Last update: Oct 2026

Cost of Living Comparison Between Jefferson City, MO and Terrace

For one person, living costs are similar in Jefferson City, MO and in Terrace: $1,858 and $1,878 a month, rent and utilities included.

90

Cost of Living Index in Jefferson City, MO
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Jefferson City, MO Living Index
91

Cost of Living Index in Terrace
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Terrace Living Index

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Jefferson City, MO

🇺🇸 United States

$1,858

/mo nomad

Terrace

🇨🇦 Canada

$1,878

/mo nomad

Monthly Cost of Living

How much you'll spend in Jefferson City, MO and in Terrace

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Jefferson City, MO and in Terrace actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,858 in Jefferson City, MO versus $1,878 in Terrace.

Jefferson City, MO $1,858
Terrace $1,878

Estimated couple costs with rent: $2,890 in Jefferson City, MO versus $2,838 in Terrace.

Jefferson City, MO $2,890
Terrace $2,838

Monthly costs for a family of three with rent: $3,922 in Jefferson City, MO versus $3,798 in Terrace.

Jefferson City, MO $3,922
Terrace $3,798

Living in Jefferson City, MO costs roughly 1% less than in Terrace, and outside of rent the biggest gap is in utilities.

Both cities are pricier than the global median: Jefferson City, MO 37% above, Terrace 39% above.

Meal at Budget Restaurant

$14.97 $14.97

$17.81 CA$25.18

-15.95%

Three-Course Dinner for Two, Mid-Range

$39.52 $39.52

$79.1 CA$112

-50.02%

Fast Food Meal (McDonalds, etc)

$9.98 $9.98

$11.41 CA$16.13

-12.53%

Cappuccino

$5.49 $5.49

$3.44 CA$4.86

59.59%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.04 $2.04

$1.83 CA$2.59

11.48%

Water (0.33 liter bottle)

$2.21 $2.21

$1.47 CA$2.08

50.34%

Local Beer (0.5 liter draught)

$5.39 $5.39

$5.43 CA$7.67

-0.74%

Imported Beer (0.33 liter bottle)

$6.34 $6.34

$5.84 CA$8.26

8.56%

Milk (1 liter)

$0.91 $0.91

$2.29 CA$3.24

-60.26%

White Bread (500g)

$3.26 $3.26

$2.63 CA$3.71

23.95%

Rice (white) (1kg)

$4.44 $4.44

$5.30 CA$7.49

-16.23%

Eggs

$4.26 $4.26

$3.76 CA$5.32

13.30%

Local Cheese (1kg)

$4.39 $4.39

$8.60 CA$12.16

-48.95%

Chicken Fillets (1kg)

$9.71 $9.71

$15.06 CA$21.29

-35.52%

Beef Round Steak (1kg)

$13.38 $13.38

$13.78 CA$19.49

-2.90%

Apples (1kg)

$4.31 $4.31

$4.22 CA$5.96

2.13%

Banana (1kg)

$1.61 $1.61

$1.18 CA$1.67

36.44%

Oranges (1kg)

$4.36 $4.36

$3.08 CA$4.35

41.56%

Tomato (1kg)

$4.28 $4.28

$3.76 CA$5.31

13.83%

Potato (1kg)

$3.21 $3.21

$3.13 CA$4.43

2.56%

Onion (1kg)

$3.33 $3.33

$3.02 CA$4.27

10.26%

Lettuce (1 head)

$2.42 $2.42

$2.41 CA$3.40

0.41%

Water (1.5 liter bottle)

$1.96 $1.96

$0.95 CA$1.34

106.32%

Cigarettes 20 Pack (Marlboro, Camel)

$7.97 $7.97

$11.49 CA$16.24

-30.64%

Wine (Bottle)

$12.74 $12.74

$13.69 CA$19.35

-6.94%

Local Beer (0.5 liter bottle)

$1.94 $1.94

$2.18 CA$3.08

-11.01%

Imported Beer (0.33 liter bottle)

$3.83 $3.83

$1.80 CA$2.54

112.78%

One-way Ticket (Public Transport)

$3.08 $3.08

$1.40 CA$1.98

120.00%

Public Transport Monthly Pass (Regular Price)

$30.79 CA$43.53

Taxi Start (Normal Tariff)

$2.43 $2.43

$3.27 CA$4.62

-25.69%

Taxi (Normal Tariff) (1km)

$1.20 $1.20

$1.46 CA$2.07

-17.81%

Taxi 1hour Waiting (Normal Tariff)

$60.8 $60.8

$20.35 CA$28.76

198.72%

Gasoline (1 liter)

$0.86 $0.86

$1.17 CA$1.66

-26.50%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.7K $35.7K

$28.0K CA$39.6K

27.30%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.4K $25.4K

$19.3K CA$27.3K

31.64%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$204 $204

$94.5 CA$134

116.35%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$65.7 $65.7

$38.29 CA$54.1

71.48%

Internet (50+ Mbps, Unlimited Data)

$69.8 $69.8

$59.6 CA$84.2

17.16%

Gym Membership (Monthly)

$40.80 CA$57.7

Tennis Court (1 Hour on Weekend)

$18.91 CA$26.73

Cinema Ticket

$15.12 $15.12

$9.05 CA$12.79

67.07%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,197 $1,197

$697 CA$986

71.73%

International Primary School, 1 Child (Yearly)

$21.2K $21.2K

$14.2K CA$20.0K

49.69%

Jeans (Levis 501 Or Similar)

$50.3 $50.3

$36.88 CA$52.1

36.50%

Summer Dress (H&M, Zara, etc)

$42.76 $42.76

$31.11 CA$43.97

37.45%

Sport Shoes (Adidas, Nike)

$104 $104

$79.3 CA$112

30.70%

Men's Leather Business Shoes

$126 $126

$101 CA$143

24.29%

1-bedroom Apartment, City Center (Monthly)

$887 $887

$1,015 CA$1,435

-12.62%

1-bedroom Apartment, Outside City Center (Monthly)

$709 $709

$833 CA$1,177

-14.83%

3-bedroom Apartment, City Center (Monthly)

$1,774 $1,774

$1,596 CA$2,257

11.12%

3-bedroom Apartment, Outside City Center (Monthly)

$1,564 $1,564

$1,303 CA$1,842

20.04%

Buy Apartment in City Center (m2)

$1,537 $1,537

$4,285 CA$6,058

-64.13%

Buy Apartment Outside City Center (m2)

$1,743 $1,743

$4,005 CA$5,662

-56.48%

Average Monthly Net Salary (After Tax)

$1,915 $1,915

$3,226 CA$4,560

-40.63%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.56

5.05

29.90%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Jefferson City, MO: October 20, 2026

Last update for Terrace: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Jefferson City, MO

$709 38.2%

Terrace

$833 44.3% 17.4% $123

Groceries & Markets

Jefferson City, MO

$341 18.3%

Terrace

$365 19.5% 7.2% $25

Monthly Utilities & Internet

Jefferson City, MO

$340 18.3%

Terrace

$192 10.2% 43.4% $148

Eating Out

Jefferson City, MO

$272 14.7%

Terrace

$270 14.4% 0.8% $2.1

Clothing & Footwear

Jefferson City, MO

$145 7.8%

Terrace

$112 6% 23% $33

Sport & Entertainment

Jefferson City, MO

$30 * 1.6%

Terrace

$59 3.1% 94.7% $29

Getting Around

Jefferson City, MO

$21 * 1.1%

Terrace

$47 2.5% 126% $26

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $887 in Jefferson City, MO and $1,015 in Terrace. Housing cost is often the main lever when comparing two cities.

Terrace pays 68% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $40.00 in Jefferson City, MO vs $79.0 in Terrace for a mid-range dinner for two. Groceries echo the gap at $341 vs $365 per month, with Jefferson City, MO cheaper across the board.

Good to know

🇺🇸 Jefferson City, MO

🇨🇦 Terrace

🕒 Local time

05:50 5:50 AM

03:50 3:50 AM

2 h behind Jefferson City, MO

🌤 Weather

👥 Population

43,079

19,443

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.89 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 20, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Canadian Dollar exchange rates as of October 20, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

CAD to USD in detail →

On the map

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Between locations

Jefferson City, MO Terrace 3,250 km ≈ 4 h 30 min nonstop flight

From you

Jefferson City, MO
Terrace

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Jefferson City, MO vs Terrace: Cost of Living - Frequently Asked Questions

Jefferson City, MO is cheaper overall, especially in groceries, leisure, and transport. The 1% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 68% lower in Terrace. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $887 in Jefferson City, MO versus $1,015 in Terrace. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,197 in Jefferson City, MO versus $697 in Terrace. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Jefferson City, MO – a meal for two runs $40.00 versus $79.0 in Terrace. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,858 in Jefferson City, MO versus $1,878 in Terrace, a $2,500 budget is realistic in Jefferson City, MO but tight or insufficient in Terrace. The gap between the two cities makes Jefferson City, MO the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Jefferson City, MO and Terrace are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Jefferson City, MO gentler on the wallet – expenses run 1% less than in Terrace. Beyond cost, consider language, visa policies, and how big the international community is in each city.