Last update: Oct 2026

Cost of Living Comparison Between Zutphen and London

For one person, living is cheaper in Zutphen: $2,442 a month against $3,986 in London, rent and utilities included – about $18,500 less a year. Rent and utilities account for most of the difference.

120

Cost of Living Index in Zutphen
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Zutphen Living Index
194

Cost of Living Index in London
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London Living Index

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Zutphen

🇳🇱 Netherlands

$2,442

/mo nomad

London

🇬🇧 United Kingdom

$3,986

/mo nomad

Monthly Cost of Living

How much you'll spend in Zutphen and in London

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Zutphen and in London actually costs, broken down by who's living it.

A single person spends $2,442 per month in Zutphen vs $3,986 in London, rent included.

Zutphen $2,442
London $3,986

A couple spends around $3,481 per month in Zutphen vs $5,791 in London, rent included.

Zutphen $3,481
London $5,791

A family of three spends $4,519 per month in Zutphen vs $7,595 in London, rent included.

Zutphen $4,519
London $7,595

Zutphen is about 39% cheaper than London, and outside of rent the biggest gap is in transport.

Both Zutphen and London sit above the global median – Zutphen by 81%, London by 195%.

Meal at Budget Restaurant

$19.69 €17.51

$25.93 £19.45

-24.06%

Three-Course Dinner for Two, Mid-Range

$44.10 €39.23

$107 £79.9

-58.59%

Fast Food Meal (McDonalds, etc)

$12.14 €10.80

$10.71 £8.03

13.35%

Cappuccino

$3.28 €2.92

$5.47 £4.11

-40.04%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.68 €1.50

$2.97 £2.23

-43.43%

Water (0.33 liter bottle)

$2.95 €2.63

$2.20 £1.65

34.09%

Local Beer (0.5 liter draught)

$8.42 €7.49

$9.13 £6.85

-7.78%

Imported Beer (0.33 liter bottle)

$5.53 €4.92

$7.94 £5.96

-30.35%

Milk (1 liter)

$1.24 €1.10

$1.86 £1.40

-33.33%

White Bread (500g)

$2.25 €2.00

$2.07 £1.55

8.70%

Rice (white) (1kg)

$2.50 €2.22

$2.42 £1.81

3.31%

Eggs

$4.00 €3.56

$5.09 £3.82

-21.41%

Local Cheese (1kg)

$12.41 €11.04

$12.87 £9.66

-3.57%

Chicken Fillets (1kg)

$5.65 €5.03

$10.43 £7.82

-45.83%

Beef Round Steak (1kg)

$13.56 €12.06

$16.87 £12.66

-19.62%

Apples (1kg)

$2.57 €2.29

$3.11 £2.33

-17.36%

Banana (1kg)

$2.54 €2.26

$1.40 £1.05

81.43%

Oranges (1kg)

$1.87 €1.66

$3.08 £2.31

-39.29%

Tomato (1kg)

$4.44 €3.95

$3.27 £2.45

35.78%

Potato (1kg)

$1.86 €1.66

$1.58 £1.19

17.72%

Onion (1kg)

$2.38 €2.11

$1.74 £1.31

36.78%

Lettuce (1 head)

$1.34 €1.20

$1.40 £1.05

-4.29%

Water (1.5 liter bottle)

$0.83 €0.74

$1.80 £1.35

-53.89%

Cigarettes 20 Pack (Marlboro, Camel)

$13.87 €12.33

$23.28 £17.46

-40.42%

Wine (Bottle)

$6.52 €5.80

$13.03 £9.77

-49.96%

Local Beer (0.5 liter bottle)

$1.53 €1.36

$3.17 £2.38

-51.74%

Imported Beer (0.33 liter bottle)

$2.71 €2.41

$4.42 £3.32

-38.69%

One-way Ticket (Public Transport)

$2.97 €2.64

$4.07 £3.05

-27.03%

Public Transport Monthly Pass (Regular Price)

$93.7 €83.3

$247 £185

-62.04%

Taxi Start (Normal Tariff)

$4.14 €3.69

$5.58 £4.18

-25.81%

Taxi (Normal Tariff) (1km)

$3.27 €2.91

$3.36 £2.52

-2.68%

Taxi 1hour Waiting (Normal Tariff)

$28.34 €25.21

$56.8 £42.58

-50.06%

Gasoline (1 liter)

$2.41 €2.15

$2.13 £1.60

13.15%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$40.9K €36.4K

$38.2K £28.6K

7.17%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.0K €34.7K

$40.9K £30.7K

-4.66%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$290 €258

$372 £279

-22.01%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.08 €15.19

$17.82 £13.37

-4.15%

Internet (50+ Mbps, Unlimited Data)

$49.93 €44.41

$40.37 £30.29

23.68%

Gym Membership (Monthly)

$40.48 €36.01

$60.0 £44.99

-32.50%

Tennis Court (1 Hour on Weekend)

$24.99 €22.23

$21.29 £15.97

17.38%

Cinema Ticket

$15.52 €13.80

$17.74 £13.31

-12.51%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,245 €1,108

$2,864 £2,149

-56.52%

International Primary School, 1 Child (Yearly)

$11.0K €9,793

$35.3K £26.5K

-68.84%

Jeans (Levis 501 Or Similar)

$81.1 €72.2

$114 £85.5

-28.85%

Summer Dress (H&M, Zara, etc)

$37.50 €33.36

$54.3 £40.71

-30.90%

Sport Shoes (Adidas, Nike)

$110 €98.0

$124 £93.2

-11.32%

Men's Leather Business Shoes

$129 €115

$163 £122

-21.05%

1-bedroom Apartment, City Center (Monthly)

$1,407 €1,252

$2,869 £2,152

-50.96%

1-bedroom Apartment, Outside City Center (Monthly)

$1,145 €1,018

$2,233 £1,675

-48.74%

3-bedroom Apartment, City Center (Monthly)

$2,431 €2,163

$5,266 £3,951

-53.83%

3-bedroom Apartment, Outside City Center (Monthly)

$1,877 €1,670

$3,778 £2,835

-50.31%

Buy Apartment in City Center (m2)

$5,489 €4,882

$18.3K £13.8K

-70.06%

Buy Apartment Outside City Center (m2)

$4,215 €3,749

$8,024 £6,020

-47.47%

Average Monthly Net Salary (After Tax)

$6,221 €5,534

$5,037 £3,779

23.52%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.42

4.74

-6.75%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Zutphen: October 10, 2026

Last update for London: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Zutphen

$1.1K 46.9%

London

$2.2K 56% 95.1% $1.1K

Monthly Utilities & Internet

Zutphen

$357 14.6%

London

$430 10.8% 20.5% $73

Eating Out

Zutphen

$305 12.5%

London

$388 9.7% 27% $82

Groceries & Markets

Zutphen

$277 11.3%

London

$349 8.8% 26.3% $73

Clothing & Footwear

Zutphen

$161 6.6%

London

$205 5.1% 27.4% $44

Getting Around

Zutphen

$126 5.2%

London

$285 7.2% 126% $159

Sport & Entertainment

Zutphen

$72 2.9%

London

$95 2.4% 33.5% $24

Cost Breakdown

A central one-bedroom costs $1,407 in Zutphen versus $2,869 in London. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 24% higher in Zutphen, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $44.00 in Zutphen versus $107 in London. Monthly groceries follow the same trend: $277 vs $349 – making Zutphen the more affordable choice for daily food spending.

Good to know

🇳🇱 Zutphen

🇬🇧 London

🕒 Local time

10:27 10:27 AM

09:27 9:27 AM

1 h behind Zutphen

🌤 Weather

👥 Population

38,642

8,908,083 Capital

💱 Currency

Euro EUR €

British Pound GBP £

📈 Exchange rate

1 EUR = 1.12 USD

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

Exchange rates and currency converter

On the map

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Zutphen London 440 km

From you

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Zutphen vs London: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,442 in Zutphen, $3,986 in London – roughly 63% apart. Outside of rent, the biggest gap is in transport.

For a comfortable life, plan on about $3,663 per month in Zutphen and $5,979 in London. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Zutphen, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 26% more in London, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $44.00 in Zutphen and $107 in London. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,000 monthly budget goes further in Zutphen, where all-in costs run around $2,442, than in London at $3,986. In Zutphen it covers expenses comfortably, while in London it requires careful planning or may not stretch far enough.

It depends on your priorities. London has an edge in some lifestyle areas, with costs from $2,442 in Zutphen to $3,986 in London. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Zutphen. If higher salaries, better infrastructure, or specific career opportunities are the priority, London makes more sense. Both are solid long-term options with distinct trade-offs.