Cost of Living in Hagerstown, MD - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $998 (excluding rent), and $2,623 including rent.

Family of 3: Estimated monthly costs are $2,582 (excluding rent), and $4,742 including rent.

Meal at Budget Restaurant

$15.28 $15.28

$11.21 $11.21

$61.1 $61.1

Three-Course Dinner for Two, Mid-Range

$75.9 $75.9

$60.7 $60.7

$162 $162

Fast Food Meal (McDonalds, etc)

$13.58 $13.58

$12.07 $12.07

$20.12 $20.12

Cappuccino

$5.92 $5.92

$4.09 $4.09

$9.19 $9.19

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.30 $2.30

$1.53 $1.53

$3.07 $3.07

Water (0.33 liter bottle)

$1.68 $1.68

$1.01 $1.01

$3.02 $3.02

Local Beer (0.5 liter draught)

$5.86 $5.86

$2.93 $2.93

$9.77 $9.77

Imported Beer (0.33 liter bottle)

$7.82 $7.82

$4.88 $4.88

$9.77 $9.77

Milk (1 liter)

$0.86 $0.86

$0.52 $0.52

$1.16 $1.16

White Bread (500g)

$3.12 $3.12

$1.53 $1.53

$5.49 $5.49

Rice (white) (1kg)

$2.18 $2.18

$7.60 $7.60

Eggs

$4.98 $4.98

$2.02 $2.02

$10.62 $10.62

Local Cheese (1kg)

$9.98 $9.98

$6.94 $6.94

$21.70 $21.70

Chicken Fillets (1kg)

$10.17 $10.17

$6.54 $6.54

$21.88 $21.88

Beef Round Steak (1kg)

$16.46 $16.46

$8.80 $8.80

$35.19 $35.19

Apples (1kg)

$4.99 $4.99

$2.14 $2.14

$13.91 $13.91

Banana (1kg)

$1.07 $1.07

$4.31 $4.31

Oranges (1kg)

$7.16 $7.16

$3.96 $3.96

$14.31 $14.31

Tomato (1kg)

$6.66 $6.66

$2.67 $2.67

$11.11 $11.11

Potato (1kg)

$3.53 $3.53

$2.19 $2.19

$7.76 $7.76

Onion (1kg)

$2.70 $2.70

$1.96 $1.96

$6.48 $6.48

Lettuce (1 head)

$2.31 $2.31

$1.02 $1.02

$3.08 $3.08

Water (1.5 liter bottle)

$1.97 $1.97

$1.18 $1.18

$4.93 $4.93

Cigarettes 20 Pack (Marlboro, Camel)

$12.02 $12.02

$11.77 $11.77

$12.26 $12.26

Wine (Bottle)

$14.15 $14.15

$8.09 $8.09

$35.38 $35.38

Local Beer (0.5 liter bottle)

$2.61 $2.61

$1.71 $1.71

$4.23 $4.23

Imported Beer (0.33 liter bottle)

$4.45 $4.45

$2.97 $2.97

$6.93 $6.93

One-way Ticket (Public Transport)

$4.85 $4.85

$1.21 $1.21

$4.85 $4.85

Public Transport Monthly Pass (Regular Price)

$60.7 $60.7

Taxi Start (Normal Tariff)

$10.15 $10.15

Taxi (Normal Tariff) (1km)

$1.65 $1.65

$1.58 $1.58

$2.21 $2.21

Taxi 1hour Waiting (Normal Tariff)

$29.35 $29.35

$26.54 $26.54

$35.19 $35.19

Gasoline (1 liter)

$0.87 $0.87

$0.78 $0.78

$1.04 $1.04

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.6K $27.6K

$23.2K $23.2K

$35.7K $35.7K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.6K $26.6K

$24.4K $24.4K

$36.6K $36.6K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$214 $214

$196 $196

$250 $250

SIM Card Monthly Plan (Calls and 10GB+ Data)

$62.8 $62.8

$34.78 $34.78

$179 $179

Internet (50+ Mbps, Unlimited Data)

$74.2 $74.2

$61.0 $61.0

$102 $102

Gym Membership (Monthly)

$50.2 $50.2

$17.57 $17.57

$50.2 $50.2

Tennis Court (1 Hour on Weekend)

$18.10 $18.10

Cinema Ticket

$11.08 $11.08

$10.07 $10.07

$20.14 $20.14

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,311 $1,311

$2,016 $2,016

International Primary School, 1 Child (Yearly)

$9,807 $9,807

Jeans (Levis 501 Or Similar)

$53.6 $53.6

$39.87 $39.87

$89.7 $89.7

Summer Dress (H&M, Zara, etc)

$20.05 $20.05

$85.2 $85.2

Sport Shoes (Adidas, Nike)

$94.2 $94.2

$60.6 $60.6

$130 $130

Men's Leather Business Shoes

$150 $150

$73.7 $73.7

$255 $255

1-bedroom Apartment, City Center (Monthly)

$1,132 $1,132

$906 $906

$1,510 $1,510

1-bedroom Apartment, Outside City Center (Monthly)

$1,253 $1,253

$1,002 $1,002

$1,503 $1,503

3-bedroom Apartment, City Center (Monthly)

$1,767 $1,767

$1,313 $1,313

$2,625 $2,625

3-bedroom Apartment, Outside City Center (Monthly)

$1,876 $1,876

$1,224 $1,224

$3,059 $3,059

Buy Apartment in City Center (m2)

$2,016 $2,016

$1,961 $1,961

$2,048 $2,048

Buy Apartment Outside City Center (m2)

$1,977 $1,977

$1,924 $1,924

$2,009 $2,009

Average Monthly Net Salary (After Tax)

$4,499 $4,499

20-Year Fixed Mortgage Interest Rate (Annual %)

6.61

5.7

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: January 12, 2026

Hagerstown, MD Median Internet Speeds (Updated December 2025)

Mobile

Mbps

188

Fixed Broadband

371

Mbps

261

Mbps

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

City tags:

🌎 North america

Cost of Living in Hagerstown, MD - Frequently Asked Questions

Cost of Living in Hagerstown, MD, United States sits in a comfortable middle ground for the region. If you value a smaller city with quick access to bigger metros, this often feels like a fair exchange between affordable housing and decent amenities. Expats, travelers, and digital nomads who want steady services without the price tag of a major city tend to find it approachable. You’ll notice a practical mix of groceries, dining, and nightlife that supports a balanced daily routine, with options that scale up or down to your pace. Tip: Start with a long weekend to feel the rhythm before committing.

Daily life in Hagerstown blends practicality with charm. Housing options range from modest apartments to older townhomes, often with rental options that are more flexible than big-city markets. Food scenes emphasize regional markets, casual dining, and dependable groceries. For getting around, you’ll find car-friendly streets, a walkable downtown core, and modest public transit where available. If you work remotely, coworking spaces and coffee shops serve as reliable hubs. Keep an eye on seasonal markets and community events that brighten weeknights. Hagerstown, MD, United States living cost shapes how you budget meals and errands. Tip: Map out a couple of neighborhoods around the downtown to maximize access and price.

Quality of life hinges on balance: you’ll enjoy safer neighborhoods, outdoor-friendly seasons, and community life that feels reachable without rushing. A simple budgeting framework helps you track housing, groceries, transport, and leisure as a pattern rather than a panic. Consider seasonality for heating or cooling needs, and plan for occasional weekend escapes to nearby parks or towns. Neighborhood fit matters: stroll-friendly cores, quieter residential streets, and proximity to markets can define your daily rhythm. Tip: set a monthly baseline and adjust for quarterly events, then keep a small buffer for spontaneous outings.