 liter bottle)

$2.95 $2.95

$1.97 $1.97

$3.93 $3.93

Local Beer (0.5 liter draught)

$0.97 $0.97

Imported Beer (0.33 liter bottle)

$2.44 $2.44

$1.95 $1.95

$2.93 $2.93

Milk (1 liter)

$0.23 $0.23

$0.20 $0.20

$0.25 $0.25

White Bread (500g)

$3.15 $3.15

$2.06 $2.06

$6.18 $6.18

Rice (white) (1kg)

$3.46 $3.46

$2.25 $2.25

$4.51 $4.51

Eggs

$7.20 $7.20

$2.38 $2.38

$9.19 $9.19

Local Cheese (1kg)

$6.33 $6.33

$4.35 $4.35

$8.87 $8.87

Chicken Fillets (1kg)

$4.68 $4.68

$3.90 $3.90

$5.85 $5.85

Beef Round Steak (1kg)

$10.90 $10.90

$2.97 $2.97

$19.77 $19.77

Apples (1kg)

$5.39 $5.39

$3.48 $3.48

$5.92 $5.92

Banana (1kg)

$3.86 $3.86

$2.58 $2.58

$4.48 $4.48

Oranges (1kg)

$5.01 $5.01

$2.14 $2.14

$5.85 $5.85

Tomato (1kg)

$3.76 $3.76

$3.10 $3.10

$4.42 $4.42

Potato (1kg)

$4.37 $4.37

$3.21 $3.21

$5.03 $5.03

Onion (1kg)

$3.04 $3.04

$1.70 $1.70

$5.15 $5.15

Lettuce (1 head)

$3.07 $3.07

$1.86 $1.86

$4.41 $4.41

Water (1.5 liter bottle)

$1.33 $1.33

$0.49 $0.49

$1.46 $1.46

Cigarettes 20 Pack (Marlboro, Camel)

$13.52 $13.52

$9.02 $9.02

$18.03 $18.03

Wine (Bottle)

$6.62 $6.62

$2.94 $2.94

$8.82 $8.82

Local Beer (0.5 liter bottle)

$2.54 $2.54

$1.39 $1.39

$3.69 $3.69

Imported Beer (0.33 liter bottle)

$2.76 $2.76

$1.23 $1.23

$3.95 $3.95

One-way Ticket (Public Transport)

$0.99 $0.99

$2.03 $2.03

Public Transport Monthly Pass (Regular Price)

$27.77 $27.77

$21.66 $21.66

$33.88 $33.88

Taxi Start (Normal Tariff)

$6.10 $6.10

$4.88 $4.88

$7.32 $7.32

Taxi (Normal Tariff) (1km)

$1.28 $1.28

$1.05 $1.05

$1.70 $1.70

Taxi 1hour Waiting (Normal Tariff)

$4.70 $4.70

$4.01 $4.01

$4.90 $4.90

Gasoline (1 liter)

$2.97 $2.97

$1.01 $1.01

$5.32 $5.32

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$3,928 $3,928

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$4,013 $4,013

$4,012 $4,012

$4,013 $4,013

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$117 $117

$80.1 $80.1

$150 $150

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.16 $32.16

$15.23 $15.23

$40.62 $40.62

Internet (50+ Mbps, Unlimited Data)

$218 $218

$97.8 $97.8

$294 $294

Gym Membership (Monthly)

$30.95 $30.95

$20.29 $20.29

$41.60 $41.60

Tennis Court (1 Hour on Weekend)

$34.59 $34.59

$19.77 $19.77

$49.42 $49.42

Cinema Ticket

$6.94 $6.94

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$149 $149

$58.9 $58.9

$275 $275

International Primary School, 1 Child (Yearly)

$1,662 $1,662

Jeans (Levis 501 Or Similar)

$41.20 $41.20

$19.94 $19.94

$79.7 $79.7

Summer Dress (H&M, Zara, etc)

$55.5 $55.5

$24.79 $24.79

$74.4 $74.4

Sport Shoes (Adidas, Nike)

$87.8 $87.8

$70.9 $70.9

$111 $111

Men's Leather Business Shoes

$91.3 $91.3

$55.2 $55.2

$120 $120

1-bedroom Apartment, City Center (Monthly)

$978 $978

$708 $708

$1,214 $1,214

1-bedroom Apartment, Outside City Center (Monthly)

$747 $747

$466 $466

$992 $992

3-bedroom Apartment, City Center (Monthly)

$1,421 $1,421

$745 $745

$2,962 $2,962

3-bedroom Apartment, Outside City Center (Monthly)

$1,164 $1,164

$801 $801

$1,952 $1,952

Buy Apartment in City Center (m2)

$1,181 $1,181

$855 $855

$1,508 $1,508

Buy Apartment Outside City Center (m2)

$841 $841

$693 $693

$990 $990

Average Monthly Net Salary (After Tax)

$285 $285

20-Year Fixed Mortgage Interest Rate (Annual %)

390000

360000

400000

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: January 12, 2026

By City in Micronesia

Lowest

Highest

Rank	City	Population	Living Index	Solo costs (no rent) / month	Solo costs (with rent) / month	Family of 3 costs (no rent) / month	Family of 3 costs (with rent) / month	Mobile download speed (Mbps)	Internet download speed (Mbps)
1	Kolonia	-		$18.09	$17.70	$26.34	$27.11	148.63	52.5
2	Palikir	-	82	$909	$1,664	$2,014	$2,746	76.24	100.81
3	Pohnpei	-	83	$973	$1,680	$2,252	$3,350	239.71	16.88
4	Yap	-		$792	$1,884	$1,980	$3,136	175.58	42.47

Digital Nomad Cost of Living Index

Cost of Living in Micronesia - Frequently Asked Questions

Compared with major metro areas, Cost of Living in Micronesia tends to be more approachable when you favor local resources and community options. You'll find modest rents on less-touristy islands, and cooking at home helps keep everyday expenses predictable. Imported goods and specialty items can push prices higher in urban hubs, while certain services may be slower or bookable with patience. The value rests in outdoor access, a close-knit expat scene, and a slower pace that suits longer stays. Tip: Test connectivity and housing options during a short visit before committing long term.

Daily life centers on choosing an island and a budget that fits your routine. Start with housing by tapping local networks for rentals or guesthouses; long-term leases are common in urban centers and may offer better monthly rates. Food options range from local produce stalls and fish markets to limited imported groceries; cooking at home often saves money. Getting around is practical with scooters, boats, or shared rides, while inter-island travel relies on flights with varied schedules. Co-working spaces are growing in some hubs, with cafes as informal work spots. Micronesia living cost varies by island, so plan with flexibility and test a few options before settling. Tip: Build a buffer for transport and check internet reliability before committing.

Quality of life here hinges on what you seek: community, outdoor access, and a slower rhythm offer rewards for long stays. A practical budgeting framework is to anchor your plan to housing first, then groceries and utilities, with a cushion for transport and activities. Save by favoring local markets, cooking at home, and choosing neighborhood hubs with affordable rents and walkability. Seasonality brings humidity and rain; plan for indoor leisure on wetter months and outdoor adventures in clearer periods. To find your best fit, spend time in a few neighborhoods to feel safety, noise, and proximity to markets and clinics. Tip: Map a simple monthly plan and adapt as needed.