Cost of Living Comparison Between Eindhoven and Zutphen Cost of Living Comparison Between Eindhoven and Zutphen

Monthly Cost of Living

A single person spends $2,854 per month in Eindhoven vs $2,533 in Zutphen, rent included.

A couple spends around $4,064 per month in Eindhoven vs $3,671 in Zutphen, rent included.

A family of three spends $5,274 per month in Eindhoven vs $4,808 in Zutphen, rent included.

Eindhoven costs about 13% more than Zutphen, driven mainly by Groceries & Markets.

Both Eindhoven and Zutphen sit above the global median – Eindhoven by 108%, Zutphen by 84%.

Meal at Budget Restaurant

$21.27 €18.30

$20.58 €17.71

3.35%

Three-Course Dinner for Two, Mid-Range

$76.8 €66.1

$46.41 €39.94

65.42%

Fast Food Meal (McDonalds, etc)

$14.12 €12.15

$12.99 €11.17

8.70%

Cappuccino

$4.52 €3.89

$3.59 €3.09

25.91%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.94 €3.39

$1.79 €1.54

120.11%

Water (0.33 liter bottle)

$3.84 €3.30

$3.18 €2.74

20.75%

Local Beer (0.5 liter draught)

$6.52 €5.61

$8.75 €7.53

-25.49%

Imported Beer (0.33 liter bottle)

$5.68 €4.89

$5.86 €5.04

-3.07%

Milk (1 liter)

$1.48 €1.28

$1.36 €1.17

8.82%

White Bread (500g)

$2.46 €2.12

$2.37 €2.04

3.80%

Rice (white) (1kg)

$2.75 €2.37

$2.55 €2.19

7.84%

Eggs

$4.50 €3.87

$4.23 €3.64

6.38%

Local Cheese (1kg)

$13.57 €11.68

$13.09 €11.26

3.67%

Chicken Fillets (1kg)

$13.28 €11.43

$5.86 €5.04

126.62%

Beef Round Steak (1kg)

$17.41 €14.98

$13.78 €11.86

26.34%

Apples (1kg)

$3.35 €2.88

$2.80 €2.41

19.64%

Banana (1kg)

$2.49 €2.14

$2.63 €2.26

-5.32%

Oranges (1kg)

$2.16 €1.86

$2.03 €1.75

6.40%

Tomato (1kg)

$3.63 €3.13

$4.47 €3.85

-18.79%

Potato (1kg)

$1.58 €1.36

$2.01 €1.73

-21.39%

Onion (1kg)

$1.49 €1.28

$2.45 €2.11

-39.18%

Lettuce (1 head)

$1.44 €1.24

$1.35 €1.16

6.67%

Water (1.5 liter bottle)

$1.06 €0.91

$0.87 €0.75

21.84%

Cigarettes 20 Pack (Marlboro, Camel)

$14.47 €12.45

$14.69 €12.64

-1.50%

Wine (Bottle)

$7.09 €6.10

$7.02 €6.04

1.00%

Local Beer (0.5 liter bottle)

$1.81 €1.56

$1.50 €1.29

20.67%

Imported Beer (0.33 liter bottle)

$2.70 €2.32

$2.71 €2.33

-0.37%

One-way Ticket (Public Transport)

$4.16 €3.58

$3.16 €2.72

31.65%

Public Transport Monthly Pass (Regular Price)

$116 €100

$102 €87.4

14.60%

Taxi Start (Normal Tariff)

$3.75 €3.23

$4.26 €3.66

-11.97%

Taxi (Normal Tariff) (1km)

$3.10 €2.66

$3.47 €2.99

-10.66%

Taxi 1hour Waiting (Normal Tariff)

$40.07 €34.48

$28.84 €24.82

38.94%

Gasoline (1 liter)

$2.57 €2.21

$2.45 €2.11

4.90%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$43.7K €37.6K

$42.9K €36.9K

1.79%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$40.2K €34.6K

$41.1K €35.4K

-2.20%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$221 €190

$309 €266

-28.59%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$23.37 €20.11

$17.67 €15.20

32.26%

Internet (50+ Mbps, Unlimited Data)

$46.50 €40.02

$51.3 €44.14

-9.36%

Gym Membership (Monthly)

$43.18 €37.16

$42.95 €36.96

0.54%

Tennis Court (1 Hour on Weekend)

$22.20 €19.10

$24.92 €21.44

-10.91%

Cinema Ticket

$15.96 €13.73

$16.23 €13.96

-1.66%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,910 €2,504

$1,294 €1,114

124.83%

International Primary School, 1 Child (Yearly)

$8,884 €7,644

$11.7K €10.0K

-23.85%

Jeans (Levis 501 Or Similar)

$104 €89.7

$85.2 €73.3

22.27%

Summer Dress (H&M, Zara, etc)

$49.21 €42.34

$38.87 €33.44

26.60%

Sport Shoes (Adidas, Nike)

$114 €97.9

$116 €99.9

-2.02%

Men's Leather Business Shoes

$141 €122

$135 €116

4.70%

1-bedroom Apartment, City Center (Monthly)

$1,750 €1,506

$1,487 €1,279

17.70%

1-bedroom Apartment, Outside City Center (Monthly)

$1,529 €1,316

$1,203 €1,035

27.11%

3-bedroom Apartment, City Center (Monthly)

$2,729 €2,348

$2,468 €2,124

10.57%

3-bedroom Apartment, Outside City Center (Monthly)

$2,179 €1,875

$1,972 €1,697

10.50%

Buy Apartment in City Center (m2)

$6,717 €5,780

$6,061 €5,215

10.84%

Buy Apartment Outside City Center (m2)

$5,107 €4,395

$4,190 €3,606

21.89%

Average Monthly Net Salary (After Tax)

$4,133 €3,557

$6,369 €5,480

-35.10%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.72

4.42

-15.84%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Eindhoven: August 29, 2026

Last update for Zutphen: August 30, 2026

Cost Breakdown

A central one-bedroom costs $1,750 in Eindhoven versus $1,487 in Zutphen. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 54% higher in Zutphen, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $77.0 in Eindhoven versus $46.00 in Zutphen. Monthly groceries follow the same trend: $341 vs $288 – making Zutphen the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Eindhoven vs Zutphen: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,854 in Eindhoven, $2,533 in Zutphen – roughly 13% apart. Eindhoven costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $4,281 per month in Eindhoven and $3,800 in Zutphen. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Zutphen, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $77.0 in Eindhoven and $46.00 in Zutphen. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $2,854 in Eindhoven and $2,533 in Zutphen. The difference isn't just one category – it shows up across housing, food, transport, and services.

A $2,000 monthly budget goes further in Zutphen, where all-in costs run around $2,533, than in Eindhoven at $2,854. In Zutphen it covers expenses comfortably, while in Eindhoven it requires careful planning or may not stretch far enough.

It depends on your priorities. Eindhoven has an edge in some lifestyle areas, with costs from $2,533 in Zutphen to $2,854 in Eindhoven. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Zutphen. If higher salaries, better infrastructure, or specific career opportunities are the priority, Eindhoven makes more sense. Both are solid long-term options with distinct trade-offs.