Cost of Living in Decatur, IL - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $916 (excluding rent), and $1,667 including rent.

Family of 3: Estimated monthly costs are $2,229 (excluding rent), and $3,311 including rent.

Meal at Budget Restaurant

$19.53 $19.53

$15.02 $15.02

$45.06 $45.06

Three-Course Dinner for Two, Mid-Range

$67.1 $67.1

$39.79 $39.79

$99.5 $99.5

Fast Food Meal (McDonalds, etc)

$9.02 $9.02

$8.02 $8.02

$12.03 $12.03

Cappuccino

$5.02 $5.02

$2.47 $2.47

$8.88 $8.88

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.14 $2.14

$1.56 $1.56

$2.93 $2.93

Water (0.33 liter bottle)

$1.74 $1.74

$1.11 $1.11

$2.04 $2.04

Local Beer (0.5 liter draught)

$5.12 $5.12

$4.10 $4.10

$9.22 $9.22

Imported Beer (0.33 liter bottle)

$6.05 $6.05

$5.04 $5.04

$12.10 $12.10

Milk (1 liter)

$0.77 $0.77

$0.63 $0.63

$1.43 $1.43

White Bread (500g)

$2.66 $2.66

$1.13 $1.13

$3.58 $3.58

Rice (white) (1kg)

$1.96 $1.96

$6.46 $6.46

Eggs

$3.72 $3.72

$1.71 $1.71

$5.06 $5.06

Local Cheese (1kg)

$8.73 $8.73

$7.86 $7.86

$19.79 $19.79

Chicken Fillets (1kg)

$7.82 $7.82

$4.47 $4.47

$15.64 $15.64

Beef Round Steak (1kg)

$13.44 $13.44

$11.19 $11.19

$33.59 $33.59

Apples (1kg)

$4.32 $4.32

$3.00 $3.00

$10.79 $10.79

Banana (1kg)

$2.17 $2.17

$1.05 $1.05

$4.35 $4.35

Oranges (1kg)

$4.46 $4.46

$1.67 $1.67

$11.13 $11.13

Tomato (1kg)

$3.28 $3.28

$2.16 $2.16

$6.34 $6.34

Potato (1kg)

$0.90 $0.90

$6.75 $6.75

Onion (1kg)

$1.07 $1.07

$6.23 $6.23

Lettuce (1 head)

$1.48 $1.48

$1.98 $1.98

Water (1.5 liter bottle)

$2.50 $2.50

$1.47 $1.47

$3.82 $3.82

Cigarettes 20 Pack (Marlboro, Camel)

$6.81 $6.81

$9.73 $9.73

Wine (Bottle)

$15.11 $15.11

$12.58 $12.58

$20.14 $20.14

Local Beer (0.5 liter bottle)

$1.88 $1.88

$1.74 $1.74

$2.15 $2.15

Imported Beer (0.33 liter bottle)

$1.95 $1.95

$4.87 $4.87

One-way Ticket (Public Transport)

$2.02 $2.02

$1.26 $1.26

$2.02 $2.02

Taxi Start (Normal Tariff)

$3.02 $3.02

Taxi (Normal Tariff) (1km)

$1.38 $1.38

$3.06 $3.06

Taxi 1hour Waiting (Normal Tariff)

$28.67 $28.67

$25.93 $25.93

$34.38 $34.38

Gasoline (1 liter)

$0.81 $0.81

$0.70 $0.70

$0.93 $0.93

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.4K $29.4K

$23.2K $23.2K

$35.7K $35.7K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.3K $25.3K

$24.9K $24.9K

$26.2K $26.2K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$84.8 $84.8

$299 $299

SIM Card Monthly Plan (Calls and 10GB+ Data)

$60.5 $60.5

$42.89 $42.89

$120 $120

Internet (50+ Mbps, Unlimited Data)

$61.8 $61.8

$44.49 $44.49

$108 $108

Gym Membership (Monthly)

$74.8 $74.8

$17.45 $17.45

$74.8 $74.8

Cinema Ticket

$12.20 $12.20

$10.16 $10.16

$16.26 $16.26

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,320 $1,320

$1,017 $1,017

$1,879 $1,879

International Primary School, 1 Child (Yearly)

$23.4K $23.4K

$16.7K $16.7K

$27.1K $27.1K

Jeans (Levis 501 Or Similar)

$57.5 $57.5

$35.49 $35.49

$81.1 $81.1

Summer Dress (H&M, Zara, etc)

$43.34 $43.34

$26.90 $26.90

$59.8 $59.8

Sport Shoes (Adidas, Nike)

$74.7 $74.7

$59.8 $59.8

$99.6 $99.6

Men's Leather Business Shoes

$194 $194

$85.6 $85.6

$302 $302

1-bedroom Apartment, City Center (Monthly)

$862 $862

$1,829 $1,829

1-bedroom Apartment, Outside City Center (Monthly)

$562 $562

$1,505 $1,505

3-bedroom Apartment, City Center (Monthly)

$990 $990

$2,954 $2,954

3-bedroom Apartment, Outside City Center (Monthly)

$812 $812

$2,507 $2,507

Buy Apartment in City Center (m2)

$936 $936

$909 $909

$963 $963

Buy Apartment Outside City Center (m2)

$924 $924

$897 $897

$950 $950

Average Monthly Net Salary (After Tax)

$4,545 $4,545

20-Year Fixed Mortgage Interest Rate (Annual %)

6.56

6.19

6.8

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: March 2, 2026

Decatur, IL Median Internet Speeds (Updated December 2025)

Mobile

Mbps

Fixed Broadband

Mbps

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

City tags:

🌎 North america

Cost of Living in Decatur, IL - Frequently Asked Questions

Decatur offers a balanced affordability profile for travelers, expats, and digital nomads who want a quieter base with solid amenities. Cost of Living in Decatur, IL, United States tends to lean toward value rather than hype, with housing options that fit a range of budgets and practical food and service costs. You can find modest apartments or older homes at reasonable rents, while day-to-day expenses like groceries and dining stay accessible. The city's size keeps transit and healthcare reasonably priced compared with larger metro areas. Seasonality and event calendars can nudge prices modestly, but you’ll generally enjoy predictable costs. Tip: Map your needs to a walkable neighborhood near work or coworking spots.

Daily life in Decatur is approachable for a range of lifestyles. Housing options span apartments, small houses, and duplexes, often with straightforward leases and walkable neighborhoods. Food comes from a mix of grocery stores, farmers markets, and casual eateries that emphasize value and local produce. Transport relies on a simple mix of car, bike, and infrequent bus routes, with many areas reachable on foot. For digital nomads or remote workers, you’ll find quiet coffee spots or coworking spaces suited to focused work. Decatur living cost is a handy reference point when you compare neighborhoods for commute time and daily errands. Tip: downtime between tasks can be spent at parks or open-air markets.

Quality of life in Decatur blends small-city charm with access to parks, a walkable downtown, and family-friendly amenities. A practical budgeting framework focuses on fixed costs (housing and utilities) and flexible spends (eat-out, entertainment). Save by cooking at home, choosing longer leases for stable rent, and prioritizing neighborhoods that shorten commutes to work or study spots. Seasonality affects your daily rhythm – milder winters and lively outdoor events in warmer months shift how you budget for clothing and activities. Align your choice of neighborhood with your social pace, whether you want a quiet street near the lake or a busier central corridor. Tip: join local meetups to widen your on-the-ground network.