Cost of Living in Kajaani - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $953 (excluding rent), and $1,779 including rent.
Family of 3: Estimated monthly costs are $2,250 (excluding rent), and $3,506 including rent.
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🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$15.27 €13.19
$11.74 €10.14
$23.49 €20.28
Three-Course Dinner for Two, Mid-Range
$45.48 €39.27
$45.48 €39.27
$171 €147
Fast Food Meal (McDonalds, etc)
$10.06 €8.69
$10.06 €8.69
$13.02 €11.24
Cappuccino
$4.56 €3.93
$3.99 €3.44
$5.7 €4.92
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.51 €2.17
$1.72 €1.48
$3.42 €2.95
Water (0.33 liter bottle)
$1.64 €1.42
$0.92 €0.79
$2.28 €1.97
Local Beer (0.5 liter draught)
$8.13 €7.02
$5.81 €5.02
$9.29 €8.02
Imported Beer (0.33 liter bottle)
$9.53 €8.23
$8.34 €7.2
$13.11 €11.32
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$1.32 €1.14
$1.01 €0.87
$2.26 €1.95
White Bread (500g)
$2.28 €1.97
$1.76 €1.52
$3.15 €2.72
Rice (white) (1kg)
$2.36 €2.04
$1.18 €1.02
$5.1 €4.4
Eggs
$2.74 €2.36
$2.18 €1.88
$3.52 €3.04
Local Cheese (1kg)
$8.75 €7.56
$6.3 €5.44
$12.78 €11.03
Chicken Fillets (1kg)
$10.59 €9.14
$9.41 €8.12
$16.46 €14.21
Beef Round Steak (1kg)
$21.16 €18.27
$7.03 €6.07
$29.3 €25.3
Apples (1kg)
$2.01 €1.74
$1.15 €0.99
$3.26 €2.81
Banana (1kg)
$1.9 €1.64
$1.73 €1.49
$2.29 €1.98
Oranges (1kg)
$2.42 €2.09
$1.19 €1.02
$3.43 €2.96
Tomato (1kg)
$4.5 €3.89
$3.02 €2.61
$5.95 €5.14
Potato (1kg)
$1.45 €1.25
$0.75 €0.65
$1.93 €1.67
Onion (1kg)
$1.89 €1.63
$1.18 €1.02
$2.94 €2.54
Lettuce (1 head)
$1.7 €1.47
$0.57 €0.49
$2.26 €1.95
Water (1.5 liter bottle)
$1.38 €1.19
$1.01 €0.88
$2.25 €1.94
Cigarettes 20 Pack (Marlboro, Camel)
$13.95 €12.04
$12.09 €10.44
$17.43 €15.05
Wine (Bottle)
$10.51 €9.07
$5.48 €4.73
$35.02 €30.24
Local Beer (0.5 liter bottle)
$3.07 €2.65
$1.74 €1.5
$4.76 €4.11
Imported Beer (0.33 liter bottle)
$3.56 €3.07
$2.27 €1.96
$4.55 €3.93
🚌 Getting Around
Cost
Range
One-way Ticket (Public Transport)
$3.39 €2.92
$3.28 €2.83
$3.95 €3.41
Public Transport Monthly Pass (Regular Price)
$67.7 €58.5
$60.7 €52.4
$69.5 €60
Taxi Start (Normal Tariff)
$7.97 €6.88
$5.19 €4.48
$13.67 €11.8
Taxi (Normal Tariff) (1km)
$1.3 €1.13
$1.24 €1.07
$2.19 €1.89
Taxi 1hour Waiting (Normal Tariff)
$62.2 €53.7
$62.2 €53.7
$72.6 €62.7
Gasoline (1 liter)
$2.08 €1.79
$1.94 €1.68
$2.59 €2.24
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$35.2K €30.4K
$34K €29.4K
$36.4K €31.4K
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.3K €27K
$31.3K €27K
$31.3K €27K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$146 €126
$124 €107
$414 €357
SIM Card Monthly Plan (Calls and 10GB+ Data)
$29.75 €25.69
$28.6 €24.7
$33.19 €28.66
Internet (50+ Mbps, Unlimited Data)
$19.98 €17.25
$11.75 €10.15
$29.39 €25.37
🎉 Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$41.29 €35.65
$28.25 €24.39
$54.3 €46.91
Tennis Court (1 Hour on Weekend)
$24.71 €21.34
$17.66 €15.24
$27.07 €23.38
Cinema Ticket
$15.92 €13.74
$14.79 €12.77
$20.93 €18.07
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$338 €292
$338 €292
$338 €292
International Primary School, 1 Child (Yearly)
$7,961 €6,873
$7,961 €6,873
$7,961 €6,873
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$109 €94
$52.7 €45.49
$117 €101
Summer Dress (H&M, Zara, etc)
$25.89 €22.35
$17.26 €14.9
$34.52 €29.8
Sport Shoes (Adidas, Nike)
$58.9 €50.9
$58.9 €50.9
$100 €86.5
Men's Leather Business Shoes
$103 €89.2
$103 €89.2
$103 €89.2
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$764 €659
$670 €578
$887 €766
1-bedroom Apartment, Outside City Center (Monthly)
$673 €581
$587 €507
$754 €651
3-bedroom Apartment, City Center (Monthly)
$1,466 €1,266
$1,296 €1,119
$1,694 €1,463
3-bedroom Apartment, Outside City Center (Monthly)
$897 €774
$797 €688
$996 €860
Buy Apartment in City Center (m2)
$3,679 €3,176
$2,798 €2,415
$3,679 €3,176
Buy Apartment Outside City Center (m2)
$2,096 €1,809
$1,589 €1,372
$2,270 €1,960
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary (After Tax)
$2,060 €1,779
-
20-Year Fixed Mortgage Interest Rate (Annual %)
3.93
3.8
4
Citycost data is based on AI and user input – minor inaccuracies may occur.
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Cost of Living in Kajaani - Frequently Asked Questions
Is Kajaani a good value for travelers, expats, or digital nomads when compared with bigger Finnish cities?
Yes, Kajaani tends to offer a calmer pace and lower living costs than larger Finnish cities, making it appealing for travelers, expats, and digital nomads who want reliable services without the urban price tag. You'll find more affordable housing options, steady utilities, and reasonable everyday expenses, especially outside peak tourist seasons. The Cost of Living in Kajaani, Finland serves as a helpful reference as you plan longer stays, balancing work flexibility with outdoor recreation, good internet, and walkable neighborhoods. Tip: Start with a short-term furnished stay to test neighborhoods and your work rhythm.
What does daily life look like in Kajaani, including housing search, food options, transport, and coworking?
Daily life in Kajaani revolves around a compact city center and easy access to nature. Housing options tend to be small to mid-size apartments and older houses, with rent and energy costs that many find reasonable for the size of the place. The food scene leans on local markets, dairy products, and seasonally fresh produce, typically offering good value. Public transport is straightforward, cycling is common in milder months, and walking is practical for errands. Co-working spaces and cafes with reliable Wi-Fi support flexible work styles. Kajaani, Finland living cost awareness helps you budget for housing, groceries, and leisure. Tip: Map a tentative week balancing work, errands, and outdoor time.
How does Kajaani score for quality of life, budgeting, seasonality, and neighborhood fit?
Quality of life in Kajaani centers on safety, access to nature, and a sense of community that makes everyday budgeting feel approachable. A simple framework helps: separate needs (housing, utilities, groceries) from nice-to-haves (dining out, weekend trips, activities), and set a seasonal buffer for heating and gear. In winter you'll appreciate well-insulated homes and public facilities that stay warm; in summer, evenings stretch with outdoor events and river walks. Neighborhood fit matters: the town center is convenient for services, while riverside or hillside areas offer quieter living and easier access to trails. Tip: start with a two-neighborhood test and switch if you crave more quiet or more bustle.
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