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Cost of Living in Dunedin - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $956 (excluding rent), and $1,860 including rent.
Family of 3: Estimated monthly costs are $2,350 (excluding rent), and $3,721 including rent.
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🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$12 NZ$20.94
$8.99 NZ$15.7
$14.99 NZ$26.17
Three-Course Dinner for Two, Mid-Range
$73.7 NZ$129
$61.4 NZ$107
$184 NZ$322
Fast Food Meal (McDonalds, etc)
$10.67 NZ$18.63
$8.89 NZ$15.52
$11.86 NZ$20.71
Cappuccino
$3.44 NZ$6.01
$2.42 NZ$4.23
$7.28 NZ$12.72
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.28 NZ$3.97
$1.53 NZ$2.68
$3.06 NZ$5.34
Water (0.33 liter bottle)
$2.03 NZ$3.54
$1.49 NZ$2.6
$2.37 NZ$4.14
Local Beer (0.5 liter draught)
$7.19 NZ$12.55
$6.28 NZ$10.97
$7.78 NZ$13.59
Imported Beer (0.33 liter bottle)
$5.87 NZ$10.25
$5.29 NZ$9.23
$8.8 NZ$15.36
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$2.18 NZ$3.81
$1.55 NZ$2.7
$3.08 NZ$5.38
White Bread (500g)
$1.98 NZ$3.46
$1.24 NZ$2.16
$2.95 NZ$5.15
Rice (white) (1kg)
$1.81 NZ$3.15
$1.15 NZ$2
$2.11 NZ$3.68
Eggs
$5.69 NZ$9.94
$2.41 NZ$4.21
$7.31 NZ$12.76
Local Cheese (1kg)
$8.29 NZ$14.47
$6.65 NZ$11.62
$10.89 NZ$19.01
Chicken Fillets (1kg)
$10.6 NZ$18.5
$6.55 NZ$11.44
$13.12 NZ$22.9
Beef Round Steak (1kg)
$13.35 NZ$23.32
$11.66 NZ$20.36
$17.19 NZ$30.02
Apples (1kg)
$2.85 NZ$4.97
$1.53 NZ$2.67
$3.54 NZ$6.19
Banana (1kg)
$2.27 NZ$3.96
$1.96 NZ$3.43
$2.39 NZ$4.17
Oranges (1kg)
$3.44 NZ$6.01
$2.47 NZ$4.31
$4.01 NZ$7.01
Tomato (1kg)
$4.39 NZ$7.67
$2.69 NZ$4.7
$8.2 NZ$14.32
Potato (1kg)
$2.01 NZ$3.5
$1.24 NZ$2.17
$4.34 NZ$7.58
Onion (1kg)
$1.97 NZ$3.45
$1.11 NZ$1.94
$2.34 NZ$4.09
Lettuce (1 head)
$2.48 NZ$4.32
$1.49 NZ$2.6
$3.28 NZ$5.72
Water (1.5 liter bottle)
$1.11 NZ$1.94
$0.61 NZ$1.07
$2.46 NZ$4.29
Cigarettes 20 Pack (Marlboro, Camel)
$23.96 NZ$41.84
$23.66 NZ$41.32
$26.89 NZ$46.96
Wine (Bottle)
$9.11 NZ$15.91
$7.64 NZ$13.35
$10 NZ$17.46
Local Beer (0.5 liter bottle)
$2.59 NZ$4.53
$1.63 NZ$2.85
$3.69 NZ$6.45
Imported Beer (0.33 liter bottle)
$3.64 NZ$6.35
$1.31 NZ$2.28
$7.22 NZ$12.6
🚌 Getting Around
Cost
Range
One-way Ticket (Public Transport)
$1.18 NZ$2.06
$1.18 NZ$2.06
$3.53 NZ$6.16
Public Transport Monthly Pass (Regular Price)
$71.5 NZ$125
$26.8 NZ$46.8
$71.5 NZ$125
Taxi Start (Normal Tariff)
$5.98 NZ$10.45
$1.8 NZ$3.14
$5.98 NZ$10.45
Taxi (Normal Tariff) (1km)
$1.09 NZ$1.9
$1.09 NZ$1.9
$2.72 NZ$4.75
Taxi 1hour Waiting (Normal Tariff)
$29.81 NZ$52.1
$29.81 NZ$52.1
$35.78 NZ$62.5
Gasoline (1 liter)
$1.71 NZ$2.98
$1.65 NZ$2.87
$1.73 NZ$3.01
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$19.9K NZ$34.8K
$15.7K NZ$27.4K
$24.1K NZ$42.1K
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26K NZ$45.4K
$18.3K NZ$32K
$33.6K NZ$58.7K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$101 NZ$176
$67.7 NZ$118
$179 NZ$313
SIM Card Monthly Plan (Calls and 10GB+ Data)
$35.12 NZ$61.3
$17.74 NZ$30.98
$38.44 NZ$67.1
Internet (50+ Mbps, Unlimited Data)
$56.5 NZ$98.6
$49.18 NZ$85.9
$61.5 NZ$107
🎉 Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$52.5 NZ$91.7
$33.4 NZ$58.3
$82.6 NZ$144
Tennis Court (1 Hour on Weekend)
$6.06 NZ$10.58
$4.84 NZ$8.45
$15.75 NZ$27.5
Cinema Ticket
$9.45 NZ$16.5
$8.27 NZ$14.43
$11.81 NZ$20.62
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$584 NZ$1,020
$542 NZ$946
$626 NZ$1,093
International Primary School, 1 Child (Yearly)
$12.1K NZ$21.1K
$10.3K NZ$17.9K
$15.1K NZ$26.4K
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$66 NZ$115
$47.99 NZ$83.8
$90 NZ$157
Summer Dress (H&M, Zara, etc)
$35.65 NZ$62.3
$24.45 NZ$42.69
$48.9 NZ$85.4
Sport Shoes (Adidas, Nike)
$96.6 NZ$169
$73.6 NZ$129
$123 NZ$214
Men's Leather Business Shoes
$121 NZ$211
$71.6 NZ$125
$149 NZ$261
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$875 NZ$1,528
$710 NZ$1,240
$1,302 NZ$2,274
1-bedroom Apartment, Outside City Center (Monthly)
$761 NZ$1,329
$595 NZ$1,038
$1,082 NZ$1,889
3-bedroom Apartment, City Center (Monthly)
$1,497 NZ$2,614
$1,202 NZ$2,098
$2,043 NZ$3,567
3-bedroom Apartment, Outside City Center (Monthly)
$1,307 NZ$2,282
$1,235 NZ$2,156
$1,662 NZ$2,902
Buy Apartment in City Center (m2)
$2,851 NZ$4,978
-
Buy Apartment Outside City Center (m2)
$1,981 NZ$3,458
$1,711 NZ$2,987
$2,251 NZ$3,930
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary (After Tax)
$2,502 NZ$4,369
-
20-Year Fixed Mortgage Interest Rate (Annual %)
7.07
6.8
8

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update: December 1, 2025

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Cost of Living in Dunedin - Frequently Asked Questions
Is Dunedin a good value for money for travelers, expats, and digital nomads compared with other cities in New Zealand?
Compared with larger centers like Auckland or Wellington, Dunedin often feels like better value for travelers, expats, and digital nomads who want a livable city without a heavy price tag. The pace is slower, amenities are compact but reliable, and you can balance work with exploration without paying a premium for every meal or commute. Housing tends to be more approachable when you look beyond the city center, and many neighborhoods offer walkable access to shops, parks, and libraries. The cultural scene remains rich, from cafés to museums, at a lower daily cost than bigger cities. Cost of Living in Dunedin frames the discussion in practical, experiential terms. Tip: Start with a flexible plan that balances fixed costs with occasional outings to maximize value.
What does daily life look like for housing, food options, transport, and errands in Dunedin for a traveler or remote worker?
Daily life centers on a compact downtown, the university belt, and the harbor edge. Housing options range from character cottages in North Dunedin to modern flats near campus, with lease terms shaped by location and size. Grocery shopping shines at farmers markets, fishmongers, and discount chains; cooking at home keeps costs friendly. Public transit and cycling are practical, and a growing number of coworking spaces suit remote work needs. Errands are easy on foot or by bus, especially in walkable neighborhoods. Dunedin living cost varies by neighborhood and season, so map a base area that aligns with your daily routine. Tip: Build a flexible schedule that uses local markets and transit passes to stay efficient.
What budgeting and lifestyle tips help you balance costs, seasonality, and finding a neighborhood that fits in Dunedin?
Quality of life here comes from a thoughtful budgeting approach and a sense of seasonal possibilities. Start with a simple framework: fixed housing and utilities, flexible groceries and transit, and deliberate leisure. In winter, layer clothing and use heating mindfully; in milder months, take advantage of outdoor markets and free events. Neighborhood fit matters: North Dunedin offers a student-friendly, cultural vibe; the waterfront area combines walkability with beaches; inner-city pockets deliver cafes and nightlife. Save by cooking at home, borrowing books from libraries, and choosing reusable options. Planning ahead for longer stays helps you unlock community discounts and practical freebies. Tip: Build a routine that leaves room for local experiences and gradual exploration.

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