Last update: Oct 2026

Cost of Living Comparison Between Georgetown, KY and Austin, TX

For one person, living is cheaper in Georgetown, KY: $2,318 a month against $2,698 in Austin, TX, rent and utilities included – about $4,600 less a year. Other living expenses account for most of the difference.

112

Cost of Living Index in Georgetown, KY
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Georgetown, KY Living Index
129

Cost of Living Index in Austin, TX
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Austin, TX Living Index

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Georgetown, KY

🇺🇸 United States

$2,318

/mo nomad

Austin, TX

🇺🇸 United States

$2,698

/mo nomad

Monthly Cost of Living

How much you'll spend in Georgetown, KY and in Austin, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Georgetown, KY and in Austin, TX actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,318 in Georgetown, KY versus $2,698 in Austin, TX.

Georgetown, KY $2,318
Austin, TX $2,698

Estimated couple costs with rent: $3,201 in Georgetown, KY versus $4,160 in Austin, TX.

Georgetown, KY $3,201
Austin, TX $4,160

Monthly costs for a family of three with rent: $4,084 in Georgetown, KY versus $5,622 in Austin, TX.

Georgetown, KY $4,084
Austin, TX $5,622

Living in Georgetown, KY costs roughly 14% less than in Austin, TX, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Georgetown, KY 71% above, Austin, TX 99% above.

Meal at Budget Restaurant

$13.17 $13.17

$20.63 $20.63

-36.16%

Three-Course Dinner for Two, Mid-Range

$56.2 $56.2

$84.6 $84.6

-33.59%

Fast Food Meal (McDonalds, etc)

$9.04 $9.04

$12.07 $12.07

-25.10%

Cappuccino

$4.23 $4.23

$5.48 $5.48

-22.81%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.42 $2.42

$3.80 $3.80

-36.32%

Water (0.33 liter bottle)

$1.85 $1.85

$2.47 $2.47

-25.10%

Local Beer (0.5 liter draught)

$5.10 $5.10

$8.05 $8.05

-36.65%

Imported Beer (0.33 liter bottle)

$5.86 $5.86

$8.88 $8.88

-34.01%

Milk (1 liter)

$0.78 $0.78

$1.11 $1.11

-29.73%

White Bread (500g)

$2.70 $2.70

$3.72 $3.72

-27.42%

Rice (white) (1kg)

$3.90 $3.90

$3.37 $3.37

15.73%

Eggs

$3.54 $3.54

$4.32 $4.32

-18.06%

Local Cheese (1kg)

$10.38 $10.38

$13.13 $13.13

-20.94%

Chicken Fillets (1kg)

$10.28 $10.28

$14.15 $14.15

-27.35%

Beef Round Steak (1kg)

$14.59 $14.59

$16.33 $16.33

-10.66%

Apples (1kg)

$5.59 $5.59

$4.55 $4.55

22.86%

Banana (1kg)

$1.46 $1.46

Oranges (1kg)

$5.77 $5.77

$4.71 $4.71

22.51%

Tomato (1kg)

$4.36 $4.36

$4.15 $4.15

5.06%

Potato (1kg)

$2.60 $2.60

$2.58 $2.58

0.78%

Onion (1kg)

$3.09 $3.09

$2.35 $2.35

31.49%

Lettuce (1 head)

$2.17 $2.17

$1.77 $1.77

22.60%

Water (1.5 liter bottle)

$2.70 $2.70

$2.14 $2.14

26.17%

Cigarettes 20 Pack (Marlboro, Camel)

$9.14 $9.14

$10.10 $10.10

-9.50%

Wine (Bottle)

$12.75 $12.75

$15.19 $15.19

-16.06%

Local Beer (0.5 liter bottle)

$1.70 $1.70

$2.82 $2.82

-39.72%

Imported Beer (0.33 liter bottle)

$4.19 $4.19

$3.44 $3.44

21.80%

One-way Ticket (Public Transport)

$2.07 $2.07

$1.54 $1.54

34.42%

Public Transport Monthly Pass (Regular Price)

$40.99 $40.99

Taxi Start (Normal Tariff)

$4.95 $4.95

$2.80 $2.80

76.79%

Taxi (Normal Tariff) (1km)

$1.68 $1.68

$1.60 $1.60

5.00%

Taxi 1hour Waiting (Normal Tariff)

$29.23 $29.23

$34.34 $34.34

-14.88%

Gasoline (1 liter)

$0.98 $0.98

$0.94 $0.94

4.26%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.3K $27.3K

$34.0K $34.0K

-19.80%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.6K $26.6K

$26.8K $26.8K

-0.75%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$193 $193

$223 $223

-13.18%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$50.4 $50.4

$58.9 $58.9

-14.40%

Internet (50+ Mbps, Unlimited Data)

$58.1 $58.1

$70.6 $70.6

-17.68%

Gym Membership (Monthly)

$40.55 $40.55

$57.7 $57.7

-29.72%

Tennis Court (1 Hour on Weekend)

$25.02 $25.02

$16.53 $16.53

51.36%

Cinema Ticket

$15.09 $15.09

$14.26 $14.26

5.82%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$542 $542

$1,511 $1,511

-64.13%

International Primary School, 1 Child (Yearly)

$6,537 $6,537

$20.9K $20.9K

-68.71%

Jeans (Levis 501 Or Similar)

$39.51 $39.51

$51.3 $51.3

-22.94%

Summer Dress (H&M, Zara, etc)

$30.96 $30.96

$44.17 $44.17

-29.91%

Sport Shoes (Adidas, Nike)

$70.8 $70.8

$87.0 $87.0

-18.63%

Men's Leather Business Shoes

$124 $124

$104 $104

18.41%

1-bedroom Apartment, City Center (Monthly)

$1,799 $1,799

$1,940 $1,940

-7.28%

1-bedroom Apartment, Outside City Center (Monthly)

$1,197 $1,197

$1,316 $1,316

-9.05%

3-bedroom Apartment, City Center (Monthly)

$2,402 $2,402

$3,664 $3,664

-34.46%

3-bedroom Apartment, Outside City Center (Monthly)

$1,651 $1,651

$2,565 $2,565

-35.64%

Buy Apartment in City Center (m2)

$2,749 $2,749

$7,354 $7,354

-62.63%

Buy Apartment Outside City Center (m2)

$2,606 $2,606

$3,129 $3,129

-16.70%

Average Monthly Net Salary (After Tax)

$5,416 $5,416

$5,286 $5,286

2.44%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.74

6.79

-0.74%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Georgetown, KY: October 17, 2026

Last update for Austin, TX: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Georgetown, KY

$1.2K 51.7%

Austin, TX

$1.3K 48.8% 9.9% $119

Groceries & Markets

Georgetown, KY

$370 16%

Austin, TX

$406 15.1% 9.7% $36

Monthly Utilities & Internet

Georgetown, KY

$302 13%

Austin, TX

$352 13.1% 16.7% $50

Eating Out

Georgetown, KY

$238 10.3%

Austin, TX

$350 13% 47.3% $112

Clothing & Footwear

Georgetown, KY

$119 5.1%

Austin, TX

$129 4.8% 8.3% $9.9

Sport & Entertainment

Georgetown, KY

$71 3.1%

Austin, TX

$86 3.2% 21.9% $15

Getting Around

Georgetown, KY

$22 * 0.9%

Austin, TX

$58 2.2% 168% $36

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,799 in Georgetown, KY and $1,940 in Austin, TX. Housing cost is often the main lever when comparing two cities.

Georgetown, KY pays 2% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $56.0 in Georgetown, KY vs $85.0 in Austin, TX for a mid-range dinner for two. Groceries echo the gap at $370 vs $406 per month, with Georgetown, KY cheaper across the board.

Good to know

🇺🇸 Georgetown, KY

🇺🇸 Austin, TX

🕒 Local time

01:22 1:22 AM

00:22 12:22 AM

1 h behind Georgetown, KY

🌤 Weather

👥 Population

67,176

974,447

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

On the map

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Highest

Between locations

Georgetown, KY Austin, TX 1,500 km ≈ 2 h 15 min nonstop flight

From you

Georgetown, KY
Austin, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Georgetown, KY vs Austin, TX: Cost of Living - Frequently Asked Questions

Georgetown, KY wins on cost – living expenses run 16% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Georgetown, KY the obvious pick if budget is a priority.

Average pay runs 2% higher in Georgetown, KY, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,799 in Georgetown, KY versus $1,940 in Austin, TX. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $542 in Georgetown, KY versus $1,511 in Austin, TX. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Georgetown, KY – a meal for two runs $56.0 versus $85.0 in Austin, TX. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $3,000. Georgetown, KY is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Georgetown, KY and Austin, TX are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Georgetown, KY gentler on the wallet – expenses run 16% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.