Cost of Living in McAllen, TX - Updated Prices & Insights

63.83

Solo nomad: Estimated monthly costs are $897 (excluding rent), and $1,732 including rent.

Family of 3: Estimated monthly costs are $2,166 (excluding rent), and $3,464 including rent.

Meal at Budget Restaurant

$14.34 $14.34

$11.87 $11.87

$29.67 $29.67

Three-Course Dinner for Two, Mid-Range

$68.9 $68.9

$49.21 $49.21

$118 $118

Fast Food Meal (McDonalds, etc)

$8.03 $8.03

$12.04 $12.04

Cappuccino

$4.31 $4.31

$3.08 $3.08

$5.14 $5.14

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.58 $2.58

$2.02 $2.02

$3.03 $3.03

Water (0.33 liter bottle)

$1.9 $1.9

$1.71 $1.71

$1.96 $1.96

Local Beer (0.5 liter draught)

$4.96 $4.96

$5.44 $5.44

Imported Beer (0.33 liter bottle)

$6.09 $6.09

$5.08 $5.08

$6.1 $6.1

Milk (1 liter)

$0.9 $0.9

$0.75 $0.75

$1.1 $1.1

White Bread (500g)

$2.97 $2.97

$1.87 $1.87

$4.06 $4.06

Rice (white) (1kg)

$2.97 $2.97

$2.14 $2.14

$3.81 $3.81

Eggs

$3.25 $3.25

$1.81 $1.81

$6.03 $6.03

Local Cheese (1kg)

$9.77 $9.77

$7.62 $7.62

$18.4 $18.4

Chicken Fillets (1kg)

$9.52 $9.52

$4.37 $4.37

$15.29 $15.29

Beef Round Steak (1kg)

$15.43 $15.43

$5.42 $5.42

$19.68 $19.68

Apples (1kg)

$4.39 $4.39

$3.01 $3.01

$5.85 $5.85

Banana (1kg)

$1.39 $1.39

$1.04 $1.04

$1.72 $1.72

Oranges (1kg)

$3.46 $3.46

$2.69 $2.69

$3.74 $3.74

Tomato (1kg)

$2.45 $2.45

$1.95 $1.95

$3.29 $3.29

Potato (1kg)

$2.59 $2.59

$1.09 $1.09

$3.37 $3.37

Onion (1kg)

$2.97 $2.97

$2.23 $2.23

$4 $4

Lettuce (1 head)

$1.72 $1.72

$0.99 $0.99

$2.06 $2.06

Water (1.5 liter bottle)

$2.19 $2.19

$1.18 $1.18

$3.08 $3.08

Cigarettes 20 Pack (Marlboro, Camel)

$8.59 $8.59

$8.09 $8.09

$9.66 $9.66

Wine (Bottle)

$11.82 $11.82

$9.83 $9.83

$19.69 $19.69

Local Beer (0.5 liter bottle)

$2.08 $2.08

$1.71 $1.71

$2.82 $2.82

Imported Beer (0.33 liter bottle)

$2.39 $2.39

$1.52 $1.52

$2.97 $2.97

One-way Ticket (Public Transport)

$1.02 $1.02

$2.04 $2.04

Taxi Start (Normal Tariff)

$4.27 $4.27

$3.05 $3.05

$5.08 $5.08

Taxi (Normal Tariff) (1km)

$0.73 $0.73

$2.1 $2.1

Taxi 1hour Waiting (Normal Tariff)

$29.32 $29.32

$26.52 $26.52

$35.16 $35.16

Gasoline (1 liter)

$0.79 $0.79

$0.69 $0.69

$0.85 $0.85

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.4K $28.4K

$26.4K $26.4K

$30.5K $30.5K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.6K $22.6K

$21.9K $21.9K

$25.4K $25.4K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$176 $176

$156 $156

$189 $189

SIM Card Monthly Plan (Calls and 10GB+ Data)

$38.66 $38.66

$29.41 $29.41

$49.02 $49.02

Internet (50+ Mbps, Unlimited Data)

$75.8 $75.8

$70.4 $70.4

$83.4 $83.4

Gym Membership (Monthly)

$45.59 $45.59

$30.39 $30.39

$60.8 $60.8

Cinema Ticket

$12.19 $12.19

$10.16 $10.16

$18.29 $18.29

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$895 $895

$597 $597

$1,194 $1,194

International Primary School, 1 Child (Yearly)

$22.2K $22.2K

$15.9K $15.9K

$25.8K $25.8K

Jeans (Levis 501 Or Similar)

$68.2 $68.2

$51.5 $51.5

$78.8 $78.8

Summer Dress (H&M, Zara, etc)

$43.96 $43.96

$39.52 $39.52

$48.41 $48.41

Sport Shoes (Adidas, Nike)

$75.2 $75.2

$70.2 $70.2

$80.2 $80.2

Men's Leather Business Shoes

$94 $94

$89 $89

$98.9 $98.9

1-bedroom Apartment, City Center (Monthly)

$808 $808

$745 $745

$1,193 $1,193

1-bedroom Apartment, Outside City Center (Monthly)

$681 $681

$592 $592

$740 $740

3-bedroom Apartment, City Center (Monthly)

$1,339 $1,339

$1,083 $1,083

$1,969 $1,969

3-bedroom Apartment, Outside City Center (Monthly)

$1,128 $1,128

$1,007 $1,007

$1,209 $1,209

Buy Apartment in City Center (m2)

$1,687 $1,687

$1,652 $1,652

$1,705 $1,705

Buy Apartment Outside City Center (m2)

$1,688 $1,688

$1,652 $1,652

$1,705 $1,705

Average Monthly Net Salary (After Tax)

$3,846 $3,846

20-Year Fixed Mortgage Interest Rate (Annual %)

6.59

6.19

7.5

Citycost data is based on AI and user input – minor inaccuracies may occur.

City tags:

🌎 North america

Cost of Living in McAllen, TX - Frequently Asked Questions

McAllen often feels like a smart value for travelers, expats, and digital nomads who want more room to move without paying big-city prices. Compared with many large U.S. metros, you’ll find more affordable housing options, reasonable everyday costs, and a slower pace that suits long-term stays. The climate and proximity to the border add cultural richness, while services like grocery stores, healthcare, and coworking spaces have grown to meet a developing need. The key is balancing housing size with neighborhood access and seasonal weather. Cost of Living in McAllen provides a practical frame for expectations about daily budgeting and long-term plans. Tip: Map your week by neighborhood amenities – grocery runs, gyms, and coffee spots – so you don't overspend.

Daily life in McAllen blends practicality with a dash of border-town charm. For housing, you’ll find a mix of compact apartments and single-family homes in walkable neighborhoods, with rents and leases typically more flexible than bigger cities. Food options span markets, Latin-influenced eateries, and growing casual dining, with an emphasis on fresh produce. Transport leans toward car use, but compact buses and biking routes exist in core areas, easing errands if you choose to stay near downtown or the medical district. The coworking scene is approachable, with small hubs that suit short-term projects. The McAllen living cost influences how you choose utilities and space. Tip: Start your housing search by mapping proximity to groceries, transit, and safety, then test a few co-working days before committing.

A budget-first approach helps you adapt to seasonal shifts in activity and pricing. Try a simple framework: separate essentials (housing, utilities, groceries) from flexible spends (entertainment, dining out), then set a monthly cap. In McAllen, you may find that certain neighborhoods offer more value for your priorities – classic core areas for walkability, newer developments for coworking, or quieter suburbs for families. Seasonal rhythms influence energy use and event calendars; plan outdoor time in milder periods and align errands with off-peak traffic. Try local markets for weekly produce, and share rides when possible to save on fuel. Tip: Build a 2-week trial plan for housing, transit, and groceries to see what fits.