Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Zwickau

For one person, living is cheaper in Ubud, Bali: $1,369 a month against $1,410 in Zwickau, rent and utilities included – about $490 less a year. The total is higher in Zwickau despite lower rent and utilities.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
67

Cost of Living Index in Zwickau
Learn more

Zwickau Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,369

/mo nomad

Zwickau

🇩🇪 Germany

$1,410

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Zwickau

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Zwickau actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,369 in Ubud, Bali versus $1,410 in Zwickau.

Ubud, Bali $1,369
Zwickau $1,410

Estimated couple costs with rent: $2,302 in Ubud, Bali versus $2,213 in Zwickau.

Ubud, Bali $2,302
Zwickau $2,213

Monthly costs for a family of three with rent: $3,236 in Ubud, Bali versus $3,017 in Zwickau.

Ubud, Bali $3,236
Zwickau $3,017

Living in Ubud, Bali costs roughly 3% less than in Zwickau, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Ubud, Bali 2% above, Zwickau 5% above.

Meal at Budget Restaurant

$3.37 Rp 61.2K

$13.28 €12.04

-74.62%

Three-Course Dinner for Two, Mid-Range

$34.50 Rp 626.1K

$50.2 €45.54

-31.30%

Fast Food Meal (McDonalds, etc)

$5.69 Rp 103.2K

$11.00 €9.98

-48.27%

Cappuccino

$2.72 Rp 49.4K

$3.47 €3.14

-21.61%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.56 Rp 28.3K

$3.08 €2.79

-49.35%

Water (0.33 liter bottle)

$0.63 Rp 11.5K

$1.99 €1.80

-68.34%

Local Beer (0.5 liter draught)

$2.71 Rp 49.3K

$4.56 €4.13

-40.57%

Imported Beer (0.33 liter bottle)

$4.33 Rp 78.6K

$3.32 €3.01

30.42%

Milk (1 liter)

$1.48 Rp 26.9K

$1.25 €1.13

18.40%

White Bread (500g)

$2.29 Rp 41.6K

$1.83 €1.66

25.14%

Rice (white) (1kg)

$1.09 Rp 19.8K

$3.11 €2.82

-64.95%

Eggs

$2.07 Rp 37.6K

$3.19 €2.89

-35.11%

Local Cheese (1kg)

$15.73 Rp 285.5K

$13.36 €12.11

17.74%

Chicken Fillets (1kg)

$4.04 Rp 73.4K

$10.59 €9.60

-61.85%

Beef Round Steak (1kg)

$11.21 Rp 203.4K

$17.98 €16.30

-37.65%

Apples (1kg)

$3.67 Rp 66.6K

$2.93 €2.66

25.26%

Banana (1kg)

$1.58 Rp 28.7K

$1.75 €1.59

-9.71%

Oranges (1kg)

$2.35 Rp 42.6K

$2.46 €2.23

-4.47%

Tomato (1kg)

$1.98 Rp 36.0K

$3.87 €3.51

-48.84%

Potato (1kg)

$1.87 Rp 34.0K

$1.50 €1.36

24.67%

Onion (1kg)

$2.38 Rp 43.2K

$1.43 €1.29

66.43%

Lettuce (1 head)

$1.02 Rp 18.6K

$1.57 €1.43

-35.03%

Water (1.5 liter bottle)

$0.53 Rp 9,638

$0.86 €0.78

-38.37%

Cigarettes 20 Pack (Marlboro, Camel)

$2.21 Rp 40.0K

$9.27 €8.41

-76.16%

Wine (Bottle)

$21.60 Rp 392.0K

$5.70 €5.17

278.95%

Local Beer (0.5 liter bottle)

$2.38 Rp 43.1K

$1.07 €0.97

122.43%

Imported Beer (0.33 liter bottle)

$2.89 Rp 52.5K

$1.54 €1.40

87.66%

One-way Ticket (Public Transport)

$0.23 Rp 4,154

$3.40 €3.09

-93.24%

Public Transport Monthly Pass (Regular Price)

$9.73 Rp 176.6K

$67.6 €61.3

-85.61%

Taxi Start (Normal Tariff)

$0.44 Rp 7,996

$5.45 €4.94

-91.93%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,463

$1.14 €1.03

-58.77%

Taxi 1hour Waiting (Normal Tariff)

$5.61 Rp 101.7K

$16.97 €15.39

-66.94%

Gasoline (1 liter)

$0.89 Rp 16.2K

$2.02 €1.83

-55.94%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.5K Rp 444.0M

$33.1K €30.0K

-25.98%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.3K Rp 585.6M

$39.1K €35.4K

-17.43%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.1 Rp 1.4M

$250 €227

-69.23%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.43 Rp 116.7K

$26.84 €24.34

-76.04%

Internet (50+ Mbps, Unlimited Data)

$19.33 Rp 350.8K

$34.69 €31.45

-44.28%

Gym Membership (Monthly)

$79.1 Rp 1.4M

$42.90 €38.91

84.41%

Tennis Court (1 Hour on Weekend)

$18.70 Rp 339.3K

$22.16 €20.10

-15.61%

Cinema Ticket

$4.28 Rp 77.7K

$14.88 €13.49

-71.24%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$488 Rp 8.9M

$468 €424

4.39%

International Primary School, 1 Child (Yearly)

$12.4K Rp 224.9M

$4,975 €4,511

149.10%

Jeans (Levis 501 Or Similar)

$45.14 Rp 819.2K

$90.9 €82.4

-50.32%

Summer Dress (H&M, Zara, etc)

$35.54 Rp 645.0K

$31.24 €28.33

13.76%

Sport Shoes (Adidas, Nike)

$78.8 Rp 1.4M

$106 €95.9

-25.47%

Men's Leather Business Shoes

$77.7 Rp 1.4M

$116 €105

-32.79%

1-bedroom Apartment, City Center (Monthly)

$1,093 Rp 19.8M

$323 €293

238.63%

1-bedroom Apartment, Outside City Center (Monthly)

$670 Rp 12.2M

$247 €224

171.84%

3-bedroom Apartment, City Center (Monthly)

$3,476 Rp 63.1M

$735 €667

372.91%

3-bedroom Apartment, Outside City Center (Monthly)

$1,661 Rp 30.1M

$554 €502

199.79%

Buy Apartment in City Center (m2)

$2,381 Rp 43.2M

$1,361 €1,234

74.98%

Buy Apartment Outside City Center (m2)

$2,186 Rp 39.7M

$1,215 €1,102

79.93%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$2,585 €2,344

-93.60%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.95

248.86%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 10, 2026

Last update for Zwickau: November 9, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$670 49%

Zwickau

$247 17.5% 63.2% $424

Groceries & Markets

Ubud, Bali

$280 20.5%

Zwickau

$301 21.4% 7.4% $21

Eating Out

Ubud, Bali

$108 7.9%

Zwickau

$230 16.4% 114% $123

Clothing & Footwear

Ubud, Bali

$107 7.8%

Zwickau

$155 11% 44.8% $48

Monthly Utilities & Internet

Ubud, Bali

$103 7.5%

Zwickau

$312 22.1% 203% $209

Sport & Entertainment

Ubud, Bali

$88 6.4%

Zwickau

$73 5.2% 17.1% $15

Getting Around

Ubud, Bali

$13 1%

Zwickau

$92 6.6% 588% $79

Cost Breakdown

A one-bedroom apartment in the center runs $1,093 in Ubud, Bali and $323 in Zwickau. Housing cost is often the main lever when comparing two cities.

Zwickau pays about 16 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $34 in Ubud, Bali vs $50 in Zwickau for a mid-range dinner for two. Groceries echo the gap at $280 vs $301 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇩🇪 Zwickau

🕒 Local time

16:03 4:03 PM

09:03 9:03 AM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

93,128

💱 Currency

Indonesian Rupiah IDR Rp

Euro EUR €

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 5 EUR

1 EUR = 1.1 USD

Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 14, 2026: 1 USD = 18,149 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,014 IDR (100,000 IDR = 5 EUR).

Euro exchange rates as of November 14, 2026: 1 USD = 0.907 EUR (1 EUR = 1.1 USD).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Zwickau 11,640 km ≈ 15 h nonstop flight

From you

Ubud, Bali
Zwickau

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Zwickau: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 3% lower than in Zwickau. Housing and daily spending are where you’ll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

On paper, salaries run 94% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,093 in Ubud, Bali versus $323 in Zwickau. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $488 in Ubud, Bali versus $468 in Zwickau. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 7% higher in Zwickau. For households that cook at home regularly, that difference adds up over a month.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Zwickau are both considered safe, so it’s unlikely to be the deciding factor between them.

It comes down to priorities – Ubud, Bali wins on affordability, Zwickau on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.