Cost of Living in Key West, FL - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $1,244 (excluding rent), and $4,860 including rent.

Family of 3: Estimated monthly costs are $2,949 (excluding rent), and $9,185 including rent.

Meal at Budget Restaurant

$22.38 $22.38

$13.92 $13.92

$34.81 $34.81

Three-Course Dinner for Two, Mid-Range

$84.6 $84.6

$64.7 $64.7

$149 $149

Fast Food Meal (McDonalds, etc)

$12.08 $12.08

$11.08 $11.08

$14.1 $14.1

Cappuccino

$4.42 $4.42

$2.95 $2.95

$7.86 $7.86

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.56 $2.56

$1.99 $1.99

$3.48 $3.48

Water (0.33 liter bottle)

$2.12 $2.12

$1.52 $1.52

$5.05 $5.05

Local Beer (0.5 liter draught)

$5.82 $5.82

$3.88 $3.88

$7.76 $7.76

Imported Beer (0.33 liter bottle)

$7.66 $7.66

$6.64 $6.64

$9.19 $9.19

Milk (1 liter)

$1.09 $1.09

$0.74 $0.74

$1.61 $1.61

White Bread (500g)

$3.78 $3.78

$2.27 $2.27

$5.85 $5.85

Rice (white) (1kg)

$3.96 $3.96

$2.02 $2.02

$6.58 $6.58

Eggs

$4.86 $4.86

$1.83 $1.83

$11.31 $11.31

Local Cheese (1kg)

$11.49 $11.49

$8.27 $8.27

$44.2 $44.2

Chicken Fillets (1kg)

$13.45 $13.45

$7.65 $7.65

$19.61 $19.61

Beef Round Steak (1kg)

$27.42 $27.42

$13.2 $13.2

$33.35 $33.35

Apples (1kg)

$4.97 $4.97

$3.74 $3.74

$8.97 $8.97

Banana (1kg)

$1.76 $1.76

$1.08 $1.08

$4.32 $4.32

Oranges (1kg)

$4.47 $4.47

Tomato (1kg)

$6.34 $6.34

$5.15 $5.15

$8.61 $8.61

Potato (1kg)

$5.89 $5.89

$3.19 $3.19

$8.59 $8.59

Onion (1kg)

$8.58 $8.58

Lettuce (1 head)

$3.52 $3.52

$3.01 $3.01

$4.02 $4.02

Water (1.5 liter bottle)

$3.19 $3.19

Cigarettes 20 Pack (Marlboro, Camel)

$8.17 $8.17

$12.25 $12.25

Wine (Bottle)

$14.1 $14.1

$8.06 $8.06

$30.21 $30.21

Local Beer (0.5 liter bottle)

$1.91 $1.91

$1.68 $1.68

$4.16 $4.16

Imported Beer (0.33 liter bottle)

$2.35 $2.35

$2.01 $2.01

$4.03 $4.03

One-way Ticket (Public Transport)

$4.11 $4.11

$1.28 $1.28

$4.11 $4.11

Taxi Start (Normal Tariff)

$4.04 $4.04

Taxi (Normal Tariff) (1km)

$1.51 $1.51

$1.46 $1.46

$3.04 $3.04

Taxi 1hour Waiting (Normal Tariff)

$29.34 $29.34

$26.53 $26.53

$35.18 $35.18

Gasoline (1 liter)

$0.87 $0.87

$0.78 $0.78

$0.97 $0.97

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.8K $24.8K

$23.3K $23.3K

$25.8K $25.8K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.4K $24.4K

$25.2K $25.2K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$251 $251

$152 $152

$465 $465

SIM Card Monthly Plan (Calls and 10GB+ Data)

$47.37 $47.37

$19.66 $19.66

$93.4 $93.4

Internet (50+ Mbps, Unlimited Data)

$68.1 $68.1

$39.94 $39.94

$150 $150

Gym Membership (Monthly)

$81.5 $81.5

$17.83 $17.83

$81.5 $81.5

Cinema Ticket

$14.28 $14.28

$13.26 $13.26

$16.32 $16.32

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,247 $1,247

$748 $748

$1,995 $1,995

International Primary School, 1 Child (Yearly)

$23.2K $23.2K

$16.6K $16.6K

$26.9K $26.9K

Jeans (Levis 501 Or Similar)

$31.69 $31.69

$20.8 $20.8

$79.2 $79.2

Summer Dress (H&M, Zara, etc)

$41.86 $41.86

$15.04 $15.04

$50.1 $50.1

Sport Shoes (Adidas, Nike)

$66.3 $66.3

$40.79 $40.79

$81.6 $81.6

Men's Leather Business Shoes

$61.1 $61.1

$39.92 $39.92

$200 $200

1-bedroom Apartment, City Center (Monthly)

$3,400 $3,400

$2,928 $2,928

$3,785 $3,785

1-bedroom Apartment, Outside City Center (Monthly)

$3,345 $3,345

$2,881 $2,881

$3,724 $3,724

3-bedroom Apartment, City Center (Monthly)

$7,119 $7,119

$5,016 $5,016

$9,319 $9,319

3-bedroom Apartment, Outside City Center (Monthly)

$5,958 $5,958

$3,341 $3,341

$9,129 $9,129

Buy Apartment in City Center (m2)

$9,700 $9,700

$9,311 $9,311

$10.1K $10.1K

Buy Apartment Outside City Center (m2)

$9,843 $9,843

$9,448 $9,448

$10.3K $10.3K

Average Monthly Net Salary (After Tax)

$5,893 $5,893

20-Year Fixed Mortgage Interest Rate (Annual %)

6.39

6.19

7.14

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update: December 1, 2025

Digital Nomad Cost of Living Index

City tags:

🌎 North america

Cost of Living in Key West, FL - Frequently Asked Questions

Key West offers irresistible scenery and a compact, lively vibe, but affordability varies with season and lifestyle. Cost of Living in Key West, FL, United States tends to sit toward the higher end among coastal towns, especially for housing and dining in busy districts. You can still find value by staying in guesthouses a short walk from Old Town, cooking at home, and choosing longer stays to unlock quieter rates. Walkable layouts let you swap car use for bikes, ferries, or transit to keep daily costs predictable. Compare neighborhoods by access to groceries, clinics, and coworking spaces. Tip: book accommodations in shoulder seasons and look for flexible leases.

In daily life, expect a walkable layout and a mix of colorful homes and guesthouses. For housing, you will find cottages near Old Town and quieter options inland; consider lease terms and access to utilities rather than just monthly rent. Food choices include local markets, seafood shacks, and casual eateries, with a focus on fresh ingredients and seasonal catches. Transport leans toward bikes, scooters, and occasional car sharing; many people work from coworking spaces or cafes to keep travel light. The Key West, FL, United States living cost influences where you shop and how you commute, so map essentials first. Tip: prioritize neighborhoods that keep groceries, parks, and transit within easy reach.

Quality of life in Key West rewards a pace that matches your days, with outdoor time, varied food, and a close-knit community feel. Use a simple budgeting framework: track essential expenses (housing, utilities, groceries, transport) and set a flexible buffer for peak seasons. Neighborhood fit matters: Old Town puts you in the center of events and strollable charm; newer pockets offer more space and quieter streets. Seasonal changes affect crowds, noise, and activity schedules, so align work and leisure accordingly. Practical savings come from planning dining around markets, leveraging coworking deals, and sharing rides when possible. Tip: build a monthly plan you can adjust as you settle into a rhythm.