Cost of Living in Koh Phan Ghan - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $637 (excluding rent), and $1,076 including rent.

Family of 3: Estimated monthly costs are $1,475 (excluding rent), and $2,807 including rent.

Meal at Budget Restaurant

$4.15 ฿130

$1.94 ฿60.8

$13.83 ฿435

Three-Course Dinner for Two, Mid-Range

$41.89 ฿1,317

$22.34 ฿703

$83.8 ฿2,634

Fast Food Meal (McDonalds, etc)

$7.67 ฿241

$6.29 ฿198

$8.22 ฿258

Cappuccino

$2.68 ฿84.4

$1.24 ฿38.93

$4.01 ฿126

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.61 ฿19.13

$0.45 ฿14.05

$1.06 ฿33.19

Water (0.33 liter bottle)

$0.36 ฿11.19

$0.24 ฿7.57

$0.59 ฿18.44

Local Beer (0.5 liter draught)

$2.18 ฿68.5

$1.50 ฿47.10

$3.61 ฿113

Imported Beer (0.33 liter bottle)

$3.30 ฿104

$2.74 ฿86.2

$6.30 ฿198

Milk (1 liter)

$2.10 ฿66.1

$1.42 ฿44.58

$2.92 ฿91.7

White Bread (500g)

$1.80 ฿56.5

$1.05 ฿33.06

$5.97 ฿188

Rice (white) (1kg)

$2.08 ฿65.3

$1.16 ฿36.40

$4.34 ฿137

Eggs

$2.14 ฿67.4

$1.68 ฿52.8

$2.71 ฿85.1

Local Cheese (1kg)

$18.50 ฿582

$8.71 ฿274

$34.82 ฿1,095

Chicken Fillets (1kg)

$3.46 ฿109

$1.15 ฿36.12

$7.19 ฿226

Beef Round Steak (1kg)

$12.66 ฿398

$4.40 ฿138

$17.59 ฿553

Apples (1kg)

$3.20 ฿101

$1.35 ฿42.35

$4.48 ฿141

Banana (1kg)

$1.54 ฿48.32

$0.85 ฿26.61

$2.85 ฿89.6

Oranges (1kg)

$2.24 ฿70.5

$1.04 ฿32.55

$2.64 ฿83.1

Tomato (1kg)

$1.92 ฿60.4

$1.16 ฿36.41

$2.60 ฿81.8

Potato (1kg)

$1.48 ฿46.50

$1.10 ฿34.64

$1.80 ฿56.5

Onion (1kg)

$1.43 ฿45.11

$0.89 ฿28.04

$2.91 ฿91.5

Lettuce (1 head)

$0.96 ฿30.20

$0.74 ฿23.21

$1.18 ฿37.20

Water (1.5 liter bottle)

$0.50 ฿15.72

$0.30 ฿9.49

$0.76 ฿23.90

Cigarettes 20 Pack (Marlboro, Camel)

$4.25 ฿134

$2.85 ฿89.6

$4.50 ฿141

Wine (Bottle)

$19.95 ฿627

$15.35 ฿482

$24.56 ฿772

Local Beer (0.5 liter bottle)

$1.69 ฿53.1

$1.15 ฿36.08

$2.22 ฿69.7

Imported Beer (0.33 liter bottle)

$2.57 ฿80.9

$2.04 ฿64.1

$3.50 ฿110

One-way Ticket (Public Transport)

$1.29 ฿40.45

$1.14 ฿35.92

$2.85 ฿89.6

Taxi Start (Normal Tariff)

$2.75 ฿86.3

$1.24 ฿38.95

$2.75 ฿86.3

Taxi (Normal Tariff) (1km)

$0.90 ฿28.18

$0.39 ฿12.25

$1.54 ฿48.40

Taxi 1hour Waiting (Normal Tariff)

$12.63 ฿397

$4.63 ฿146

$14.04 ฿441

Gasoline (1 liter)

$1.19 ฿37.36

$0.96 ฿30.20

$1.27 ฿39.85

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.5K ฿865.3K

$21.4K ฿673.0K

$48.1K ฿1.5M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$33.0K ฿1.0M

$30.3K ฿952.7K

$36.4K ฿1.1M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$121 ฿3,797

$71.3 ฿2,243

$271 ฿8,504

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.66 ฿429

$6.15 ฿193

$17.83 ฿561

Internet (50+ Mbps, Unlimited Data)

$18.61 ฿585

$15.42 ฿485

$23.49 ฿738

Gym Membership (Monthly)

$61.1 ฿1,920

$30.93 ฿972

$155 ฿4,862

Tennis Court (1 Hour on Weekend)

$16.93 ฿532

$9.22 ฿290

$30.72 ฿966

Cinema Ticket

$8.87 ฿279

$6.12 ฿192

$10.70 ฿337

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$696 ฿21.9K

$370 ฿11.6K

$1,079 ฿33.9K

International Primary School, 1 Child (Yearly)

$16.1K ฿506.9K

$11.0K ฿344.8K

$25.1K ฿788.0K

Jeans (Levis 501 Or Similar)

$57.6 ฿1,810

$29.99 ฿943

$106 ฿3,334

Summer Dress (H&M, Zara, etc)

$34.98 ฿1,100

$15.52 ฿488

$46.55 ฿1,464

Sport Shoes (Adidas, Nike)

$116 ฿3,660

$62.5 ฿1,965

$156 ฿4,914

Men's Leather Business Shoes

$86.2 ฿2,709

$47.00 ฿1,478

$125 ฿3,941

1-bedroom Apartment, City Center (Monthly)

$425 ฿13.4K

$255 ฿8,024

$744 ฿23.4K

1-bedroom Apartment, Outside City Center (Monthly)

$306 ฿9,609

$214 ฿6,716

$427 ฿13.4K

3-bedroom Apartment, City Center (Monthly)

$1,457 ฿45.8K

$874 ฿27.5K

$2,185 ฿68.7K

3-bedroom Apartment, Outside City Center (Monthly)

$1,041 ฿32.7K

$539 ฿16.9K

$3,016 ฿94.8K

Buy Apartment in City Center (m2)

$3,111 ฿97.8K

$2,715 ฿85.4K

$5,703 ฿179.3K

Buy Apartment Outside City Center (m2)

$2,126 ฿66.9K

$1,791 ฿56.3K

$2,798 ฿88.0K

Average Monthly Net Salary (After Tax)

$763 ฿24.0K

20-Year Fixed Mortgage Interest Rate (Annual %)

5.33

7.5

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: January 11, 2026

Koh Phan Ghan Median Internet Speeds (Updated December 2025)

Mobile

Mbps

Fixed Broadband

239

Mbps

204

Mbps

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

City tags:

⛩️ Asia

Cost of Living in Koh Phan Ghan - Frequently Asked Questions

Ko Phan Ghan offers a relaxed pace and genuine island charm that many budget-minded travelers appreciate. For some, it’s a strong value compared with busier Thai hubs, especially if you prioritize local eateries, guesthouses, and self-catering. Cost of Living in Ko Phan Ghan, Thailand remains generally comfortable for budget travelers when you balance modest accommodations with flexible schedules. Seasonal fluctuations exist, but long-term stays in simple apartments can still keep essentials reasonable without sacrificing access to beaches, yoga spots, or co-working spaces. The mix tends to suit digital nomads who don’t require nonstop nightlife and expats seeking a sustainable, slower rhythm. Tip: Start with a conservative daily budget and adjust as you settle in.

Daily life on Ko Phan Ghan blends beach access with practical routines. For housing, look beyond flashy tourist areas and toward quieter villages or hillside lanes; long-term rentals often come with simple furnishings and flexible leases. Food options cover cheap street plates to fresh-market ingredients for home cooking. Transport is scooter-friendly, with ferries for island-hopping; some people rent bicycles or use songthaews for short hops. Co-working spaces with reliable Wi‑Fi help you stay productive without breaking the budget. Ko Phan Ghan, Thailand living cost varies with season and location, so compare neighborhoods before committing. Tip: visit during shoulder season to scout neighborhoods without crowds.

Quality of life on Ko Phan Ghan rewards simplicity and planning. Use a lightweight budgeting framework: separate needs (housing, food, transport) from discretionary treats like occasional tours. In dry season, expect more visitors and higher activity in popular spots; the shoulder and rainy seasons bring quieter days and lower prices in some areas, though weather can affect travel plans. To fit your vibe, choose neighborhoods by pace: serene shores near Sri Thanu for wellness vibes, or Thong Sala for convenience and markets. Practical saving ideas include cooking at home, buying fresh produce at markets, and negotiating longer-term rents. Tip: map out a monthly comfort target and re-evaluate monthly.