Last update: Nov 2026

Cost of Living Comparison Between Zwickau and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,369 a month against $1,410 in Zwickau, rent and utilities included – about $490 less a year. The total is higher in Zwickau despite lower rent and utilities.

67

Cost of Living Index in Zwickau
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Zwickau Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Zwickau

🇩🇪 Germany

$1,410

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,369

/mo nomad

Monthly Cost of Living

How much you'll spend in Zwickau and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Zwickau and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,410 in Zwickau versus $1,369 in Ubud, Bali.

Zwickau $1,410
Ubud, Bali $1,369

Estimated couple costs with rent: $2,213 in Zwickau versus $2,302 in Ubud, Bali.

Zwickau $2,213
Ubud, Bali $2,302

Monthly costs for a family of three with rent: $3,017 in Zwickau versus $3,236 in Ubud, Bali.

Zwickau $3,017
Ubud, Bali $3,236

Living in Zwickau is roughly 3% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Zwickau 5% above, Ubud, Bali 2% above.

Meal at Budget Restaurant

$13.28 €12.01

$3.37 Rp 61.3K

294.07%

Three-Course Dinner for Two, Mid-Range

$50.2 €45.41

$34.50 Rp 627.5K

45.57%

Fast Food Meal (McDonalds, etc)

$11.00 €9.95

$5.69 Rp 103.5K

93.32%

Cappuccino

$3.47 €3.13

$2.72 Rp 49.5K

27.57%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.08 €2.78

$1.56 Rp 28.4K

97.44%

Water (0.33 liter bottle)

$1.99 €1.80

$0.63 Rp 11.5K

215.87%

Local Beer (0.5 liter draught)

$4.56 €4.12

$2.71 Rp 49.4K

68.27%

Imported Beer (0.33 liter bottle)

$3.32 €3.00

$4.33 Rp 78.7K

-23.33%

Milk (1 liter)

$1.25 €1.13

$1.48 Rp 26.9K

-15.54%

White Bread (500g)

$1.83 €1.66

$2.29 Rp 41.7K

-20.09%

Rice (white) (1kg)

$3.11 €2.81

$1.09 Rp 19.9K

185.32%

Eggs

$3.19 €2.88

$2.07 Rp 37.7K

54.11%

Local Cheese (1kg)

$13.36 €12.08

$15.73 Rp 286.2K

-15.07%

Chicken Fillets (1kg)

$10.59 €9.57

$4.04 Rp 73.6K

162.13%

Beef Round Steak (1kg)

$17.98 €16.26

$11.21 Rp 203.9K

60.39%

Apples (1kg)

$2.93 €2.65

$3.67 Rp 66.7K

-20.16%

Banana (1kg)

$1.75 €1.58

$1.58 Rp 28.8K

10.76%

Oranges (1kg)

$2.46 €2.22

$2.35 Rp 42.7K

4.68%

Tomato (1kg)

$3.87 €3.50

$1.98 Rp 36.1K

95.45%

Potato (1kg)

$1.50 €1.36

$1.87 Rp 34.1K

-19.79%

Onion (1kg)

$1.43 €1.29

$2.38 Rp 43.3K

-39.92%

Lettuce (1 head)

$1.57 €1.42

$1.02 Rp 18.6K

53.92%

Water (1.5 liter bottle)

$0.86 €0.78

$0.53 Rp 9,660

62.26%

Cigarettes 20 Pack (Marlboro, Camel)

$9.27 €8.39

$2.21 Rp 40.1K

319.46%

Wine (Bottle)

$5.70 €5.15

$21.60 Rp 392.9K

-73.61%

Local Beer (0.5 liter bottle)

$1.07 €0.97

$2.38 Rp 43.2K

-55.04%

Imported Beer (0.33 liter bottle)

$1.54 €1.39

$2.89 Rp 52.6K

-46.71%

One-way Ticket (Public Transport)

$3.40 €3.08

$0.23 Rp 4,163

1378.26%

Public Transport Monthly Pass (Regular Price)

$67.6 €61.2

$9.73 Rp 177.0K

595.07%

Taxi Start (Normal Tariff)

$5.45 €4.93

$0.44 Rp 8,014

1138.64%

Taxi (Normal Tariff) (1km)

$1.14 €1.03

$0.47 Rp 8,482

142.55%

Taxi 1hour Waiting (Normal Tariff)

$16.97 €15.34

$5.61 Rp 102.0K

202.50%

Gasoline (1 liter)

$2.02 €1.82

$0.89 Rp 16.2K

126.97%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.1K €29.9K

$24.5K Rp 445.0M

35.10%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.1K €35.3K

$32.3K Rp 586.9M

21.12%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$250 €226

$77.1 Rp 1.4M

224.98%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$26.84 €24.27

$6.43 Rp 116.9K

317.42%

Internet (50+ Mbps, Unlimited Data)

$34.69 €31.37

$19.33 Rp 351.6K

79.46%

Gym Membership (Monthly)

$42.90 €38.80

$79.1 Rp 1.4M

-45.77%

Tennis Court (1 Hour on Weekend)

$22.16 €20.04

$18.70 Rp 340.1K

18.50%

Cinema Ticket

$14.88 €13.46

$4.28 Rp 77.9K

247.66%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$468 €423

$488 Rp 8.9M

-4.20%

International Primary School, 1 Child (Yearly)

$4,975 €4,499

$12.4K Rp 225.4M

-59.86%

Jeans (Levis 501 Or Similar)

$90.9 €82.2

$45.14 Rp 821.1K

101.31%

Summer Dress (H&M, Zara, etc)

$31.24 €28.25

$35.54 Rp 646.5K

-12.10%

Sport Shoes (Adidas, Nike)

$106 €95.6

$78.8 Rp 1.4M

34.18%

Men's Leather Business Shoes

$116 €105

$77.7 Rp 1.4M

48.80%

1-bedroom Apartment, City Center (Monthly)

$323 €292

$1,093 Rp 19.9M

-70.47%

1-bedroom Apartment, Outside City Center (Monthly)

$247 €223

$670 Rp 12.2M

-63.21%

3-bedroom Apartment, City Center (Monthly)

$735 €665

$3,476 Rp 63.2M

-78.85%

3-bedroom Apartment, Outside City Center (Monthly)

$554 €501

$1,661 Rp 30.2M

-66.64%

Buy Apartment in City Center (m2)

$1,361 €1,230

$2,381 Rp 43.3M

-42.85%

Buy Apartment Outside City Center (m2)

$1,215 €1,099

$2,186 Rp 39.8M

-44.42%

Average Monthly Net Salary (After Tax)

$2,585 €2,338

$165 Rp 3.0M

1462.78%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.95

13.78

-71.34%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Zwickau: November 9, 2026

Last update for Ubud, Bali: November 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Monthly Utilities & Internet

Zwickau

$312 22.1%

Ubud, Bali

$103 7.5% 67% $209

Groceries & Markets

Zwickau

$301 21.4%

Ubud, Bali

$280 20.5% 6.9% $21

Accommodation & Living

Zwickau

$247 17.5%

Ubud, Bali

$670 49% 172% $424

Eating Out

Zwickau

$230 16.4%

Ubud, Bali

$108 7.9% 53.3% $123

Clothing & Footwear

Zwickau

$155 11%

Ubud, Bali

$107 7.8% 30.9% $48

Getting Around

Zwickau

$92 6.6%

Ubud, Bali

$13 1% 85.5% $79

Sport & Entertainment

Zwickau

$73 5.2%

Ubud, Bali

$88 6.4% 20.7% $15

Cost Breakdown

A one-bedroom apartment in the center runs $323 in Zwickau and $1,093 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Zwickau pays about 16 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $50 in Zwickau vs $34 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $301 vs $280 per month, with Ubud, Bali cheaper across the board.

Good to know

🇩🇪 Zwickau

🇮🇩 Ubud, Bali

🕒 Local time

08:57 8:57 AM

15:57 3:57 PM

7 h ahead of Zwickau

🌤 Weather

👥 Population

93,128

74,800

💱 Currency

Euro EUR €

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 EUR = 1.11 USD

100,000 IDR = 5.5 USD

100,000 IDR = 4.99 EUR

Exchange rates and currency converter

IDR, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of November 14, 2026: 1 USD = 0.904 EUR (1 EUR = 1.11 USD).

Indonesian Rupiah exchange rates as of November 14, 2026: 1 USD = 18,190 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,060 IDR (100,000 IDR = 4.99 EUR).

USD to EUR in detail →

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Zwickau Ubud, Bali 11,640 km ≈ 15 h nonstop flight

From you

Zwickau
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Zwickau vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 3% lower than in Zwickau. Housing and daily spending are where you’ll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

Average pay in Zwickau is about 16 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $323 in Zwickau versus $1,093 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $468 in Zwickau versus $488 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 7% higher in Zwickau. For households that cook at home regularly, that difference adds up over a month.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Zwickau and Ubud, Bali are both considered safe, so it’s unlikely to be the deciding factor between them.

It comes down to priorities – Ubud, Bali wins on affordability, Zwickau on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.