Last update: Oct 2026

Cost of Living Comparison Between Zutphen and Austin, TX

For one person, living is cheaper in Zutphen: $2,442 a month against $2,663 in Austin, TX, rent and utilities included – about $2,700 less a year. Other living expenses account for most of the difference.

120

Cost of Living Index in Zutphen
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Zutphen Living Index
130

Cost of Living Index in Austin, TX
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Austin, TX Living Index

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Zutphen

🇳🇱 Netherlands

$2,442

/mo nomad

Austin, TX

🇺🇸 United States

$2,663

/mo nomad

Monthly Cost of Living

How much you'll spend in Zutphen and in Austin, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Zutphen and in Austin, TX actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,442 in Zutphen versus $2,663 in Austin, TX.

Zutphen $2,442
Austin, TX $2,663

Estimated couple costs with rent: $3,481 in Zutphen versus $4,133 in Austin, TX.

Zutphen $3,481
Austin, TX $4,133

Monthly costs for a family of three with rent: $4,519 in Zutphen versus $5,603 in Austin, TX.

Zutphen $4,519
Austin, TX $5,603

Living in Zutphen costs roughly 8% less than in Austin, TX, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Zutphen 81% above, Austin, TX 97% above.

Meal at Budget Restaurant

$19.69 €17.51

$20.77 $20.77

-5.20%

Three-Course Dinner for Two, Mid-Range

$44.10 €39.23

$84.6 $84.6

-47.87%

Fast Food Meal (McDonalds, etc)

$12.14 €10.80

$12.32 $12.32

-1.46%

Cappuccino

$3.28 €2.92

$5.63 $5.63

-41.74%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.68 €1.50

$3.72 $3.72

-54.84%

Water (0.33 liter bottle)

$2.95 €2.63

$2.50 $2.50

18.00%

Local Beer (0.5 liter draught)

$8.42 €7.49

$8.05 $8.05

4.60%

Imported Beer (0.33 liter bottle)

$5.53 €4.92

$9.01 $9.01

-38.62%

Milk (1 liter)

$1.24 €1.10

$1.12 $1.12

10.71%

White Bread (500g)

$2.25 €2.00

$3.75 $3.75

-40.00%

Rice (white) (1kg)

$2.50 €2.22

$3.26 $3.26

-23.31%

Eggs

$4.00 €3.56

$4.17 $4.17

-4.08%

Local Cheese (1kg)

$12.41 €11.04

$12.90 $12.90

-3.80%

Chicken Fillets (1kg)

$5.65 €5.03

$14.16 $14.16

-60.10%

Beef Round Steak (1kg)

$13.56 €12.06

$16.22 $16.22

-16.40%

Apples (1kg)

$2.57 €2.29

$4.33 $4.33

-40.65%

Banana (1kg)

$2.54 €2.26

$1.46 $1.46

73.97%

Oranges (1kg)

$1.87 €1.66

$4.51 $4.51

-58.54%

Tomato (1kg)

$4.44 €3.95

$4.34 $4.34

2.30%

Potato (1kg)

$1.86 €1.66

$2.58 $2.58

-27.91%

Onion (1kg)

$2.38 €2.11

$2.35 $2.35

1.28%

Lettuce (1 head)

$1.34 €1.20

$1.78 $1.78

-24.72%

Water (1.5 liter bottle)

$0.83 €0.74

$2.22 $2.22

-62.61%

Cigarettes 20 Pack (Marlboro, Camel)

$13.87 €12.33

$9.88 $9.88

40.38%

Wine (Bottle)

$6.52 €5.80

$15.08 $15.08

-56.76%

Local Beer (0.5 liter bottle)

$1.53 €1.36

$2.92 $2.92

-47.60%

Imported Beer (0.33 liter bottle)

$2.71 €2.41

$3.46 $3.46

-21.68%

One-way Ticket (Public Transport)

$2.97 €2.64

$1.49 $1.49

99.33%

Public Transport Monthly Pass (Regular Price)

$93.7 €83.3

$41.72 $41.72

124.54%

Taxi Start (Normal Tariff)

$4.14 €3.69

$2.73 $2.73

51.65%

Taxi (Normal Tariff) (1km)

$3.27 €2.91

$1.66 $1.66

96.99%

Taxi 1hour Waiting (Normal Tariff)

$28.34 €25.21

$35.30 $35.30

-19.72%

Gasoline (1 liter)

$2.41 €2.15

$0.95 $0.95

153.68%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$40.9K €36.4K

$36.0K $36.0K

13.53%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.0K €34.7K

$27.1K $27.1K

44.03%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$290 €258

$229 $229

26.75%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.08 €15.19

$59.4 $59.4

-71.24%

Internet (50+ Mbps, Unlimited Data)

$49.93 €44.41

$69.9 $69.9

-28.58%

Gym Membership (Monthly)

$40.48 €36.01

$57.2 $57.2

-29.28%

Tennis Court (1 Hour on Weekend)

$24.99 €22.23

$16.33 $16.33

53.03%

Cinema Ticket

$15.52 €13.80

$14.28 $14.28

8.68%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,245 €1,108

$1,506 $1,506

-17.30%

International Primary School, 1 Child (Yearly)

$11.0K €9,793

$21.5K $21.5K

-48.69%

Jeans (Levis 501 Or Similar)

$81.1 €72.2

$52.8 $52.8

53.63%

Summer Dress (H&M, Zara, etc)

$37.50 €33.36

$43.82 $43.82

-14.42%

Sport Shoes (Adidas, Nike)

$110 €98.0

$84.8 $84.8

29.96%

Men's Leather Business Shoes

$129 €115

$103 $103

24.98%

1-bedroom Apartment, City Center (Monthly)

$1,407 €1,252

$1,907 $1,907

-26.23%

1-bedroom Apartment, Outside City Center (Monthly)

$1,145 €1,018

$1,274 $1,274

-10.15%

3-bedroom Apartment, City Center (Monthly)

$2,431 €2,163

$3,664 $3,664

-33.66%

3-bedroom Apartment, Outside City Center (Monthly)

$1,877 €1,670

$2,538 $2,538

-26.03%

Buy Apartment in City Center (m2)

$5,489 €4,882

$7,614 $7,614

-27.91%

Buy Apartment Outside City Center (m2)

$4,215 €3,749

$3,157 $3,157

33.51%

Average Monthly Net Salary (After Tax)

$6,221 €5,534

$5,121 $5,121

21.49%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.42

6.79

-34.90%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Zutphen: October 10, 2026

Last update for Austin, TX: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Zutphen

$1.1K 46.9%

Austin, TX

$1.3K 47.8% 11.3% $129

Monthly Utilities & Internet

Zutphen

$357 14.6%

Austin, TX

$358 13.5% 0.3% $1

Eating Out

Zutphen

$305 12.5%

Austin, TX

$354 13.3% 16% $49

Groceries & Markets

Zutphen

$277 11.3%

Austin, TX

$405 15.2% 46.3% $128

Clothing & Footwear

Zutphen

$161 6.6%

Austin, TX

$128 4.8% 20.5% $33

Getting Around

Zutphen

$126 5.2%

Austin, TX

$59 2.2% 53.4% $67

Sport & Entertainment

Zutphen

$72 2.9%

Austin, TX

$86 3.2% 20% $14

Cost Breakdown

A one-bedroom apartment in the center runs $1,407 in Zutphen and $1,907 in Austin, TX. Housing cost is often the main lever when comparing two cities.

Zutphen pays 21% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $44.00 in Zutphen vs $85.0 in Austin, TX for a mid-range dinner for two. Groceries echo the gap at $277 vs $405 per month, with Zutphen cheaper across the board.

Good to know

🇳🇱 Zutphen

🇺🇸 Austin, TX

🕒 Local time

09:42 9:42 AM

02:42 2:42 AM

7 h behind Zutphen

🌤 Weather

👥 Population

38,642

974,447

💱 Currency

Euro EUR €

United States Dollar USD $

📈 Exchange rate

1 EUR = 1.12 USD

1 USD = 0.89 EUR

Exchange rates and currency converter

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Between locations

Zutphen Austin, TX 8,260 km ≈ 11 h nonstop flight

From you

Zutphen
Austin, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Zutphen vs Austin, TX: Cost of Living - Frequently Asked Questions

Zutphen wins on cost – living expenses run 9% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Zutphen the obvious pick if budget is a priority.

Average pay runs 21% higher in Zutphen, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,407 in Zutphen versus $1,907 in Austin, TX. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,442 per month in Zutphen versus $2,663 in Austin, TX – a 9% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Zutphen runs roughly 125% less than in Austin, TX. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $2,442 in Zutphen versus $2,663 in Austin, TX, a $2,000 budget is realistic in Zutphen but tight or insufficient in Austin, TX. The gap between the two cities makes Zutphen the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Zutphen and Austin, TX are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Zutphen gentler on the wallet – expenses run 9% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.