Cost of Living in Fort Collins, CO - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $1,029 (excluding rent), and $2,454 including rent.

Family of 3: Estimated monthly costs are $2,566 (excluding rent), and $4,984 including rent.

Meal at Budget Restaurant

$17.98 $17.98

$10.99 $10.99

$34.96 $34.96

Three-Course Dinner for Two, Mid-Range

$73.2 $73.2

$40.67 $40.67

$91.5 $91.5

Fast Food Meal (McDonalds, etc)

$11.38 $11.38

$9.90 $9.90

$11.88 $11.88

Cappuccino

$4.81 $4.81

$3.98 $3.98

$6.97 $6.97

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.96 $1.96

$1.47 $1.47

$5.89 $5.89

Water (0.33 liter bottle)

$2.37 $2.37

$1.95 $1.95

$4.86 $4.86

Local Beer (0.5 liter draught)

$7.10 $7.10

$4.57 $4.57

$7.10 $7.10

Imported Beer (0.33 liter bottle)

$6.46 $6.46

$4.97 $4.97

$7.46 $7.46

Milk (1 liter)

$1.05 $1.05

$0.89 $0.89

$1.35 $1.35

White Bread (500g)

$3.03 $3.03

$1.62 $1.62

$6.49 $6.49

Rice (white) (1kg)

$3.29 $3.29

$2.23 $2.23

$17.84 $17.84

Eggs

$4.24 $4.24

$2.05 $2.05

$6.15 $6.15

Local Cheese (1kg)

$10.97 $10.97

$8.78 $8.78

$13.17 $13.17

Chicken Fillets (1kg)

$8.45 $8.45

$6.06 $6.06

$16.24 $16.24

Beef Round Steak (1kg)

$16.38 $16.38

$13.11 $13.11

$21.85 $21.85

Apples (1kg)

$3.86 $3.86

$3.26 $3.26

$6.55 $6.55

Banana (1kg)

$1.56 $1.56

$1.12 $1.12

$1.79 $1.79

Oranges (1kg)

$4.40 $4.40

$3.35 $3.35

$5.61 $5.61

Tomato (1kg)

$4.89 $4.89

$3.22 $3.22

$8.57 $8.57

Potato (1kg)

$2.28 $2.28

$1.74 $1.74

$3.27 $3.27

Onion (1kg)

$1.95 $1.95

$1.78 $1.78

$3.35 $3.35

Lettuce (1 head)

$2.40 $2.40

$1.95 $1.95

$2.92 $2.92

Water (1.5 liter bottle)

$2.03 $2.03

$1.01 $1.01

$2.53 $2.53

Cigarettes 20 Pack (Marlboro, Camel)

$9.59 $9.59

$9.09 $9.09

$10.10 $10.10

Wine (Bottle)

$18.03 $18.03

$6.00 $6.00

$20.04 $20.04

Local Beer (0.5 liter bottle)

$2.21 $2.21

$1.70 $1.70

$2.81 $2.81

Imported Beer (0.33 liter bottle)

$2.78 $2.78

$1.53 $1.53

$4.08 $4.08

One-way Ticket (Public Transport)

$2.02 $2.02

$1.26 $1.26

$2.02 $2.02

Public Transport Monthly Pass (Regular Price)

Taxi Start (Normal Tariff)

$2.54 $2.54

$5.07 $5.07

Taxi (Normal Tariff) (1km)

$1.44 $1.44

$2.22 $2.22

Taxi 1hour Waiting (Normal Tariff)

$24.96 $24.96

$34.95 $34.95

Gasoline (1 liter)

$0.80 $0.80

$0.68 $0.68

$0.88 $0.88

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.2K $27.2K

$23.6K $23.6K

$35.5K $35.5K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.1K $25.1K

$24.7K $24.7K

$25.9K $25.9K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$164 $164

$112 $112

$239 $239

SIM Card Monthly Plan (Calls and 10GB+ Data)

$43.25 $43.25

$15.09 $15.09

$50.3 $50.3

Internet (50+ Mbps, Unlimited Data)

$75.7 $75.7

$59.3 $59.3

$123 $123

Gym Membership (Monthly)

$60.2 $60.2

$40.14 $40.14

$80.3 $80.3

Tennis Court (1 Hour on Weekend)

$15.16 $15.16

Cinema Ticket

$12.14 $12.14

$10.63 $10.63

$18.22 $18.22

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,533 $1,533

$1,056 $1,056

$2,011 $2,011

International Primary School, 1 Child (Yearly)

$12.3K $12.3K

$26.8K $26.8K

Jeans (Levis 501 Or Similar)

$67.7 $67.7

$50.2 $50.2

$80.3 $80.3

Summer Dress (H&M, Zara, etc)

$92.0 $92.0

$40.13 $40.13

$150 $150

Sport Shoes (Adidas, Nike)

$80.9 $80.9

$70.8 $70.8

$101 $101

Men's Leather Business Shoes

$109 $109

$101 $101

$126 $126

1-bedroom Apartment, City Center (Monthly)

$1,766 $1,766

$1,485 $1,485

$2,179 $2,179

1-bedroom Apartment, Outside City Center (Monthly)

$1,227 $1,227

$982 $982

$1,767 $1,767

3-bedroom Apartment, City Center (Monthly)

$2,874 $2,874

$2,285 $2,285

$4,063 $4,063

3-bedroom Apartment, Outside City Center (Monthly)

$2,273 $2,273

$1,994 $1,994

$2,991 $2,991

Buy Apartment in City Center (m2)

$2,958 $2,958

$2,916 $2,916

$4,805 $4,805

Buy Apartment Outside City Center (m2)

$2,980 $2,980

$2,937 $2,937

$3,765 $3,765

Average Monthly Net Salary (After Tax)

$4,520 $4,520

20-Year Fixed Mortgage Interest Rate (Annual %)

6.59

6.19

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: January 10, 2026

Fort Collins, CO Median Internet Speeds (Updated December 2025)

Mobile

Mbps

Fixed Broadband

380

Mbps

210

Mbps

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

City tags:

🌎 North america

Cost of Living in Fort Collins, CO - Frequently Asked Questions

Fort Collins offers a balanced blend of small-city amenities and easy access to the outdoors, with affordability that appeals to travelers, expats, and digital nomads who value stability over speed. Housing is the main driver of costs here, often more affordable than Boulder or downtown Denver but still a consideration for long stays. Groceries and dining options range from casual to craft-focused experiences, helping you balance expenses. The climate and bike-friendly streets support low-transport costs if cycling or staying near transit hubs. Cost of Living in Fort Collins, CO, United States reflects that mix. Tip: Plan your budgeting around housing and seasonal interests to maximize value.

Day-to-day life in Fort Collins blends outdoor access with practical city living. When you search for housing, look in Old Town for walkability, campus-adjacent areas for balance, and quieter neighborhoods toward the foothills for value. Fort Collins, CO living cost varies by area, so offset rent with groceries and occasional dining at casual spots. Food options range from farmers markets and co-ops to neighborhood bistros, while bike lanes and reliable bus service keep errands doable without a car. For work, several coworking spaces and cafés suit flexible schedules. Weekend recreation is easy, from hikes to brewery strolls, with seasonal events boosting local flavor. Tip: make a weekly route plan to save time and fuel.

Quality of life in Fort Collins centers on balance – outdoor access without sacrificing city conveniences. A simple budgeting framework prioritizes housing first, then essentials, and finally discretionary spends, with savings tucked in for seasonal changes. In winter, heating needs and cozy indoor options shape activities; in summer, outdoor festivals and markets take center stage. Neighborhood fit matters: Old Town for walkability and nightlife, Westside for quieter streets, and east-side areas for campus access. Save by leveraging community resources, shopping at co-ops, and choosing multi-use spaces for work and social life. Tip: stack errands to minimize trips and explore free community events.