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Cost of Living in Hamm - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $926 (excluding rent), and $1,917 including rent.
Family of 3: Estimated monthly costs are $2,696 (excluding rent), and $3,939 including rent.
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🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$15.26 €13.14
$9.39 €8.09
$21.12 €18.19
Three-Course Dinner for Two, Mid-Range
$57.8 €49.75
$46.21 €39.8
$92.4 €79.6
Fast Food Meal (McDonalds, etc)
$10.9 €9.39
$10.33 €8.9
$13.77 €11.86
Cappuccino
$4.34 €3.74
$2.84 €2.44
$4.55 €3.92
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.3 €1.98
$2.3 €1.98
$4.61 €3.97
Water (0.33 liter bottle)
$2.86 €2.46
$2.14 €1.84
$4.16 €3.58
Local Beer (0.5 liter draught)
$4.8 €4.14
$3.43 €2.95
$5.72 €4.93
Imported Beer (0.33 liter bottle)
$3.78 €3.26
$2.98 €2.57
$5.74 €4.94
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$1.23 €1.06
$1.12 €0.97
$1.64 €1.42
White Bread (500g)
$2.48 €2.14
$1.87 €1.61
$4.12 €3.55
Rice (white) (1kg)
$3.74 €3.22
$3.08 €2.65
$5.25 €4.52
Eggs
$3.92 €3.38
$2.86 €2.46
$4.84 €4.17
Local Cheese (1kg)
$15.13 €13.03
$14.79 €12.74
$30.53 €26.29
Chicken Fillets (1kg)
$13.45 €11.58
$7.06 €6.08
$19.9 €17.14
Beef Round Steak (1kg)
$21.62 €18.62
$13.96 €12.03
$34.79 €29.96
Apples (1kg)
$3.34 €2.87
$2.36 €2.04
$3.54 €3.05
Banana (1kg)
$1.78 €1.53
$1.5 €1.29
$2.32 €2
Oranges (1kg)
$2.28 €1.96
$1.96 €1.69
$3.56 €3.07
Tomato (1kg)
$5.36 €4.62
$2.74 €2.36
$5.95 €5.12
Potato (1kg)
$1.32 €1.14
$0.85 €0.73
$1.59 €1.37
Onion (1kg)
$1.47 €1.27
$1.11 €0.95
$2.08 €1.8
Lettuce (1 head)
$1.62 €1.39
$1 €0.86
$2.24 €1.93
Water (1.5 liter bottle)
$1.03 €0.89
$0.35 €0.3
$1.44 €1.24
Cigarettes 20 Pack (Marlboro, Camel)
$9.08 €7.82
$9.08 €7.82
$9.88 €8.51
Wine (Bottle)
$6.86 €5.91
$5.71 €4.92
$6.86 €5.91
Local Beer (0.5 liter bottle)
$0.99 €0.85
$0.73 €0.63
$1.13 €0.97
Imported Beer (0.33 liter bottle)
$1.82 €1.56
$1.36 €1.17
$2.01 €1.73
🚌 Getting Around
Cost
Range
One-way Ticket (Public Transport)
$3.09 €2.66
$2.98 €2.57
$3.21 €2.76
Public Transport Monthly Pass (Regular Price)
$62.1 €53.5
$56.8 €48.96
$67.3 €58
Taxi Start (Normal Tariff)
$5.67 €4.89
$3.63 €3.13
$11.36 €9.78
Taxi (Normal Tariff) (1km)
$2.58 €2.22
$2.52 €2.17
$2.63 €2.27
Taxi 1hour Waiting (Normal Tariff)
$34.76 €29.93
$34.76 €29.93
$34.76 €29.93
Gasoline (1 liter)
$2 €1.73
$1.94 €1.67
$2.11 €1.81
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$31.5K €27.1K
$31.5K €27.1K
$31.5K €27.1K
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$38K €32.8K
$38K €32.8K
$38K €32.8K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$205 €177
$115 €99.4
$268 €230
SIM Card Monthly Plan (Calls and 10GB+ Data)
$28.05 €24.16
$10.53 €9.07
$46.73 €40.25
Internet (50+ Mbps, Unlimited Data)
$53.9 €46.42
$46.9 €40.4
$58.6 €50.5
🎉 Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$39.02 €33.61
$27.48 €23.67
$56.1 €48.32
Tennis Court (1 Hour on Weekend)
$22.74 €19.59
$8.53 €7.34
$22.74 €19.59
Cinema Ticket
$15.71 €13.53
$11.63 €10.02
$20.13 €17.34
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$407 €351
$407 €351
$407 €351
International Primary School, 1 Child (Yearly)
$11.5K €9,901
$11.5K €9,901
$11.5K €9,901
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$93.7 €80.7
$57.8 €49.75
$128 €111
Summer Dress (H&M, Zara, etc)
$40.57 €34.94
$23.18 €19.97
$58 €49.92
Sport Shoes (Adidas, Nike)
$87.9 €75.7
$68.8 €59.3
$103 €88.9
Men's Leather Business Shoes
$130 €112
$58.2 €50.2
$175 €150
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$847 €730
$584 €503
$941 €810
1-bedroom Apartment, Outside City Center (Monthly)
$653 €562
$454 €391
$795 €684
3-bedroom Apartment, City Center (Monthly)
$1,536 €1,323
$1,159 €998
$1,854 €1,597
3-bedroom Apartment, Outside City Center (Monthly)
$1,216 €1,047
$919 €792
$1,494 €1,286
Buy Apartment in City Center (m2)
$4,877 €4,201
$3,821 €3,291
$5,469 €4,711
Buy Apartment Outside City Center (m2)
$3,413 €2,939
$2,465 €2,123
$3,503 €3,017
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary (After Tax)
$2,174 €1,872
-
20-Year Fixed Mortgage Interest Rate (Annual %)
3.96
3.8
4

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update: November 30, 2025

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Cost of Living in Hamm - Frequently Asked Questions
How does Hamm, Germany compare in overall affordability for travelers, expats, and digital nomads?
Consider the Cost of Living in Hamm, Germany as a baseline for judging value across neighborhoods and daily routines. For many visitors and long-term stays, Hamm offers practical access to services, modest rents relative to larger cities nearby, and efficient public transport that supports occasional day trips. You'll find a good mix of local markets and mid-range shops with affordable staples if you shop thoughtfully. Quiet streets and compact city layout make for easy exploration on foot or by bike. Tip: Start with a short-term stay to test neighborhoods and your work setup.
What does daily life look like in Hamm for housing, food, transport, and errands?
Daily life in Hamm centers on a compact city feel with easy access to services. Housing options include older apartments with character and newer builds near transit; you’ll often find sensible layouts designed for practical living rather than luxury. For groceries, you’ll have local markets, bakeries, and supermarkets offering a range of everyday essentials. Dining spans casual eateries and cozy cafés that suit a work break. Transport relies on reliable bus lines and regional trains, with cycling as a solid option in fair weather. Hamm, Germany living cost varies by district and distance to the center. Tip: map your weekly needs to time trips efficiently.
What tips help you maximize quality of life, budgeting, and neighborhood fit in Hamm?
Quality of life comes from a balanced budgeting approach and seasonal awareness. You can frame a simple monthly plan: housing, groceries, transport, and leisure, then adjust as your pace shifts. Seek neighborhoods that align with your work routine - quiet streets for focus, or closer cafes and parks for social balance. Take advantage of seasonal markets, bike-friendly routes, and public events to keep expenses reasonable while enriching life. Compare options by convenience, not just price, and give yourself time to adapt before committing long term. Tip: try flexible workspaces at different times to find your ideal rhythm.

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