Cost of Living in Hamilton, MT - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $1,077 (excluding rent), and $2,654 including rent.

Family of 3: Estimated monthly costs are $2,668 (excluding rent), and $4,371 including rent.

Meal at Budget Restaurant

$18.88 $18.88

$11.93 $11.93

$35.01 $35.01

Three-Course Dinner for Two, Mid-Range

$74.7 $74.7

$49.82 $49.82

$125 $125

Fast Food Meal (McDonalds, etc)

$10.89 $10.89

$9.85 $9.85

$13.86 $13.86

Cappuccino

$4.95 $4.95

$3.40 $3.40

$7.78 $7.78

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.48 $2.48

$1.95 $1.95

$3.91 $3.91

Water (0.33 liter bottle)

$2.02 $2.02

$1.51 $1.51

$3.03 $3.03

Local Beer (0.5 liter draught)

$6.16 $6.16

$4.11 $4.11

$8.73 $8.73

Imported Beer (0.33 liter bottle)

$7.21 $7.21

$5.15 $5.15

$10.30 $10.30

Milk (1 liter)

$1.04 $1.04

$0.78 $0.78

$1.48 $1.48

White Bread (500g)

$3.53 $3.53

$2.16 $2.16

$5.54 $5.54

Rice (white) (1kg)

$4.31 $4.31

$2.07 $2.07

$8.52 $8.52

Eggs

$4.23 $4.23

$2.01 $2.01

$7.04 $7.04

Local Cheese (1kg)

$12.36 $12.36

$7.06 $7.06

$22.23 $22.23

Chicken Fillets (1kg)

$11.63 $11.63

$6.20 $6.20

$20.06 $20.06

Beef Round Steak (1kg)

$15.17 $15.17

$9.75 $9.75

$23.83 $23.83

Apples (1kg)

$6.14 $6.14

$5.58 $5.58

$6.70 $6.70

Banana (1kg)

$1.33 $1.33

Oranges (1kg)

$4.35 $4.35

$2.25 $2.25

$9.03 $9.03

Tomato (1kg)

$4.77 $4.77

$2.22 $2.22

$8.89 $8.89

Potato (1kg)

$2.89 $2.89

$1.34 $1.34

$6.25 $6.25

Onion (1kg)

$2.90 $2.90

$1.87 $1.87

$4.50 $4.50

Lettuce (1 head)

$2.04 $2.04

$1.37 $1.37

$2.96 $2.96

Water (1.5 liter bottle)

$2.21 $2.21

$1.23 $1.23

$3.34 $3.34

Cigarettes 20 Pack (Marlboro, Camel)

$9.64 $9.64

$8.04 $8.04

$12.07 $12.07

Wine (Bottle)

$15.20 $15.20

$10.12 $10.12

$25.34 $25.34

Local Beer (0.5 liter bottle)

$1.84 $1.84

$1.76 $1.76

$2.91 $2.91

Imported Beer (0.33 liter bottle)

$3.46 $3.46

$1.65 $1.65

$6.18 $6.18

One-way Ticket (Public Transport)

$2.02 $2.02

$1.26 $1.26

$2.02 $2.02

Taxi Start (Normal Tariff)

$3.57 $3.57

$3.06 $3.06

$5.11 $5.11

Taxi (Normal Tariff) (1km)

$1.59 $1.59

$1.52 $1.52

$2.12 $2.12

Taxi 1hour Waiting (Normal Tariff)

$29.16 $29.16

$26.37 $26.37

$34.96 $34.96

Gasoline (1 liter)

$0.91 $0.91

$0.80 $0.80

$1.07 $1.07

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.1K $29.1K

$23.3K $23.3K

$35.4K $35.4K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.5K $25.5K

$24.9K $24.9K

$26.9K $26.9K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$200 $200

$150 $150

$250 $250

SIM Card Monthly Plan (Calls and 10GB+ Data)

$53.3 $53.3

$30.24 $30.24

$101 $101

Internet (50+ Mbps, Unlimited Data)

$75.4 $75.4

$49.41 $49.41

$88.9 $88.9

Gym Membership (Monthly)

$43.07 $43.07

$17.53 $17.53

$50.1 $50.1

Cinema Ticket

$13.48 $13.48

$10.98 $10.98

$17.97 $17.97

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,283 $1,283

$989 $989

$1,826 $1,826

International Primary School, 1 Child (Yearly)

$23.7K $23.7K

$17.0K $17.0K

$27.6K $27.6K

Jeans (Levis 501 Or Similar)

$52.1 $52.1

$30.60 $30.60

$81.6 $81.6

Summer Dress (H&M, Zara, etc)

$40.42 $40.42

$25.26 $25.26

$65.7 $65.7

Sport Shoes (Adidas, Nike)

$85.7 $85.7

$59.3 $59.3

$129 $129

Men's Leather Business Shoes

$114 $114

$64.9 $64.9

$203 $203

1-bedroom Apartment, City Center (Monthly)

$914 $914

$711 $711

$1,117 $1,117

1-bedroom Apartment, Outside City Center (Monthly)

$1,334 $1,334

$986 $986

$1,479 $1,479

3-bedroom Apartment, City Center (Monthly)

$1,987 $1,987

$1,529 $1,529

$2,446 $2,446

3-bedroom Apartment, Outside City Center (Monthly)

$1,574 $1,574

$1,320 $1,320

$1,828 $1,828

Buy Apartment in City Center (m2)

$2,269 $2,269

$2,070 $2,070

$2,467 $2,467

Buy Apartment Outside City Center (m2)

$2,334 $2,334

$1,889 $1,889

$2,334 $2,334

Average Monthly Net Salary (After Tax)

$3,514 $3,514

20-Year Fixed Mortgage Interest Rate (Annual %)

6.51

6.19

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: March 1, 2026

Hamilton, MT Median Internet Speeds (Updated December 2025)

Mobile

Mbps

Fixed Broadband

Mbps

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

City tags:

🌎 North america

Cost of Living in Hamilton, MT - Frequently Asked Questions

Compared with large coastal cities, Hamilton offers a gentler pace and more predictable core expenses, which many travelers, expats, and digital nomads find valuable. Housing tends to be more space-efficient and affordable outside the very center, while dining and groceries mix local markets with regional options. Seasonal tourism can push some prices up briefly, but shoulder seasons often bring better value. Cost of Living in Hamilton, MT, United States reflects a small-city balance between outdoor access and practical amenities. Tip: map out a few neighborhoods and compare rental terms before committing.

Daily life in Hamilton blends small-town charm with practical conveniences. The Hamilton, MT, United States living cost is typically moderate and predictable, especially if you focus on longer leases to lock in stable rates. For housing, you’ll find a mix of rental homes and apartment buildings near the core; negotiate terms, and consider longer leases to lock in favorable rates. Groceries lean toward regional producers and farmers markets, with dining options sized for a laid-back, community vibe. Getting around is workable by car, with some biking and modest transit routes serving the downtown area; coworking spaces are friendly to freelancers and remote teams. Tip: set a short test period to gauge commute times and noise levels.

Quality of life in Hamilton shines when you tailor your budget to seasonal rhythms and personal needs. Use a simple 30/50/20 rule: allocate about half your discretionary spending to housing, food, and transport, with the rest for experiences. Neighborhood fit matters: downtown and river-adjacent areas offer walkability and cafes, while suburban pockets favor quiet streets and larger rentals. Embrace flexible work setups, seasonal activity costs (skiing winters, hiking summers), and local networks to exchange goods or services. Tip: trial several neighborhoods during different seasons to see how noise, climate, and access affect your routine.