Cost of Living in Jefferson City, MO - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $1,008 (excluding rent), and $2,501 including rent.

Family of 3: Estimated monthly costs are $2,120 (excluding rent), and $4,698 including rent.

Meal at Budget Restaurant

$14.94 $14.94

$49.82 $49.82

Three-Course Dinner for Two, Mid-Range

$40.09 $40.09

$120 $120

Fast Food Meal (McDonalds, etc)

$10.01 $10.01

$13.01 $13.01

Cappuccino

$4.98 $4.98

$2.54 $2.54

$7.61 $7.61

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.95 $1.95

$2.99 $2.99

Water (0.33 liter bottle)

$1.46 $1.46

$2.93 $2.93

Local Beer (0.5 liter draught)

$4.86 $4.86

$3.88 $3.88

$7.77 $7.77

Imported Beer (0.33 liter bottle)

$5.89 $5.89

$8.51 $8.51

Milk (1 liter)

$0.64 $0.64

$1.40 $1.40

White Bread (500g)

$2.14 $2.14

$6.42 $6.42

Rice (white) (1kg)

$4.52 $4.52

$2.08 $2.08

$7.91 $7.91

Eggs

$3.53 $3.53

$1.94 $1.94

$5.13 $5.13

Local Cheese (1kg)

$4.29 $4.29

$25.74 $25.74

Chicken Fillets (1kg)

$10.55 $10.55

$5.51 $5.51

$18.02 $18.02

Beef Round Steak (1kg)

$12.94 $12.94

$9.25 $9.25

$19.87 $19.87

Apples (1kg)

$4.53 $4.53

$1.55 $1.55

$9.97 $9.97

Banana (1kg)

$1.47 $1.47

$0.63 $0.63

$5.46 $5.46

Oranges (1kg)

$6.68 $6.68

$2.24 $2.24

$11.24 $11.24

Tomato (1kg)

$4.52 $4.52

$3.36 $3.36

$7.69 $7.69

Potato (1kg)

$3.45 $3.45

$1.62 $1.62

$6.47 $6.47

Onion (1kg)

$3.75 $3.75

$2.70 $2.70

$7.87 $7.87

Lettuce (1 head)

$2.21 $2.21

$1.84 $1.84

$2.93 $2.93

Water (1.5 liter bottle)

$2.05 $2.05

$1.83 $1.83

$4.61 $4.61

Cigarettes 20 Pack (Marlboro, Camel)

$7.30 $7.30

$6.75 $6.75

$12.28 $12.28

Wine (Bottle)

$12.65 $12.65

$8.10 $8.10

$25.30 $25.30

Local Beer (0.5 liter bottle)

$1.93 $1.93

$1.72 $1.72

$2.84 $2.84

Imported Beer (0.33 liter bottle)

$5.41 $5.41

$1.61 $1.61

$8.12 $8.12

One-way Ticket (Public Transport)

$1.95 $1.95

$1.22 $1.22

$1.95 $1.95

Taxi Start (Normal Tariff)

$2.51 $2.51

$1.00 $1.00

$5.02 $5.02

Taxi (Normal Tariff) (1km)

$2.18 $2.18

$1.28 $1.28

$3.07 $3.07

Taxi 1hour Waiting (Normal Tariff)

$20.60 $20.60

$19.62 $19.62

$21.58 $21.58

Gasoline (1 liter)

$0.75 $0.75

$0.72 $0.72

$0.86 $0.86

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.9K $35.9K

$34.6K $34.6K

$37.0K $37.0K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.3K $25.3K

$25.1K $25.1K

$26.3K $26.3K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$222 $222

$193 $193

$414 $414

SIM Card Monthly Plan (Calls and 10GB+ Data)

$62.2 $62.2

$40.07 $40.07

$100 $100

Internet (50+ Mbps, Unlimited Data)

$54.4 $54.4

$50.8 $50.8

$91.4 $91.4

Gym Membership (Monthly)

$42.58 $42.58

$17.33 $17.33

$49.51 $49.51

Cinema Ticket

$14.80 $14.80

$13.81 $13.81

$15.78 $15.78

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,409 $1,409

$1,086 $1,086

$2,084 $2,084

International Primary School, 1 Child (Yearly)

$28.9K $28.9K

Jeans (Levis 501 Or Similar)

$52.7 $52.7

$29.83 $29.83

$79.6 $79.6

Summer Dress (H&M, Zara, etc)

$42.56 $42.56

$25.33 $25.33

$86.1 $86.1

Sport Shoes (Adidas, Nike)

$106 $106

$75.4 $75.4

$126 $126

Men's Leather Business Shoes

$124 $124

$78.5 $78.5

$196 $196

1-bedroom Apartment, City Center (Monthly)

$1,612 $1,612

$1,208 $1,208

$1,869 $1,869

1-bedroom Apartment, Outside City Center (Monthly)

$1,337 $1,337

$988 $988

$1,482 $1,482

3-bedroom Apartment, City Center (Monthly)

$2,651 $2,651

$2,016 $2,016

$3,023 $3,023

3-bedroom Apartment, Outside City Center (Monthly)

$2,225 $2,225

$1,702 $1,702

$2,503 $2,503

Buy Apartment in City Center (m2)

$1,542 $1,542

$1,488 $1,488

$1,595 $1,595

Buy Apartment Outside City Center (m2)

$1,791 $1,791

$1,535 $1,535

$2,193 $2,193

Average Monthly Net Salary (After Tax)

$1,883 $1,883

20-Year Fixed Mortgage Interest Rate (Annual %)

6.5

6.19

6.8

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: March 2, 2026

Jefferson City, MO Median Internet Speeds (Updated December 2025)

Mobile

Mbps

Fixed Broadband

Mbps

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

City tags:

🌎 North america

Cost of Living in Jefferson City, MO - Frequently Asked Questions

Cost of Living in Jefferson City, MO, United States tends to be moderate relative to coastal metros and other big cities. You can find affordable apartments in older neighborhoods and a broad range of dining and entertainment at reasonable prices. Utilities and internet tend to be predictable, which helps with budgeting. The city offers practical options for daily life without sacrificing access to parks, museums, or riverfront strolls. Shopping for groceries covers mainstream chains and local markets. Tip: plan a short stay in a few neighborhoods to gauge noise, distance to work, and daily conveniences.

Understanding Jefferson City, MO, United States living cost helps you plan housing, groceries, and transit. Downtown and near-campus areas offer compact options with varying rents and amenities. When shopping for a place, check parking, HOA rules, and energy efficiency. Food options include supermarkets, local markets, and casual eateries with affordable picks. Transit relies on car travel, with ample parking downtown, plus walking and biking when weather allows. For work or study, a few coworking spaces and cafes with wifi support your routine. Tip: time rides during off-peak hours to save on transport and look for seasonal deals at markets.

Quality of life in Jefferson City comes from a calmer pace, access to green spaces, and a stable local culture. Build a simple budgeting framework: track essential costs, cushion for seasonal utilities, and allocate a small fund for activities. Neighborhood fit matters: choose areas near the Missouri River for leisure, or closer to the Capitol for accessibility; consider safety, transit options, and school zones if relevant. Seasonal shifts can affect heating in winter and cooling in summer, shaping the electricity bill more than rent. Tip: join local meetups or housing tours to compare vibes and find a neighborhood that matches your rhythm.