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Cost of Living in Gosford - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $1,162 (excluding rent), and $2,556 including rent.
Family of 3: Estimated monthly costs are $2,528 (excluding rent), and $4,671 including rent.
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🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$16.56 A$25.31
$11.26 A$17.21
$33.12 A$50.6
Three-Course Dinner for Two, Mid-Range
$78.9 A$121
$52.6 A$80.4
$125 A$191
Fast Food Meal (McDonalds, etc)
$9.56 A$14.62
$8.93 A$13.64
$11.48 A$17.54
Cappuccino
$3.29 A$5.02
$2.55 A$3.9
$5.1 A$7.8
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.54 A$3.89
$1.97 A$3.01
$3.61 A$5.52
Water (0.33 liter bottle)
$1.95 A$2.98
$1.29 A$1.97
$3.09 A$4.72
Local Beer (0.5 liter draught)
$5.29 A$8.08
$4.16 A$6.36
$8.97 A$13.71
Imported Beer (0.33 liter bottle)
$6.85 A$10.46
$5.01 A$7.65
$10.02 A$15.31
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$1.64 A$2.51
$0.87 A$1.33
$3.22 A$4.91
White Bread (500g)
$2.77 A$4.23
$1.71 A$2.61
$4.92 A$7.53
Rice (white) (1kg)
$1.78 A$2.72
$1.34 A$2.04
$4.01 A$6.13
Eggs
$4.95 A$7.56
$2.65 A$4.05
$6.62 A$10.11
Local Cheese (1kg)
$8.38 A$12.8
$4.51 A$6.89
$16.12 A$24.64
Chicken Fillets (1kg)
$8.44 A$12.9
$4.57 A$6.99
$11.77 A$17.98
Beef Round Steak (1kg)
$11.12 A$17
$7.7 A$11.76
$25.67 A$39.23
Apples (1kg)
$3.24 A$4.95
$2.25 A$3.44
$4.5 A$6.87
Banana (1kg)
$2.79 A$4.26
$2.01 A$3.07
$5.35 A$8.18
Oranges (1kg)
$2.64 A$4.04
$1.4 A$2.13
$4.57 A$6.98
Tomato (1kg)
$4.52 A$6.9
$2.67 A$4.09
$7.22 A$11.03
Potato (1kg)
$2.54 A$3.89
$1.66 A$2.54
$3.32 A$5.07
Onion (1kg)
$1.73 A$2.65
$1.33 A$2.04
$3.33 A$5.09
Lettuce (1 head)
$1.94 A$2.97
$1.26 A$1.92
$2.97 A$4.53
Water (1.5 liter bottle)
$1.23 A$1.88
$0.5 A$0.77
$2.52 A$3.85
Cigarettes 20 Pack (Marlboro, Camel)
$26.05 A$39.81
$26.05 A$39.81
$39.09 A$59.7
Wine (Bottle)
$9.59 A$14.66
$7.67 A$11.72
$19.18 A$29.31
Local Beer (0.5 liter bottle)
$4.89 A$7.47
$2.29 A$3.51
$8.02 A$12.26
Imported Beer (0.33 liter bottle)
$5.38 A$8.22
$2.61 A$3.99
$9.81 A$14.99
🚌 Getting Around
Cost
Range
One-way Ticket (Public Transport)
$3.22 A$4.92
$3.22 A$4.92
$3.22 A$4.92
Public Transport Monthly Pass (Regular Price)
$140 A$214
$22.59 A$34.52
$140 A$214
Taxi Start (Normal Tariff)
$3.84 A$5.86
$3.2 A$4.88
$6.39 A$9.77
Taxi (Normal Tariff) (1km)
$1.56 A$2.39
$1.4 A$2.15
$1.84 A$2.81
Taxi 1hour Waiting (Normal Tariff)
$52.1 A$79.5
$39.04 A$59.7
$65.1 A$99.4
Gasoline (1 liter)
$1.18 A$1.81
$1.03 A$1.57
$1.39 A$2.12
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$28.8K A$44K
$25.9K A$39.6K
$29.2K A$44.6K
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$22.5K A$34.5K
$19.6K A$29.9K
$25.4K A$38.8K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$205 A$313
$122 A$187
$397 A$606
SIM Card Monthly Plan (Calls and 10GB+ Data)
$24.04 A$36.74
$13.07 A$19.97
$48.99 A$74.9
Internet (50+ Mbps, Unlimited Data)
$46.74 A$71.4
$41.43 A$63.3
$63.7 A$97.4
🎉 Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$61.3 A$93.7
$19.35 A$29.57
$61.3 A$93.7
Tennis Court (1 Hour on Weekend)
$19.54 A$29.86
$7.82 A$11.95
$19.54 A$29.86
Cinema Ticket
$11.17 A$17.07
$11.17 A$17.07
$19.71 A$30.12
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$765 A$1,169
$765 A$1,169
$3,188 A$4,871
International Primary School, 1 Child (Yearly)
$18.3K A$28K
$7,685 A$11.7K
$28.8K A$44K
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$64.8 A$99
$45.36 A$69.3
$97.2 A$149
Summer Dress (H&M, Zara, etc)
$57.5 A$87.9
$22.48 A$34.35
$96.4 A$147
Sport Shoes (Adidas, Nike)
$99.4 A$152
$79.5 A$122
$133 A$203
Men's Leather Business Shoes
$134 A$205
$66.3 A$101
$232 A$355
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$1,850 A$2,827
$1,057 A$1,615
$1,850 A$2,827
1-bedroom Apartment, Outside City Center (Monthly)
$1,280 A$1,956
$653 A$997
$1,280 A$1,956
3-bedroom Apartment, City Center (Monthly)
$2,122 A$3,243
$1,592 A$2,432
$2,653 A$4,054
3-bedroom Apartment, Outside City Center (Monthly)
$1,799 A$2,749
$1,285 A$1,963
$1,927 A$2,945
Buy Apartment in City Center (m2)
$5,675 A$8,672
$3,717 A$5,680
$6,312 A$9,645
Buy Apartment Outside City Center (m2)
$5,110 A$7,809
$2,925 A$4,469
$5,118 A$7,821
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary (After Tax)
$2,729 A$4,170
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.34
5
7

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update: November 23, 2025

Digital Nomad Cost of Living Index
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Cost of Living in Gosford - Frequently Asked Questions
How does Gosford compare in overall affordability for travelers, expats, and digital nomads?
Compared with larger Australian cities, Gosford generally offers a more approachable price feel for travelers and remote workers. You will notice a mix of affordable grocery options, casual dining, and housing that ranges from share houses to smaller apartments, especially if you look along transit corridors or near the waterfront. Cost of Living in Gosford, Australia tends to be practical for longer stays when you align your base with work or study needs and avoid premium areas. Tip: map out a rough weekly budget, then test a few neighborhoods by foot or on public transport to gauge fit.
What does daily life look like in Gosford, including housing search, food options, transport, and coworking?
Housing options span airy riverside apartments, small townhomes, and shared flats; rentals can be more negotiable than in bigger cities. For groceries and dining, you will find a range from farmers markets to budget eateries. Transport relies on buses and a growing rail link, with options for cycling and walking in town. Co-working spaces and cafes can anchor your workday; plan the search around neighborhoods with easy access to services and transit. Gosford, Australia living cost tends to feel moderate when you mix in longer stays and mindful use of peak-hour travel. Tip: map your weekly needs and test a few routes before committing.
What factors influence quality of life and how can you budget and choose a neighborhood that fits Gosford rhythm?
Quality of life often hinges on neighborhood fit and a practical budgeting framework. Lean on a simple rule: housing + transport + groceries + a flexible entertainment buffer. Choose neighborhoods with walkability and easy access to cafes, parks, and beaches to minimize transit time. Off-peak travel and shared services can trim costs while preserving lifestyle. Seasonality matters for activities and housing demand – think shoulder seasons for better rental options and calmer markets. Tip: build a three-tier plan (base, flexible, and splurge) and adjust monthly as you settle into Gosford rhythm.

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