Cost of Living in Lake Macquarie - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $882 (excluding rent), and $2,033 including rent.
Family of 3: Estimated monthly costs are $2,201 (excluding rent), and $4,485 including rent.
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🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$13.2 $20.23
$11.23 $17.2
$33.01 $50.6
Three-Course Dinner for Two, Mid-Range
$78.1 $120
$52.1 $79.8
$124 $190
Fast Food Meal (McDonalds, etc)
$9.55 $14.63
$8.91 $13.66
$11.46 $17.55
Cappuccino
$3.34 $5.12
$2.59 $3.96
$5.17 $7.93
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.28 $3.49
$1.68 $2.57
$3.17 $4.86
Water (0.33 liter bottle)
$1.9 $2.92
$1.27 $1.94
$3.05 $4.67
Local Beer (0.5 liter draught)
$6.37 $9.76
$4.46 $6.83
$8.92 $13.67
Imported Beer (0.33 liter bottle)
$6.98 $10.69
$5.08 $7.78
$9.53 $14.6
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$1.44 $2.21
$1 $1.54
$2.53 $3.87
White Bread (500g)
$1.44 $2.2
$1.41 $2.16
$3.98 $6.09
Rice (white) (1kg)
$1.17 $1.79
$0.89 $1.36
$3.8 $5.82
Eggs
$3.3 $5.06
$3.07 $4.7
$6.4 $9.81
Local Cheese (1kg)
$7.52 $11.52
$4.64 $7.1
$16.57 $25.38
Chicken Fillets (1kg)
$6.23 $9.54
$4.53 $6.94
$11.65 $17.85
Beef Round Steak (1kg)
$11.79 $18.07
$8.19 $12.54
$26.19 $40.13
Apples (1kg)
$3 $4.59
$2.26 $3.47
$3.87 $5.93
Banana (1kg)
$2.77 $4.25
$2 $3.06
$5.39 $8.26
Oranges (1kg)
$3.04 $4.66
$1.6 $2.45
$6.31 $9.67
Tomato (1kg)
$4.4 $6.75
$2.61 $4
$10.31 $15.8
Potato (1kg)
$1.92 $2.94
$1.42 $2.18
$3.17 $4.85
Onion (1kg)
$1.75 $2.68
$1.33 $2.03
$3.32 $5.08
Lettuce (1 head)
$1.35 $2.07
$0.95 $1.46
$2.84 $4.35
Water (1.5 liter bottle)
$1.14 $1.75
$0.51 $0.79
$2.56 $3.93
Cigarettes 20 Pack (Marlboro, Camel)
$27.87 $42.7
$18.08 $27.7
$38.75 $59.4
Wine (Bottle)
$7.03 $10.77
$6.41 $9.83
$22.46 $34.41
Local Beer (0.5 liter bottle)
$2.56 $3.93
$2.18 $3.34
$7.66 $11.73
Imported Beer (0.33 liter bottle)
$2.13 $3.26
$2.13 $3.26
$9.52 $14.59
🚌 Getting Around
Cost
Range
One-way Ticket (Public Transport)
$2.06 $3.16
$1.64 $2.51
$2.47 $3.79
Public Transport Monthly Pass (Regular Price)
$90.6 $139
$46.13 $70.7
$135 $207
Taxi Start (Normal Tariff)
$1.88 $2.88
$1.88 $2.88
$6.36 $9.75
Taxi (Normal Tariff) (1km)
$1.56 $2.39
$1.4 $2.15
$1.84 $2.82
Taxi 1hour Waiting (Normal Tariff)
$46.29 $70.9
$38.57 $59.1
$64.3 $98.5
Gasoline (1 liter)
$1.19 $1.82
$1.03 $1.58
$1.39 $2.13
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.8K $38.1K
$24K $36.8K
$28.9K $44.2K
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.7K $31.7K
$17.7K $27.1K
$25.5K $39K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities (Heating, Electricity, Gas, Water, Garbage) for 2 People in 2-bedroom Apartment (Monthly) (85m2)
$198 $303
$118 $181
$556 $852
SIM Card Monthly Plan (Calls and 10GB+ Data)
$10.44 $15.99
$10.44 $15.99
$48.91 $74.9
Internet (50+ Mbps, Unlimited Data)
$42.59 $65.3
$39.3 $60.2
$65.6 $101
🎉 Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$48.6 $74.5
$19.45 $29.79
$58.3 $89.4
Tennis Court (1 Hour on Weekend)
$15.48 $23.71
$7.69 $11.79
$15.48 $23.71
Cinema Ticket
$9.54 $14.62
$9.04 $13.84
$20.08 $30.76
🧸 Childcare & Education
Cost
Range
Preschool (or Kindergarten), Full Day, Private, 1 Child (Monthly)
$1,470 $2,252
$1,407 $2,155
$3,272 $5,013
International Primary School, 1 Child (Yearly)
$9,848 $15.1K
$2,450 $3,754
$28.7K $44K
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$73.7 $113
$45.23 $69.3
$96.9 $148
Summer Dress (H&M, Zara, etc)
$33.56 $51.4
$22.58 $34.6
$96.8 $148
Sport Shoes (Adidas, Nike)
$78 $119
$65.2 $100
$130 $200
Men's Leather Business Shoes
$134 $205
$66 $101
$231 $354
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$1,281 $1,963
$1,055 $1,617
$1,352 $2,071
1-bedroom Apartment, Outside City Center (Monthly)
$977 $1,497
$957 $1,467
$996 $1,526
3-bedroom Apartment, City Center (Monthly)
$1,986 $3,042
$1,601 $2,453
$2,434 $3,729
3-bedroom Apartment, Outside City Center (Monthly)
$2,034 $3,116
$1,569 $2,404
$2,498 $3,827
Buy Apartment in City Center (m2)
$5,070 $7,768
$4,068 $6,231
$6,732 $10.3K
Buy Apartment Outside City Center (m2)
$4,637 $7,104
$3,145 $4,817
$6,289 $9,635
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary (After Tax)
$4,612 $7,065
-
20-Year Fixed Mortgage Interest Rate (Annual %)
4.35
4.35
7
Citycost data is based on AI and user input — minor inaccuracies may occur.
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