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Cost of Living in Hamilton, MT - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $1,094 (excluding rent), and $2,588 including rent.
Family of 3: Estimated monthly costs are $2,357 (excluding rent), and $4,309 including rent.
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🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$19.31 $19.31
$12.2 $12.2
$35.81 $35.81
Three-Course Dinner for Two, Mid-Range
$73.8 $73.8
$49.17 $49.17
$123 $123
Fast Food Meal (McDonalds, etc)
$10.81 $10.81
$9.78 $9.78
$13.76 $13.76
Cappuccino
$5.06 $5.06
$3.48 $3.48
$7.95 $7.95
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.56 $2.56
$2.02 $2.02
$4.04 $4.04
Water (0.33 liter bottle)
$1.95 $1.95
$1.46 $1.46
$2.92 $2.92
Local Beer (0.5 liter draught)
$6.04 $6.04
$4.03 $4.03
$8.56 $8.56
Imported Beer (0.33 liter bottle)
$6.98 $6.98
$4.99 $4.99
$9.98 $9.98
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$1.03 $1.03
$0.77 $0.77
$1.47 $1.47
White Bread (500g)
$3.54 $3.54
$2.17 $2.17
$5.55 $5.55
Rice (white) (1kg)
$4.28 $4.28
$2.05 $2.05
$8.45 $8.45
Eggs
$4.08 $4.08
$1.95 $1.95
$6.81 $6.81
Local Cheese (1kg)
$12.38 $12.38
$7.07 $7.07
$22.27 $22.27
Chicken Fillets (1kg)
$11.36 $11.36
$6.05 $6.05
$19.6 $19.6
Beef Round Steak (1kg)
$15.63 $15.63
$10.05 $10.05
$24.57 $24.57
Apples (1kg)
$6.12 $6.12
$5.57 $5.57
$6.68 $6.68
Banana (1kg)
$1.33 $1.33
$1.33 $1.33
$1.33 $1.33
Oranges (1kg)
$4.37 $4.37
$2.26 $2.26
$9.06 $9.06
Tomato (1kg)
$4.83 $4.83
$2.25 $2.25
$9 $9
Potato (1kg)
$2.92 $2.92
$1.36 $1.36
$6.32 $6.32
Onion (1kg)
$2.89 $2.89
$1.86 $1.86
$4.48 $4.48
Lettuce (1 head)
$2.12 $2.12
$1.43 $1.43
$3.09 $3.09
Water (1.5 liter bottle)
$2.2 $2.2
$1.23 $1.23
$3.33 $3.33
Cigarettes 20 Pack (Marlboro, Camel)
$9.8 $9.8
$8.17 $8.17
$12.26 $12.26
Wine (Bottle)
$14.41 $14.41
$9.05 $9.05
$22.13 $22.13
Local Beer (0.5 liter bottle)
$1.76 $1.76
$1.68 $1.68
$2.77 $2.77
Imported Beer (0.33 liter bottle)
$3.38 $3.38
$1.61 $1.61
$6.03 $6.03
🚌 Getting Around
Cost
Range
One-way Ticket (Public Transport)
$1.98 $1.98
$1.24 $1.24
$1.98 $1.98
Taxi Start (Normal Tariff)
$3.48 $3.48
$2.99 $2.99
$4.98 $4.98
Taxi (Normal Tariff) (1km)
$1.66 $1.66
$1.59 $1.59
$2.22 $2.22
Taxi 1hour Waiting (Normal Tariff)
$29.73 $29.73
$26.89 $26.89
$35.65 $35.65
Gasoline (1 liter)
$0.9 $0.9
$0.79 $0.79
$1.05 $1.05
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$29.3K $29.3K
$23.5K $23.5K
$35.7K $35.7K
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26K $26K
$25.4K $25.4K
$27.4K $27.4K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$196 $196
$147 $147
$245 $245
SIM Card Monthly Plan (Calls and 10GB+ Data)
$53 $53
$30.11 $30.11
$100 $100
Internet (50+ Mbps, Unlimited Data)
$75 $75
$49.1 $49.1
$88.4 $88.4
🎉 Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$43.64 $43.64
$17.76 $17.76
$50.8 $50.8
Cinema Ticket
$13.71 $13.71
$11.17 $11.17
$18.28 $18.28
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,290 $1,290
$994 $994
$1,836 $1,836
International Primary School, 1 Child (Yearly)
$23.1K $23.1K
$16.5K $16.5K
$26.8K $26.8K
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$51.4 $51.4
$30.2 $30.2
$80.5 $80.5
Summer Dress (H&M, Zara, etc)
$40.59 $40.59
$25.37 $25.37
$66 $66
Sport Shoes (Adidas, Nike)
$85.4 $85.4
$59.1 $59.1
$128 $128
Men's Leather Business Shoes
$113 $113
$64.4 $64.4
$201 $201
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$900 $900
$700 $700
$1,100 $1,100
1-bedroom Apartment, Outside City Center (Monthly)
$1,335 $1,335
$986 $986
$1,480 $1,480
3-bedroom Apartment, City Center (Monthly)
$1,918 $1,918
$1,475 $1,475
$2,360 $2,360
3-bedroom Apartment, Outside City Center (Monthly)
$1,547 $1,547
$1,298 $1,298
$1,797 $1,797
Buy Apartment in City Center (m2)
$2,302 $2,302
$2,101 $2,101
$2,504 $2,504
Buy Apartment Outside City Center (m2)
$2,400 $2,400
$1,961 $1,961
$2,400 $2,400
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary (After Tax)
$3,572 $3,572
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.51
6.19
7

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update: December 1, 2025

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Cost of Living in Hamilton, MT - Frequently Asked Questions
How does Hamilton, MT, United States compare in overall affordability for travelers, expats, and digital nomads?
Compared with large coastal cities, Hamilton offers a gentler pace and more predictable core expenses, which many travelers, expats, and digital nomads find valuable. Housing tends to be more space-efficient and affordable outside the very center, while dining and groceries mix local markets with regional options. Seasonal tourism can push some prices up briefly, but shoulder seasons often bring better value. Cost of Living in Hamilton, MT, United States reflects a small-city balance between outdoor access and practical amenities. Tip: map out a few neighborhoods and compare rental terms before committing.
What does daily life look like in Hamilton in terms of housing search, groceries, transit, and coworking options?
Daily life in Hamilton blends small-town charm with practical conveniences. The Hamilton, MT, United States living cost is typically moderate and predictable, especially if you focus on longer leases to lock in stable rates. For housing, you’ll find a mix of rental homes and apartment buildings near the core; negotiate terms, and consider longer leases to lock in favorable rates. Groceries lean toward regional producers and farmers markets, with dining options sized for a laid-back, community vibe. Getting around is workable by car, with some biking and modest transit routes serving the downtown area; coworking spaces are friendly to freelancers and remote teams. Tip: set a short test period to gauge commute times and noise levels.
Which budgeting approach and neighborhood fit help maximize quality of life in Hamilton?
Quality of life in Hamilton shines when you tailor your budget to seasonal rhythms and personal needs. Use a simple 30/50/20 rule: allocate about half your discretionary spending to housing, food, and transport, with the rest for experiences. Neighborhood fit matters: downtown and river-adjacent areas offer walkability and cafes, while suburban pockets favor quiet streets and larger rentals. Embrace flexible work setups, seasonal activity costs (skiing winters, hiking summers), and local networks to exchange goods or services. Tip: trial several neighborhoods during different seasons to see how noise, climate, and access affect your routine.

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