Last update: Oct 2026 Malta 8K

Cost of Living in Gzira

For one person, living costs in Gzira are estimated at $2,240 a month, including rent and utilities, which take more than half of the total. Other living expenses average about $31 a day.

Monthly Cost of Living

How much you'll spend in Gzira

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Gzira actually costs, broken down by who's living it.

Living costs for one person come to about $2,240 monthly including rent, or $956 excluding housing.

$2,240 /mo

Estimated monthly costs for a couple: $3,299 with rent, or $1,697 without housing.

$3,299 /mo

Monthly costs for a family of three come to about $4,358 including rent, or $2,438 for daily expenses alone.

$4,358 /mo

Gzira sits 54–66% above the global median across household types. Within Europe, costs are 28% above average – pricier than most cities in the region.

Currency
Do you live in Gzira? Add cost details
🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$22.08 €19.63
$11.04 €9.82
$55.2 €49.08
Three-Course Dinner for Two, Mid-Range
$71.8 €63.8
$44.17 €39.28
$110 €98.2
Fast Food Meal (McDonalds, etc)
$13.63 €12.12
$13.63 €12.12
$13.63 €12.12
Cappuccino
$3.14 €2.79
$2.25 €2.00
$5.71 €5.08
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.32 €2.06
$1.63 €1.45
$4.36 €3.88
Water (0.33 liter bottle)
$1.91 €1.70
$1.10 €0.98
$3.28 €2.92
Local Beer (0.5 liter draught)
$4.55 €4.05
$2.05 €1.83
$6.83 €6.08
Imported Beer (0.33 liter bottle)
$5.48 €4.88
$3.29 €2.93
$6.58 €5.85
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$1.43 €1.27
$1.13 €1.01
$1.69 €1.50
White Bread (500g)
$1.46 €1.30
$0.75 €0.66
$2.28 €2.03
Rice (white) (1kg)
$3.43 €3.05
$1.86 €1.66
$4.40 €3.91
Eggs
$4.43 €3.94
$1.85 €1.65
$5.46 €4.85
Local Cheese (1kg)
$10.27 €9.14
$4.39 €3.90
$24.44 €21.74
Chicken Fillets (1kg)
$11.00 €9.78
$8.53 €7.59
$18.19 €16.18
Beef Round Steak (1kg)
$17.83 €15.86
$6.03 €5.36
$43.84 €38.99
Apples (1kg)
$3.13 €2.79
$2.80 €2.49
$4.48 €3.98
Banana (1kg)
$2.68 €2.39
$1.24 €1.10
$3.84 €3.42
Oranges (1kg)
$3.39 €3.01
$1.91 €1.70
$5.64 €5.02
Tomato (1kg)
$3.72 €3.31
$2.86 €2.54
$4.57 €4.06
Potato (1kg)
$1.87 €1.67
$1.25 €1.11
$3.32 €2.95
Onion (1kg)
$2.83 €2.52
$1.28 €1.14
$4.52 €4.02
Lettuce (1 head)
$1.52 €1.35
$0.64 €0.57
$2.56 €2.28
Water (1.5 liter bottle)
$1.03 €0.91
$0.65 €0.57
$2.29 €2.03
Cigarettes 20 Pack (Marlboro, Camel)
$6.07 €5.40
$5.42 €4.82
$9.75 €8.67
Wine (Bottle)
$6.09 €5.42
$5.15 €4.58
$13.73 €12.21
Local Beer (0.5 liter bottle)
$2.43 €2.16
$1.66 €1.48
$3.89 €3.46
Imported Beer (0.33 liter bottle)
$2.20 €1.95
$1.65 €1.46
$3.30 €2.94
🚌 Getting Around
Cost
Range
One-way Ticket (Public Transport)
$2.73 €2.43
$2.73 €2.43
$3.82 €3.40
Taxi Start (Normal Tariff)
$4.02 €3.57
$4.02 €3.57
$5.16 €4.59
Taxi (Normal Tariff) (1km)
$1.75 €1.56
$1.75 €1.56
$5.46 €4.85
Taxi 1hour Waiting (Normal Tariff)
$32.42 €28.83
$32.42 €28.83
$33.30 €29.62
Gasoline (1 liter)
$1.48 €1.32
$1.48 €1.32
$1.48 €1.32
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$27.8K €24.7K
$25.1K €22.3K
$27.8K €24.7K
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$39.2K €34.8K
$39.1K €34.8K
$39.2K €34.8K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$137 €122
$110 €97.4
$197 €175
SIM Card Monthly Plan (Calls and 10GB+ Data)
$25.54 €22.72
$12.35 €10.98
$50.5 €44.94
Internet (50+ Mbps, Unlimited Data)
$29.74 €26.45
$22.67 €20.16
$39.65 €35.27
🎉 Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$81.7 €72.7
$67.9 €60.3
$124 €111
Tennis Court (1 Hour on Weekend)
$28.29 €25.16
-
Cinema Ticket
$11.36 €10.11
$8.96 €7.97
$16.79 €14.93
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$280 €249
$255 €227
$305 €271
International Primary School, 1 Child (Yearly)
$12.5K €11.1K
$12.5K €11.1K
$18.8K €16.7K
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$56.7 €50.4
$33.15 €29.49
$133 €118
Summer Dress (H&M, Zara, etc)
$53.7 €47.75
$33.32 €29.64
$94.2 €83.8
Sport Shoes (Adidas, Nike)
$113 €100
$84.7 €75.3
$141 €126
Men's Leather Business Shoes
$99.2 €88.2
$88.2 €78.4
$176 €157
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$1,390 €1,236
$1,334 €1,187
$1,557 €1,385
1-bedroom Apartment, Outside City Center (Monthly)
$1,146 €1,020
$999 €888
$1,331 €1,184
3-bedroom Apartment, City Center (Monthly)
$2,081 €1,851
$2,006 €1,785
$2,229 €1,983
3-bedroom Apartment, Outside City Center (Monthly)
$1,782 €1,585
$1,671 €1,486
$1,894 €1,684
Buy Apartment in City Center (m2)
$6,226 €5,538
$5,660 €5,034
$6,792 €6,041
Buy Apartment Outside City Center (m2)
$4,453 €3,961
$4,453 €3,961
$4,453 €3,961
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary (After Tax)
$2,418 €2,150
-
20-Year Fixed Mortgage Interest Rate (Annual %)
4.05
2.9
10

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: October 12, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Gzira $2,240
Accommodation & Living
$1.1K
Groceries & Markets
$322
Eating Out
$306
Monthly Utilities & Internet
$192
Clothing & Footwear
$145
Sport & Entertainment
$104
Getting Around
$24 *

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Expect to pay about $1,390 for a central one-bedroom, or $1,146 outside the center. At 57% of the average salary ($2,418), housing is the biggest financial pressure.

Average take-home pay sits at $2,418, while typical expenses reach $2,240. This leaves some room for savings, though a comfortable buffer starts closer to $3,359.

Expect to spend about $322 monthly on groceries. Dining out at a mid-range restaurant costs roughly $72.0 for two – broadly in line with the European average.

Cost Highlights

Gym membership is more expensive than 96% of cities in Europe

Gasoline is cheaper than 90% of cities in Europe

Good to know
🕒 Local time
08:12 8:12 AM
🌤 Weather
👥 Population
8,000
💱 Currency
Euro EUR €
📈 Exchange rate
Exchange rates and currency converter

USD to EUR – Euro Converter

Euro exchange rates as of October 17, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

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Gzira Median Internet Speeds (Updated April 2026)

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Digital Nomad Cost of Living Index
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Cost of Living in Gzira - Frequently Asked Questions
How does affordability in Gzira stack up overall, and who tends to find it a good value?
The Cost of Living in Gzira sits in the mid-range among Malta's coastal towns, offering a balance between quick access to Sliema and Valletta and a walkable neighborhood vibe. Long-term rents near the water can feel pricier, while options a short stroll away stay more affordable. Dining spans casual eateries to polished spots, with markets and bakeries keeping staples reasonable. Seasonal tourism can nudge prices upward briefly, but you can offset it with smart planning and local shopping. Tip: map a few fixed costs (housing, groceries, transport) and test weekend routines to identify value in different areas.
What does daily life look like in Gzira, including housing search, food options, transport, and errands?
Daily life in Gzira centers on compact, walkable streets, a mix of rental options near the seafront and inland flats. You will enjoy easy access to cafes, coworking spaces, and reliable bus routes that connect you to the rest of Malta; cycling can be pleasant, though traffic can spike in peak season. For housing, start with local portals and reputable agents, and be prepared to sign longer leases to lock in steadier terms. Food choices span markets, delis, and casual eateries, helping you stretch meals. Gzira living cost varies by neighborhood, so compare blocks before committing. Tip: visit on weekdays and weekends to compare services and transit at different times.
How can you maintain a high quality of life in Gzira while budgeting wisely and choosing neighborhoods that fit your rhythm?
Quality of life in Gzira depends on how you balance expectations with seasonality and local rhythm. Build a budgeting framework that separates fixed costs (housing, utilities, transport) from discretionary ones (dining, activities). Shoulder seasons can ease competition for spaces and services, while peak periods highlight popular spots; plan with flexible housing or co-working options. Neighborhood fit matters: waterfront streets offer energy and proximity to nightlife, quieter inland blocks feel calmer and more residential. Practical saves include cooking at home, shopping at local markets, and using public transport or bikes for daily hops. Tip: set a monthly cap on dining out and rotate neighborhoods to sample value without overextending.
How expensive is daily life in Gzira?
Everyday life in Gzira is moderately priced at about $2,240 per month, rent included. Groceries and transport stay reasonable, though dining out and entertainment can feel a bit pricier than in budget destinations.
How much of a salary does housing take in Gzira?
With 57% of the average paycheck going to rent, Gzira is on the expensive side for housing. Many locals cope by sharing apartments, moving to outer neighborhoods, or downsizing to keep things manageable.
How much should you earn to live well in Gzira?
Earning $3,359 monthly in Gzira means you're living well – a one-bedroom, regular groceries, transport, and some entertainment without stress. That's the threshold where most residents feel genuinely comfortable rather than just getting by.
What is the price of renting a flat in Gzira?
Rents for a 1-bedroom flat in Gzira range from $1,146 to $1,390, depending on location and condition. Central apartments sit at the top of that range; outer neighborhoods and suburbs deliver noticeably better value per square meter.
What are kindergarten prices in Gzira?
Childcare averages $280 monthly at a private kindergarten in Gzira. For many families, this single cost rivals rent, so it's essential to factor in before making a move.
How much does eating cost in Gzira?
At about $322 monthly, food costs in Gzira sit in moderate territory. A mix of local markets and supermarkets covers most needs at fair prices, and most residents eat well without having to pinch pennies.
Is $2,500 a month enough for Gzira?
Living on $2,500 in Gzira means careful planning, since monthly costs average $2,240. It works with a cheap apartment and disciplined spending, but expect trade-offs on where you live, how often you eat out, and entertainment.
What makes Gzira attractive for remote workers?
Remote workers pick Gzira for good reason: fast internet, low crime rates, vibrant nightlife, all at about $2,240 per month including rent. It fits a wide range of remote salaries without compromising on comfort or connectivity.
Is it possible to save on a local salary in Gzira?
Monthly expenses in Gzira run around $2,240, so putting money aside takes more than $3,359 in income. Keeping housing costs low and avoiding lifestyle creep are the keys to building a decent savings rate here.
How budget-friendly is Gzira for travelers?
Budget travel in Gzira works but takes effort. Hostels, street food, and local restaurants keep daily costs reasonable. All-in monthly expenses run about $2,240 for residents – backpackers can do less with some planning.

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