Cost of Living in Kailua, HI - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $1,394 (excluding rent), and $3,990 including rent.

Family of 3: Estimated monthly costs are $3,950 (excluding rent), and $7,874 including rent.

Meal at Budget Restaurant

$21.05 $21.05

$15.04 $15.04

$50.1 $50.1

Three-Course Dinner for Two, Mid-Range

$100 $100

$70.1 $70.1

$200 $200

Fast Food Meal (McDonalds, etc)

$9.60 $9.60

$7.07 $7.07

$17.68 $17.68

Cappuccino

$6.40 $6.40

$4.93 $4.93

$8.87 $8.87

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.05 $3.05

$2.54 $2.54

$4.83 $4.83

Water (0.33 liter bottle)

$1.97 $1.97

$4.92 $4.92

Local Beer (0.5 liter draught)

$8.05 $8.05

$5.03 $5.03

$12.08 $12.08

Imported Beer (0.33 liter bottle)

$8.92 $8.92

$6.94 $6.94

$11.89 $11.89

Milk (1 liter)

$2.12 $2.12

$1.64 $1.64

$4.08 $4.08

White Bread (500g)

$6.68 $6.68

$4.40 $4.40

$15.38 $15.38

Rice (white) (1kg)

$7.18 $7.18

$2.68 $2.68

$17.13 $17.13

Eggs

$6.88 $6.88

$4.07 $4.07

$12.21 $12.21

Local Cheese (1kg)

$13.07 $13.07

$12.61 $12.61

$70.4 $70.4

Chicken Fillets (1kg)

$17.69 $17.69

$5.42 $5.42

$39.00 $39.00

Beef Round Steak (1kg)

$20.29 $20.29

$11.23 $11.23

$35.95 $35.95

Apples (1kg)

$6.72 $6.72

$2.68 $2.68

$10.69 $10.69

Banana (1kg)

$3.96 $3.96

$1.09 $1.09

$8.77 $8.77

Oranges (1kg)

$6.43 $6.43

$3.29 $3.29

$10.96 $10.96

Tomato (1kg)

$8.11 $8.11

$3.47 $3.47

$17.33 $17.33

Potato (1kg)

$3.77 $3.77

$1.94 $1.94

$6.53 $6.53

Onion (1kg)

$4.42 $4.42

$2.12 $2.12

$10.71 $10.71

Lettuce (1 head)

$4.69 $4.69

$2.01 $2.01

$6.02 $6.02

Water (1.5 liter bottle)

$3.15 $3.15

$1.01 $1.01

$5.57 $5.57

Cigarettes 20 Pack (Marlboro, Camel)

$11.83 $11.83

$9.86 $9.86

$14.78 $14.78

Wine (Bottle)

$12.78 $12.78

$8.85 $8.85

$39.35 $39.35

Local Beer (0.5 liter bottle)

$2.51 $2.51

$1.76 $1.76

$4.34 $4.34

Imported Beer (0.33 liter bottle)

$2.07 $2.07

$1.18 $1.18

$7.88 $7.88

One-way Ticket (Public Transport)

$3.91 $3.91

$2.93 $2.93

$4.89 $4.89

Public Transport Monthly Pass (Regular Price)

$91.5 $91.5

Taxi Start (Normal Tariff)

$3.40 $3.40

$3.89 $3.89

Taxi (Normal Tariff) (1km)

$2.67 $2.67

$3.18 $3.18

Taxi 1hour Waiting (Normal Tariff)

$44.01 $44.01

$49.12 $49.12

Gasoline (1 liter)

$1.27 $1.27

$1.07 $1.07

$1.39 $1.39

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.6K $29.6K

$22.7K $22.7K

$48.7K $48.7K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.7K $24.7K

$24.3K $24.3K

$36.0K $36.0K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$235 $235

$150 $150

$602 $602

SIM Card Monthly Plan (Calls and 10GB+ Data)

$49.58 $49.58

$42.64 $42.64

$99.2 $99.2

Internet (50+ Mbps, Unlimited Data)

$67.8 $67.8

$50.5 $50.5

$91.0 $91.0

Gym Membership (Monthly)

$70.4 $70.4

$50.3 $50.3

$100 $100

Tennis Court (1 Hour on Weekend)

$40.22 $40.22

Cinema Ticket

$16.16 $16.16

$12.12 $12.12

$20.20 $20.20

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,489 $1,489

$1,092 $1,092

$2,383 $2,383

International Primary School, 1 Child (Yearly)

$20.2K $20.2K

$17.1K $17.1K

$32.6K $32.6K

Jeans (Levis 501 Or Similar)

$58.2 $58.2

$30.55 $30.55

$91.6 $91.6

Summer Dress (H&M, Zara, etc)

$59.8 $59.8

$14.95 $14.95

$130 $130

Sport Shoes (Adidas, Nike)

$104 $104

$59.6 $59.6

$149 $149

Men's Leather Business Shoes

$126 $126

$69.1 $69.1

$197 $197

1-bedroom Apartment, City Center (Monthly)

$2,713 $2,713

$2,451 $2,451

$2,942 $2,942

1-bedroom Apartment, Outside City Center (Monthly)

$2,343 $2,343

$2,209 $2,209

$2,510 $2,510

3-bedroom Apartment, City Center (Monthly)

$4,308 $4,308

$3,837 $3,837

$4,544 $4,544

3-bedroom Apartment, Outside City Center (Monthly)

$3,893 $3,893

$3,337 $3,337

$4,416 $4,416

Buy Apartment in City Center (m2)

$12.5K $12.5K

$8,089 $8,089

$15.5K $15.5K

Buy Apartment Outside City Center (m2)

$9,995 $9,995

$6,579 $6,579

$13.4K $13.4K

Average Monthly Net Salary (After Tax)

$6,012 $6,012

20-Year Fixed Mortgage Interest Rate (Annual %)

6.56

6.99

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: January 12, 2026

Kailua, HI Median Internet Speeds (Updated December 2025)

Mobile

190

Mbps

Fixed Broadband

267

Mbps

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

City tags:

🌎 North america

Cost of Living in Kailua, HI - Frequently Asked Questions

Kailua offers a high quality of life with beach access, green space, and a friendly vibe, but costs tend to run higher than many mainland towns. You can find value by choosing inland pockets, sharing housing, or booking longer stays to secure steadier terms. Proximity to windward beaches and good schools explains part of the premium, yet you also gain reliable services, safety, and a walkable center. For longer visits, align expectations with competition for short-term rentals and plan ahead for groceries and transport. Cost of Living in Kailua, HI, United States reflects that balance for travelers who want ease without sacrificing character. Tip: Compare neighborhoods by daily needs and aim for a base that minimizes long commutes.

Your housing hunt starts near Kailua town and coastal lanes, with options ranging from single-family rentals to smaller apartments inland. Start early, expect some competition, and consider longer leases for steadier rates. Food options span casual takeout, local markets, and small eateries; groceries cover the essentials, with most items found at respected stores. For transport, a car helps, though walking and biking are pleasant for short trips; limited bus service exists. Co-working remains flexible – cafe wifi and shared spaces suit hybrid schedules. Kailua, HI, United States living cost can shift with seasons and proximity to the beach. Tip: Build a weekly plan that clusters errands, meals, and work sessions to minimize back-and-forth.

Quality of life in Kailua centers on outdoor access, safety, and a slower pace that suits work and play. A practical budgeting approach starts with housing and utilities, then groceries and transit, with discretionary spending kept flexible during peak crowds or slow seasons. Neighborhood fit matters: Kailua Town offers conveniences; Lanikai or Kalama Beach areas give more quiet mornings; inland pockets can save travel time for daily errands. Seasonality affects crowds, parking, and rental availability, so plan ahead and keep a flexible schedule. Tip: Use a simple, ongoing checklist to compare packing, parking, and weekly routines as the weather and crowds shift.