Last update: Oct 2026

Cost of Living Comparison Between Lisbon and Zutphen

For one person, living is cheaper in Lisbon: $2,202 a month against $2,468 in Zutphen, rent and utilities included – about $3,200 less a year. Rent and utilities account for about half of the difference.

107

Cost of Living Index in Lisbon
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Lisbon Living Index
120

Cost of Living Index in Zutphen
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Zutphen Living Index

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Lisbon

🇵🇹 Portugal

$2,202

/mo nomad

Zutphen

🇳🇱 Netherlands

$2,468

/mo nomad

Monthly Cost of Living

How much you'll spend in Lisbon and in Zutphen

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Lisbon and in Zutphen actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,202 in Lisbon versus $2,468 in Zutphen.

Lisbon $2,202
Zutphen $2,468

Estimated couple costs with rent: $3,274 in Lisbon versus $3,496 in Zutphen.

Lisbon $3,274
Zutphen $3,496

Monthly costs for a family of three with rent: $4,346 in Lisbon versus $4,525 in Zutphen.

Lisbon $4,346
Zutphen $4,525

Living in Lisbon costs roughly 11% less than in Zutphen, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Lisbon 62% above, Zutphen 82% above.

Meal at Budget Restaurant

$17.04 €15.15

$19.74 €17.55

-13.68%

Three-Course Dinner for Two, Mid-Range

$62.3 €55.4

$45.16 €40.17

37.93%

Fast Food Meal (McDonalds, etc)

$11.02 €9.80

$12.47 €11.09

-11.63%

Cappuccino

$3.12 €2.78

$3.27 €2.91

-4.59%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.27 €2.02

$1.72 €1.53

31.98%

Water (0.33 liter bottle)

$1.74 €1.55

$3.13 €2.78

-44.41%

Local Beer (0.5 liter draught)

$3.42 €3.04

$8.26 €7.35

-58.60%

Imported Beer (0.33 liter bottle)

$3.74 €3.33

$5.56 €4.94

-32.73%

Milk (1 liter)

$1.17 €1.04

$1.30 €1.16

-10.00%

White Bread (500g)

$1.86 €1.66

$2.27 €2.02

-18.06%

Rice (white) (1kg)

$1.54 €1.37

$2.48 €2.21

-37.90%

Eggs

$4.06 €3.61

$3.95 €3.51

2.78%

Local Cheese (1kg)

$12.91 €11.49

$12.58 €11.19

2.62%

Chicken Fillets (1kg)

$7.90 €7.03

$5.44 €4.84

45.22%

Beef Round Steak (1kg)

$17.64 €15.69

$13.19 €11.74

33.74%

Apples (1kg)

$2.26 €2.01

$2.56 €2.28

-11.72%

Banana (1kg)

$1.75 €1.55

$2.55 €2.27

-31.37%

Oranges (1kg)

$1.89 €1.68

$1.91 €1.69

-1.05%

Tomato (1kg)

$2.56 €2.27

$4.34 €3.86

-41.01%

Potato (1kg)

$1.85 €1.64

$1.90 €1.69

-2.63%

Onion (1kg)

$1.97 €1.75

$2.28 €2.03

-13.60%

Lettuce (1 head)

$1.45 €1.29

$1.28 €1.14

13.28%

Water (1.5 liter bottle)

$0.77 €0.69

$0.79 €0.71

-2.53%

Cigarettes 20 Pack (Marlboro, Camel)

$6.71 €5.97

$13.94 €12.40

-51.87%

Wine (Bottle)

$5.67 €5.04

$6.55 €5.83

-13.44%

Local Beer (0.5 liter bottle)

$1.37 €1.22

$1.48 €1.32

-7.43%

Imported Beer (0.33 liter bottle)

$2.11 €1.88

$2.64 €2.35

-20.08%

One-way Ticket (Public Transport)

$2.32 €2.07

$3.66 €3.25

-36.61%

Public Transport Monthly Pass (Regular Price)

$44.43 €39.52

$86.2 €76.7

-48.45%

Taxi Start (Normal Tariff)

$3.95 €3.51

$4.08 €3.63

-3.19%

Taxi (Normal Tariff) (1km)

$1.05 €0.93

$3.36 €2.99

-68.75%

Taxi 1hour Waiting (Normal Tariff)

$17.15 €15.26

$28.18 €25.06

-39.14%

Gasoline (1 liter)

$2.19 €1.95

$2.42 €2.15

-9.50%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.8K €30.0K

$42.1K €37.5K

-19.83%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.3K €34.0K

$40.0K €35.6K

-4.37%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$164 €146

$296 €263

-44.64%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.48 €16.43

$17.39 €15.47

6.27%

Internet (50+ Mbps, Unlimited Data)

$32.96 €29.32

$49.06 €43.64

-32.82%

Gym Membership (Monthly)

$45.87 €40.80

$40.64 €36.15

12.87%

Tennis Court (1 Hour on Weekend)

$18.68 €16.61

$22.66 €20.15

-17.56%

Cinema Ticket

$9.75 €8.67

$15.34 €13.65

-36.44%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$684 €608

$1,260 €1,121

-45.72%

International Primary School, 1 Child (Yearly)

$17.6K €15.7K

$11.0K €9,818

59.70%

Jeans (Levis 501 Or Similar)

$104 €92.3

$82.3 €73.2

26.10%

Summer Dress (H&M, Zara, etc)

$46.20 €41.09

$38.44 €34.20

20.19%

Sport Shoes (Adidas, Nike)

$99.7 €88.7

$113 €101

-11.77%

Men's Leather Business Shoes

$125 €111

$126 €112

-1.25%

1-bedroom Apartment, City Center (Monthly)

$1,589 €1,414

$1,428 €1,270

11.30%

1-bedroom Apartment, Outside City Center (Monthly)

$1,169 €1,040

$1,170 €1,041

-0.11%

3-bedroom Apartment, City Center (Monthly)

$2,851 €2,536

$2,449 €2,179

16.38%

3-bedroom Apartment, Outside City Center (Monthly)

$1,993 €1,773

$1,883 €1,675

5.84%

Buy Apartment in City Center (m2)

$7,793 €6,932

$4,701 €4,182

65.76%

Buy Apartment Outside City Center (m2)

$4,418 €3,930

$4,613 €4,104

-4.24%

Average Monthly Net Salary (After Tax)

$1,600 €1,423

$6,071 €5,400

-73.65%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.85

4.42

-12.90%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lisbon: October 19, 2026

Last update for Zutphen: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Lisbon

$1.2K 53.1%

Zutphen

$1.2K 47.4% 0.1% $1.3

Groceries & Markets

Lisbon

$273 12.4%

Zutphen

$274 11.1% 0.4% $1.1

Eating Out

Lisbon

$247 11.2%

Zutphen

$306 12.4% 23.8% $59

Monthly Utilities & Internet

Lisbon

$215 9.8%

Zutphen

$362 14.7% 68.3% $147

Clothing & Footwear

Lisbon

$168 7.7%

Zutphen

$162 6.6% 3.8% $6.5

Sport & Entertainment

Lisbon

$65 3%

Zutphen

$71 2.9% 9.1% $5.9

Getting Around

Lisbon

$63 2.9%

Zutphen

$122 4.9% 93.4% $59

Cost Breakdown

A one-bedroom apartment in the center runs $1,589 in Lisbon and $1,428 in Zutphen. Housing cost is often the main lever when comparing two cities.

Zutphen pays 279% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $62.0 in Lisbon vs $45.00 in Zutphen. Groceries flip the comparison at $273 vs $274, with Lisbon cheaper for home cooking.

Good to know

🇵🇹 Lisbon

🇳🇱 Zutphen

🕒 Local time

14:56 2:56 PM

15:56 3:56 PM

1 h ahead of Lisbon

🌤 Weather

👥 Population

545,923 Capital

38,642

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.12 USD

Exchange rates and currency converter

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Between locations

Lisbon Zutphen 1,910 km ≈ 3 h nonstop flight

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Lisbon
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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lisbon vs Zutphen: Cost of Living - Frequently Asked Questions

Lisbon and Zutphen differ by about 12% in total monthly costs ($2,202 vs $2,468 including rent). Lisbon is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 279% lower in Zutphen. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,589 in Lisbon versus $1,428 in Zutphen. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $684 in Lisbon versus $1,260 in Zutphen. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 0% higher in Zutphen. For households that cook at home regularly, that difference adds up over a month.

At $2,202 in Lisbon versus $2,468 in Zutphen, a $3,000 budget is realistic in Lisbon but tight or insufficient in Zutphen. The gap between the two cities makes Lisbon the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Lisbon and Zutphen are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Lisbon gentler on the wallet – expenses run 12% less than in Zutphen. Beyond cost, consider language, visa policies, and how big the international community is in each city.