Cost of Living in Gallup, NM - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $1,214 (excluding rent), and $2,693 including rent.

Family of 3: Estimated monthly costs are $2,857 (excluding rent), and $5,137 including rent.

Meal at Budget Restaurant

$20.25 $20.25

$15.19 $15.19

$40.5 $40.5

Three-Course Dinner for Two, Mid-Range

$61.1 $61.1

$153 $153

Fast Food Meal (McDonalds, etc)

$12.15 $12.15

$11.64 $11.64

$12.57 $12.57

Cappuccino

$6.07 $6.07

$3.03 $3.03

$10.12 $10.12

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.9 $2.9

$2.66 $2.66

$7.18 $7.18

Water (0.33 liter bottle)

$2.19 $2.19

$1.94 $1.94

$3.89 $3.89

Local Beer (0.5 liter draught)

$6.65 $6.65

$3.07 $3.07

$7.16 $7.16

Imported Beer (0.33 liter bottle)

$7.02 $7.02

$6.01 $6.01

$10.02 $10.02

Milk (1 liter)

$1.17 $1.17

$0.87 $0.87

$3.03 $3.03

White Bread (500g)

$4.1 $4.1

$1.31 $1.31

$6.68 $6.68

Rice (white) (1kg)

$3.25 $3.25

$2.17 $2.17

$10.85 $10.85

Eggs

$5.11 $5.11

$3.01 $3.01

$7.03 $7.03

Local Cheese (1kg)

$16.4 $16.4

$12.43 $12.43

$50.3 $50.3

Chicken Fillets (1kg)

$15.94 $15.94

$8.63 $8.63

$44.32 $44.32

Beef Round Steak (1kg)

$19.74 $19.74

$7.96 $7.96

$29.6 $29.6

Apples (1kg)

$5.65 $5.65

$3.17 $3.17

$8.62 $8.62

Banana (1kg)

$1.35 $1.35

$1.33 $1.33

$2.24 $2.24

Oranges (1kg)

$6.55 $6.55

$3.65 $3.65

$10.93 $10.93

Tomato (1kg)

$6.02 $6.02

$2.93 $2.93

$10.82 $10.82

Potato (1kg)

$5.46 $5.46

$1.92 $1.92

$8.75 $8.75

Onion (1kg)

$2.56 $2.56

$1.93 $1.93

$3.88 $3.88

Lettuce (1 head)

$1.52 $1.52

$3.05 $3.05

Water (1.5 liter bottle)

$2.34 $2.34

$1.51 $1.51

$3.02 $3.02

Cigarettes 20 Pack (Marlboro, Camel)

$9.31 $9.31

$7.77 $7.77

$11.66 $11.66

Wine (Bottle)

$13.15 $13.15

$10.12 $10.12

$21.24 $21.24

Local Beer (0.5 liter bottle)

$2.05 $2.05

$1.71 $1.71

$4.23 $4.23

Imported Beer (0.33 liter bottle)

$4.24 $4.24

$2.54 $2.54

$6.1 $6.1

One-way Ticket (Public Transport)

$2.03 $2.03

$1.27 $1.27

$2.03 $2.03

Taxi Start (Normal Tariff)

$3.52 $3.52

$3.02 $3.02

$5.03 $5.03

Taxi (Normal Tariff) (1km)

$1.87 $1.87

$1.84 $1.84

$2.07 $2.07

Taxi 1hour Waiting (Normal Tariff)

$29.42 $29.42

$26.61 $26.61

$35.28 $35.28

Gasoline (1 liter)

$0.77 $0.77

$0.69 $0.69

$0.88 $0.88

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.3K $29.3K

$23.1K $23.1K

$36.5K $36.5K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$29.8K $29.8K

$24.6K $24.6K

$42.3K $42.3K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$201 $201

$155 $155

$302 $302

SIM Card Monthly Plan (Calls and 10GB+ Data)

$45.16 $45.16

$25.28 $25.28

$48.49 $48.49

Internet (50+ Mbps, Unlimited Data)

$49.62 $49.62

$119 $119

Gym Membership (Monthly)

$43.82 $43.82

$17.83 $17.83

$51 $51

Cinema Ticket

$15.29 $15.29

$20.38 $20.38

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,017 $1,017

International Primary School, 1 Child (Yearly)

$15.5K $15.5K

Jeans (Levis 501 Or Similar)

$49.66 $49.66

$35.47 $35.47

$76 $76

Summer Dress (H&M, Zara, etc)

$56.7 $56.7

$24.87 $24.87

$88.5 $88.5

Sport Shoes (Adidas, Nike)

$89.1 $89.1

$70.6 $70.6

$101 $101

Men's Leather Business Shoes

$111 $111

$101 $101

$122 $122

1-bedroom Apartment, City Center (Monthly)

$999 $999

$699 $699

$1,299 $1,299

1-bedroom Apartment, Outside City Center (Monthly)

$1,364 $1,364

$1,008 $1,008

$1,512 $1,512

3-bedroom Apartment, City Center (Monthly)

$1,827 $1,827

$1,218 $1,218

$2,436 $2,436

3-bedroom Apartment, Outside City Center (Monthly)

$2,204 $2,204

$1,686 $1,686

$2,480 $2,480

Buy Apartment in City Center (m2)

$2,412 $2,412

$1,769 $1,769

$2,412 $2,412

Buy Apartment Outside City Center (m2)

$2,274 $2,274

$1,858 $1,858

$2,274 $2,274

Average Monthly Net Salary (After Tax)

$2,438 $2,438

20-Year Fixed Mortgage Interest Rate (Annual %)

6.8

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update: November 29, 2025

Digital Nomad Cost of Living Index

City tags:

🌎 North america

Cost of Living in Gallup, NM - Frequently Asked Questions

Gallup offers a steadier pace, lower overall expenses, and a close-knit feel that many travelers and remote workers prize. You’re likely to find more breathing room in housing and everyday costs than in big coastal cities, with services and amenities that fit a small-town rhythm. Budget planning hinges on housing, utilities, groceries, and occasional dining out. Cost of Living in Gallup, NM, United States sets the baseline you’ll reference as you compare neighborhoods and plan outings to the area’s natural and cultural sights. Tip: Start by visiting a few neighborhoods at different times to gauge value, noise, and accessibility.

Daily life centers on practicality and community. You’ll find a mix of modest apartments, small houses, and rental units in walkable neighborhoods close to services. The housing search rewards flexibility and visiting at different times to see upkeep and noise patterns. Food options range from local diners to markets with regional produce and staples. Public transport is modest, so many rely on a car or rideshare; walking is easy in core streets. The Gallup, NM, United States living cost factors into your daily budgeting, shaping how you allocate for groceries and errands as you settle into a routine. Tip: Explore a few days of shopping in different blocks to compare value.

Maintaining a good quality of life comes from a simple budgeting framework and neighborhood pacing. Use a straightforward housing- and needs-first approach: define housing, groceries, transport, and discretionary categories, then compare options as you explore. In Gallup you’ll notice seasonal shifts in activity and crowds around events, which affects how you budget for entertainment and errands. Seek neighborhoods that balance access to shops with a quieter vibe; downtown areas or the Eastside often offer walkability and community spaces. Tip: Establish a simple monthly framework and revisit it quarterly to stay aligned with changing needs.