Cost of Living in Georgetown, KY - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $914 (excluding rent), and $2,533 including rent.

Family of 3: Estimated monthly costs are $2,498 (excluding rent), and $4,790 including rent.

Meal at Budget Restaurant

$15.14 $15.14

$12.11 $12.11

$25.23 $25.23

Three-Course Dinner for Two, Mid-Range

$66.1 $66.1

$50.9 $50.9

$102 $102

Fast Food Meal (McDonalds, etc)

$9.89 $9.89

$8.41 $8.41

$9.89 $9.89

Cappuccino

$4.07 $4.07

$2.95 $2.95

$6.40 $6.40

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.20 $2.20

$1.96 $1.96

$2.94 $2.94

Water (0.33 liter bottle)

$1.72 $1.72

$1.18 $1.18

$2.97 $2.97

Local Beer (0.5 liter draught)

$5.85 $5.85

$2.93 $2.93

$5.85 $5.85

Imported Beer (0.33 liter bottle)

$8.03 $8.03

$6.02 $6.02

$8.03 $8.03

Milk (1 liter)

$0.75 $0.75

$0.64 $0.64

$0.83 $0.83

White Bread (500g)

$2.49 $2.49

$1.61 $1.61

$3.40 $3.40

Rice (white) (1kg)

$3.75 $3.75

$1.68 $1.68

$6.25 $6.25

Eggs

$3.24 $3.24

$1.58 $1.58

$5.42 $5.42

Local Cheese (1kg)

$12.75 $12.75

$4.27 $4.27

$14.09 $14.09

Chicken Fillets (1kg)

$11.02 $11.02

$4.99 $4.99

$13.86 $13.86

Beef Round Steak (1kg)

$16.25 $16.25

$8.81 $8.81

$21.61 $21.61

Apples (1kg)

$4.84 $4.84

$3.27 $3.27

$5.45 $5.45

Banana (1kg)

$1.41 $1.41

$0.87 $0.87

$2.17 $2.17

Oranges (1kg)

$3.58 $3.58

$2.44 $2.44

$10.16 $10.16

Tomato (1kg)

$5.17 $5.17

$2.55 $2.55

$5.36 $5.36

Potato (1kg)

$2.84 $2.84

$1.61 $1.61

$3.66 $3.66

Onion (1kg)

$3.04 $3.04

$1.94 $1.94

$4.30 $4.30

Lettuce (1 head)

$1.94 $1.94

$1.46 $1.46

$3.01 $3.01

Water (1.5 liter bottle)

$2.23 $2.23

$0.59 $0.59

$2.73 $2.73

Cigarettes 20 Pack (Marlboro, Camel)

$8.02 $8.02

$5.71 $5.71

$15.13 $15.13

Wine (Bottle)

$13.23 $13.23

$9.16 $9.16

$15.27 $15.27

Local Beer (0.5 liter bottle)

$1.71 $1.71

$4.23 $4.23

Imported Beer (0.33 liter bottle)

$4.47 $4.47

$2.01 $2.01

$5.03 $5.03

One-way Ticket (Public Transport)

$2.06 $2.06

$1.29 $1.29

$2.06 $2.06

Taxi Start (Normal Tariff)

$4.91 $4.91

Taxi (Normal Tariff) (1km)

$1.28 $1.28

$2.21 $2.21

Taxi 1hour Waiting (Normal Tariff)

$28.63 $28.63

$25.89 $25.89

$34.33 $34.33

Gasoline (1 liter)

$0.80 $0.80

$0.69 $0.69

$0.89 $0.89

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.3K $23.3K

$36.2K $36.2K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.5K $25.5K

$24.6K $24.6K

$27.6K $27.6K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$200 $200

$89.7 $89.7

$392 $392

SIM Card Monthly Plan (Calls and 10GB+ Data)

$44.57 $44.57

$39.40 $39.40

$88.7 $88.7

Internet (50+ Mbps, Unlimited Data)

$63.5 $63.5

$50.0 $50.0

$90.0 $90.0

Gym Membership (Monthly)

$43.82 $43.82

$17.84 $17.84

$51.0 $51.0

Tennis Court (1 Hour on Weekend)

$25.46 $25.46

Cinema Ticket

$13.90 $13.90

$7.94 $7.94

$16.87 $16.87

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$547 $547

$498 $498

$1,990 $1,990

International Primary School, 1 Child (Yearly)

$5,055 $5,055

$25.3K $25.3K

Jeans (Levis 501 Or Similar)

$45.48 $45.48

$21.62 $21.62

$74.2 $74.2

Summer Dress (H&M, Zara, etc)

$34.87 $34.87

$14.94 $14.94

$59.8 $59.8

Sport Shoes (Adidas, Nike)

$72.5 $72.5

$54.0 $54.0

$147 $147

Men's Leather Business Shoes

$107 $107

$50.4 $50.4

$252 $252

1-bedroom Apartment, City Center (Monthly)

$1,596 $1,596

$1,195 $1,195

$1,850 $1,850

1-bedroom Apartment, Outside City Center (Monthly)

$1,369 $1,369

$1,011 $1,011

$1,517 $1,517

3-bedroom Apartment, City Center (Monthly)

$2,506 $2,506

$1,572 $1,572

$3,440 $3,440

3-bedroom Apartment, Outside City Center (Monthly)

$2,191 $2,191

$1,676 $1,676

$2,465 $2,465

Average Monthly Net Salary (After Tax)

$5,527 $5,527

20-Year Fixed Mortgage Interest Rate (Annual %)

6.54

6.8

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: March 1, 2026

Georgetown, KY Median Internet Speeds (Updated December 2025)

Mobile

Mbps

Fixed Broadband

Mbps

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

City tags:

🌎 North america

Cost of Living in Georgetown, KY - Frequently Asked Questions

Georgetown balances small-city charm with practical costs, making it a sensible base for longer stays. You will find reliable services, a pleasant downtown, and access to Lexington's larger job and recreation scene without paying big-city rent. The pace suits freelancers and remote workers who want stability and a sense of community. You can expect reasonable room to move between housing options, groceries, and utilities, with seasonal shifts in tourism affecting short-term costs. Cost of Living in Georgetown, KY, United States gives a benchmark that often sits below major metro centers, especially for housing in suburban areas. Tip: map a sample week to compare cost clusters like dining, groceries, and transit.

Housing searches usually center on a mix of quiet neighborhoods and a compact downtown core. Look for walkable blocks, safe streets, and reasonable access to parks. Food options range from farmers markets to grocery stores and casual dining; you will find familiar chains plus regional specialties. Transport is predominantly car based, with bike routes in some corridors and occasional rideshare options. Errands like banking and services cluster along Main Street, easing day-to-day routines. For newcomers, understanding the Georgetown, KY, United States living cost helps calibrate expectations for rent, utilities, and groceries as you compare neighborhoods. Tip: prepare a two week test plan to sample both weekday and weekend rhythms.

A budgeting framework helps balance housing, food, transport, and activities. Start with a simple rule: prioritize essential housing and utilities, allocate a flexible portion to groceries and transport, and keep a buffer for leisure and travel. In summer, plan outdoor activities and shade; in winter, anticipate heating usage and cozy evenings indoors. Neighborhood fit matters: downtown is walkable but denser; nearby suburbs offer larger homes and quieter streets; consider proximity to Lexington for work or social life. Tip: rotate neighborhoods for short-term stays to test vibe and convenience.