Last update: Oct 2026

Cost of Living Comparison Between London and Zutphen

For one person, living is cheaper in Zutphen: $2,442 a month against $3,986 in London, rent and utilities included – about $18,500 less a year. Rent and utilities account for most of the difference.

194

Cost of Living Index in London
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London Living Index
120

Cost of Living Index in Zutphen
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Zutphen Living Index

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London

🇬🇧 United Kingdom

$3,986

/mo nomad

Zutphen

🇳🇱 Netherlands

$2,442

/mo nomad

Monthly Cost of Living

How much you'll spend in London and in Zutphen

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in London and in Zutphen actually costs, broken down by who's living it.

A single person spends $3,986 per month in London vs $2,442 in Zutphen, rent included.

London $3,986
Zutphen $2,442

A couple spends around $5,791 per month in London vs $3,481 in Zutphen, rent included.

London $5,791
Zutphen $3,481

A family of three spends $7,595 per month in London vs $4,519 in Zutphen, rent included.

London $7,595
Zutphen $4,519

London costs about 63% more than Zutphen, and outside of rent the biggest gap is in transport.

Both London and Zutphen sit above the global median – London by 195%, Zutphen by 81%.

Meal at Budget Restaurant

$25.93 £19.45

$19.69 €17.51

31.69%

Three-Course Dinner for Two, Mid-Range

$107 £79.9

$44.10 €39.23

141.50%

Fast Food Meal (McDonalds, etc)

$10.71 £8.03

$12.14 €10.80

-11.78%

Cappuccino

$5.47 £4.11

$3.28 €2.92

66.77%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.97 £2.23

$1.68 €1.50

76.79%

Water (0.33 liter bottle)

$2.20 £1.65

$2.95 €2.63

-25.42%

Local Beer (0.5 liter draught)

$9.13 £6.85

$8.42 €7.49

8.43%

Imported Beer (0.33 liter bottle)

$7.94 £5.96

$5.53 €4.92

43.58%

Milk (1 liter)

$1.86 £1.40

$1.24 €1.10

50.00%

White Bread (500g)

$2.07 £1.55

$2.25 €2.00

-8.00%

Rice (white) (1kg)

$2.42 £1.81

$2.50 €2.22

-3.20%

Eggs

$5.09 £3.82

$4.00 €3.56

27.25%

Local Cheese (1kg)

$12.87 £9.66

$12.41 €11.04

3.71%

Chicken Fillets (1kg)

$10.43 £7.82

$5.65 €5.03

84.60%

Beef Round Steak (1kg)

$16.87 £12.66

$13.56 €12.06

24.41%

Apples (1kg)

$3.11 £2.33

$2.57 €2.29

21.01%

Banana (1kg)

$1.40 £1.05

$2.54 €2.26

-44.88%

Oranges (1kg)

$3.08 £2.31

$1.87 €1.66

64.71%

Tomato (1kg)

$3.27 £2.45

$4.44 €3.95

-26.35%

Potato (1kg)

$1.58 £1.19

$1.86 €1.66

-15.05%

Onion (1kg)

$1.74 £1.31

$2.38 €2.11

-26.89%

Lettuce (1 head)

$1.40 £1.05

$1.34 €1.20

4.48%

Water (1.5 liter bottle)

$1.80 £1.35

$0.83 €0.74

116.87%

Cigarettes 20 Pack (Marlboro, Camel)

$23.28 £17.46

$13.87 €12.33

67.84%

Wine (Bottle)

$13.03 £9.77

$6.52 €5.80

99.85%

Local Beer (0.5 liter bottle)

$3.17 £2.38

$1.53 €1.36

107.19%

Imported Beer (0.33 liter bottle)

$4.42 £3.32

$2.71 €2.41

63.10%

One-way Ticket (Public Transport)

$4.07 £3.05

$2.97 €2.64

37.04%

Public Transport Monthly Pass (Regular Price)

$247 £185

$93.7 €83.3

163.41%

Taxi Start (Normal Tariff)

$5.58 £4.18

$4.14 €3.69

34.78%

Taxi (Normal Tariff) (1km)

$3.36 £2.52

$3.27 €2.91

2.75%

Taxi 1hour Waiting (Normal Tariff)

$56.8 £42.58

$28.34 €25.21

100.25%

Gasoline (1 liter)

$2.13 £1.60

$2.41 €2.15

-11.62%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.2K £28.6K

$40.9K €36.4K

-6.69%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$40.9K £30.7K

$39.0K €34.7K

4.89%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$372 £279

$290 €258

28.22%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.82 £13.37

$17.08 €15.19

4.33%

Internet (50+ Mbps, Unlimited Data)

$40.37 £30.29

$49.93 €44.41

-19.15%

Gym Membership (Monthly)

$60.0 £44.99

$40.48 €36.01

48.15%

Tennis Court (1 Hour on Weekend)

$21.29 £15.97

$24.99 €22.23

-14.81%

Cinema Ticket

$17.74 £13.31

$15.52 €13.80

14.30%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,864 £2,149

$1,245 €1,108

129.99%

International Primary School, 1 Child (Yearly)

$35.3K £26.5K

$11.0K €9,793

220.89%

Jeans (Levis 501 Or Similar)

$114 £85.5

$81.1 €72.2

40.54%

Summer Dress (H&M, Zara, etc)

$54.3 £40.71

$37.50 €33.36

44.72%

Sport Shoes (Adidas, Nike)

$124 £93.2

$110 €98.0

12.77%

Men's Leather Business Shoes

$163 £122

$129 €115

26.66%

1-bedroom Apartment, City Center (Monthly)

$2,869 £2,152

$1,407 €1,252

103.90%

1-bedroom Apartment, Outside City Center (Monthly)

$2,233 £1,675

$1,145 €1,018

95.07%

3-bedroom Apartment, City Center (Monthly)

$5,266 £3,951

$2,431 €2,163

116.60%

3-bedroom Apartment, Outside City Center (Monthly)

$3,778 £2,835

$1,877 €1,670

101.24%

Buy Apartment in City Center (m2)

$18.3K £13.8K

$5,489 €4,882

234.00%

Buy Apartment Outside City Center (m2)

$8,024 £6,020

$4,215 €3,749

90.36%

Average Monthly Net Salary (After Tax)

$5,037 £3,779

$6,221 €5,534

-19.04%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.74

4.42

7.24%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for London: October 10, 2026

Last update for Zutphen: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

London

$2.2K 56%

Zutphen

$1.1K 46.9% 48.7% $1.1K

Monthly Utilities & Internet

London

$430 10.8%

Zutphen

$357 14.6% 17% $73

Eating Out

London

$388 9.7%

Zutphen

$305 12.5% 21.3% $82

Groceries & Markets

London

$349 8.8%

Zutphen

$277 11.3% 20.9% $73

Getting Around

London

$285 7.2%

Zutphen

$126 5.2% 55.8% $159

Clothing & Footwear

London

$205 5.1%

Zutphen

$161 6.6% 21.5% $44

Sport & Entertainment

London

$95 2.4%

Zutphen

$72 2.9% 25.1% $24

Cost Breakdown

A central one-bedroom costs $2,869 in London versus $1,407 in Zutphen. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 24% higher in Zutphen, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $107 in London versus $44.00 in Zutphen. Monthly groceries follow the same trend: $349 vs $277 – making Zutphen the more affordable choice for daily food spending.

Good to know

🇬🇧 London

🇳🇱 Zutphen

🕒 Local time

08:21 8:21 AM

09:21 9:21 AM

1 h ahead of London

🌤 Weather

👥 Population

8,908,083 Capital

38,642

💱 Currency

British Pound GBP £

Euro EUR €

📈 Exchange rate

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to GBP – British Pound Converter

🇺🇸 United States Dollar ($)

🇬🇧 British Pound (£)

British Pound exchange rates as of October 19, 2026: 1 USD = 0.75 GBP (1 GBP = 1.33 USD). 1 EUR = 0.843 GBP (1 GBP = 1.19 EUR).

Euro exchange rates as of October 19, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

USD to GBP in detail →

On the map

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London Zutphen 440 km

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London
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

London vs Zutphen: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $3,986 in London, $2,442 in Zutphen – roughly 63% apart. Outside of rent, the biggest gap is in transport.

For a comfortable life, plan on about $5,979 per month in London and $3,663 in Zutphen. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Zutphen, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 26% more in London, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $107 in London and $44.00 in Zutphen. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,000 monthly budget goes further in Zutphen, where all-in costs run around $2,442, than in London at $3,986. In Zutphen it covers expenses comfortably, while in London it requires careful planning or may not stretch far enough.

It depends on your priorities. London has an edge in some lifestyle areas, with costs from $2,442 in Zutphen to $3,986 in London. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Zutphen. If higher salaries, better infrastructure, or specific career opportunities are the priority, London makes more sense. Both are solid long-term options with distinct trade-offs.