📌Living costs for one person come to about $1,971 monthly including rent, or $1,028 excluding housing.
📌Estimated monthly costs for a couple: $2,994 with rent, or $1,820 without housing.
📌Monthly costs for a family of three come to about $4,017 including rent, or $2,612 for daily expenses alone.
📊Gzira sits 42–48% above the global median across household types. Within Europe, costs are slightly above average (10%) – still relatively affordable for the region.
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.9K€22.6K
$25.2K€22.0K
$28.6K€25.0K
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$40.2K€35.1K
$36.3K€31.8K
$51.3K€44.9K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$86.9€75.9
$57.9€50.6
$208€182
SIM Card Monthly Plan(Calls and 10GB+ Data)
$23.61€20.62
$11.35€9.91
$39.73€34.71
Internet(50+ Mbps, Unlimited Data)
$32.74€28.60
$18.33€16.02
$57.3€50.1
🎉 Sport & Entertainment
Cost
Range
Gym Membership(Monthly)
$74.7€65.3
$69.0€60.3
$80.5€70.3
Tennis Court(1 Hour on Weekend)
$22.85€19.96
$15.99€13.97
$28.55€24.94
Cinema Ticket
$10.52€9.19
$9.35€8.17
$21.02€18.37
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$262€229
$262€229
$262€229
International Primary School, 1 Child(Yearly)
$13.0K€11.3K
$13.0K€11.3K
$13.0K€11.3K
👕👟 Clothing & Footwear
Cost
Range
Jeans(Levis 501 Or Similar)
$102€88.8
$28.71€25.08
$207€181
Summer Dress(H&M, Zara, etc)
$38.77€33.87
$34.89€30.49
$46.52€40.64
Sport Shoes(Adidas, Nike)
$115€100
$86.2€75.3
$230€201
Men's Leather Business Shoes
$102€89.0
$87.3€76.3
$116€102
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center(Monthly)
$1,255€1,096
$1,096€958
$1,385€1,210
1-bedroom Apartment, Outside City Center(Monthly)
$989€864
$913€798
$1,027€897
3-bedroom Apartment, City Center(Monthly)
$1,959€1,711
$1,826€1,595
$2,054€1,795
3-bedroom Apartment, Outside City Center(Monthly)
$1,653€1,444
$1,311€1,145
$1,824€1,593
Buy Apartment in City Center(m2)
$5,654€4,940
-
Buy Apartment Outside City Center(m2)
$4,513€3,943
-
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary(After Tax)
$1,969€1,720
-
20-Year Fixed Mortgage Interest Rate(Annual %)
5.43
5.4
10
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update: July 11, 2026
Cost Breakdown
🏠Expect to pay about $1,255 for a central one-bedroom, or $989 outside the center. At 64% of the average salary ($1,969), housing is the biggest financial pressure.
💰Average take-home pay sits at $1,969, while typical expenses reach $1,971. The gap means tight budgeting for locals, though expats with foreign income can live comfortably.
🛒Expect to spend about $290 monthly on groceries. Dining out at a mid-range restaurant costs roughly $71.0 for two – broadly in line with the European average.
Cost Highlights
⭐Gym membership is more expensive than 95% of cities in Europe
⭐Rice is more expensive than 91% of cities in Europe
Gzira Median Internet Speeds (Updated April 2026)
Mobile
Download
Mbps
Upload
Mbps
Latency
ms
Fixed Broadband
Download
Mbps
Upload
Mbps
Latency
ms
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Popular online taxi apps offering convenient, cashless rides in many countries, including Uber, Bolt, Grab, inDrive, DiDi, Careem, Gojek, Maxim, and Yango
Cost of Living in Gzira - Frequently Asked Questions
How does affordability in Gzira stack up overall, and who tends to find it a good value?
The Cost of Living in Gzira sits in the mid-range among Malta's coastal towns, offering a balance between quick access to Sliema and Valletta and a walkable neighborhood vibe. Long-term rents near the water can feel pricier, while options a short stroll away stay more affordable. Dining spans casual eateries to polished spots, with markets and bakeries keeping staples reasonable. Seasonal tourism can nudge prices upward briefly, but you can offset it with smart planning and local shopping. Tip: map a few fixed costs (housing, groceries, transport) and test weekend routines to identify value in different areas.
What does daily life look like in Gzira, including housing search, food options, transport, and errands?
Daily life in Gzira centers on compact, walkable streets, a mix of rental options near the seafront and inland flats. You will enjoy easy access to cafes, coworking spaces, and reliable bus routes that connect you to the rest of Malta; cycling can be pleasant, though traffic can spike in peak season. For housing, start with local portals and reputable agents, and be prepared to sign longer leases to lock in steadier terms. Food choices span markets, delis, and casual eateries, helping you stretch meals. Gzira living cost varies by neighborhood, so compare blocks before committing. Tip: visit on weekdays and weekends to compare services and transit at different times.
How can you maintain a high quality of life in Gzira while budgeting wisely and choosing neighborhoods that fit your rhythm?
Quality of life in Gzira depends on how you balance expectations with seasonality and local rhythm. Build a budgeting framework that separates fixed costs (housing, utilities, transport) from discretionary ones (dining, activities). Shoulder seasons can ease competition for spaces and services, while peak periods highlight popular spots; plan with flexible housing or co-working options. Neighborhood fit matters: waterfront streets offer energy and proximity to nightlife, quieter inland blocks feel calmer and more residential. Practical saves include cooking at home, shopping at local markets, and using public transport or bikes for daily hops. Tip: set a monthly cap on dining out and rotate neighborhoods to sample value without overextending.
How expensive is daily life in Gzira?
Everyday life in Gzira is moderately priced at about $1,971 per month, rent included. Groceries and transport stay reasonable, though dining out and entertainment can feel a bit pricier than in budget destinations.
How much of a salary does housing take in Gzira?
With 64% of the average paycheck going to rent, Gzira is on the expensive side for housing. Many locals cope by sharing apartments, moving to outer neighborhoods, or downsizing to keep things manageable.
How much should you earn to live well in Gzira?
Earning $2,957 monthly in Gzira means you're living well – a one-bedroom, regular groceries, transport, and some entertainment without stress. That's the threshold where most residents feel genuinely comfortable rather than just getting by.
What is the price of renting a flat in Gzira?
Rents for a 1-bedroom flat in Gzira range from $989 to $1,255, depending on location and condition. Central apartments sit at the top of that range; outer neighborhoods and suburbs deliver noticeably better value per square meter.
What are kindergarten prices in Gzira?
Childcare averages $262 monthly at a private kindergarten in Gzira. For many families, this single cost rivals rent, so it's essential to factor in before making a move.
How much does eating cost in Gzira?
At about $290 monthly, food costs in Gzira sit in moderate territory. A mix of local markets and supermarkets covers most needs at fair prices, and most residents eat well without having to pinch pennies.
Is $2,500 a month enough for Gzira?
Living on $2,500 in Gzira means careful planning, since monthly costs average $1,971. It works with a cheap apartment and disciplined spending, but expect trade-offs on where you live, how often you eat out, and entertainment.
What makes Gzira attractive for remote workers?
Remote workers pick Gzira for good reason: fast internet, low crime rates, vibrant nightlife, all at about $1,971 per month including rent. It fits a wide range of remote salaries without compromising on comfort or connectivity.
Is it possible to save on a local salary in Gzira?
Monthly expenses in Gzira run around $1,971, so putting money aside takes more than $2,957 in income. Keeping housing costs low and avoiding lifestyle creep are the keys to building a decent savings rate here.
How budget-friendly is Gzira for travelers?
Budget travel in Gzira works but takes effort. Hostels, street food, and local restaurants keep daily costs reasonable. All-in monthly expenses run about $1,971 for residents – backpackers can do less with some planning.