Cost of Living in Gisborne - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $1,019 (excluding rent), and $1,974 including rent.

Family of 3: Estimated monthly costs are $2,402 (excluding rent), and $3,891 including rent.

Meal at Budget Restaurant

$14.98 NZ$26.06

$10.49 NZ$18.25

$26.97 NZ$46.92

Three-Course Dinner for Two, Mid-Range

$77.9 NZ$136

$59.9 NZ$104

$120 NZ$209

Fast Food Meal (McDonalds, etc)

$9.88 NZ$17.20

$9.26 NZ$16.11

$12.35 NZ$21.50

Cappuccino

$3.48 NZ$6.05

$2.97 NZ$5.16

$4.24 NZ$7.38

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.24 NZ$3.90

$1.76 NZ$3.06

$2.92 NZ$5.09

Water (0.33 liter bottle)

$2.10 NZ$3.66

$1.54 NZ$2.68

$3.07 NZ$5.34

Local Beer (0.5 liter draught)

$7.22 NZ$12.57

$4.81 NZ$8.37

$9.02 NZ$15.69

Imported Beer (0.33 liter bottle)

$6.37 NZ$11.09

$5.47 NZ$9.51

$9.10 NZ$15.83

Milk (1 liter)

$1.80 NZ$3.13

$1.17 NZ$2.04

$2.78 NZ$4.83

White Bread (500g)

$1.93 NZ$3.36

$1.11 NZ$1.94

$2.96 NZ$5.16

Rice (white) (1kg)

$1.85 NZ$3.21

$1.17 NZ$2.04

$2.39 NZ$4.16

Eggs

$6.13 NZ$10.67

$4.21 NZ$7.32

$7.82 NZ$13.60

Local Cheese (1kg)

$8.32 NZ$14.47

$6.10 NZ$10.61

$12.32 NZ$21.44

Chicken Fillets (1kg)

$9.29 NZ$16.16

$5.84 NZ$10.16

$12.88 NZ$22.40

Beef Round Steak (1kg)

$12.72 NZ$22.14

$8.94 NZ$15.56

$16.70 NZ$29.06

Apples (1kg)

$2.66 NZ$4.63

$1.18 NZ$2.05

$3.52 NZ$6.12

Banana (1kg)

$2.18 NZ$3.79

$1.77 NZ$3.08

$2.94 NZ$5.12

Oranges (1kg)

$3.06 NZ$5.33

$2.12 NZ$3.68

$4.84 NZ$8.42

Tomato (1kg)

$4.69 NZ$8.15

$2.14 NZ$3.73

$7.36 NZ$12.80

Potato (1kg)

$2.04 NZ$3.56

$1.22 NZ$2.12

$3.64 NZ$6.34

Onion (1kg)

$1.88 NZ$3.28

$0.89 NZ$1.55

$2.97 NZ$5.17

Lettuce (1 head)

$2.28 NZ$3.97

$1.24 NZ$2.16

$3.40 NZ$5.92

Water (1.5 liter bottle)

$1.10 NZ$1.92

$0.59 NZ$1.02

$2.36 NZ$4.10

Cigarettes 20 Pack (Marlboro, Camel)

$24.39 NZ$42.44

$21.96 NZ$38.20

$27.44 NZ$47.74

Wine (Bottle)

$9.58 NZ$16.67

$7.78 NZ$13.53

$14.96 NZ$26.03

Local Beer (0.5 liter bottle)

$2.51 NZ$4.37

$1.53 NZ$2.67

$5.97 NZ$10.38

Imported Beer (0.33 liter bottle)

$3.63 NZ$6.32

$1.50 NZ$2.61

$7.20 NZ$12.53

One-way Ticket (Public Transport)

$2.15 NZ$3.74

$1.38 NZ$2.41

$2.45 NZ$4.27

Public Transport Monthly Pass (Regular Price)

$64.2 NZ$112

$8.16 NZ$14.20

$64.2 NZ$112

Taxi Start (Normal Tariff)

$2.66 NZ$4.63

$1.78 NZ$3.09

$2.96 NZ$5.15

Taxi (Normal Tariff) (1km)

$1.81 NZ$3.15

$1.45 NZ$2.52

$2.78 NZ$4.84

Taxi 1hour Waiting (Normal Tariff)

$35.24 NZ$61.3

$30.13 NZ$52.4

$36.15 NZ$62.9

Gasoline (1 liter)

$1.74 NZ$3.02

$1.54 NZ$2.68

$1.80 NZ$3.13

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K NZ$49.1K

$23.4K NZ$40.8K

$30.0K NZ$52.3K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.3K NZ$38.7K

$19.9K NZ$34.6K

$22.9K NZ$39.8K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$146 NZ$254

$91.3 NZ$159

$193 NZ$335

SIM Card Monthly Plan (Calls and 10GB+ Data)

$36.45 NZ$63.4

$18.42 NZ$32.05

$49.12 NZ$85.5

Internet (50+ Mbps, Unlimited Data)

$50.9 NZ$88.5

$41.51 NZ$72.2

$64.6 NZ$112

Gym Membership (Monthly)

$37.06 NZ$64.5

$17.00 NZ$29.59

$50.1 NZ$87.2

Tennis Court (1 Hour on Weekend)

$12.14 NZ$21.13

$4.85 NZ$8.44

$15.79 NZ$27.47

Cinema Ticket

$10.82 NZ$18.82

$9.01 NZ$15.68

$15.02 NZ$26.14

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$735 NZ$1,279

$421 NZ$732

$1,045 NZ$1,818

International Primary School, 1 Child (Yearly)

$12.1K NZ$21.1K

$10.3K NZ$17.9K

$15.1K NZ$26.4K

Jeans (Levis 501 Or Similar)

$68.2 NZ$119

$42.42 NZ$73.8

$103 NZ$179

Summer Dress (H&M, Zara, etc)

$38.17 NZ$66.4

$24.43 NZ$42.50

$61.1 NZ$106

Sport Shoes (Adidas, Nike)

$94.7 NZ$165

$72.1 NZ$126

$120 NZ$209

Men's Leather Business Shoes

$116 NZ$203

$66.3 NZ$115

$211 NZ$367

1-bedroom Apartment, City Center (Monthly)

$957 NZ$1,664

1-bedroom Apartment, Outside City Center (Monthly)

$874 NZ$1,521

$784 NZ$1,364

$965 NZ$1,679

3-bedroom Apartment, City Center (Monthly)

$1,433 NZ$2,494

$1,314 NZ$2,286

$1,553 NZ$2,702

3-bedroom Apartment, Outside City Center (Monthly)

$1,308 NZ$2,276

$1,070 NZ$1,862

$1,546 NZ$2,689

Buy Apartment in City Center (m2)

$4,378 NZ$7,617

$1,194 NZ$2,077

$4,378 NZ$7,617

Buy Apartment Outside City Center (m2)

$3,559 NZ$6,193

$1,824 NZ$3,173

$4,559 NZ$7,933

Average Monthly Net Salary (After Tax)

$4,259 NZ$7,410

20-Year Fixed Mortgage Interest Rate (Annual %)

6.74

5.79

7.5

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: January 13, 2026

Gisborne Median Internet Speeds (Updated December 2025)

Mobile

Mbps

Fixed Broadband

106

Mbps

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

City tags:

Cost of Living in Gisborne - Frequently Asked Questions

Cost of Living in Gisborne, New Zealand tends to be more manageable than in larger cities, offering a relaxed pace with practical options for work and leisure. You’ll find flexible housing around the town center and coastal neighborhoods, accessible groceries, and dining that highlights local produce without the price pressures of bigger metros. The mix of beaches, parks, and amenities supports a balanced lifestyle, especially if you prioritize quality of life over urban hustle. This combination often suits first-time expats and steady remote workers who want community and reliable services. Tip: map out a simple weekly budget that covers housing, food, transport, and occasional experiences.

In Gisborne, you’ll discover a practical rhythm for daily life. Housing clusters near the town center and along the coast, with options from cozy flats to larger apartments that suit longer stays, often with friendly neighborhoods and walkable access to amenities. Food markets emphasize fresh produce, seafood, and seasonal specialties, while casual dining offers local flavors without the overwhelming scale of bigger cities. Transport is convenient for short trips, and you can rely on a car or bike for weekend explorations. Co-working spaces and cafés support focus without isolation. Gisborne, New Zealand living cost stays steady enough to plan ahead. Tip: plan errands in a compact loop to save time and fuel.

Quality of life in Gisborne is shaped by outdoor access, community events, and a pace that suits longer stays. Start with a simple budgeting framework: track housing, groceries, transport, and occasional activities, then adjust with the seasons when crowds shift and markets run differently. Shoulder seasons tend to offer quieter streets and friendlier availability for longer stays or temporary housing. Neighborhood fit matters: coastal pockets deliver a beach-and-café vibe, while inland zones can offer calmer streets and shorter commutes. Practical tips include shopping at farmers markets, joining local groups for shared housing, and testing short-term coworking spots. Tip: tailor your routine to the seasons and choose a neighborhood that minimizes daily commutes.