Cost of Living in Koh Phan Ghan - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $614 (excluding rent), and $1,275 including rent.

Family of 3: Estimated monthly costs are $1,621 (excluding rent), and $3,225 including rent.

Meal at Budget Restaurant

$3.65 ฿117

$2.13 ฿68.3

$15.21 ฿487

Three-Course Dinner for Two, Mid-Range

$46.22 ฿1,479

$24.65 ฿789

$92.5 ฿2,958

Fast Food Meal (McDonalds, etc)

$8.42 ฿270

$6.92 ฿221

$10.54 ฿337

Cappuccino

$2.97 ฿95.2

$1.41 ฿45.14

$4.57 ฿146

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.73 ฿23.42

$0.54 ฿17.15

$1.91 ฿61

Water (0.33 liter bottle)

$0.37 ฿11.82

$0.24 ฿7.78

$0.6 ฿19.29

Local Beer (0.5 liter draught)

$2.41 ฿77.1

$1.51 ฿48.27

$3.99 ฿128

Imported Beer (0.33 liter bottle)

$3.8 ฿122

$3.16 ฿101

$7.27 ฿233

Milk (1 liter)

$2.18 ฿69.6

$1.46 ฿46.83

$3.02 ฿96.5

White Bread (500g)

$1.36 ฿43.52

$1.06 ฿33.82

$6.03 ฿193

Rice (white) (1kg)

$1.1 ฿35.1

$4.69 ฿150

Eggs

$2.24 ฿71.6

$1.45 ฿46.49

$3.59 ฿115

Local Cheese (1kg)

$19.38 ฿620

$9.12 ฿292

$36.49 ฿1,168

Chicken Fillets (1kg)

$1.97 ฿63.1

$1.09 ฿34.95

$7.79 ฿249

Beef Round Steak (1kg)

$9.33 ฿298

$4.66 ฿149

$18.65 ฿597

Apples (1kg)

$3.16 ฿101

$1.42 ฿45.59

$4.73 ฿152

Banana (1kg)

$0.9 ฿28.86

$3.02 ฿96.6

Oranges (1kg)

$0.9 ฿28.81

$2.71 ฿86.7

Tomato (1kg)

$1.66 ฿53.1

$1.21 ฿38.67

$2.72 ฿87.1

Potato (1kg)

$1.24 ฿39.72

$1.18 ฿37.79

$1.93 ฿61.7

Onion (1kg)

$1.15 ฿36.85

$0.61 ฿19.36

$2.92 ฿93.4

Lettuce (1 head)

$0.98 ฿31.42

$0.76 ฿24.2

$1.21 ฿38.65

Water (1.5 liter bottle)

$0.52 ฿16.77

$0.32 ฿10.4

$0.96 ฿30.86

Cigarettes 20 Pack (Marlboro, Camel)

$2.57 ฿82.3

$2.12 ฿67.9

$4.54 ฿145

Wine (Bottle)

$15.51 ฿496

$24.81 ฿794

Local Beer (0.5 liter bottle)

$1.78 ฿57.1

$1.25 ฿40.11

$2.43 ฿77.6

Imported Beer (0.33 liter bottle)

$2.66 ฿85.1

$2.11 ฿67.4

$3.61 ฿115

One-way Ticket (Public Transport)

$2.35 ฿75.2

$1.57 ฿50.1

$3.13 ฿100

Taxi Start (Normal Tariff)

$3.11 ฿99.4

$1.4 ฿44.85

$3.11 ฿99.4

Taxi (Normal Tariff) (1km)

$0.91 ฿29.11

$0.45 ฿14.56

$1.82 ฿58.2

Taxi 1hour Waiting (Normal Tariff)

$13.82 ฿442

$5.07 ฿162

$15.36 ฿492

Gasoline (1 liter)

$1.27 ฿40.58

$1.06 ฿33.97

$1.4 ฿44.67

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.5K ฿880.1K

$21.9K ฿700K

$49.2K ฿1.6M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.1K ฿866.1K

$36.9K ฿1.2M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$65.9 ฿2,108

$62 ฿1,984

$277 ฿8,853

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.63 ฿436

$6.14 ฿196

$27.62 ฿884

Internet (50+ Mbps, Unlimited Data)

$18.57 ฿594

$15.38 ฿492

$23.43 ฿750

Gym Membership (Monthly)

$52.3 ฿1,672

$46.11 ฿1,476

$58.4 ฿1,869

Tennis Court (1 Hour on Weekend)

$13.88 ฿444

$9.25 ฿296

$18.5 ฿592

Cinema Ticket

$4.49 ฿144

$10.48 ฿335

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$523 ฿16.7K

$369 ฿11.8K

$1,078 ฿34.5K

International Primary School, 1 Child (Yearly)

$5,954 ฿190.5K

$4,580 ฿146.6K

$24.4K ฿781.7K

Jeans (Levis 501 Or Similar)

$30.78 ฿985

$30.47 ฿975

$108 ฿3,448

Summer Dress (H&M, Zara, etc)

$31.21 ฿999

$15.61 ฿499

$46.82 ฿1,498

Sport Shoes (Adidas, Nike)

$114 ฿3,659

$61.4 ฿1,965

$169 ฿5,403

Men's Leather Business Shoes

$61.2 ฿1,957

$45.88 ฿1,468

$122 ฿3,915

1-bedroom Apartment, City Center (Monthly)

$628 ฿20.1K

$460 ฿14.7K

$766 ฿24.5K

1-bedroom Apartment, Outside City Center (Monthly)

$648 ฿20.7K

$549 ฿17.6K

$762 ฿24.4K

3-bedroom Apartment, City Center (Monthly)

$1,795 ฿57.4K

$1,385 ฿44.3K

$2,461 ฿78.8K

3-bedroom Apartment, Outside City Center (Monthly)

$1,741 ฿55.7K

$1,186 ฿38K

$2,498 ฿79.9K

Buy Apartment in City Center (m2)

$1,693 ฿54.2K

$1,231 ฿39.4K

$2,154 ฿68.9K

Buy Apartment Outside City Center (m2)

$2,060 ฿65.9K

$1,498 ฿47.9K

$3,121 ฿99.9K

Average Monthly Net Salary (After Tax)

$739 ฿23.6K

20-Year Fixed Mortgage Interest Rate (Annual %)

5.33

7.5

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update: December 1, 2025

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Cost of Living in Koh Phan Ghan - Frequently Asked Questions

Ko Phan Ghan offers a relaxed pace and genuine island charm that many budget-minded travelers appreciate. For some, it’s a strong value compared with busier Thai hubs, especially if you prioritize local eateries, guesthouses, and self-catering. Cost of Living in Ko Phan Ghan, Thailand remains generally comfortable for budget travelers when you balance modest accommodations with flexible schedules. Seasonal fluctuations exist, but long-term stays in simple apartments can still keep essentials reasonable without sacrificing access to beaches, yoga spots, or co-working spaces. The mix tends to suit digital nomads who don’t require nonstop nightlife and expats seeking a sustainable, slower rhythm. Tip: Start with a conservative daily budget and adjust as you settle in.

Daily life on Ko Phan Ghan blends beach access with practical routines. For housing, look beyond flashy tourist areas and toward quieter villages or hillside lanes; long-term rentals often come with simple furnishings and flexible leases. Food options cover cheap street plates to fresh-market ingredients for home cooking. Transport is scooter-friendly, with ferries for island-hopping; some people rent bicycles or use songthaews for short hops. Co-working spaces with reliable Wi‑Fi help you stay productive without breaking the budget. Ko Phan Ghan, Thailand living cost varies with season and location, so compare neighborhoods before committing. Tip: visit during shoulder season to scout neighborhoods without crowds.

Quality of life on Ko Phan Ghan rewards simplicity and planning. Use a lightweight budgeting framework: separate needs (housing, food, transport) from discretionary treats like occasional tours. In dry season, expect more visitors and higher activity in popular spots; the shoulder and rainy seasons bring quieter days and lower prices in some areas, though weather can affect travel plans. To fit your vibe, choose neighborhoods by pace: serene shores near Sri Thanu for wellness vibes, or Thong Sala for convenience and markets. Practical saving ideas include cooking at home, buying fresh produce at markets, and negotiating longer-term rents. Tip: map out a monthly comfort target and re-evaluate monthly.