Cost of Living Comparison Between Ubud, Bali and Zwickau Cost of Living Comparison Between Ubud, Bali and Zwickau

Monthly Cost of Living

Monthly costs for one person with rent: $1,380 in Ubud, Bali versus $1,420 in Zwickau.

Estimated couple costs with rent: $2,368 in Ubud, Bali versus $2,240 in Zwickau.

Monthly costs for a family of three with rent: $3,356 in Ubud, Bali versus $3,061 in Zwickau.

Living in Ubud, Bali costs roughly 3% less than in Zwickau, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 2% above, Zwickau 5% above.

Meal at Budget Restaurant

$3.30 Rp 59.0K

$13.78 €11.95

-76.05%

Three-Course Dinner for Two, Mid-Range

$38.28 Rp 684.1K

$51.1 €44.28

-25.03%

Fast Food Meal (McDonalds, etc)

$5.48 Rp 98.0K

$11.74 €10.18

-53.32%

Cappuccino

$2.63 Rp 47.1K

$3.53 €3.06

-25.50%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.65 Rp 29.6K

$3.00 €2.60

-45.00%

Water (0.33 liter bottle)

$0.70 Rp 12.6K

$2.08 €1.80

-66.35%

Local Beer (0.5 liter draught)

$2.63 Rp 47.1K

$4.50 €3.90

-41.56%

Imported Beer (0.33 liter bottle)

$4.25 Rp 76.0K

$3.53 €3.06

20.40%

Milk (1 liter)

$1.52 Rp 27.2K

$1.31 €1.14

16.03%

White Bread (500g)

$2.33 Rp 41.6K

$1.90 €1.65

22.63%

Rice (white) (1kg)

$1.07 Rp 19.2K

$3.12 €2.71

-65.71%

Eggs

$2.07 Rp 37.0K

$3.28 €2.84

-36.89%

Local Cheese (1kg)

$17.34 Rp 309.9K

$13.89 €12.05

24.84%

Chicken Fillets (1kg)

$4.06 Rp 72.5K

$10.52 €9.13

-61.41%

Beef Round Steak (1kg)

$12.11 Rp 216.4K

$18.67 €16.19

-35.14%

Apples (1kg)

$3.70 Rp 66.2K

$2.98 €2.58

24.16%

Banana (1kg)

$1.55 Rp 27.7K

$1.76 €1.53

-11.93%

Oranges (1kg)

$2.35 Rp 41.9K

$2.64 €2.29

-10.98%

Tomato (1kg)

$1.99 Rp 35.5K

$4.02 €3.49

-50.50%

Potato (1kg)

$1.89 Rp 33.8K

$1.56 €1.35

21.15%

Onion (1kg)

$2.18 Rp 39.0K

$1.46 €1.26

49.32%

Lettuce (1 head)

$1.03 Rp 18.4K

$1.62 €1.41

-36.42%

Water (1.5 liter bottle)

$0.52 Rp 9,209

$0.88 €0.76

-40.91%

Cigarettes 20 Pack (Marlboro, Camel)

$2.29 Rp 41.0K

$9.19 €7.97

-75.08%

Wine (Bottle)

$23.66 Rp 422.8K

$5.67 €4.92

317.28%

Local Beer (0.5 liter bottle)

$2.32 Rp 41.5K

$1.09 €0.94

112.84%

Imported Beer (0.33 liter bottle)

$2.77 Rp 49.5K

$1.58 €1.37

75.32%

One-way Ticket (Public Transport)

$0.25 Rp 4,415

$3.41 €2.95

-92.67%

Public Transport Monthly Pass (Regular Price)

$8.60 Rp 153.6K

$69.1 €59.9

-87.55%

Taxi Start (Normal Tariff)

$0.46 Rp 8,134

$5.58 €4.84

-91.76%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,671

$1.16 €1.01

-62.93%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 100.0K

$17.45 €15.13

-67.91%

Gasoline (1 liter)

$0.80 Rp 14.3K

$2.06 €1.79

-61.17%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.1K Rp 431.5M

$34.4K €29.8K

-29.78%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.6K Rp 564.6M

$39.9K €34.6K

-20.84%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.1 Rp 1.4M

$257 €223

-68.42%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.51 Rp 116.3K

$27.54 €23.89

-76.36%

Internet (50+ Mbps, Unlimited Data)

$18.71 Rp 334.3K

$35.19 €30.52

-46.83%

Gym Membership (Monthly)

$55.7 Rp 995.3K

$43.36 €37.60

28.44%

Tennis Court (1 Hour on Weekend)

$18.19 Rp 325.1K

$23.53 €20.41

-22.69%

Cinema Ticket

$4.34 Rp 77.5K

$15.48 €13.42

-71.96%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$478 Rp 8.5M

$499 €433

-4.27%

International Primary School, 1 Child (Yearly)

$5,798 Rp 103.6M

$5,098 €4,421

13.74%

Jeans (Levis 501 Or Similar)

$46.95 Rp 839.0K

$92.5 €80.3

-49.27%

Summer Dress (H&M, Zara, etc)

$35.69 Rp 637.8K

$32.74 €28.39

9.01%

Sport Shoes (Adidas, Nike)

$79.5 Rp 1.4M

$107 €93.0

-25.93%

Men's Leather Business Shoes

$80.8 Rp 1.4M

$119 €103

-31.97%

1-bedroom Apartment, City Center (Monthly)

$1,138 Rp 20.3M

$335 €290

240.22%

1-bedroom Apartment, Outside City Center (Monthly)

$691 Rp 12.4M

$245 €213

181.92%

3-bedroom Apartment, City Center (Monthly)

$3,595 Rp 64.2M

$755 €655

376.12%

3-bedroom Apartment, Outside City Center (Monthly)

$1,712 Rp 30.6M

$587 €509

191.78%

Buy Apartment in City Center (m2)

$2,809 Rp 50.2M

$1,506 €1,306

86.50%

Buy Apartment Outside City Center (m2)

$2,295 Rp 41.0M

$1,217 €1,056

88.55%

Average Monthly Net Salary (After Tax)

$171 Rp 3.1M

$2,541 €2,204

-93.27%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.95

248.86%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: August 11, 2026

Last update for Zwickau: August 9, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,138 in Ubud, Bali and $335 in Zwickau. Housing cost is often the main lever when comparing two cities.

Zwickau pays 1386% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $38.00 in Ubud, Bali vs $51.0 in Zwickau for a mid-range dinner for two. Groceries echo the gap at $292 vs $309 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Zwickau: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 3% lower than in Zwickau. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

On paper, salaries run 1386% lower in Zwickau. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,138 in Ubud, Bali versus $335 in Zwickau. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $478 in Ubud, Bali versus $499 in Zwickau. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 6% higher in Zwickau. For households that cook at home regularly, that difference adds up over a month.

At $1,380 in Ubud, Bali versus $1,420 in Zwickau, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Zwickau. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,380 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Ubud, Bali and Zwickau are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 3% less than in Zwickau. Beyond cost, consider language, visa policies, and how big the international community is in each city.