Last update: Oct 2026

Cost of Living Comparison Between Zutphen and Lisbon

For one person, living is cheaper in Lisbon: $2,202 a month against $2,468 in Zutphen, rent and utilities included – about $3,200 less a year. Rent and utilities account for about half of the difference.

120

Cost of Living Index in Zutphen
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Zutphen Living Index
107

Cost of Living Index in Lisbon
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Lisbon Living Index

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Zutphen

🇳🇱 Netherlands

$2,468

/mo nomad

Lisbon

🇵🇹 Portugal

$2,202

/mo nomad

Monthly Cost of Living

How much you'll spend in Zutphen and in Lisbon

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Zutphen and in Lisbon actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,468 in Zutphen versus $2,202 in Lisbon.

Zutphen $2,468
Lisbon $2,202

Estimated couple costs with rent: $3,496 in Zutphen versus $3,274 in Lisbon.

Zutphen $3,496
Lisbon $3,274

Monthly costs for a family of three with rent: $4,525 in Zutphen versus $4,346 in Lisbon.

Zutphen $4,525
Lisbon $4,346

Living in Zutphen is roughly 12% more expensive than in Lisbon, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Zutphen 82% above, Lisbon 62% above.

Meal at Budget Restaurant

$19.74 €17.55

$17.04 €15.15

15.85%

Three-Course Dinner for Two, Mid-Range

$45.16 €40.17

$62.3 €55.4

-27.50%

Fast Food Meal (McDonalds, etc)

$12.47 €11.09

$11.02 €9.80

13.16%

Cappuccino

$3.27 €2.91

$3.12 €2.78

4.81%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.72 €1.53

$2.27 €2.02

-24.23%

Water (0.33 liter bottle)

$3.13 €2.78

$1.74 €1.55

79.89%

Local Beer (0.5 liter draught)

$8.26 €7.35

$3.42 €3.04

141.52%

Imported Beer (0.33 liter bottle)

$5.56 €4.94

$3.74 €3.33

48.66%

Milk (1 liter)

$1.30 €1.16

$1.17 €1.04

11.11%

White Bread (500g)

$2.27 €2.02

$1.86 €1.66

22.04%

Rice (white) (1kg)

$2.48 €2.21

$1.54 €1.37

61.04%

Eggs

$3.95 €3.51

$4.06 €3.61

-2.71%

Local Cheese (1kg)

$12.58 €11.19

$12.91 €11.49

-2.56%

Chicken Fillets (1kg)

$5.44 €4.84

$7.90 €7.03

-31.14%

Beef Round Steak (1kg)

$13.19 €11.74

$17.64 €15.69

-25.23%

Apples (1kg)

$2.56 €2.28

$2.26 €2.01

13.27%

Banana (1kg)

$2.55 €2.27

$1.75 €1.55

45.71%

Oranges (1kg)

$1.91 €1.69

$1.89 €1.68

1.06%

Tomato (1kg)

$4.34 €3.86

$2.56 €2.27

69.53%

Potato (1kg)

$1.90 €1.69

$1.85 €1.64

2.70%

Onion (1kg)

$2.28 €2.03

$1.97 €1.75

15.74%

Lettuce (1 head)

$1.28 €1.14

$1.45 €1.29

-11.72%

Water (1.5 liter bottle)

$0.79 €0.71

$0.77 €0.69

2.60%

Cigarettes 20 Pack (Marlboro, Camel)

$13.94 €12.40

$6.71 €5.97

107.75%

Wine (Bottle)

$6.55 €5.83

$5.67 €5.04

15.52%

Local Beer (0.5 liter bottle)

$1.48 €1.32

$1.37 €1.22

8.03%

Imported Beer (0.33 liter bottle)

$2.64 €2.35

$2.11 €1.88

25.12%

One-way Ticket (Public Transport)

$3.66 €3.25

$2.32 €2.07

57.76%

Public Transport Monthly Pass (Regular Price)

$86.2 €76.7

$44.43 €39.52

93.97%

Taxi Start (Normal Tariff)

$4.08 €3.63

$3.95 €3.51

3.29%

Taxi (Normal Tariff) (1km)

$3.36 €2.99

$1.05 €0.93

220.00%

Taxi 1hour Waiting (Normal Tariff)

$28.18 €25.06

$17.15 €15.26

64.31%

Gasoline (1 liter)

$2.42 €2.15

$2.19 €1.95

10.50%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$42.1K €37.5K

$33.8K €30.0K

24.73%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$40.0K €35.6K

$38.3K €34.0K

4.57%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$296 €263

$164 €146

80.62%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.39 €15.47

$18.48 €16.43

-5.90%

Internet (50+ Mbps, Unlimited Data)

$49.06 €43.64

$32.96 €29.32

48.85%

Gym Membership (Monthly)

$40.64 €36.15

$45.87 €40.80

-11.40%

Tennis Court (1 Hour on Weekend)

$22.66 €20.15

$18.68 €16.61

21.31%

Cinema Ticket

$15.34 €13.65

$9.75 €8.67

57.33%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,260 €1,121

$684 €608

84.22%

International Primary School, 1 Child (Yearly)

$11.0K €9,818

$17.6K €15.7K

-37.38%

Jeans (Levis 501 Or Similar)

$82.3 €73.2

$104 €92.3

-20.70%

Summer Dress (H&M, Zara, etc)

$38.44 €34.20

$46.20 €41.09

-16.80%

Sport Shoes (Adidas, Nike)

$113 €101

$99.7 €88.7

13.34%

Men's Leather Business Shoes

$126 €112

$125 €111

1.27%

1-bedroom Apartment, City Center (Monthly)

$1,428 €1,270

$1,589 €1,414

-10.15%

1-bedroom Apartment, Outside City Center (Monthly)

$1,170 €1,041

$1,169 €1,040

0.11%

3-bedroom Apartment, City Center (Monthly)

$2,449 €2,179

$2,851 €2,536

-14.08%

3-bedroom Apartment, Outside City Center (Monthly)

$1,883 €1,675

$1,993 €1,773

-5.52%

Buy Apartment in City Center (m2)

$4,701 €4,182

$7,793 €6,932

-39.67%

Buy Apartment Outside City Center (m2)

$4,613 €4,104

$4,418 €3,930

4.42%

Average Monthly Net Salary (After Tax)

$6,071 €5,400

$1,600 €1,423

279.43%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.42

3.85

14.81%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Zutphen: October 17, 2026

Last update for Lisbon: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Zutphen

$1.2K 47.4%

Lisbon

$1.2K 53.1% 0.1% $1.3

Monthly Utilities & Internet

Zutphen

$362 14.7%

Lisbon

$215 9.8% 40.6% $147

Eating Out

Zutphen

$306 12.4%

Lisbon

$247 11.2% 19.2% $59

Groceries & Markets

Zutphen

$274 11.1%

Lisbon

$273 12.4% 0.4% $1.1

Clothing & Footwear

Zutphen

$162 6.6%

Lisbon

$168 7.7% 4% $6.5

Getting Around

Zutphen

$122 4.9%

Lisbon

$63 2.9% 48.3% $59

Sport & Entertainment

Zutphen

$71 2.9%

Lisbon

$65 3% 8.3% $5.9

Cost Breakdown

A one-bedroom apartment in the center runs $1,428 in Zutphen and $1,589 in Lisbon. Housing cost is often the main lever when comparing two cities.

Zutphen pays 279% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $45.00 in Zutphen vs $62.0 in Lisbon. Groceries flip the comparison at $274 vs $273, with Lisbon cheaper for home cooking.

Good to know

🇳🇱 Zutphen

🇵🇹 Lisbon

🕒 Local time

12:16 12:16 PM

11:16 11:16 AM

1 h behind Zutphen

🌤 Weather

👥 Population

38,642

545,923 Capital

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.12 USD

Exchange rates and currency converter

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Between locations

Zutphen Lisbon 1,910 km ≈ 3 h nonstop flight

From you

Zutphen
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Zutphen vs Lisbon: Cost of Living - Frequently Asked Questions

Zutphen and Lisbon differ by about 12% in total monthly costs ($2,468 vs $2,202 including rent). Lisbon is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 279% higher in Zutphen, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,428 in Zutphen versus $1,589 in Lisbon. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,260 in Zutphen versus $684 in Lisbon. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 0% higher in Zutphen. For households that cook at home regularly, that difference adds up over a month.

At $2,202 in Lisbon versus $2,468 in Zutphen, a $3,000 budget is realistic in Lisbon but tight or insufficient in Zutphen. The gap between the two cities makes Lisbon the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Zutphen and Lisbon are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Lisbon gentler on the wallet – expenses run 12% less than in Zutphen. Beyond cost, consider language, visa policies, and how big the international community is in each city.