Last update: Oct 2026

Cost of Living Comparison Between Zutphen and Eindhoven

For one person, living is cheaper in Zutphen: $2,468 a month against $2,767 in Eindhoven, rent and utilities included – about $3,600 less a year. Rent and utilities account for most of the difference.

120

Cost of Living Index in Zutphen
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Zutphen Living Index
135

Cost of Living Index in Eindhoven
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Eindhoven Living Index

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Zutphen

🇳🇱 Netherlands

$2,468

/mo nomad

Eindhoven

🇳🇱 Netherlands

$2,767

/mo nomad

Monthly Cost of Living

How much you'll spend in Zutphen and in Eindhoven

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Zutphen and in Eindhoven actually costs, broken down by who's living it.

A single person spends $2,468 per month in Zutphen vs $2,767 in Eindhoven, rent included.

Zutphen $2,468
Eindhoven $2,767

A couple spends around $3,496 per month in Zutphen vs $3,917 in Eindhoven, rent included.

Zutphen $3,496
Eindhoven $3,917

A family of three spends $4,525 per month in Zutphen vs $5,068 in Eindhoven, rent included.

Zutphen $4,525
Eindhoven $5,068

Zutphen is about 11% cheaper than Eindhoven, and outside of rent the biggest gap is in groceries.

Both Zutphen and Eindhoven sit above the global median – Zutphen by 82%, Eindhoven by 104%.

Meal at Budget Restaurant

$19.74 €17.55

$21.26 €18.91

-7.15%

Three-Course Dinner for Two, Mid-Range

$45.16 €40.17

$79.5 €70.8

-43.22%

Fast Food Meal (McDonalds, etc)

$12.47 €11.09

$13.97 €12.43

-10.74%

Cappuccino

$3.27 €2.91

$4.54 €4.03

-27.97%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.72 €1.53

$3.73 €3.32

-53.89%

Water (0.33 liter bottle)

$3.13 €2.78

$3.63 €3.23

-13.77%

Local Beer (0.5 liter draught)

$8.26 €7.35

$6.34 €5.64

30.28%

Imported Beer (0.33 liter bottle)

$5.56 €4.94

$5.52 €4.91

0.72%

Milk (1 liter)

$1.30 €1.16

$1.44 €1.28

-9.72%

White Bread (500g)

$2.27 €2.02

$2.42 €2.15

-6.20%

Rice (white) (1kg)

$2.48 €2.21

$2.52 €2.24

-1.59%

Eggs

$3.95 €3.51

$4.50 €4.01

-12.22%

Local Cheese (1kg)

$12.58 €11.19

$13.46 €11.97

-6.54%

Chicken Fillets (1kg)

$5.44 €4.84

$12.59 €11.19

-56.79%

Beef Round Steak (1kg)

$13.19 €11.74

$16.11 €14.33

-18.13%

Apples (1kg)

$2.56 €2.28

$3.18 €2.83

-19.50%

Banana (1kg)

$2.55 €2.27

$2.40 €2.14

6.25%

Oranges (1kg)

$1.91 €1.69

$2.17 €1.93

-11.98%

Tomato (1kg)

$4.34 €3.86

$3.36 €2.99

29.17%

Potato (1kg)

$1.90 €1.69

$1.51 €1.35

25.83%

Onion (1kg)

$2.28 €2.03

$1.44 €1.28

58.33%

Lettuce (1 head)

$1.28 €1.14

$1.47 €1.31

-12.93%

Water (1.5 liter bottle)

$0.79 €0.71

$1.04 €0.92

-24.04%

Cigarettes 20 Pack (Marlboro, Camel)

$13.94 €12.40

$14.24 €12.67

-2.11%

Wine (Bottle)

$6.55 €5.83

$6.53 €5.81

0.31%

Local Beer (0.5 liter bottle)

$1.48 €1.32

$1.69 €1.50

-12.43%

Imported Beer (0.33 liter bottle)

$2.64 €2.35

$2.49 €2.22

6.02%

One-way Ticket (Public Transport)

$3.66 €3.25

$3.89 €3.46

-5.91%

Public Transport Monthly Pass (Regular Price)

$86.2 €76.7

$110 €97.9

-21.68%

Taxi Start (Normal Tariff)

$4.08 €3.63

$3.59 €3.20

13.65%

Taxi (Normal Tariff) (1km)

$3.36 €2.99

$2.95 €2.63

13.90%

Taxi 1hour Waiting (Normal Tariff)

$28.18 €25.06

$39.02 €34.71

-27.78%

Gasoline (1 liter)

$2.42 €2.15

$2.56 €2.28

-5.47%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$42.1K €37.5K

$41.5K €36.9K

1.51%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$40.0K €35.6K

$39.9K €35.5K

0.20%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$296 €263

$207 €184

43.19%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.39 €15.47

$22.68 €20.17

-23.32%

Internet (50+ Mbps, Unlimited Data)

$49.06 €43.64

$43.65 €38.82

12.39%

Gym Membership (Monthly)

$40.64 €36.15

$39.99 €35.57

1.63%

Tennis Court (1 Hour on Weekend)

$22.66 €20.15

$21.87 €19.45

3.61%

Cinema Ticket

$15.34 €13.65

$15.39 €13.69

-0.32%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,260 €1,121

$2,866 €2,549

-56.02%

International Primary School, 1 Child (Yearly)

$11.0K €9,818

$8,491 €7,553

29.98%

Jeans (Levis 501 Or Similar)

$82.3 €73.2

$99.6 €88.6

-17.41%

Summer Dress (H&M, Zara, etc)

$38.44 €34.20

$46.02 €40.93

-16.47%

Sport Shoes (Adidas, Nike)

$113 €101

$107 €95.5

5.33%

Men's Leather Business Shoes

$126 €112

$135 €120

-6.19%

1-bedroom Apartment, City Center (Monthly)

$1,428 €1,270

$1,760 €1,566

-18.87%

1-bedroom Apartment, Outside City Center (Monthly)

$1,170 €1,041

$1,440 €1,281

-18.71%

3-bedroom Apartment, City Center (Monthly)

$2,449 €2,179

$2,696 €2,398

-9.14%

3-bedroom Apartment, Outside City Center (Monthly)

$1,883 €1,675

$2,079 €1,849

-9.43%

Buy Apartment in City Center (m2)

$4,701 €4,182

$6,607 €5,877

-28.84%

Buy Apartment Outside City Center (m2)

$4,613 €4,104

$4,877 €4,338

-5.40%

Average Monthly Net Salary (After Tax)

$6,071 €5,400

$3,974 €3,535

52.76%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.42

3.55

24.51%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Zutphen: October 17, 2026

Last update for Eindhoven: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Zutphen

$1.2K 47.4%

Eindhoven

$1.4K 52% 23% $269

Monthly Utilities & Internet

Zutphen

$362 14.7%

Eindhoven

$273 9.9% 24.7% $89

Eating Out

Zutphen

$306 12.4%

Eindhoven

$339 12.2% 10.5% $32

Groceries & Markets

Zutphen

$274 11.1%

Eindhoven

$326 11.8% 19% $52

Clothing & Footwear

Zutphen

$162 6.6%

Eindhoven

$174 6.3% 7.6% $12

Getting Around

Zutphen

$122 4.9%

Eindhoven

$144 5.2% 18.3% $22

Sport & Entertainment

Zutphen

$71 2.9%

Eindhoven

$71 2.6% 0.8% $0.5

Cost Breakdown

A central one-bedroom costs $1,428 in Zutphen versus $1,760 in Eindhoven. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 53% higher in Zutphen, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $45.00 in Zutphen versus $80.0 in Eindhoven. Monthly groceries follow the same trend: $274 vs $326 – making Zutphen the more affordable choice for daily food spending.

Good to know

🇳🇱 Zutphen

🇳🇱 Eindhoven

🕒 Local time

10:09 10:09 AM

Same time as Zutphen

🌤 Weather

👥 Population

38,642

243,730

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.12 USD

Exchange rates and currency converter

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Zutphen Eindhoven 92 km

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Zutphen vs Eindhoven: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,468 in Zutphen, $2,767 in Eindhoven – roughly 12% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $3,702 per month in Zutphen and $4,150 in Eindhoven. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Zutphen, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $45.00 in Zutphen and $80.0 in Eindhoven. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $2,468 in Zutphen and $2,767 in Eindhoven. That's a gap of about 12%.

A $2,000 monthly budget goes further in Zutphen, where all-in costs run around $2,468, than in Eindhoven at $2,767. In Zutphen it covers expenses comfortably, while in Eindhoven it requires careful planning or may not stretch far enough.

It depends on your priorities. Eindhoven has an edge in some lifestyle areas, with costs from $2,468 in Zutphen to $2,767 in Eindhoven. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Zutphen. If higher salaries, better infrastructure, or specific career opportunities are the priority, Eindhoven makes more sense. Both are solid long-term options with distinct trade-offs.