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Cost of Living in Dunedin - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $960 (excluding rent), and $1,828 including rent.
Family of 3: Estimated monthly costs are $2,318 (excluding rent), and $3,727 including rent.
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🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$12.27 NZ$21.35
$9.20 NZ$16.00
$15.33 NZ$26.67
Three-Course Dinner for Two, Mid-Range
$73.2 NZ$127
$61.0 NZ$106
$183 NZ$319
Fast Food Meal (McDonalds, etc)
$10.66 NZ$18.54
$8.88 NZ$15.45
$11.84 NZ$20.61
Cappuccino
$3.52 NZ$6.13
$2.48 NZ$4.32
$7.46 NZ$12.97
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.28 NZ$3.96
$1.54 NZ$2.67
$3.06 NZ$5.33
Water (0.33 liter bottle)
$2.10 NZ$3.66
$1.54 NZ$2.68
$2.46 NZ$4.28
Local Beer (0.5 liter draught)
$7.09 NZ$12.34
$6.20 NZ$10.79
$7.68 NZ$13.36
Imported Beer (0.33 liter bottle)
$5.91 NZ$10.29
$5.32 NZ$9.26
$8.86 NZ$15.42
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$2.10 NZ$3.65
$1.49 NZ$2.59
$2.97 NZ$5.16
White Bread (500g)
$1.97 NZ$3.43
$1.23 NZ$2.14
$2.94 NZ$5.11
Rice (white) (1kg)
$1.91 NZ$3.32
$1.21 NZ$2.11
$2.22 NZ$3.87
Eggs
$5.58 NZ$9.71
$2.36 NZ$4.11
$7.16 NZ$12.46
Local Cheese (1kg)
$8.33 NZ$14.50
$6.69 NZ$11.64
$10.95 NZ$19.05
Chicken Fillets (1kg)
$10.56 NZ$18.37
$6.53 NZ$11.36
$13.07 NZ$22.74
Beef Round Steak (1kg)
$12.91 NZ$22.45
$11.27 NZ$19.61
$16.62 NZ$28.91
Apples (1kg)
$2.86 NZ$4.98
$1.54 NZ$2.67
$3.56 NZ$6.20
Banana (1kg)
$2.28 NZ$3.96
$1.97 NZ$3.42
$2.40 NZ$4.17
Oranges (1kg)
$3.34 NZ$5.81
$2.39 NZ$4.17
$3.90 NZ$6.78
Tomato (1kg)
$4.45 NZ$7.74
$2.72 NZ$4.74
$8.30 NZ$14.45
Potato (1kg)
$1.91 NZ$3.33
$1.19 NZ$2.06
$4.14 NZ$7.20
Onion (1kg)
$2.06 NZ$3.58
$1.15 NZ$2.01
$2.44 NZ$4.25
Lettuce (1 head)
$2.54 NZ$4.43
$1.53 NZ$2.66
$3.36 NZ$5.85
Water (1.5 liter bottle)
$1.07 NZ$1.86
$0.59 NZ$1.03
$2.37 NZ$4.12
Cigarettes 20 Pack (Marlboro, Camel)
$23.72 NZ$41.26
$23.42 NZ$40.75
$26.62 NZ$46.31
Wine (Bottle)
$9.10 NZ$15.83
$7.39 NZ$12.85
$11.93 NZ$20.77
Local Beer (0.5 liter bottle)
$2.55 NZ$4.44
$1.61 NZ$2.80
$3.64 NZ$6.33
Imported Beer (0.33 liter bottle)
$3.68 NZ$6.40
$1.32 NZ$2.30
$7.30 NZ$12.70
🚌 Getting Around
Cost
Range
One-way Ticket (Public Transport)
$1.18 NZ$2.06
$1.18 NZ$2.06
$3.54 NZ$6.15
Public Transport Monthly Pass (Regular Price)
$71.6 NZ$125
$26.86 NZ$46.73
$71.6 NZ$125
Taxi Start (Normal Tariff)
$5.97 NZ$10.39
$1.79 NZ$3.12
$5.97 NZ$10.39
Taxi (Normal Tariff) (1km)
$1.14 NZ$1.98
$1.14 NZ$1.98
$2.85 NZ$4.96
Taxi 1hour Waiting (Normal Tariff)
$30.55 NZ$53.2
$30.55 NZ$53.2
$36.66 NZ$63.8
Gasoline (1 liter)
$1.73 NZ$3.01
$1.67 NZ$2.91
$1.75 NZ$3.05
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$19.8K NZ$34.4K
$15.6K NZ$27.1K
$24.0K NZ$41.7K
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.3K NZ$44.1K
$17.9K NZ$31.1K
$32.8K NZ$57.0K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$103 NZ$179
$69.2 NZ$120
$183 NZ$319
SIM Card Monthly Plan (Calls and 10GB+ Data)
$35.75 NZ$62.2
$18.06 NZ$31.43
$39.14 NZ$68.1
Internet (50+ Mbps, Unlimited Data)
$56.1 NZ$97.5
$48.84 NZ$85.0
$61.1 NZ$106
🎉 Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$52.0 NZ$90.5
$33.07 NZ$57.5
$81.8 NZ$142
Tennis Court (1 Hour on Weekend)
$5.94 NZ$10.33
$4.74 NZ$8.26
$15.43 NZ$26.85
Cinema Ticket
$9.69 NZ$16.87
$8.48 NZ$14.75
$12.12 NZ$21.08
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$588 NZ$1,024
$546 NZ$950
$631 NZ$1,098
International Primary School, 1 Child (Yearly)
$11.9K NZ$20.8K
$10.1K NZ$17.6K
$14.9K NZ$25.9K
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$66.5 NZ$116
$48.37 NZ$84.2
$90.7 NZ$158
Summer Dress (H&M, Zara, etc)
$35.53 NZ$61.8
$24.37 NZ$42.40
$48.73 NZ$84.8
Sport Shoes (Adidas, Nike)
$95.0 NZ$165
$72.4 NZ$126
$121 NZ$210
Men's Leather Business Shoes
$122 NZ$212
$72.3 NZ$126
$151 NZ$262
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$881 NZ$1,534
$716 NZ$1,245
$1,312 NZ$2,283
1-bedroom Apartment, Outside City Center (Monthly)
$768 NZ$1,336
$600 NZ$1,044
$1,092 NZ$1,900
3-bedroom Apartment, City Center (Monthly)
$1,508 NZ$2,624
$1,210 NZ$2,106
$2,058 NZ$3,580
3-bedroom Apartment, Outside City Center (Monthly)
$1,325 NZ$2,305
$1,252 NZ$2,178
$1,685 NZ$2,932
Buy Apartment in City Center (m2)
$2,854 NZ$4,966
-
Buy Apartment Outside City Center (m2)
$2,021 NZ$3,517
$1,746 NZ$3,037
$2,297 NZ$3,996
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary (After Tax)
$2,673 NZ$4,651
-
20-Year Fixed Mortgage Interest Rate (Annual %)
7.07
6.8
8

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: January 11, 2026

Dunedin Median Internet Speeds (Updated December 2025)

Mobile

Download
240
Mbps
Upload
40
Mbps
Latency
16
ms

Fixed Broadband

Download
241
Mbps
Upload
100
Mbps
Latency
10
ms
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
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Cost of Living in Dunedin - Frequently Asked Questions
Is Dunedin a good value for money for travelers, expats, and digital nomads compared with other cities in New Zealand?
Compared with larger centers like Auckland or Wellington, Dunedin often feels like better value for travelers, expats, and digital nomads who want a livable city without a heavy price tag. The pace is slower, amenities are compact but reliable, and you can balance work with exploration without paying a premium for every meal or commute. Housing tends to be more approachable when you look beyond the city center, and many neighborhoods offer walkable access to shops, parks, and libraries. The cultural scene remains rich, from cafés to museums, at a lower daily cost than bigger cities. Cost of Living in Dunedin frames the discussion in practical, experiential terms. Tip: Start with a flexible plan that balances fixed costs with occasional outings to maximize value.
What does daily life look like for housing, food options, transport, and errands in Dunedin for a traveler or remote worker?
Daily life centers on a compact downtown, the university belt, and the harbor edge. Housing options range from character cottages in North Dunedin to modern flats near campus, with lease terms shaped by location and size. Grocery shopping shines at farmers markets, fishmongers, and discount chains; cooking at home keeps costs friendly. Public transit and cycling are practical, and a growing number of coworking spaces suit remote work needs. Errands are easy on foot or by bus, especially in walkable neighborhoods. Dunedin living cost varies by neighborhood and season, so map a base area that aligns with your daily routine. Tip: Build a flexible schedule that uses local markets and transit passes to stay efficient.
What budgeting and lifestyle tips help you balance costs, seasonality, and finding a neighborhood that fits in Dunedin?
Quality of life here comes from a thoughtful budgeting approach and a sense of seasonal possibilities. Start with a simple framework: fixed housing and utilities, flexible groceries and transit, and deliberate leisure. In winter, layer clothing and use heating mindfully; in milder months, take advantage of outdoor markets and free events. Neighborhood fit matters: North Dunedin offers a student-friendly, cultural vibe; the waterfront area combines walkability with beaches; inner-city pockets deliver cafes and nightlife. Save by cooking at home, borrowing books from libraries, and choosing reusable options. Planning ahead for longer stays helps you unlock community discounts and practical freebies. Tip: Build a routine that leaves room for local experiences and gradual exploration.

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