Last update: Oct 2026

Cost of Living Comparison Between Eindhoven and Zutphen

For one person, living is cheaper in Zutphen: $2,468 a month against $2,767 in Eindhoven, rent and utilities included – about $3,600 less a year. Rent and utilities account for most of the difference.

135

Cost of Living Index in Eindhoven
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Eindhoven Living Index
120

Cost of Living Index in Zutphen
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Zutphen Living Index

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Eindhoven

🇳🇱 Netherlands

$2,767

/mo nomad

Zutphen

🇳🇱 Netherlands

$2,468

/mo nomad

Monthly Cost of Living

How much you'll spend in Eindhoven and in Zutphen

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Eindhoven and in Zutphen actually costs, broken down by who's living it.

A single person spends $2,767 per month in Eindhoven vs $2,468 in Zutphen, rent included.

Eindhoven $2,767
Zutphen $2,468

A couple spends around $3,917 per month in Eindhoven vs $3,496 in Zutphen, rent included.

Eindhoven $3,917
Zutphen $3,496

A family of three spends $5,068 per month in Eindhoven vs $4,525 in Zutphen, rent included.

Eindhoven $5,068
Zutphen $4,525

Eindhoven costs about 12% more than Zutphen, and outside of rent the biggest gap is in groceries.

Both Eindhoven and Zutphen sit above the global median – Eindhoven by 104%, Zutphen by 82%.

Meal at Budget Restaurant

$21.26 €18.91

$19.74 €17.55

7.70%

Three-Course Dinner for Two, Mid-Range

$79.5 €70.8

$45.16 €40.17

76.11%

Fast Food Meal (McDonalds, etc)

$13.97 €12.43

$12.47 €11.09

12.03%

Cappuccino

$4.54 €4.03

$3.27 €2.91

38.84%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.73 €3.32

$1.72 €1.53

116.86%

Water (0.33 liter bottle)

$3.63 €3.23

$3.13 €2.78

15.97%

Local Beer (0.5 liter draught)

$6.34 €5.64

$8.26 €7.35

-23.24%

Imported Beer (0.33 liter bottle)

$5.52 €4.91

$5.56 €4.94

-0.72%

Milk (1 liter)

$1.44 €1.28

$1.30 €1.16

10.77%

White Bread (500g)

$2.42 €2.15

$2.27 €2.02

6.61%

Rice (white) (1kg)

$2.52 €2.24

$2.48 €2.21

1.61%

Eggs

$4.50 €4.01

$3.95 €3.51

13.92%

Local Cheese (1kg)

$13.46 €11.97

$12.58 €11.19

7.00%

Chicken Fillets (1kg)

$12.59 €11.19

$5.44 €4.84

131.43%

Beef Round Steak (1kg)

$16.11 €14.33

$13.19 €11.74

22.14%

Apples (1kg)

$3.18 €2.83

$2.56 €2.28

24.22%

Banana (1kg)

$2.40 €2.14

$2.55 €2.27

-5.88%

Oranges (1kg)

$2.17 €1.93

$1.91 €1.69

13.61%

Tomato (1kg)

$3.36 €2.99

$4.34 €3.86

-22.58%

Potato (1kg)

$1.51 €1.35

$1.90 €1.69

-20.53%

Onion (1kg)

$1.44 €1.28

$2.28 €2.03

-36.84%

Lettuce (1 head)

$1.47 €1.31

$1.28 €1.14

14.84%

Water (1.5 liter bottle)

$1.04 €0.92

$0.79 €0.71

31.65%

Cigarettes 20 Pack (Marlboro, Camel)

$14.24 €12.67

$13.94 €12.40

2.15%

Wine (Bottle)

$6.53 €5.81

$6.55 €5.83

-0.31%

Local Beer (0.5 liter bottle)

$1.69 €1.50

$1.48 €1.32

14.19%

Imported Beer (0.33 liter bottle)

$2.49 €2.22

$2.64 €2.35

-5.68%

One-way Ticket (Public Transport)

$3.89 €3.46

$3.66 €3.25

6.28%

Public Transport Monthly Pass (Regular Price)

$110 €97.9

$86.2 €76.7

27.69%

Taxi Start (Normal Tariff)

$3.59 €3.20

$4.08 €3.63

-12.01%

Taxi (Normal Tariff) (1km)

$2.95 €2.63

$3.36 €2.99

-12.20%

Taxi 1hour Waiting (Normal Tariff)

$39.02 €34.71

$28.18 €25.06

38.47%

Gasoline (1 liter)

$2.56 €2.28

$2.42 €2.15

5.79%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$41.5K €36.9K

$42.1K €37.5K

-1.49%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.9K €35.5K

$40.0K €35.6K

-0.20%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$207 €184

$296 €263

-30.16%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$22.68 €20.17

$17.39 €15.47

30.42%

Internet (50+ Mbps, Unlimited Data)

$43.65 €38.82

$49.06 €43.64

-11.03%

Gym Membership (Monthly)

$39.99 €35.57

$40.64 €36.15

-1.60%

Tennis Court (1 Hour on Weekend)

$21.87 €19.45

$22.66 €20.15

-3.49%

Cinema Ticket

$15.39 €13.69

$15.34 €13.65

0.33%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,866 €2,549

$1,260 €1,121

127.40%

International Primary School, 1 Child (Yearly)

$8,491 €7,553

$11.0K €9,818

-23.07%

Jeans (Levis 501 Or Similar)

$99.6 €88.6

$82.3 €73.2

21.08%

Summer Dress (H&M, Zara, etc)

$46.02 €40.93

$38.44 €34.20

19.72%

Sport Shoes (Adidas, Nike)

$107 €95.5

$113 €101

-5.06%

Men's Leather Business Shoes

$135 €120

$126 €112

6.60%

1-bedroom Apartment, City Center (Monthly)

$1,760 €1,566

$1,428 €1,270

23.25%

1-bedroom Apartment, Outside City Center (Monthly)

$1,440 €1,281

$1,170 €1,041

23.02%

3-bedroom Apartment, City Center (Monthly)

$2,696 €2,398

$2,449 €2,179

10.06%

3-bedroom Apartment, Outside City Center (Monthly)

$2,079 €1,849

$1,883 €1,675

10.41%

Buy Apartment in City Center (m2)

$6,607 €5,877

$4,701 €4,182

40.53%

Buy Apartment Outside City Center (m2)

$4,877 €4,338

$4,613 €4,104

5.71%

Average Monthly Net Salary (After Tax)

$3,974 €3,535

$6,071 €5,400

-34.54%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.55

4.42

-19.68%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Eindhoven: October 19, 2026

Last update for Zutphen: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Eindhoven

$1.4K 52%

Zutphen

$1.2K 47.4% 18.7% $269

Eating Out

Eindhoven

$339 12.2%

Zutphen

$306 12.4% 9.5% $32

Groceries & Markets

Eindhoven

$326 11.8%

Zutphen

$274 11.1% 16% $52

Monthly Utilities & Internet

Eindhoven

$273 9.9%

Zutphen

$362 14.7% 32.7% $89

Clothing & Footwear

Eindhoven

$174 6.3%

Zutphen

$162 6.6% 7.1% $12

Getting Around

Eindhoven

$144 5.2%

Zutphen

$122 4.9% 15.5% $22

Sport & Entertainment

Eindhoven

$71 2.6%

Zutphen

$71 2.9% 0.8% $0.5

Cost Breakdown

A central one-bedroom costs $1,760 in Eindhoven versus $1,428 in Zutphen. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 53% higher in Zutphen, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $80.0 in Eindhoven versus $45.00 in Zutphen. Monthly groceries follow the same trend: $326 vs $274 – making Zutphen the more affordable choice for daily food spending.

Good to know

🇳🇱 Eindhoven

🇳🇱 Zutphen

🕒 Local time

11:32 11:32 AM

Same time as Eindhoven

🌤 Weather

👥 Population

243,730

38,642

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.12 USD

Exchange rates and currency converter

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Eindhoven Zutphen 92 km

From you

Eindhoven
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Eindhoven vs Zutphen: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,767 in Eindhoven, $2,468 in Zutphen – roughly 12% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $4,150 per month in Eindhoven and $3,702 in Zutphen. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Zutphen, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $80.0 in Eindhoven and $45.00 in Zutphen. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $2,767 in Eindhoven and $2,468 in Zutphen. That's a gap of about 12%.

A $2,000 monthly budget goes further in Zutphen, where all-in costs run around $2,468, than in Eindhoven at $2,767. In Zutphen it covers expenses comfortably, while in Eindhoven it requires careful planning or may not stretch far enough.

It depends on your priorities. Eindhoven has an edge in some lifestyle areas, with costs from $2,468 in Zutphen to $2,767 in Eindhoven. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Zutphen. If higher salaries, better infrastructure, or specific career opportunities are the priority, Eindhoven makes more sense. Both are solid long-term options with distinct trade-offs.