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Cost of Living in Island Garden City of Samal - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $477 (excluding rent), and $718 including rent.
Family of 3: Estimated monthly costs are $911 (excluding rent), and $1,468 including rent.
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🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$1.35 ₱80.2
$1.35 ₱80.2
$8.98 ₱534
Three-Course Dinner for Two, Mid-Range
$12.62 ₱750
$12.62 ₱750
$36.06 ₱2,143
Fast Food Meal (McDonalds, etc)
$4.64 ₱276
$3.74 ₱223
$4.90 ₱291
Cappuccino
$2.13 ₱126
$0.91 ₱53.8
$3.61 ₱215
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.86 ₱51.1
$0.73 ₱43.20
$1.36 ₱80.9
Water (0.33 liter bottle)
$0.50 ₱29.50
$0.34 ₱20.25
$1.72 ₱102
Local Beer (0.5 liter draught)
$1.45 ₱86.4
$1.09 ₱64.5
$4.11 ₱244
Imported Beer (0.33 liter bottle)
$1.75 ₱104
$1.23 ₱73.0
$2.02 ₱120
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$1.20 ₱71.6
$1.20 ₱71.6
$1.89 ₱113
White Bread (500g)
$0.59 ₱35.18
$0.59 ₱35.18
$1.48 ₱88.0
Rice (white) (1kg)
$0.69 ₱40.91
$0.69 ₱40.91
$1.07 ₱63.4
Eggs
$2.01 ₱120
$1.48 ₱87.7
$2.72 ₱161
Local Cheese (1kg)
$5.98 ₱355
$4.39 ₱261
$8.78 ₱522
Chicken Fillets (1kg)
$3.23 ₱192
$3.23 ₱192
$5.39 ₱321
Beef Round Steak (1kg)
$5.20 ₱309
$5.20 ₱309
$15.41 ₱916
Apples (1kg)
$2.85 ₱169
$2.13 ₱126
$5.19 ₱308
Banana (1kg)
$1.13 ₱67.1
$0.69 ₱41.08
$1.48 ₱87.9
Oranges (1kg)
$2.33 ₱139
$0.70 ₱41.89
$5.28 ₱314
Tomato (1kg)
$1.27 ₱75.8
$0.45 ₱26.88
$1.82 ₱108
Potato (1kg)
$2.20 ₱131
$1.74 ₱103
$3.48 ₱207
Onion (1kg)
$1.62 ₱96.0
$1.62 ₱96.0
$4.47 ₱266
Lettuce (1 head)
$0.93 ₱55.3
$0.46 ₱27.36
$1.85 ₱110
Water (1.5 liter bottle)
$0.46 ₱27.19
$0.42 ₱24.92
$0.76 ₱45.31
Cigarettes 20 Pack (Marlboro, Camel)
$2.68 ₱159
$2.68 ₱159
$2.86 ₱170
Wine (Bottle)
$5.91 ₱351
$5.91 ₱351
$10.14 ₱603
Local Beer (0.5 liter bottle)
$1.28 ₱76.2
$0.75 ₱44.41
$2.15 ₱128
Imported Beer (0.33 liter bottle)
$1.21 ₱71.9
$1.21 ₱71.9
$2.60 ₱154
🚌 Getting Around
Cost
Range
One-way Ticket (Public Transport)
$0.28 ₱16.73
$0.22 ₱13.01
$0.28 ₱16.73
Taxi Start (Normal Tariff)
$0.74 ₱43.96
$0.74 ₱43.96
$0.93 ₱55.1
Taxi (Normal Tariff) (1km)
$0.08 ₱4.75
$0.08 ₱4.75
$0.23 ₱13.73
Taxi 1hour Waiting (Normal Tariff)
$2.10 ₱125
$1.74 ₱104
$2.10 ₱125
Gasoline (1 liter)
$1.09 ₱64.9
$1.03 ₱61.4
$1.09 ₱64.9
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.8K ₱1.3M
$17.4K ₱1.0M
$22.7K ₱1.3M
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$21.2K ₱1.3M
$18.0K ₱1.1M
$28.7K ₱1.7M
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$102 ₱6,034
$71.8 ₱4,268
$135 ₱8,003
SIM Card Monthly Plan (Calls and 10GB+ Data)
$33.24 ₱1,975
$8.71 ₱518
$43.55 ₱2,588
Internet (50+ Mbps, Unlimited Data)
$36.03 ₱2,142
$30.03 ₱1,784
$59.9 ₱3,561
🎉 Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$33.73 ₱2,005
$14.10 ₱838
$39.66 ₱2,357
Tennis Court (1 Hour on Weekend)
$4.56 ₱271
$0.92 ₱54.5
$4.56 ₱271
Cinema Ticket
$4.31 ₱256
$3.46 ₱205
$7.77 ₱462
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$121 ₱7,185
$75.0 ₱4,454
$180 ₱10.7K
International Primary School, 1 Child (Yearly)
$4,342 ₱258.1K
$2,141 ₱127.3K
$8,922 ₱530.3K
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$46.18 ₱2,745
$8.94 ₱531
$71.5 ₱4,250
Summer Dress (H&M, Zara, etc)
$30.19 ₱1,794
$17.59 ₱1,045
$53.3 ₱3,167
Sport Shoes (Adidas, Nike)
$76.8 ₱4,565
$52.7 ₱3,130
$98.3 ₱5,843
Men's Leather Business Shoes
$67.7 ₱4,020
$40.15 ₱2,386
$105 ₱6,225
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$264 ₱15.7K
$150 ₱8,907
$353 ₱21.0K
1-bedroom Apartment, Outside City Center (Monthly)
$176 ₱10.5K
$102 ₱6,036
$221 ₱13.1K
3-bedroom Apartment, City Center (Monthly)
$598 ₱35.6K
$271 ₱16.1K
$783 ₱46.6K
3-bedroom Apartment, Outside City Center (Monthly)
$398 ₱23.6K
$215 ₱12.8K
$492 ₱29.2K
Buy Apartment in City Center (m2)
$2,310 ₱137.3K
$949 ₱56.4K
$2,848 ₱169.2K
Buy Apartment Outside City Center (m2)
$762 ₱45.3K
$306 ₱18.2K
$762 ₱45.3K
💵 Salaries & Financials
Cost
Range
20-Year Fixed Mortgage Interest Rate (Annual %)
9.56
6.8
12

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: January 13, 2026

Island Garden City of Samal Median Internet Speeds (Updated December 2025)

Mobile

Download
207
Mbps
Upload
19
Mbps
Latency
19
ms

Fixed Broadband

Download
50
Mbps
Upload
42
Mbps
Latency
14
ms
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
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Cost of Living in Island Garden City of Samal - Frequently Asked Questions
How affordable is life on the Island Garden City of Samal for travelers, expats, and digital nomads?
Cost of Living in Island Garden City of Samal, Philippines varies by season and lifestyle, but generally remains approachable for travelers and newcomers who balance comfort with practicality. Expect modest rents for simple beachfront or hillside studios and cheaper options farther from the main resorts. Food comes from local markets, with a mix of fresh seafood, produce, and prepared meals at reasonable prices when you shop and cook. If you rely on ferries or day trips, factor in occasional transport costs. Seasonal swings may affect crowding and availability, but you gain a relaxed pace most of the year. Tip: Plan ahead and compare a few neighborhoods to find value without sacrificing convenience.
What does daily life look like on the island in terms of housing search, food options, transport, and coworking?
Housing choices range from modest beachfront studios to hillside apartments, with terms that vary by season. Start with local agents and short-term rentals to gauge true value; negotiate utilities and internet in advance. Food options span lively local markets, small eateries, and fresh seafood counters, all offering affordable meal ideas if you cook at home or share meals with neighbors. Transport is simple and flexible: ferries connect the island to mainland hubs, and tricycle or jeepney-style rides cover short trips. For work, look for cafes with reliable Wi‑Fi or small coworking spaces in main villages. Island Garden City of Samal, Philippines living cost varies by neighborhood. Tip: Build a short list of preferred areas and test walkability.
How can you assess quality of life, budget effectively, and adapt to seasonality when choosing a neighborhood?
The island rewards a balanced approach between outdoor appeal and practical planning. To pick a neighborhood, weigh beach access, shade, proximity to markets, and access to reliable internet. A simple budgeting framework helps: allocate focused portions to housing, meals, transport, and activities, with flexibility for seasonal changes when crowds rise or if you entertain guests. Embrace free or low-cost nature perks – sunrises, hikes, and nearby snorkeling – alongside chosen paid comforts. Seasonal patterns influence availability and rates, so booking early or targeting shoulder months can improve value. Tip: track spending monthly and adjust to reflect the rhythm of island life.

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